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Books > Social sciences > Sociology, social studies > Social issues > Unemployment

Poverty and the Transition to a Market Economy in Mongolia (Hardcover): Keith Griffin Poverty and the Transition to a Market Economy in Mongolia (Hardcover)
Keith Griffin
R2,644 Discovery Miles 26 440 Ships in 18 - 22 working days

This volume contains an analysis of the economic problems encountered in Mongolia during the transition from a centrally planned to a market economy, when poverty increased dramatically, unemployment rose sharply, health and education indicators derteriorated and the economic and social position of women declined. Yet there is considerable potential in Mongolia for a broadly based acceleration of output, particularly if priority is given to the nomadic livestock sector and to grass-roots development at the provincial level. This book contains policy suggestions intended to promote growth and employment and to reduce poverty.

The Promise of Welfare Reform - Political Rhetoric and the Reality of Poverty in the Twenty-First Century (Paperback):... The Promise of Welfare Reform - Political Rhetoric and the Reality of Poverty in the Twenty-First Century (Paperback)
Elizabeth Segal
R1,750 Discovery Miles 17 500 Ships in 10 - 15 working days

Find out howand whylegislation has made economic rights more important than human rights Since 1996, politicians and public officials in the United States have celebrated the success of welfare reform legislation despite little, if any, evidence to support their claims. The Promise of Welfare Reform: Political Rhetoric and the Reality of Poverty in the Twenty-First Century presents articles from 23 community practitioners and researchers who challenge the reform that has turned public aid from a right to a privilege. The authors transcend conventional academic writing, offering careful and thoughtful analysis that examines the history of welfare reform, its connection to poverty, family issues, and the impact of racism on poverty and on the treatment of the poor. The Promise of Welfare Reform analyzes the consequences over the past ten years of legislative changes made to the public assistance program formerly known as Aid to Families with Dependant Children (AFDC). This powerful book examines the social, political, and economic context of welfare reform, including the elimination of poverty as a societal goal, how racial and ethic groups have been targeted, popular stereotypes about the poor and their work ethic, anti-immigrant hostility, the struggles of single mothers with children, domestic violence, and marriage as a realistic escape from poverty. The book's authors address the need for empathy and understanding to change public sentiments about welfare and poverty. Contributors to The Promise of Welfare Reform include: Elizabeth A. Segal and Keith M. Kilty, co-founding editors of the Journal of Poverty (Haworth) Frances Fox Piven, co-author of Regulating the Poor: The Functions of Public Welfare Ann Withorn, co-editor of For Crying Out Loud: Women's Poverty in the United States Mimi Abramovitz, author of Under Attack, Fighting Back: Women and Welfare in the United States Joel Blau, co-author with Mimi Abramovitz of The Dynamics of Social Welfare Policy Margaret K. Nelson, author of The Social Economy of Single Mothers: Raising Children in Rural America Gwendolyn Mink, co-editor of Welfare: A Documentary History of U.S. Policy and Politics Kenneth J. Neubeck, co-author of Welfare Racism: Playing the Race Card Against America's Poor Lynn Fujiwara, author of Sanctioning Immigrants: Asian Immigrant Women and the Racial Politics of Welfare Reform Nancy C. Jurik, author of Bootstrap Dreams: U.S. Microenterprise Developments in an Era of Welfare Reform and much more! The Promise of Welfare Reform challenges current views on welfare reform and promotes alternative methods to alleviate poverty. It is an essential resource for sociologists, political scientists, economists, public policy and management specialists, social welfare and human services workers, and anyone else concerned about changes made to public assistance by the Personal Responsibility and Work Opportunity Reconciliation Act of 1996.

Poverty Is Wicked Harassment - The Way Out (Hardcover): Rankli Koh Poverty Is Wicked Harassment - The Way Out (Hardcover)
Rankli Koh
R836 Discovery Miles 8 360 Ships in 18 - 22 working days
The New Economic Model in Latin America and Its Impact on Income Distribution and Poverty (Hardcover): Victor Bulmer-Thomas The New Economic Model in Latin America and Its Impact on Income Distribution and Poverty (Hardcover)
Victor Bulmer-Thomas
R4,045 Discovery Miles 40 450 Ships in 18 - 22 working days

The economies of Latin America have undergone a deep process of change in the last decade as a result of the application of major reforms. The outcome can be fairly described as a New Economic Model. This New Economic Model is distinguished from its predecessor, in force before the 1980s debt crisis, by an emphasis on market forces and export-led growth. This book explores the main features of the New Economic Model in Latin America and, through analysis of the reform process and case studies, examines its impact on income distribution and poverty.

