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The Enforcers - Inside Cape Town's Deadly Nightclub Battles (Paperback): Caryn Dolley The Enforcers - Inside Cape Town's Deadly Nightclub Battles (Paperback)
Caryn Dolley 1
R295 R236 Discovery Miles 2 360 Save R59 (20%) Ships in 5 - 10 working days

Here is the Cape Town underworld laid bare, explored through the characters who control the protection industry, the bouncers and security at nightclubs and strip clubs.

At the centre of this turf war is Nafiz Modack, the latest kingpin to have seized control of the industry, a man often in court on various charges, including extortion. Investigative journalist Caryn Dolley has followed Modack and his predecessors for six years as power has shifted in the nightclub security industry, and she focuses on how closely connected the criminal underworld is with the police services. In this suspenseful page turner of an investigation, she writes about the overlapping of the state with the underworld, the underworld with the upperworld, and how the associated violence is not confined to specific areas of Cape Town, but is happening inside hospitals, airports, clubs and restaurants and putting residents at risk.

A book that lays bare the myth that violence and gangsterism in Cape Town is confined to the ganglands of the Cape Flats, wherever you find yourself, you’re only a hair’s breadth away from the enforcers.

Introduction To Legal Pluralism In South Africa (Paperback, 6th Edition): C. Rautenbach Introduction To Legal Pluralism In South Africa (Paperback, 6th Edition)
C. Rautenbach 1
R1,213 R1,079 Discovery Miles 10 790 Save R134 (11%) Ships in 4 - 8 working days

This book introduces students to the distinct legal traditions that make up the South African legal system.

Keto Lifestyle: Maklik (Afrikaans, Paperback): Hendrik Marais Keto Lifestyle: Maklik (Afrikaans, Paperback)
Hendrik Marais
R380 R297 Discovery Miles 2 970 Save R83 (22%) In Stock

Ja, die ketodieet is al lankal bekend; jy het daarvan gehoor maar verstaan die konsep nie heeltemal nie en dink dis te duur. Of miskien het jy dit getoets maar is oorweldig deur ’n oorvloed dikwels teenstrydige inligting en het jy moed opgegee. Miskien volg jy dit noukeurig maar het jy nuwe inspirasie nodig. Daar kom in elk geval altyd nuwe inligting na vore. Ná die wegholsukses van sy eerste boek twee jaar gelede, Living the Ultimate Keto Lifestyle, het Hendrik Marais besluit dis tyd om die ketogeniese leefstyl aan selfs meer mense bekend te stel, terwyl hy aanhangers terselfdertyd ’n vereenvoudigde uiteensetting van die jongste neigings en ’n volledige stel maklike en smaaklike resepte wou bied.

Keto Lifestyle: Maklik is presies dit: ’n Gids vir die implementering van ’n ketogeniese dieet en periodieke vas – met maaltydplanne wat eenvoudig is om te volg – wat sinvol asook begroting- en beurtkragvriendelik is, en met al die truuks om tyd te bespaar. Jy sal mal wees oor die geurige resepte en selfs maniere vind om jou vriende te onthaal met spyskaarte wat by hierdie leefstyl inpas. Maar daar’s soveel meer: inligting oor voedingswaarde, en raad oor oefening en maniere om jou motivering te handhaaf.

The South African Vegan Cookbook (Paperback): Leozette Roode The South African Vegan Cookbook (Paperback)
Leozette Roode 5
R405 R348 Discovery Miles 3 480 Save R57 (14%) Ships in 4 - 8 working days

Veganism is a growing phenomenon on the culinary scene. The South African Vegan Cookbook is the first of its kind locally.

In it you will find everything you need for a vegan lifestyle: from basic information such as the definition of veganism, why it’s good for you, answers to common questions, the essential equipment, vegan alternatives for everyday products, the pantry essentials and resources to learn more. The family-friendly recipes are easy to make and are made from locally-sourced products. This cookbook includes recipes for breakfast, snacks, lunch, tea time, the braai, entertaining and late-nights feasts.

Think decadent chocolate granola and overnight oats, kale chips and cauliflower bites, easy-to-make couscous salad, lasagne and stir-fry as well as South African favourites like milk tart, banana loaf, macaroni-and-cheese and chicken burgers. And to top it all: chocolate mousse, date balls and truffles.

