This book provides a comprehensive and critical analysis of research outcomes on the equity home bias puzzle - that people overinvest in domestic stocks relative to the theoretically optimal investment portfolio. It introduces place attachment - the bonding that occurs between individuals and their meaningful environments - as a new explanation for equity home bias, and presents a philosophically multi-paradigmatic view of place attachment. For the first time, a comprehensive and up-to-date review of the extant literature is provided, demonstrating that place attachment is a contributing factor to 22 different topics in which variations of home bias are present. The author also analyses the social-psychological underpinnings of place attachment, and considers the effect of multi-culturalism on the future of equity home bias. The book's unique approach discusses the issues in conceptual terms rather than through data and statistical methods. This multi- and inter-disciplinary book is an invaluable resource for graduate students and researchers interested in economics, finance, philosophy, and/or methodology, introducing them to a new line of research.

Find Success in the Real Estate Market "Tracy has nailed all the critical check-offs for successful buying or selling. It's a game changer for our industry." -Mauricio Umansky, founder/CEO of The Agency #1 Bestseller in Moving & Relocation Top residential real estate agent Tracy McLaughlin reveals how buyers and sellers can get the best price possible-by understanding how the real estate market really works. Buying and selling houses. Because most people only enter the real estate market once a decade or less, few really know how it works. The housing market elicits a lot of emotions, from excitement to anxiety. Oftentimes, this blinds us to the realities of how the market actually works. Tracy McLaughlin is here to help. From those buying their first home to sellers with some experience, this book is packed with essential advice. A roadmap for buyers and sellers. In nearly all real estate sales, buyers and sellers leave behind thousands or even hundreds of thousands to millions of dollars on the table. As frightening as this reality is, it continually happens because one simple decision, among the countless made during the entire process, can greatly impact the outcome of the transaction. Bridging the gap between information and expertise. Buyers and sellers have greater access to information and even the ability to direct the sales process, but most people still lack a key aspect: expertise. By presenting an inside view on sales, McLaughlin provides a guide for optimizing the sale and purchase of homes. Inside find: Detailed guidelines for how to save money and make money Advice for finding the right real estate agent The real estate for dummies book every home buyer or seller needs If you've looked for guidance in books such as Dream Home, Nolo's Essential Guide to Buying Your First Home, or Home Buying Kit For Dummies, then you'll find more of what you're looking for in Real Estate Rescue by Tracy McLaughlin.

The housing and human settlement sector is fast changing, and technology is making it more complex than ever before. With reference to Zimbabwe, a developing country in Southern Africa, the essence of this book is to bring out housing as an issue within the technology debate and practice. The following themes emerge from the 6 chapters in the book: * The characterisation and conceptualisation of housing and technology and the nexus of both * The complexity of housing challenges and the problems governments face in providing adequate housing, especially for the poor * Diverse practices in housing construction through the application of different typologies of technology * Assessment of the feasibility of technologies in housing development in Zimbabwe by mirroring them against global experiences. * Discussion of alternative policy approaches that may guide technology integration in housing development. This book will excite scholars and practitioners in urban and development studies, construction project management, urban sociology, geography, real estate together with policymakers and government officials.

This is an important new interpretation of the development of land law in England during the century after the Norman Conquest. Norman society was based on land and lordship, and the relative power of lord and vassal was crucial to the control of the land. John Hudson exploits a wealth of surviving charter and chronicle evidence in this scholarly analysis. His approach integrates social, political, administrative and intellectual history. Dr Hudson examines the uses to which lords and vassals put their lands, the relationship between them, and the constraints upon them. He traces the increasing sophistication of law and the changes in royal reassessment of legal developments in the eleventh and twelfth centuries.

Understanding the relationship between urban amenities and real estate prices is a key for the future of our cities. Location choices depend on a variety of urban amenities that eventually determine demand for a specific location. Identifying the impact of these urban amenities on the people's preferences allows policy makers and developers to increase quality of life. Jan de Graaff therefore quantifies the impact of crime and migration on residential real estate prices and identifies the location choice preferences of Germans by applying innovative methodologies to unique German data sets.

Originally published in 1993, Urban Land and Property Markets in the Netherlands provides a detailed explanation of how the land and property markets of the Netherlands work. This book describes the scene extensively and goes deeper to explain the situation in the Netherlands, with commercial real estate being regarded internationally as mature, and offering good safe investment prospects while other aspects of the land and property markets are unique to that country. The constitutional, economic and social contexts are described and current public policies are explained as they affect property development.