The Death Gap - How Inequality Kills (Paperback, First Edition, Enlarged): David A Ansell MD The Death Gap - How Inequality Kills (Paperback, First Edition, Enlarged)
David A Ansell MD; Foreword by Lori E. Lightfoot; Afterword by David A Ansell MD
R454 R430 Discovery Miles 4 300 Save R24 (5%) Ships in 18 - 22 working days
Labour and the Poor Volume VII - The Rural Districts (Hardcover): Alexander Mackay, Shirley Brooks Labour and the Poor Volume VII - The Rural Districts (Hardcover)
Alexander Mackay, Shirley Brooks
R827 Discovery Miles 8 270 Ships in 18 - 22 working days
China's Poor Regions - Rural-Urban Migration, Poverty, Economic Reform and Urbanisation (Hardcover): Mei Zhang China's Poor Regions - Rural-Urban Migration, Poverty, Economic Reform and Urbanisation (Hardcover)
Mei Zhang
R4,355 Discovery Miles 43 550 Ships in 10 - 15 working days


The number of poor people in China is huge, despite recent economic advances. This book investigates the problem of poverty in China's regions, discussing in particular the role of rural-urban migration in reducing poverty. It surveys the distribution and characteristics of poverty, examines anti-poverty initiatives by the Chinese government and includes the results of original research conducted in Shanxi, a typical province in Central China.

Tackling Unemployment (Hardcover): Richard Layard Tackling Unemployment (Hardcover)
Richard Layard
R4,107 Discovery Miles 41 070 Ships in 18 - 22 working days

Richard Layard is one of Britain's foremost applied economists, whose work has had a profound impact on the policy debate in Britain and abroad. This book contains his most influential articles on the subject of unemployment. It is published along with a companion volume Inequality , which deals with these topics and with economic transition. Unemployment explains what causes unemployment and proposes remedies to reduce it. There is a strong focus on how unemployed people are treated and how this affects unemployment - including Layard's well-known recommendation of a job-guarantee for long term unemployed people. Other key topics covered are the effect of unions and wage bargaining, the effect of low skill, and the possible role of rigid employment laws. The book opens with Richard Layard's personal credo Why I became an Economist .

Public Housing and School Choice in a Gentrified City - Youth Experiences of Uneven Opportunity (Hardcover): M. Makris Public Housing and School Choice in a Gentrified City - Youth Experiences of Uneven Opportunity (Hardcover)
M. Makris
R2,066 R1,424 Discovery Miles 14 240 Save R642 (31%) Ships in 10 - 15 working days

Winner of the 2016 AESA Critics' Choice Book Award Molly Makris uses an interdisciplinary approach to urban education policy to examine the formal education and physical environment of young people from low-income backgrounds and demonstrate how gentrification shapes these circumstances.

Welfare, Poverty and Development in Latin America (Hardcover): Christopher Abel, Colin M. Lewis Welfare, Poverty and Development in Latin America (Hardcover)
Christopher Abel, Colin M. Lewis
R4,067 Discovery Miles 40 670 Ships in 18 - 22 working days

Analyzing the social consequences of recent development strategies in Latin America, this volume introduces readers to official strategies, private initiatives and individual responses to issues of welfare and poverty during the 20th century. These issues are addressed from several disciplines, using conventional economic data to interpret social change.;An introduction is followed by a wide range of case studies, including Pinochet's Chile, the Haiti of the Duvaliers and Nicaragua under the Somocistas and Sandinistas, as well as Brazil, Mexico, the Argentine, Cuba and Columbia. Christopher Abel is co-editor with Nissa Torrents of "Jose Marti: Revolutionary Democrat".