Vegan 101 – good for your health and the planet.

Dockside Reading - Hydrocolonialism And The Custom House (Paperback): Isabel Hofmeyr Dockside Reading - Hydrocolonialism And The Custom House (Paperback)
Isabel Hofmeyr
R330 R258 Discovery Miles 2 580 Save R72 (22%) Ships in 5 - 10 working days

In Dockside Reading, Isabel Hofmeyr traces the relationships among print culture, colonialism, and the ocean through the institution of the British colonial Custom House.

During the late nineteenth and early twentieth centuries, dockside customs officials would leaf through publications looking for obscenity, politically objectionable materials, or reprints of British copyrighted works, often dumping these condemned goods into the water. These practices, echoing other colonial imaginaries of the ocean as a space for erasing incriminating evidence of the violence of empire, informed later censorship regimes under apartheid in South Africa.

By tracking printed matter from ship to shore, Hofmeyr shows how literary institutions like copyright and censorship were shaped by colonial control of coastal waters. Set in the environmental context of the colonial port city, Dockside Reading explores how imperialism colonizes water.

Hofmeyr examines this theme through the concept of hydrocolonialism, which puts together land and sea, empire and environment.

Hitmen For Hire - Exposing South Africa's Underworld (Paperback): Mark Shaw Hitmen For Hire - Exposing South Africa's Underworld (Paperback)
Mark Shaw 2
R295 R236 Discovery Miles 2 360 Save R59 (20%) Ships in 5 - 10 working days

When you next sit down at your local coffee shop, look around you: there may just be a professional hitman sitting at the next table. As author Mark Shaw reveals in this highly original and informative book, the ‘upper world’ sails perilously close to the underworld.

Hitmen For Hire takes the reader on a journey like no other, navigating a world of hammermen (hitmen), informers, rogue policemen, taxi bosses, gang leaders and crooked businessmen. The book examines a system in which contract killings have become the norm, looking at who arranges hits, where to find a hitman, and even what it is like to be a hitman – or woman.

Since 1994, South Africa has witnessed some spectacular underworld killings associated with various industries and sectors. Drawing on over a thousand cases, from 2000 to 2016, Shaw reveals how these murders have an outsized impact on the evolution of both legal and illegal economic activity.

Financial Management (Paperback, 9th edition): Carlos Correia Financial Management (Paperback, 9th edition)
Carlos Correia 2
R975 R840 Discovery Miles 8 400 Save R135 (14%) Ships in 4 - 8 working days

Now in its 9th edition, Financial Management is the leading text on the theory and application of corporate finance in southern Africa.

Set against the backdrop of recent developments in financial markets, instruments and financial theory, the text refers to real-world applications and financial decisions by South African companies.

The Sunshine Boys - The Epic Story Of How South Africa's Golfers Conquered The World (Paperback): Dan Retief The Sunshine Boys - The Epic Story Of How South Africa's Golfers Conquered The World (Paperback)
Dan Retief
R793 Discovery Miles 7 930 Ships in 12 - 17 working days

The Sunshine Boys is the story of the amazing achievements of South African professional golfers. Edited and written by Dan Retief with contributions from many journalists who have chronicled the game, this book pays tribute to and records the feats of the golfers who made South Africa arguably the world’s most successful golfing nation given its relative lack of numbers and remote location on the globe.

The triumphs of Bobby Locke, Gary Player, Ernie Els, Nick Price, Sally Little, Retief Goosen, Trevor Immelman, Louis Oosthuizen, Charl Schwartzel and the many other excellent golfers emanating from the southern tip of Africa are recorded for posterity while the many feats, failures, fables and foibles will provide amusement and amazement. South Africa has fewer golfers than many American states yet its players have punched way above their weight:

  • 9 Players won 27 Major championships
  • 6 Players won 14 Senior Majors
  • 125 US PGA Tour titles
  • 150 European Tour titles (189 including Zimbabweans)
  • 5 World Cups
  • 4 Players inducted into the World Golf Hall of Fame
  • 2 Alfred Dunhill Cups

The Sunshine Tour, and the pioneering tournaments that preceded it, provided the springboard for not only the exceptional international success of South African golfers but also many Europeans and Americans who took important steps in Africa.

