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| Books > Business & Economics > Finance & accounting > Finance > Property & real estate 
 
 
The definitive guide to understanding the real estate escrow
process Navigating an "escrow" is an art, but there are times it feels
like an uphill battle ending in an all out WAR. Learn what you can
do to make the process less stressful. Just as important, find out
what you should not do, so as to avoid the pitfalls. "The Art of
Escrow "provides an easy to understand, step-by-step process, so
that you can achieve the American dream of home ownership while
staying in control At last The escrow process has been
de-mystified. Find out how to simplify your dreams, today. 
 The military coup that brought General Pervez Musharraf to power as Pakistan's tenth president resulted in the abolition of a century-old sharecropping system that was rife with corruption. In its place the military regime implemented a market reform policy of cash contract farming. Ostensibly meant to improve living conditions for tenant farmers, the new system, instead, mobilized one of the largest, most successful land rights movements in South Asia—still active today. In The Ethics of Staying, Mubbashir A. Rizvi presents an original framework for understanding this major social movement, called the Anjuman Mazarin Punjab (AMP). This group of Christian and Muslim tenant sharecroppers, against all odds, successfully resisted Pakistan military's bid to monetize state-owned land, making a powerful moral case for land rights by invoking local claims to land and a broader vision for subsistence rights. The case of AMP provides a unique lens through which to examine state and society relations in Pakistan, one that bridges literatures from subaltern studies, military and colonial power, and the language of claim-making. Rizvi also offers a glimpse of Pakistan that challenges its standard framing as a hub of radical militancy, by opening a window into to the everyday struggles that are often obscured in the West's terror discourse. 
 This new edition of bestselling textbook Introducing Property Valuation provides students with a comprehensive introduction to the concepts and methods of valuing real estate, helping them to progress successfully from basic principles to a more sophisticated understanding. Taking a practically oriented rather than purely theoretical approach, the textbook equips readers with the skills to undertake their own valuation calculations. Fully updated to reflect recent developments in regulation and practice, experienced tutor and valuer Michael Blackledge demonstrates how the principles can be applied in professional practice in line with the requirements and guidance provided by the International Valuation Standards Council and the Royal Institution of Chartered Surveyors. Online material accompanies the new edition with Q&As and pre-programmed excel spreadsheets enabling students to prepare their own calculations. The five traditional methods of valuation are outlined and the practical applications of the two main approaches, the comparison and investment methods, are fully explored. The use of discounted cash flow and quarterly in advance calculations, topics which are not always adequately covered elsewhere, are also explained. Accessibly written with a full range of worked examples, case studies, clear chapter summaries and extensive further reading suggestions, this book is essential for any student of real estate and its valuation. 
 Updated with chapters on ventilating and exhausting systems and HVAC systems, this third edition of a bestseller covers the range of HVAC systems. The coverages is into components and controls for air, water, heating, ventilating, and air conditioning and readers will learn why one component or system may be chosen over another. New information is included on occupancy comfort, process function, thermodynamics, heat transfer, building envelope conditioned space, heating and cooling load calculations, air duct fundamentals, water pipe fundamentals, variable flow water systems, refrigeration components, piping fundamentals, central plant water chiller optimization, and the latest heat recovery technologies. 
 Land Tax in Australia demonstrates how land tax operates and is administered across State and local governments in Australia. International expert Vincent Mangioni reviews the current status and emerging trends in these taxes in Australia and compares them with the UK, USA, Canada, Denmark and New Zealand. Using substantial original research, the author sets out what Australia must do through practice and policy to reform and bring this tax into the 21st Century. The need for fiscal reform and strengthening the finances of Australia's sub-national government is long overdue. These reforms aim to minimise the taxpayer revolts encountered in previous attempts at land tax reform, while improving tax effort in line with other advanced OECD countries. This book provides an essential resource for all property professionals working in development, valuation, law, investment, as well as accountants, tax economists and government administrators. It is highly recommended for students on property, taxation, legal and social science courses. 
 
On the open landscape of Israel and the West Bank, where pine and
cypress forests grow alongside olive groves, tree planting has
become symbolic of conflicting claims to the land. Palestinians
cultivate olive groves as a vital agricultural resource, while the
Israeli government has made restoration of mixed-growth forests a
national priority. Although both sides plant for a variety of
purposes, both have used tree planting to assert their presence
on--and claim to--disputed land.  