A Common Good Approach to Development - Collective Dynamics of Development Processes (Hardcover, Hardback ed.): Mathias Nebel,... A Common Good Approach to Development - Collective Dynamics of Development Processes (Hardcover, Hardback ed.)
Mathias Nebel, Oscar Garza-Vazquez, Clemens Sedmak
R1,446 Discovery Miles 14 460 Ships in 10 - 15 working days
Healthy Voices, Unhealthy Silence - Advocacy and Health Policy for the Poor (Paperback): Colleen M. Grogan Healthy Voices, Unhealthy Silence - Advocacy and Health Policy for the Poor (Paperback)
Colleen M. Grogan
R795 Discovery Miles 7 950 Ships in 18 - 22 working days

Public silence in policymaking can be deafening. When advocates for a disadvantaged group decline to speak up, not only are their concerns not recorded or acted upon, but also the collective strength of the unspoken argument is lessened - a situation that undermines the workings of deliberative democracy by reflecting only the concerns of more powerful interests. But why do so many advocates remain silent on key issues they care about and how does that silence contribute to narrowly defined policies? What can individuals and organizations do to amplify their privately expressed concerns for policy change? In "Healthy Voices, Unhealthy Silence", Colleen M. Grogan and Michael K. Gusmano address these questions through the lens of state-level health care advocacy for the poor. They examine how representatives for the poor participate in an advisory board process by tying together existing studies; extensive interviews with key players; and, an in-depth, first-hand look at the Connecticut Medicaid advisory board's deliberations during the managed care debate. Drawing on the concepts of deliberative democracy, agenda setting, and nonprofit advocacy, Grogan and Gusmano reveal the reasons behind advocates' often unexpected silence on major issues, assess how capable nonprofits are at affecting policy debates, and provide prescriptive advice for creating a participatory process that adequately addresses the health care concerns of the poor and dispossessed. Though exploring specifically state-level health care advocacy for the poor, the lessons Grogan and Gusmano offer here are transferable across issue areas and levels of government. Public policy scholars, advocacy organizations, government workers, and students of government administration will be well-served by this significant study.

Poverty Comparisons (Hardcover): M. Ravallion Poverty Comparisons (Hardcover)
M. Ravallion
R2,926 Discovery Miles 29 260 Ships in 10 - 15 working days


Series Information:
Harwood Fundamentals of Pure & Applied Economics

Poverty and Dependency - America, 1950s to the Present (Hardcover): John Macnicol Poverty and Dependency - America, 1950s to the Present (Hardcover)
John Macnicol
R2,939 Discovery Miles 29 390 Ships in 10 - 15 working days

This incisive book addresses the history of poverty in the US, investigating how those in need have been understood and governed during the last 70 years. John Macnicol launches a multi-faceted analysis of government attitudes to welfare and 'dependency', highlighting the impact on the poorest groups of American society. Poverty in the US is explored through the eyes of prominent liberals, including Gunnar Myrdal, John Kenneth Galbraith and Michael Harrington, in times of economic growth and recession, from the New Deal to the rise of neoliberalism. Macnicol also examines the career and ascendancy of the leading conservative, Charles Murray, and his contention that America suffered a growing 'underclass' largely created by over-generous welfare. Through analysis of the mechanisms and output of leading conservative think-tanks in the late twentieth century, the author identifies the key features of historic and contemporary discussions related to poverty and dependency in the US and the dynamic changes of American attitudes to its poorest constituents. A timely discussion for a period of economic cynicism, this book is crucial reading for scholars of social policy, particularly those examining the history of impoverishment and debates relating to poverty and dependency. Students of social policy, sociology and economics will also benefit from its insights into historic US government attitudes and reactions to poverty.

Healthcare Reform and Poverty in Latin America (Paperback): Peter Lloyd-Sherlock Healthcare Reform and Poverty in Latin America (Paperback)
Peter Lloyd-Sherlock
R558 Discovery Miles 5 580 Ships in 10 - 15 working days

Most Latin American countries are now attempting the radical reform of their healthcare financing and delivery systems. In many cases, these reforms complement and contribute to broader neo-liberal orthodoxies of economic and social reform. Key strategies include decentralising hospital administration and the promotion of private health insurance. However, experiences across the region are quite diverse, and countries such as Cuba persist with a system of healthcare based on very different principles. This book identifies key problems facing healthcare systems in the region and evaluates the reforms that have been implemented to date. It pays particular attention to problems of implementation and the impact that changes to health policy are having on poor and vulnerable groups.