Untold anecdotes and humorous incidents, photographs of South African golf pros sourced from golfing archives, family albums, scrapbooks and private collections, unique artworks from renowned artist Harold Riley and a foreword from Jack Nicklaus make this large-format coffee-table book a must-have for South African golfers and sports fans – an classic treasure trove to be returned to time and again.

The Sunshine Boys is an official publication of the Sunshine Tour. All proceeds from sales will be paid to the National Junior Development Centre, the fund established by Johann Rupert to assist youth and sports development and which is the chief benefactor of the South African Golf Development Board.

Disciple - Walking With God (Paperback): Rorisang Thandekiso, Nkhensani Manabe Disciple - Walking With God (Paperback)
Rorisang Thandekiso, Nkhensani Manabe
R260 R189 Discovery Miles 1 890 Save R71 (27%) Ships in 4 - 8 working days

Rorisang Thandekiso is one of South Africa’s most beloved media personalities. She has contributed to the arts industry in an authentic, memorable way. In Disciple Rorisang takes the reader deeper into her relationship with faith, describing her love for the Word of God and for Jesus. Disciple is an open-hearted, humorous, vulnerable look into the life of a young woman whose love for God spills over into the world.

Life Lessons - How To Fail And Win (Paperback): Alan Knott-Craig Life Lessons - How To Fail And Win (Paperback)
Alan Knott-Craig
R320 R235 Discovery Miles 2 350 Save R85 (27%) In Stock

A business biography that follows the life of Alan Knott-Craig as a serial entrepreneur in the telecoms and tech spaces, tracking his wins and losses, and the lessons along the way for both business and life. Known in Stellenbosch business circles as the ‘Weapon of Mass Financial Destruction’ after a major flop at Mxit, he was able to rebuild his own confidence and that of his peers by becoming a shrewd, highly innovative and successful businessman, true to his own principles and convictions.

Epic Land - Namibia Exposed (Hardcover, 2nd Edition): Amy Schoeman Epic Land - Namibia Exposed (Hardcover, 2nd Edition)
Amy Schoeman
R620 Discovery Miles 6 200 Ships in 2 - 4 working days

Epic Land is a celebration in pictures and words of the arresting beauty of the landscapes of Namibia and of the centrality of land in the culture, history, politics and daily lives of its people. The book seeks to uncover the rare essence that marks the landscape of Namibia apart from all others.

Few countries in the world are richer than Namibia in its canvas of natural beauty. The landscape is one of rich and often harsh contrast with many changing moods. A journey through its landscape is infinitely rewarding. Within this book this progression is depicted. The dramatic scenery of remote deserts, mountains, mystical trees and stormy shores are the equal of any.

Through her captivating photographs and absorbing text, Amy Schoeman shares with the reader the strange beauties of her life’s passion. The superb photographs capture the life of the desert, its forms and colours, and the moods of its ever-changing landscapes.

The Rise And Fall Of The ANC Youth League (Paperback): Rebone Tau The Rise And Fall Of The ANC Youth League (Paperback)
Rebone Tau
R230 R180 Discovery Miles 1 800 Save R50 (22%) Ships in 5 - 10 working days

For most of its existence, the ANC Youth League has played a powerful role in the politics of the ANC, and therefore of South Africa. This book tells the history of the ANC Youth League, from its formation in 1944 to the present day.

The book explores the radicalising role played by its early leaders, such as Nelson Mandela, Walter Sisulu and O.R. Tambo; the formation of the ANC Youth and Students Section in exile, first led by Thabo Mbeki; the return from exile in the 1990s and the leadership of Peter Mokaba; the controversies around the appointment of Julius Malema and his subsequent sacking; and the absence of Youth League leadership in the #FeesMustFall movement and current South African politics. Finally, the book considers the role that the Youth League should play in the future.

This is a fascinating glimpse into a vital and volatile institution in South African politics.

Lydia - Anthem To The Unity Of Women (Paperback): Kally Forrest Lydia - Anthem To The Unity Of Women (Paperback)
Kally Forrest
R300 R220 Discovery Miles 2 200 Save R80 (27%) In Stock

'When I’m dead, you make sure that ordinary people, ordinary rural women, must be at the forefront of my funeral. I want my rural women to be there at the forefront: people that know me well.’

With great care and meticulous research, Kally Forrest brings us the life of Lydia Komape, also known as Mam Lydia Kompe. Kally travels in Lydia’s footsteps, with family, friends, comrades and ancestors from Limpopo and Johannesburg to Cape Town where Lydia sat in Nelson Mandela’s parliament.