When it comes to buying a property, do you get frustrated by the confusing jargon and lack of transparency? Unsure of how much of a deposit you need? Or at a loss when it comes to mortgage rates? Here, in How to Buy a Home in Ireland, Ciarán Mulqueen, creator of the hugely successful social media account Crazy House Prices, answers all the questions and queries you have and brings together the tips and insights you need to know to begin - and complete - your purchasing journey. Drawing from the thousands of conversations he's had with home-buyers through Crazy House Prices, along with advice from industry experts, Ciarán gives the lowdown on everything from mortgage applications, to the property-viewing checklist, tips on bidding, and what happens after you go sale-agreed, making How to Buy a Home in Ireland the essential, not-to-be-missed guide to securing your dream home - today.

This book takes a behavioural approach to examine six important housing questions: tenure decision, gentrification, place attachment, housing bubbles, housing wealth, and residential satisfaction. Using experimental and field data, the book demonstrates the effects of six behavioural biases and heuristics (i.e., anchoring and reference dependence, loss aversion, mental accounting, endowment effect, herd behaviours, and social comparison) on these housing decisions. The first part of the book introduces the questions and provides a behavioural science toolbox before the second part adopts a real-world case study approach. Real data sets and suggested answers are provided, and the cases come from the UK, USA, and China. Background information is given in each case to facilitate the understanding of the case data and question, as well as the discussions on the results. This book is ideal supplementary reading on a variety of courses such as housing studies, economics, real estate, research methods, and for students and academics who are interested in the application of behavioural science in housing decisions.

This book explores residential satisfaction and housing policy trends in developing nations by using subsidised low-income housing examples in South Africa, Ghana and Nigeria as case studies. While there has been much documentation on the formation of residential satisfaction and the evolution of housing policy in developed nations, relatively little has been written about these topics in developing nations. This book provides readers with two major practical insights: The first is focused on the theoretical underpinning of residential satisfaction and the formation of residential satisfaction in subsidised low-income housing through the development of a conceptual framework, while the second is focused on housing policy evolution and its trends in South Africa. In this section of the book, comparative overviews of public housing in two West African countries are provided with an emphasis on the philosophical basis for its development in these countries. The central aim of the book is to provide readers with ideas on residential satisfaction formation and housing policy trends in South Africa.

The ultimate sales reference for real estate pros--from REALTOR(R) Magazine

In the competitive world of real estate, keeping your business edge can be tough. Now, 1,200 Great Sales Tips for Real Estate Pros comes to the rescue with the best and most practical tips and lists from REALTOR(R) Magazine--all in one volume. It's the quick-access guide you'll turn to every day for the information you need to reach the top and stay there--information such as: 23 steps for generating more leads 5 ways to practice real estate lawfully 5 great sources for mailing lists 6 ways to get positive PR 7 tips for working with foreign real estate buyers 8 1031 exchange rules you can't ignore 5 favorite FSBO flips 5 credit mistakes buyers can avoid 7 nice ways to counter sellers' listing objections 7 steps to get out of a slump 10 steps to creating a successful blog

And dozens more valuable, practical lists

How American colonists laid the foundations of American capitalism with an economy built on credit Even before the United States became a country, laws prioritizing access to credit set colonial America apart from the rest of the world. Credit Nation examines how the drive to expand credit shaped property laws and legal institutions in the colonial and founding eras of the republic. In this major new history of early America, Claire Priest describes how the British Parliament departed from the customary ways that English law protected land and inheritance, enacting laws for the colonies that privileged creditors by defining land and slaves as commodities available to satisfy debts. Colonial governments, in turn, created local legal institutions that enabled people to further leverage their assets to obtain credit. Priest shows how loans backed with slaves as property fueled slavery from the colonial era through the Civil War, and that increased access to credit was key to the explosive growth of capitalism in nineteenth-century America. Credit Nation presents a new vision of American economic history, one where credit markets and liquidity were prioritized from the outset, where property rights and slaves became commodities for creditors' claims, and where legal institutions played a critical role in the Stamp Act crisis and other political episodes of the founding period.