The Yellow House - A Memoir (2019 National Book Award Winner) (Paperback): Sarah M Broom The Yellow House - A Memoir (2019 National Book Award Winner) (Paperback)
Sarah M Broom
R408 R387 Discovery Miles 3 870 Save R21 (5%) Ships in 18 - 22 working days

A NEW YORK TIMES BESTSELLER Winner of the 2019 National Book Award in Nonfiction A brilliant, haunting and unforgettable memoir from a stunning new talent about the inexorable pull of home and family, set in a shotgun house in New Orleans East. In 1961, Sarah M. Broom's mother Ivory Mae bought a shotgun house in the then-promising neighborhood of New Orleans East and built her world inside of it. It was the height of the Space Race and the neighborhood was home to a major NASA plant--the postwar optimism seemed assured. Widowed, Ivory Mae remarried Sarah's father Simon Broom; their combined family would eventually number twelve children. But after Simon died, six months after Sarah's birth, the Yellow House would become Ivory Mae's thirteenth and most unruly child. A book of great ambition, Sarah M. Broom's The Yellow House tells a hundred years of her family and their relationship to home in a neglected area of one of America's most mythologized cities. This is the story of a mother's struggle against a house's entropy, and that of a prodigal daughter who left home only to reckon with the pull that home exerts, even after the Yellow House was wiped off the map after Hurricane Katrina. The Yellow House expands the map of New Orleans to include the stories of its lesser known natives, guided deftly by one of its native daughters, to demonstrate how enduring drives of clan, pride, and familial love resist and defy erasure. Located in the gap between the "Big Easy" of tourist guides and the New Orleans in which Broom was raised, The Yellow House is a brilliant memoir of place, class, race, the seeping rot of inequality, and the internalized shame that often follows. It is a transformative, deeply moving story from an unparalleled new voice of startling clarity, authority, and power.

Nowhere to Grow - Homeless and Runaway Adolescents and Their Families (Paperback, New): Les B. Whitbeck Nowhere to Grow - Homeless and Runaway Adolescents and Their Families (Paperback, New)
Les B. Whitbeck
R1,052 R613 Discovery Miles 6 130 Save R439 (42%) Ships in 10 - 15 working days

Les B. Whitbeck and Dan R. Hoyt begin their report on street children in the Midwest with the statement, "If you live in or have visited even a medium-sized city recently, you have seen runaway and homeless young people. They congregate in certain downtown areas and hang out in malls during inclement weather . . . Mostly, they look like the other kids. . . . The difference is that they won't be going home tonight."

This book draws on a study of over six hundred runaway and homeless adolescents and over two hundred of their caretakers from cities in four Midwestern states. It focuses on the family histories of these young people and on the developmental impact of early independence. Street social networks, subsistence strategies, sexuality, and street victimization are all considered, as well as their effect on adolescent behaviors and emotional health.

Relying on interviews and data from survey research, and working in partnership with street outreach agencies, Whitbeck and Hoyt lead the reader through the various risk factors associated with precocious independence, beginning in the family and extending to external environments and behaviors. Nowhere to Grow is an emotional account of the cumulative consequences for young people with few good options at the outset and even fewer once they are on their own.

Poverty Reduction and Changing Policy Regimes in Botswana (Hardcover): O. Selolwane Poverty Reduction and Changing Policy Regimes in Botswana (Hardcover)
O. Selolwane
R1,410 Discovery Miles 14 100 Ships in 18 - 22 working days

This book examines how Botswana overcame the legacies of exceptional resource deficiency, colonial neglect and a harsh physical environment to transform itself from one of the poorest nations of the world to a middle income economy with significant reductions in people's poverty. It reviews the interactions of economic, social and institutional policies and how these reinforced one another to produce the poverty outcomes that they did from the initial socio-economic conditions. In particular it illustrates how the chosen development strategies consistently tied social and economic policies to achieve, on the one hand, re-distribution, protection and reproduction and, on the other, investment in production and human capabilities. The substantive areas covered include trends in economic development strategies and outcome; social policies and strategies and their impact on poverty and productive capacity; income and wealth distribution; the role of organized interest groups in policy development; and institutional development, state capacity and politics.