Her family’s shattering loss of land in the 1930s deeply impacted Lydia’s life choices. She was fiercely independent, yet bound by the collective, forceful but consultative, humorous and deeply serious.

Lydia closely identified with rural women, remarking, ‘We are so discriminated against, but we are made to work like donkeys. We do all the dirty work – you must go and plough, hoe, harvest, carry water, fetch wood, and men are just sitting drinking alcohol under the tree.’

This is a biography that will open your eyes and heart.

Turning And Turning - Exploring The Complexities Of South Africa's Democracy (Paperback): Judith February Turning And Turning - Exploring The Complexities Of South Africa's Democracy (Paperback)
Judith February
R280 R219 Discovery Miles 2 190 Save R61 (22%) Ships in 5 - 10 working days

South Africans often are deeply polarised in our perspectives of the present and the past. Our ‘ways of seeing’ are fraught with division, and we fail to understand the complexities when we do not see what lies beneath the surface.

There is no denying that the Jacob Zuma presidency took a significant toll on South Africa, exacerbating tensions and exposing the deep fractures that already exist in our society along the lines of race, class and even ethnicity. The Zuma years were marked by cases of corruption and state capture, unprecedented in their brazenness, and increased social protests – many of which were accompanied by violence – aggressive public discourse, lack of respect for reason and an often disturbing resistance to meaningful engagement.

Importantly, those years also placed enormous pressure on our democratic institutions, many of which still bear the scars, and challenged the sovereignty of the Constitution itself.

As an analyst and governance specialist at the Institute for Democracy in South Africa (IDASA) for twelve years, February has had a unique perch. Turning and turning is a snapshot of her IDASA years and the issues tackled, which included work on the arms deal and its corrosive impact on democratic institutions, IDASA’s party-funding campaign, which February helped lead, as well as work on accountability and transparency.

Combining analytical insight with personal observations and experience, February highlights the complex process of building a strong democratic society, and the difficulties of living in a constitutional democracy marked by soaring levels of inequality. There is a need to reflect on and learn from the country’s democratic journey if citizens are to shape our democracy effectively and to fulfill the promise of the Constitution for all South Africans.

Hadeda la land: A new Madam and Eve Collection (Paperback): Stephen Francis Hadeda la land: A new Madam and Eve Collection (Paperback)
Stephen Francis; Illustrated by Rico Schacherl
R220 R172 Discovery Miles 1 720 Save R48 (22%) Ships in 5 - 10 working days

This year we are in for a treat: After 25 years, Madam & Eve is still going strong and are back with more hilarious cartoons looking back at another year of the crazy rollercoaster that is daily life and politics in South Africa. Madam & Eve cartoons appear regularly in the Mail & Guardian, The Star, The Saturday Star, Herald, Mercury, Witness, Daily Dispatch, Cape Times, Pretoria News, Diamond Fields Advertiser, Die Volksblad, EC Today, Kokstad Advertiser and The Namibian.

Abnormal Psychology - An Integrative Approach (Paperback, South African Edition): V. Durand, David Barlow, Larise du Plessis,... Abnormal Psychology - An Integrative Approach (Paperback, South African Edition)
V. Durand, David Barlow, Larise du Plessis, Conrad Visser
R984 R904 Discovery Miles 9 040 Save R80 (8%) In Stock

The South African edition of Abnormal Psychology: An Integrative Approach offers students a local version of this well-known text by David Barlow and V. Mark Durand. Balancing biological, psychological, social and cultural approaches, the ground-breaking integrative approach followed is the most modern, scientifically valid method for studying abnormal psychology.

This edition successfully blends local and sophisticated research and an accessible writing style with the most widely recognised method of discussing psychopathology. Going beyond simply describing different schools of thought on psychological disorders, the authors explore the interactions of the various forces, both global ones and those unique to South Africa and Africa, that contribute to psychopathology.

Furthermore, this South African edition includes a perspective on positive psychology and well-being in the context of psychopathology.