 The Principles of Housing is an engaging and discursive introduction to the key topics within housing studies. Whereas many books get bogged down in country-specific policy or small innovations, this book argues that the fundamental concepts of what we call housing are relatively stable and unchangeable. By focusing on universal principles, the book provides an introduction to housing that can be used by students world-wide. The book consists of a series of short chapters relating to the key issues of housing, such as borrowing, choice, finance, government, need, reform and welfare. Each chapter is designed to be a starting point for a wider conversation, with discussion questions and a number of think pieces and international case studies to help students connect these general principles to their own surroundings. Written by renowned housing expert Peter King, The Principles of Housing succeeds in being accessible and engaging without shying away from the complexities of housing issues. The book will be invaluable to students on housing-related courses across finance, real estate, planning, development, politics and sociology subjects. The book would also be useful to housing professionals and policy makers aiming to expand their understanding of housing issues. 
 How American colonists laid the foundations of American capitalism with an economy built on credit Even before the United States became a country, laws prioritizing access to credit set colonial America apart from the rest of the world. Credit Nation examines how the drive to expand credit shaped property laws and legal institutions in the colonial and founding eras of the republic. In this major new history of early America, Claire Priest describes how the British Parliament departed from the customary ways that English law protected land and inheritance, enacting laws for the colonies that privileged creditors by defining land and slaves as commodities available to satisfy debts. Colonial governments, in turn, created local legal institutions that enabled people to further leverage their assets to obtain credit. Priest shows how loans backed with slaves as property fueled slavery from the colonial era through the Civil War, and that increased access to credit was key to the explosive growth of capitalism in nineteenth-century America. Credit Nation presents a new vision of American economic history, one where credit markets and liquidity were prioritized from the outset, where property rights and slaves became commodities for creditors' claims, and where legal institutions played a critical role in the Stamp Act crisis and other political episodes of the founding period. 
 Despite the continued research and debate on sustainable practices in the built environment, the property development industry is failing to adequately respond and adopt more rigorous measurement techniques and sustainable approaches. The tendency to either ignore or accept without question perpetuates poor decision making and undermines the credibility of the industry. This book provides readers with a framework to evaluate the merits, or otherwise, of key issues involved in profiting from sustainable property development. "Developing Property Sustainably "pulls together the current received wisdom and knowledge relating to sustainable commercial property development with original research by the authors to provide a clear and practical overview of the sustainable property development process as well as a critical appraisal of the problems faced by global built environment stakeholders. The book presents a logical chapter structure appropriate for use on undergraduate and postgraduate modules and courses in real estate development, property and urban development as well as a number of built environment programmes. Part 1 examines the dimensions of developing property in the context of sustainability. Part 2 covers the evaluation of, commitment to, and the sustainability of property development. Part 3 describes the planning, construction and procurement stages of development, whilst part 4 looks at the occupation of, retrofit of, and lifecycle sustainability in property development. Throughout the text illustrative case studies are used to demonstrate how sustainable property development theory is applied in practice around the world. Comments, from leading practitioners and experts, useful pedagogical features and a companion website combine to provide the reader with a holistic understanding of all the issues involved in the delivery of sustainable property development from inception to occupation and beyond. 
 This book provides organizations with a guide to planning, developing, and implementing an energy reduction and management program. It is specially designed to achieve energy reduction deployment including top management for all employees and onsite contractors. Energy reduction deployment (ERD) can be implemented by itself and render significant savings; however, for even greater savings, this book shows how to implement energy centered management systems (ECMS) which can be in congruence with ISO 50001. This book assists in the hunt for energy waste and is designed to thoroughly cover ECMS plus addresses what additions are necessary to have ECMS conform to ISO 50001 Energy Management System (EnMS). It provides a checklist and information on how to perform an internal audit or self-inspection and discusses how to create an energy awareness organization culture. 
 Homebuyer Rollercoaster gives readers the upper hand in gaining equity versus throwing their money away. Buying a home can be an emotional rollercoaster, especially when so many families are led to believe they cannot own a home. Homebuyer Rollercoaster helps readers navigate the ups and downs of buying a home while also helping them to save money and keep their sanity. Monica Benitez uses her real estate expertise to help homebuyers achieve their goal of owning a home, even if they have been told it's not possible. Within Homebuyer Rollercoaster, readers learn how to: Select the right home for themselves and their family by learning to dominate the homebuying process Create their Homebuyer Blueprint, which will help them reach their desired outcome Budget with down payments and closing costs Monica Benitez offers a wonderful guide for readers to follow when trying to navigate the world of buying a home. 