Practical Finance for Property Investment provides readers with an introduction to the most fundamental concepts, principles, analytical methods, and tools useful for making investing and financing decisions regarding income-producing property. The book begins by considering how to value income-producing property by forecasting a property's cash flows and estimating appropriate discount rates. It then discusses how both debt and private equity are used as methods to finance a property's acquisition. The book provides a thorough discussion of the taxation of property income as well as how investors can quantify the risks to investing in property. The book concludes with important considerations for investors when their investment thesis does not come to fruition. Practical Finance for Property Investment offers a unique and novel pedagogy by pairing each book chapter with an in-depth real-world case study, which forces readers to confront the occasional tensions between finance theory and property investment practice. The book is designed for investors and students interested in learning what finance theory implies about property investment. Readers and Instructors can access electronic resources, including the spreadsheets used in the textbook, at the book's website: www.routledge.com/9780367333041.

Over the last decade, Australian governments have introduced a series of land reforms in communities on Indigenous land. This book is the first in-depth study of these significant and far reaching reforms. It explains how the reforms came about, what they do and their consequences for Indigenous landowners and community residents. It also revisits the rationale for their introduction and discusses the significant gap between public debate about the reforms and their actual impact. Drawing on international research, the book describes how it is necessary to move beyond the concepts of communal and individual ownership in order to understand the true significance of the reforms. The book's fresh perspective on land reform and careful assessment of key land reform theories will be of interest to scholars of indigenous land rights, land law, indigenous studies and aboriginal culture not only in Australia but also in any other country with an interest in indigenous land rights.

This book presents a new way of thinking about, teaching, learning, and practicing real estate development. Real Estate Development Matrix describes the process in a two-dimensional model and presents seven Development Stages which form the horizontal axis, and eight sets of Development Tasks which form the vertical axis to define a 56-cell matrix. In each cell, money is spent and risks are taken to achieve certain tasks and thereby create (or destroy) value. This holistic process considers the entire life cycle of real estate from its "green field" inception to its "brown field" state. The book is written by a real estate developer and academic, and the presented material is conceptual, practical, and non-technical. Jargon has been minimized as much as possible as the author introduces an entirely new model for real estate development that is both academically authoritative and developed in practice. It is aimed at a general professional audience participating in the development process, but equally the book is ideal for use as a textbook in undergraduate and graduate courses in real estate development, and an excellent supplemental text for business courses discussing real estate finance and investment. It may also be used as a textbook for professional courses, workshops, or seminars in real estate development. The book is supported by an interactive website at http://realestatedevelopmentmatrix.com/

China's economy has been transforming rapidly over the last 25 years. As a result, Chinese conurbations have changed remarkably, with cities expanding both vertically and horizontally, and the physical environment acting as a medium for unprecedented urbanization. This has provided vast opportunities for investors, real estate developers, and service companies, but also presents huge challenges-as traditional city spaces have been reconfigured, environmental risks and the volatility of real estate markets increased. However, as engagement with China is becoming strategically important for many, forming a synthesized lens through which to read China across the vicissitudes of its real estate sector bears historic significance. By offering an insightful framework and structure for understanding China's variegated real estate dynamics, players, and markets, Understanding China's Real Estate Markets codifies the principles and practices of real estate development, finance, and investment in China and builds foundations for future academic research and practical knowledge in shaping and engaging the urban environment within China and beyond.

Emotions in the workplace have until recently been seen simply as a distraction. We often think of work as rational, logical and non-emotional. But organisations are waking up to the key role of emotions and affect at work. Emotions influence how we make decisions, how we relate with one another and how we make sense of our surroundings. Whilst organisations are slowly embracing the pivotal role of emotions, designers and managers of workplaces have been struggling to keep up. New insights from hard sciences such as neuropsychology are presenting a radically different interpretation of emotions. Yet workplace designers and facilities managers still rely on measuring non-specific states such as satisfaction and stress. In this book we attempt to capture modern-day interpretations of emotion, looking at emotion in terms of transactions and processes rather than simple cause and effect. We entertain the idea of an 'emotionally intelligent building' as an alternative to the much-hyped intelligent building. The assertion is that we should create environments that are emotionally intelligent. Rather than focusing on the aptitudes or shortcomings of individuals at work, we should place closer attention on the office environment. It's not that we are emotionally disabled - it's the environment that disables us! The ability of you and me to interpret, control and express emotions may not simply be a result of our own make-up. A radically different outlook considers how our workspace and workplace debilitates or enables our emotional understanding. In the modern workplace there are many innovations that can undermine our emotional intelligence, such poorly implemented hot-desking or lean environments. Contrariwise there are key innovations such as Activity Based Working (ABW) that have the potential to enhance our emotional state. Through a series of unique case studies from around the world, we investigate key concepts that can be used by designers and facilities managers alike. No longer should designers be asked to incorporate emotional elements as intangible un-costed 'add-ons'. This book provides a shot in the arm for workplace design professionals, pointing to a new way of thinking based on the emotional intelligence of the workplace.