Income Tax In South Africa: Cases & Materials (Paperback, 4th): R.C. Williams Income Tax In South Africa: Cases & Materials (Paperback, 4th)
R.C. Williams
R1,471 R1,296 Discovery Miles 12 960 Save R175 (12%) Ships in 4 - 8 working days
Black And White Bioscope - Making Movies In Africa 1899 To 1925 (Hardcover): Neil Parsons Black And White Bioscope - Making Movies In Africa 1899 To 1925 (Hardcover)
Neil Parsons; Foreword by Kevin Brownlow
R310 Discovery Miles 3 100 Ships in 4 - 8 working days

Black And White Bioscope recovers a neglected chapter in the histories of world cinema and Africa. It tells the story of movie production in Africa that long predated francophone African films and Nollywood that are the focus of most histories of this industry.

At the same time as Hollywood was starting, a film industry in Southern Africa was surging ahead in integrating production, distribution, and exhibition. African Film Productions Limited made silent movies using technical and acting talent from Britain, the United States, and Australia, as well as from Africa. These included not only the original “long trek movie” and the prototype for the movies Zulu and Zulu Dawn but also the first King Solomon's Mines and the original Blue Lagoon, featuring African actors such as Goba, Tom Zulu, and Msoga Mwana, who starred as the black revolutionary in Prester John.

In this lavishly illustrated book, fifty movies are reconstructed with graphic photographs and plot synopses—plus quotations from reviews—so that readers can rediscover this long-lost treasure trove of silent cinema.

WTF - Capturing Zuma: A Cartoonist's Tale (Paperback): Zapiro WTF - Capturing Zuma: A Cartoonist's Tale (Paperback)
Zapiro
R295 R231 Discovery Miles 2 310 Save R64 (22%) Ships in 5 - 10 working days

Only Zapiro can truly capture the craziness and the seriousness of state capture and the Zuma years. WTF is the award-winning and best-selling cartoonist’s definitive, unique and superbly funny record of this rollercoaster time in our history in words and more than 400 brilliant cartoons.

Zapiro’s career has been tightly entwined with the bewildering tale of Jacob Zuma for more than 20 years. He has sharply charted his rise and his fall and everything in between, including the corrupting presence of the Guptas and the destructive cancer of state capture. On two different occasions Jacob Zuma served Zapiro with unfulfilled lawsuits totalling R22 million, claiming his dignity had been infringed, and the cartoonist has been threatened in other ways by senior political figures because of his caustic and brilliant work. Zapiro first drew a showerhead on Zuma in 2006 as a comment on his preposterous evidence during his rape trial that he took a shower after sex to reduce the chance of getting AIDS. That showerhead image stuck in the public imagination, and in Zapiro’s cartoons, and has become a nationally known symbol of the former president.

WTF is sure to be another triumph for our best-loved cartoonist.

Decolonising The University (Paperback): Gurminder K Bhambra, Dalia Gebrial, Kerem Nisancioglu Decolonising The University (Paperback)
Gurminder K Bhambra, Dalia Gebrial, Kerem Nisancioglu 7
R505 R440 Discovery Miles 4 400 Save R65 (13%) Ships in 12 - 17 working days

In 2015, students at the University of Cape Town demanded the removal of a statue of Cecil Rhodes, the imperialist, racist business magnate, from their campus. The battle cry '#RhodesMustFall' sparked an international movement calling for the decolonisation of the world's universities.

Today, as this movement grows, how will it radically transform the terms upon which universities exist? In this book, students, activists and scholars discuss the possibilities and the pitfalls of doing decolonial work in the home of the coloniser, in the heart of the establishment. Subverting curricula, enforcing diversity, and destroying old boundaries, this is a radical call for a new era of education.

Offering resources for students and academics to challenge and resist coloniality inside and outside the classroom, Decolonising the University provides the tools for radical pedagogical, disciplinary and institutional change.

Reclaiming The Soil - A Black Girl's Struggle To Find Her African Self (Paperback): Rosie Motene Reclaiming The Soil - A Black Girl's Struggle To Find Her African Self (Paperback)
Rosie Motene
R396 Discovery Miles 3 960 Ships in 10 - 15 working days

Rosie Motene's story is about a young girl born to the Bafokeng nation during the apartheid era in South Africa.

At the time, Rosie’s mother worked for a white Jewish family in Johannesburg who offered to raise the child as one of their own. This generous gesture by the family created many opportunities for Rosie but also a trail of sacrifices for her parents. As she grew, Rosie struggled to find her true identity.