 In recent years, various tributaries of psychoanalytic and developmental theory have flowed into our dawning understanding of the role of early sensory and affective experiences in the construction of our personal worlds. In Patterns: Building Blocks of Experience, Marilyn Charles shows how such primary experiences coalesce into patterns, those essential units of meaning that capture the unique subjectivity of each individual. Frequently "known" by their prosody or affective melody, patterns come to have profound meanings that we utilize in constructing basic notions of self and other. Through pattern, Charles holds, we approach elusive meanings through dimensions of shape, contour, and affective resonance. Such patterned understandings, in turn, become a mode of interchange through which we touch one another in ways that go beyond the overtly physical. Analytic patients, Charles finds, have often led early lives too full of "noise" to use their early sensory and affective experiences constructively. Such patients tend to live out patterns that operate unconsciously and have become literally incomprehensible. Analytic communication, by drawing explicit attention to such patterned experience, provides new images that intrude on ingrained patterns of thinking about the self and other. Out of the productive clash of analytically co-constructed images and the invariant patterns of the past emerge new conceptions of what the patient may choose to be in the present moment. Through it all, Charles displays an admirable willingness to sit in difficult spaces and to work through troubling therapeutic impasses from the inside out, rather than from some point of ostensible safety. This finely textured and richly evocative study, which grows out of Charles' extensive clinical work with artists, writers, and musicians, is a signal contribution to developmental theory, clinical theory, and the psychology of creativity. 
 This book initiates a fresh discussion of affordability in rural housing set in the context of the rapidly shifting balance between rural and urban populations. It conceptualises affordability in rural housing along a spectrum that is interlaced with cultural and social values integral to rural livelihoods at both personal and community level. Developed around four intersecting themes: explaining houses and housing in rural settings; exploring affordability in the context of aspirations and vulnerability; rural development agendas involving housing and communities; and construction for resilience in rural communities, the book provides an overview of some of the little understood and sometimes counter-intuitive best practices on rural affordability and affordable housing that have emerged in developing economies over the last thirty years. Drawing on practice-based evidence this book presents innovative ideas for harnessing rural potential, and empowering rural communities with added affordability and progressive development in the context of housing and improved living standards. For a student aspiring to work in rural areas in developing countries it is an introduction to and map of some key solutions around the critical area of affordable housing For the rural development professional, it provides a map of a territory they rarely see because they are absorbed in a particular rural area or project For the academic looking to expand their activities into rural areas, especially in rural housing, it provides a handy introduction to a body of knowledge serving 47% of the world's population, and how this differs from urban practice For the policy makers, it provides a map for understanding the dynamics around rural affordability, growth potential and community aspirations helping them to devise appropriate intervention programs on rural housing and development 
 The twelfth edition of this essential valuation textbook reflects the changes in the regulatory and statutory framework for property valuations that have occurred since 2013, as well as presenting the tried and tested principles and practices of real estate valuation.
 
 
 The foolproof guide to buying, selling and growing wealth without money, credit or experience. Do you feel like you are constantly taking one step forward and
two steps back with your finances? 
 Infrastructure Planning and Finance is a non-technical guide to the engineering, planning, and financing of major infrastucture projects in the United States, providing both step-by-step guidance, and a broad overview of the technical, political, and economic challenges of creating lasting infrastructure in the 21st Century. Infrastructure Planning and Finance is designed for the local practitioner or student who wants to learn the basics of how to develop an infrastructure plan, a program, or an individual infrastructure project. A team of authors with experience in public works, planning, and city government explain the history and economic environment of infrastructure and capital planning, addressing common tools like the comprehensive plan, sustainability plans, and local regulations. The book guides readers through the preparation and development of comprehensive plans and infrastructure projects, and through major funding mechanisms, from bonds, user fees, and impact fees to privatization and competition. The rest of the book describes the individual infrastructure systems: their elements, current issues and a 'how-to-do-it' section that covers the system and the comprehensive plan, development regulations and how it can be financed. Innovations such as decentralization, green and blue-green technologies are described as well as local policy actions to achieve a more sustainable city are also addressed. Chapters include water, wastewater, solid waste, streets, transportation, airports, ports, community facilities, parks, schools, energy and telecommunications. Attention is given to how local policies can ensure a sustainable and climate friendly infrastructure system, and how planning for them can be integrated across disciplines. 