Current models of groundwater governance focus principally on the allocation of water, rather than taking a holistic approach incorporating valuable storage space in the aquifer, as well as the transformative changes in managed recharge of manufactured water, storm water, and carbon. Effective implementation of a more modern approach now calls for rethink of both scale and jurisdictional boundaries. This involves linking public and private aspects of water quantity, water quality, geothermal regulation, property rights, subsurface storage rights, water marketing, water banking, legal jurisdictions, and other components into a single governance document. This style of agreement stands in contrast to the siloed approach currently applied to aquifer resources. Using case studies, and an activity inspired by gaming concepts to explore the incentives, and challenges to aquifer governance approaches, this book demonstrates how application of the principles of unitization agreements to aquifers could provide a new approach to aquifer governance models.

This book explores how econometric modelling can be used to provide valuable insight into international housing markets. Initially describing the role of econometrics modelling in real estate market research and how it has developed in recent years, the book goes on to compare and contrast the impact of various macroeconomic factors on developed and developing housing markets. Explaining the similarities and differences in the impact of financial crises on housing markets around the world, the author's econometric analysis of housing markets across the world provides a broad and nuanced perspective on the impact of both international financial markets and local macro economy on housing markets. With discussion of countries such as China, Germany, UK, US and South Africa, the lessons learned will be of interest to scholars of Real Estate economics around the world.

This book addresses challenges that new technologies and the big data revolution pose to existing regulatory and legal frameworks. The volume discusses issues such as blockchain and its implications for property transactions and taxes, three (or four) dimensional title registration, land use and urban planning in the age of big data, and the future of property rights in light of these changes. The book brings together an interdisciplinary collection of chapters that revolve around the potential influence of disruptive technologies on existing legal norms and the future development of real estate markets. The book is divided into five parts. Part I presents a survey of the current available research on blockchain and real estate. Part II provides a background on property law for the volume, grounding it in fundamental theory. Part III discusses the changing landscapes of property rights while Part IV debates the potential effects of blockchain on land registration. Finally the book concludes with Part V, which is devoted to new technological applications relevant to real estate. Providing an interdisciplinary perspective on emerging technologies that have the potential to disrupt the real estate industry and the regulation of it, this book will appeal to a broad audience, consisting of scholars, policy-makers, practitioners, and students, interested in real estate, law, economics, blockchain, and technology policy.

This new edition of Reporting for Buyers provides guidance for the surveyor on setting out the findings of the inspection in a clear, unambiguous and unequivocal way. The book provides a full, critical look at the current situation, describing the various types of report currently available to the public for commissioning. The limitations and attributes of these reports are discussed and their respective forms of advice considered in detail, together with the advice provided to buyers which is a legal requirement to Scotland. The authors stress the need for Surveyors to demonstrate their all-round abilities by putting themselves in their client's shoes to provide advice appropriate to their needs and requirements. In doing so they set out a cogent criticism of the standardised forms of advice offered to buyers and the lack of transparency in how they are presented by comparing what is seen by the client and what is set out in the various guidelines available. Surveyors will find the site notes and sample reports invaluable in demonstrating how the same dwelling can be described in the reports available. Sample reports include: mortgage valuation report RICS Condition Report RPSA Home Condition Survey Scottish Single Survey and the RICS Home Buyer Report. This book is intended for all those engaged in inspecting and reporting on dwellings, whether experienced , newly qualified or studying for appropriate qualifications to become members of professional institutions. It will also be found useful to conveyancing solicitors acting for lenders.

Capitalist private property in land and buildings - real estate - is the ground of modern cities, materially, politically, and economically. It is foundational to their development and core to much theoretical work on the urban environment. It is also a central, pressing matter of political contestation in contemporary cities. Yet it remains largely without a history. This Element examines the modern city as a propertied space, defining real estate as a technology of (dis)possession and using it to move across scales of analysis, from the local spatiality of particular built spaces to the networks of legal, political, and economic imperatives that constitute property and operate at national and international levels. This combination of territorial embeddedness with more wide-ranging institutional relationships charts a route to an urban history that allows the city to speak as a global agent and artefact without dispensing with the role of states and local circumstance.