She had access to the best of everything but as a black girl she floundered without her own culture or language. This book describes Rosie’s journey through her fog of alienation to the belated dawning of herself discovery as an African.

Madam & Eve 2018 - The Guptas Ate My Homework (Paperback): Stephen Francis, Rico Schacherl Madam & Eve 2018 - The Guptas Ate My Homework (Paperback)
Stephen Francis, Rico Schacherl
R220 R172 Discovery Miles 1 720 Save R48 (22%) Ships in 5 - 10 working days

After 25 years Madam & Eve is still going strong. The duo is back with more hilarious cartoons reflecting on another year of the crazy rollercoaster that is daily life and politics in South Africa.

Descriptive Accounting - IFRS Focus (Paperback, 22nd Edition): Z.R. Koppeschaar, J. Rossouw, J. Sturdy, K Papageorgiou, C... Descriptive Accounting - IFRS Focus (Paperback, 22nd Edition)
Z.R. Koppeschaar, J. Rossouw, J. Sturdy, K Papageorgiou, C Smith, …
R1,625 R1,343 Discovery Miles 13 430 Save R282 (17%) Ships in 4 - 8 working days

The purpose of this book is to set out the basic principles and conceptual issues of the International Financial Reporting Standards (IFRS).

The book attempts to provide an accounting basis against which professional accounting publications can be assessed; review such publications critically, and identify possible shortcomings; and focus on the nucleus of the publications and supply specific related examples.

It is suitable for third-year and postgraduate students, as well as practising accountants.

Resilient - Restoring Your Weary Soul In These Turbulent Times (Paperback): John Eldredge Resilient - Restoring Your Weary Soul In These Turbulent Times (Paperback)
John Eldredge
R329 R271 Discovery Miles 2 710 Save R58 (18%) Ships in 4 - 8 working days

The human soul has a built-in yearning for joy and beauty and all good things. But that craving for life has taken a real beating in recent years. Between false promises of ease and comfort on one side and the sheer trauma of global disease and disasters on the other, people today are facing a shortage of peace, happiness, and strength.

In Resilient, Eldredge provides skills and tools to strengthen your heart and soul--and reveals a path toward genuine recovery and resilience provided by Jesus himself. Drawing on wisdom from Scripture and Christian tradition, and illustrated throughout with powerful, true stories of grit and survival.

Resilient will help readers:

  • Recover from the trauma of the COVID-19 pandemic
  • Tap into "supernatural graces" like the river of life that God promises his people
  • Learn to be patient with themselves--genuine recovery from spiritual and emotional trauma takes time and intentionality
  • Create a plan, because resilience and victory aren't going to come with a swipe on your home screen
  • Discover deep wells of freedom and strength through Christ who lives within us

Thriving requires a resilient soul. This book will help readers find the resilience they need when the world has gone mad--and discover in Jesus himself the strength that prevails.

General Principles Of Commercial Law (Paperback, 9th Edition): Heinrich Schulze, Tukishi Manamela, Philip Stoop, Ernest... General Principles Of Commercial Law (Paperback, 9th Edition)
Heinrich Schulze, Tukishi Manamela, Philip Stoop, Ernest Manamela, Eddie Hurter, … 4
R989 R852 Discovery Miles 8 520 Save R137 (14%) Ships in 4 - 8 working days

General Principles of Commercial Law is a concise compendium written specifically for non-law students. Written by experienced commercial law lecturers in the Department of Mercantile Law at the University of South Africa, it has been a prescribed text for undergraduate non-law students at various South African tertiary institutions for the past 28 years.

General Principles of Commercial Law provides students with a succinct exposition of the general principles of commercial law. It covers a wide range of topics influenced by the registration requirements of the Independent Regulatory Board for Auditors.

The ninth edition has been updated to reflect recent statutory and other developments in commercial law and includes:

  • A revised chapter on credit agreements to reflect recent amendments to the National Credit Act 34 of 2005.
  • A new chapter 24 that deals with various aspects of banking law, including a discussion of selected aspects of both the Banks Act 94 of 1990 and the Financial Sector Regulation Act 9 of 2017; an introduction to the principles of indigenous banking law; and the important aspect of financial inclusion.
  • An expanded chapter on methods of payment, which includes a discussion of selected modern types of digital payment and other developments in the sphere of payments, including cryptocurrencies.
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