Workplace incidents and accidents affect businesses long after the incidents occur. The interruption of business activities and running equipment results in financial loss. Injuries suffered by people damage a business’s image and competitive edge, and demotivate employees.

By approaching safety risks in a measured, responsible manner, safety professionals and business owners can mitigate the occurrence of incidents and prevent them from happening in the workplace.

Entrepreneurship and small businesses are vital determinants of sustainable economic growth, particularly in emerging economies, and are acknowledged as engines driving competitiveness and job creation. Countries that have encouraged and nurtured both of these have stronger economies and are more resilient. Entrepreneurship and small business management focuses on developing the important skills necessary for entrepreneurs to succeed at doing business in emerging economies either in small or larger business.

Entrepreneurship and small business management provides a balanced theory and practical approach to help budding entrepreneurs develop thriving businesses. Fundamental aspects such as innovation and creativity are discussed as well as entrepreneurial strategies. The concluding section covers the essence of the business plan as well as relevant case studies, which are presented as a way of ensuring understanding.

Contents include the following:

• Starting a business
• Entrepreneurial skills
• Finance
• Corporate entrepreneurship
• Entrepreneurship
• Social entrepreneurship
• Governance
• Sustainability

Entrepreneurship and small business management aims to provide students of today with competencies to foster entrepreneurship.

The text offers a comprehensive and unique perspective on disaster risk associated with natural hazards. It covers a wide range of topics, reflecting the most recent debates but also older and pioneering discussions in the academic field of disaster studies as well as in the policy and practical areas of disaster risk reduction (DRR). This book will be of particular interest to undergraduate students studying geography and environmental studies/science. It will also be of relevance to students/professionals from a wide range of social and physical science disciplines, including public health and public policy, sociology, anthropology, political science and geology.

Table of Contents

Part I: The nature and impact of disasters. 1.What’s disaster risk? 2.Where and when do disasters occur? 3.The impact of disasters. Part II: Vulnerabilities and capacities. 4.Why do disasters occur? 5.People’s vulnerability. 6.People’s capacities. Part III: Natural and socio-natural hazards. 7.Endogenous processes: Earthquake, Volcanoes and Tsunamis. 8.Gravity-Driven ‘Natural’ Exogenous Processes. 9.Climatological and hydro-meteorological hazards. 10.Socio-natural hazards. Part IV: People’s response to and resilience during and after disasters. 11.People’s behaviour in time of disaster. 12.People’s resilience. 13.Moving Towards Disaster Recovery. Part V: Disaster risk reduction and management. 14.Disaster risk reduction. 15.Disaster management. 16.Fostering disaster recovery. 17.Conclusions

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In this fourth volume of The Deals of Warren Buffett, we trace Buffett’s journey as he made Berkshire Hathaway the most respected company in the world.

When we left Buffett at the end of Volume 3 towards the end of the 1990s, he was leading the largest corporation in America and his personal fortune had reached $40 billion. In this enthralling next instalment, we follow Buffett’s investment deals over the first few years of the 21st century, as Berkshire grew to become a giant with annual profits north of $4 billion.

Buffett, then in his early 70s, was still tap dancing to work, thoroughly enjoying analysing companies, finding bargains and interacting with his growing team of managers.

By studying the decision-making that went into his investment deals and the successful and unsuccessful outcomes, we can learn from Buffett and become better investors ourselves.

During this period, exploiting the low prices following the dot-com crash, Buffett made investments in the following companies: MidAmerican Energy, CORT, Moody’s, H&R Block, Shaw Industries, Star Furniture, Jordan’s Furniture, Ben Bridge Jeweler, Justin Boot, Acme Brick, Benjamin Moore and CTB.

For each of these deals, investing expert and Buffett historian Glen Arnold dives into unprecedented detail to analyse the investment rationale, the stories of the individuals involved and, where possible, the profits Buffett made.

The term 'natural disaster' is often used to refer to natural events such as earthquakes, hurricanes or floods. However, the phrase 'natural disaster' suggests an uncritical acceptance of a deeply engrained ideological and cultural myth.

At Risk questions this myth and argues that extreme natural events are not disasters until a vulnerable group of people is exposed. It also focuses on what makes people vulnerable. Often this means analyzing the links between poverty and vulnerability. But it is also important to take account of different social groups that suffer more in extreme events, including women, children, the frail and elderly, ethnic minorities, illegal immigrants, refugees and people with disabilities.

Vulnerability has also been increased by global environmental change and economic globalization - it is an irony of the 'risk society' that efforts to provide 'security' often create new risks. Fifty years of deforestation in Honduras and Nicaragua opened up the land for the export of beef, coffee, bananas, and cotton. It enriched the few, but endangered the many when hurricane Mitch struck these areas in 1998. Rainfall sent denuded hillsides sliding down on villages and towns.

This new edition of At Risk confronts a further ten years of ever more expensive and deadly disasters since it was first published and discusses disaster not as an aberration, but as a signal failure of mainstream 'development'. Two analytical models are provided as tools for understanding vulnerability. One links remote and distant 'root causes' to 'unsafe conditions' in a 'progression of vulnerability'. The other uses the concepts of 'access' and 'livelihood' to understand why some households are more vulnerable than others.

The book then concludes with strategies to create a safer world..

"A clear and comprehensive treatment of credit risk models by two of the leading authorities in the field. It will become the standard reference for both academic researchers and practitioners."--Michael J. Brennan, The Anderson School at UCLA

"Duffie and Singleton provide the first comprehensive, yet readable, treatment of the challenging subject of credit risk. This book will undoubtedly become the ultimate reference for both academics and risk professionals who care to venture beyond the traditional alleys."--Michel Crouhy, Head of Business Analytic Solutions, Canadian Imperial Bank of Commerce

"Duffie and Singleton have written an indispensable guide both to the models and to their implementation. The mathematical workings of the models are conveyed with superb clarity and intuition. Just as importantly, the presentation is well grounded in the economic and institutional features of credit markets. We thereby gain insight into the empirical plausibility of modeling assumptions and guidance on robust model calibration."--Michael Gordy

"Darrell Duffie and Kenneth Singleton have set the standard on credit modeling. Not only is the book appealing to an academic but it also speaks to practitioners. It has the double virtue of being elegant and practical. Further, many if not most of the results are original to the authors."--Larry Eisenberg, President, The Risk Engineering Company

"I like this book very much and shall use it profitably both for my own research and teaching. Duffie and Singleton develop the intellectual basis for understanding, modeling, and measuring credit risk and then develop the issue of risk management. This approach is both intuitive and natural. I canthink of no scholars better qualified than they to embark on this ambitious task."--Suresh M. Sundaresan, Graduate School of Business, Columbia University

"Overall, the book succeeds in motivating the reader to consider the alternative approaches to modeling credit risk. . . . Although the book is technically rigorous, the presentation is straightforward so even a casual reader will learn from the authors' insights. Moreover, the seasoned analyst will benefit from the concise summary of many existing techniques."--Amnon Levy, "Risk"

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