Affluence and Poverty in the Middle East (Paperback): M. Riad El-Ghonemy Affluence and Poverty in the Middle East (Paperback)
M. Riad El-Ghonemy
R1,681 Discovery Miles 16 810 Ships in 10 - 15 working days


The Middle East is a region where affulence and poverty exist side by side and where the conspicuous display of wealth by governments and rich individuals contrasts with widespread deprivation.
Affluence and Poverty in the Middle East uses extensive emperical evidence to help us understand the causes and consequences of co-existing affluence and poverty. It address one major question: is affluence necessary and sufficient for human development? In the first part of the book , M. Riad El-Ghonemy investigates the common cultural and economic factors that have brought about such an extreme polarization of living standards. He focuses particularly on historical origins, military spending, economic foundations, educational policy and corruption, using a number of case studies to illustrate how each factor has affected the different countries in the region. The second part consists of country studies that examine how particular governments and NGOs have responded to vast inequalities in the distribution of wealth, income and opportunities, with emphasis on the social effects of economic reforms.
Dr El-Ghonemy brings his considerable knowledge and experience of the Middle East to this study. His exploration of the past, present and future of wealth distribution and poverty in the region highlights the prospects and challenges that the Middle East faces in the twenty-first century, including the use of peace divedends for alleviating poverty.

The People of Ship Street (Hardcover): Madeline Kerr The People of Ship Street (Hardcover)
Madeline Kerr
R5,759 Discovery Miles 57 590 Ships in 10 - 15 working days

First published in 1998. Routledge is an imprint of Taylor & Francis, an informa company.

Money and Medicine - The Evolution of National Health Expenditures (Hardcover): Thomas E. Getzen Money and Medicine - The Evolution of National Health Expenditures (Hardcover)
Thomas E. Getzen
R1,012 Discovery Miles 10 120 Ships in 10 - 15 working days

A unique historical review that traces health spending from ancient times to the present and forecasts 21st century trends. There are many histories of medicine, yet none that assess the dynamics of expenditures over decades and centuries. Economists have not yet addressed the magnitude of the transformation that occurred during the twentieth century as payments shifted from solo physician practices to health systems, nor the legacy effects of social practices accumulated over millennia that will shape health spending in the twenty-first. In Money and Medicine, Thomas E. Getzen provides a unified narrative of medical spending from ancient Egypt and Babylonia to the present day. Drawing on a wealth of historical reports, data, and documents, Getzen concentrates on a single ratio-the share of income devoted to medical care-to frame the evolutionary path of medicine, revealing an S-shaped growth curve that rose rapidly after 1900 as science made therapies more effective and more expensive, inflected as national health systems coalesced and rates of expansion peaked in the 1960s, then decelerated after 1975. International trends in forty-three countries are graphically illustrated with analysis supporting a parsimonious financial model. Significant lags are seen between medical innovation or macroeconomic shocks and the corresponding changes in national health expenditures. Getzen explains inertial responses to the 2008 financial crisis and Covid-19 recession, provides a method for projecting trends over the next fifty years, and suggests why spending is so much higher in the United States than other countries. As rising costs and unequal distribution of medical care have created a sense of crisis in many countries, Money and Medicine shows that we must look beyond the last few years to craft sensible solutions.

Ecological Migration and Targeted Poverty Alleviation in Ningxia - Experience and Lessons (Hardcover, 1st ed. 2022): Xiaoyi Wang Ecological Migration and Targeted Poverty Alleviation in Ningxia - Experience and Lessons (Hardcover, 1st ed. 2022)
Xiaoyi Wang; Translated by Sha She, Xiaonan Zhang
R3,336 Discovery Miles 33 360 Ships in 18 - 22 working days

This book assesses Ecological Migration and Precision Poverty Alleviation Measures, based on research conducted in Ningxia. "Resettling residents currently living in poor areas" is an important measure for "precise poverty alleviation." China's central government has provided extraordinary support for these areas, so as to help with "removing poverty nests," "changing poverty industries," and "pulling out the roots of poverty."This book is mainly based on research conducted in Ningxia, one of the earliest areas in China to achieve poverty alleviation and development through immigration and relocation. Since the Twelfth Five-Year Plan, Ningxia's ecological migration has been integrated into the process of new urbanization and industrialization. Poverty alleviation and relocation not only involves regional transfer, industrial transformation, and changes in livelihood, but also the social adaptation and integration of migrant groups. In addition to examining these aspects, the book shares stories of how impoverished individuals have succeeded in changing their fates.