The built environment affects our physical, mental and social well-being. Here renowned professionals from practice and academia explore the evidence from basic research as well as case studies to test this belief. They show that many elements in the built environment contribute to establishing a milieu which helps people to be healthier and have the energy to concentrate while being free to be creative. The health and well-being agenda pervades society in many different ways but we spend much of our lives in buildings, so they have an important role to play within this total picture. This demands us to embrace change and think beyond the conventional wisdom while retaining our respect for it. Creating the Productive Workplace shows how we need to balance the needs of people and the ever-increasing enabling technologies but also to take advantage of the healing powers of Nature and let them be part of environmental design. This book aims to lead to more human-centred ways of designing the built environment with deeper meaning and achieve healthier and more creative, as well as more productive places to work.

Most people understand property as something that is owned, a means of creating individual wealth. But in "Commodity and Propriety," the first full-length history of the meaning of property, Gregory Alexander uncovers in American legal writing a competing vision of property that has existed alongside the traditional conception. Property, Alexander argues, has also been understood as "proprietary," a mechanism for creating and maintaining a properly ordered society. This view of property has even operated in periods--such as the second half of the nineteenth century--when market forces seemed to dominate social and legal relationships.
In demonstrating how the understanding of property as a private basis for the public good has competed with the better-known market-oriented conception, Alexander radically rewrites the history of property, with significant implications for current political debates and recent Supreme Court decisions.

Plan Your Own Estate: Passing on Your Assets and Your Values Legally and Efficiently takes a straightforward and engaging you-oriented approach to dealing with one of life's certainties--death. While you can't take it with you, this book empowers you to decide how your assets can best help your family when you are gone. Experienced attorney Deirdre R. Wheatley-Liss concentrates into this book the experience she's had helping hundreds of families work through their estate plans. Whether you have modest or extensive assets, Plan Your Own Estate provides the knowledge you need to design your plan and the tools you need to move forward. The starting place is your goals. Part 1 of the book asks, What do you want to accomplish for yourself and your family? The next step depends on you. Are you looking to educate yourself about how a will or trust is structured, or how tax law works? Part 2, Resource Guides, breaks down tough topics like these and delivers actionable information. Have questions about what your estate plan should say? Part 3, Planning Guides, goes through an attorney's analysis in considering the most frequently asked estate planning questions.Thinking about creating your own estate plan, or hiring an attorney? Part 4, Action Guides, helps you start your estate plan and make sure it's complete, or review any plan you may already have in place. Nobody likes talking about death, taxes, or disability--but not thinking about them will not make them go away. Plan Your Own Estate will help you make a plan, put it in place, and take control of how your money and your values are being passed to your family. This book includes: * Comprehensive plain English coverage of every aspect of planning your estate * Methods to protect your loved ones' inheritance from taxes, immaturity, lack of financial knowledge, incapacity, creditors, and predators * Planning guides for families with children, singles, second marriages, business owners, unmarried or same-sex couples, and more * Up-to-date information regarding changing laws and best practices What you'll learn Through this book, you will be able to: * Create an estate plan that meets your goals, clearly communicates your intentions, and reduces the chance of family fighting when you are gone.* Gain the insight of an attorney's thought processes, both legal and practical, and how to apply them to your personal situation. * Understand the structure of the documents at the heart of estate planning: wills, trusts, power of attorney, health care power, and other transfer devices designed to pass assets to your beneficiaries more easily. * Decipher tax laws to incorporate provisions in your estate plan to reduce or eliminate taxes, and deal with a changing tax code. * Master complicated legal terms and concepts. * Understand the probate process and its alternatives. Who this book is for Plan your Own Estate is for anyone who wants to preserve the value of assets and leave them to beneficiaries in the most efficient manner. The book is for married couples with children and grandchildren, singles, unmarried couples, non-citizens, and same-sex couples. It teaches readers how to reduce or eliminate the government as a beneficiary by taking advantage of tax-reduction strategies. No matter your marital status or wealth, Plan your Own Estate empowers you to achieve financial security for loved ones and other beneficiaries.