 It is often argued that land registration is the answer to insecurity of real estate ownership in sub-Saharan Africa. This argument is based on the presumption that there is ownership security in the advanced world because every real estate is registered. However, a lot of studies conducted in the developing world have established that ownership security cannot be assured via land registration. This book critically analyses the theoretical principles that underpin land registration systems in order to provide more insights as to why land registration cannot guarantee ownership security. It also examines the nexus between security of ownership and investment. 
 Federal executive branch agencies hold an extensive real property portfolio that includes nearly 900,000 buildings and structures, and 41 million acres of land world-wide. These assets have been acquired over a period of decades to help agencies fulfil their diverse missions. The government's portfolio encompasses properties with a range of uses, including barracks, health clinics, warehouses, laboratories, national parks, boat docks and offices. As agencies' missions change over time, so do their real property needs, thereby rendering some assets less useful or unneeded altogether. This book begins with an explanation of the real property disposal process and then discusses some of the factors that have made disposition inefficient and costly. Discussed also are real property legislation introduced in the 111th Congress that would address these problems and policy options for enhancing both the disposal process and congressional oversight. 
 
 This textbook, aimed at undergraduate and postgraduate real estate programmes, provides an overview of real estate investment and pricing in a global context with special attention to the diversification of asset types in three parts. Designed as a successor to Will Fraser's successful student-led investment book, Principles of Property Investment and Pricing, it encompasses the microeconomics of real estate markets and context alongside pricing failures of real estate highlighted by the impact of the global financial crisis, especially with regard to irrationality and risk. Part 1 focuses on the microeconomics of the real estate sector, covering the complex nature of real estate and the consequences for economic analysis and the operation of the market, the underlying essential processes and principles of real estate investment decision making, including a pricing model, and the significance of real estate cycles and why they occur. Part 2 begins with the characteristics of real estate as an investment, differentiated between direct and indirect investment, and making comparisons with alternative stock market assets, then examines real estate investors and their objectives, including financial institutions, REITs and other indirect vehicles. Additionally, it sets out the frameworks within which real estate investment decisions are made in relation to other investments and focuses on decision-making processes and the practicalities of performance measurement. Emerging real estate debates are discussed in Part 3. These chapters are primarily forward-looking to the implications and challenges for real estate investment, including the consequences of recent aspects of regulation, changes to occupier demand, partly driven by technology but also sustainability pressures, the logic and difficulties of international investment, with a particular focus on emerging markets. 
 Real Estate Marketing is specifically designed to educate real estate students with the art and science of the real estate marketing profession. 
 
 This book is the first to evaluate the organisation, behaviour and performance of six major East Asian real estate markets. It offers a unique analysis of the growth and transformation of the real estate sector across East Asia. The authors examine the interactions between volatility in the sector and the overall stability of the economy, in particular during the Asia financial crisis of 1997-98, and the global financial crisis of 2008-09. * draws on the best available theoretical and empirical literature * applies analytic tools in the context of East Asian institutions and policies * helps understand factors affecting resilience and stability in East Asian real estate markets. 
 Agricultural Valuations: A Practical Guide has long been the standard text for students and professionals working on agricultural valuations. Taking a practical approach, it covers all the relevant techniques and legislation necessary to correctly value farms, assess farm rents, carry out arbitrations, inventories and records of condition, including valuation clauses on sales of farms, livestock, soils, management agreements, valuation in court proceedings and a glossary of useful information. In this fifth edition, Gwyn Williams's original text is taken on by Jeremy Moody and Nick Millard, renowned experts in the field, bringing the book right up to date to reflect recent changes in the rural economy, including development, diversification and renewable energy and specialist valuations and reference to all the latest legislation. Clear and accessible to students and professionals alike, readers will find Agricultural Valuations an invaluable guide to best practice in agricultural valuations. 
 
 An entry level introduction to valuation methodology, this book
gives a straightforward narrative treatment to the subject matter
with a multitude of examples and illustrations, contained in an
easy to read format. 
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