How to Spend a Trillion Dollars - The 10 Global Problems We Can Actually Fix (Paperback, Main): Rowan Hooper How to Spend a Trillion Dollars - The 10 Global Problems We Can Actually Fix (Paperback, Main)
Rowan Hooper
R275 R217 Discovery Miles 2 170 Save R58 (21%) Ships in 5 - 7 working days

If you had a trillion dollars and a year to spend it for the good of the world and the advancement of science, what would you do? It's an unimaginably large sum, yet it's only around one per cent of world GDP, and about the valuation of Google, Microsoft or Amazon. It's a much smaller sum than the world found to bail out its banks in 2008 or deal with Covid-19. But what could you achieve with $1 trillion? You could solve the problem of the pandemic, for one, and eradicate malaria, and maybe cure all disease. You could end global poverty. You could settle on the Moon and explore the solar system. You could build a massive particle collider to probe the nature of reality like never before. You could build quantum computers, develop artificial intelligence, or increase human lifespan. You could even create a new life form. Or how about transitioning the world to clean energy? Or preserving the rainforests, or saving all endangered species? Maybe you could refreeze the melting Arctic, launch a new sustainable agricultural revolution, and reverse climate change? How to Spend a Trillion Dollars is the ultimate thought experiment but it is also a call to arms: these are all things we could do, if we put our minds to it - and our money.

The Legal Tender of Gender - Law, Welfare and the Regulation of Women's Poverty (Hardcover, New): Shelley A.M. Gavigan,... The Legal Tender of Gender - Law, Welfare and the Regulation of Women's Poverty (Hardcover, New)
Shelley A.M. Gavigan, Dorothy E. Chunn
R3,186 Discovery Miles 31 860 Ships in 10 - 15 working days

Extensive welfare, law, and policy reforms characterized the making and unmaking of Keynesian states in the 20th century. This collection highlights the gendered nature of these regulatory shifts and, specifically, the roles played by women - as reformers, welfare workers, and welfare recipients - in the historical development of welfare states. The contributors are leading feminist socio-legal scholars from a range of disciplines in the US, Canada, and Israel. Collectively, their analyses of women, law, and poverty speak to long-standing and ongoing feminist concerns: the importance of historically informed research, the relevance of women's agency and resistance to the experience of inequality and injustice, the specificity of the experience of poor women and poor mothers, the implications of changes to social policy, and the possibilities for social change. Such analyses are particularly timely as the devastation of neo-liberalism becomes increasingly obvious. The current world crisis of capitalism is a defining moment for liberal states - a global catastrophe that concomitantly creates a window of opportunity for critical scholars and activists to reframe debates about social welfare, work, and equality, and to reinsert the discourse of social justice into the public consciousness and political agenda of liberal democracies. (Series: Onati International Series in Law and Society)

Basic Income - A Transformative Policy for India (Hardcover): Sarath Davala, Renana Jhabvala, Guy Standing, Soumya Kapoor Mehta Basic Income - A Transformative Policy for India (Hardcover)
Sarath Davala, Renana Jhabvala, Guy Standing, Soumya Kapoor Mehta
R4,315 Discovery Miles 43 150 Ships in 10 - 15 working days

Like many countries in the world, India is mired in bureaucratic rigidities and hierarchical structures of exploitation and oppression, leading to a well-known problem of clogged pipes in the complex system of public welfare services. It is widely recognised that this clogged system requires innovative intervention, via transparent policies that are able to avoid political capture. This book reports on three overlapping pilot schemes in Madhya Pradesh and Delhi, including a special project in tribal villages, in which over 6,000 people were provided with a modest basic income paid monthly over 18 months. The project was funded by UNICEF and UNDP and implemented by SEWA (The Indian Self-Employed Women's Association). Written by Guy Standing who designed the pilot schemes and Renana Jhabvala, the head of SEWA, who implemented them, the book examines the effects of these pilot schemes at the individual, family and local economy levels. The pilots are discussed in the context of the new Food Security Act, the government's job guarantee plan, MGNREGA, and ongoing debate over the efficacy of the Public Distribution System and its ration shops disbursing rice, wheat, sugar and kerosene.The authors look at a number of alternative options for addressing rural poverty, including subsidies, targeting, selectivity and conditionality, contrasting them with the basic income model. They argue that the provision of basic incomes not only provides economic security but has many knock-on effects, allowing families to escape the debt trap, enrich food consumption and unlock constraints to schooling and healthcare. Above all it may enable individuals, including women, the disabled, the elderly and those in excluded castes or tribes, to engage more effectively in wider society.

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