This little book is in no sense intended to be of use to insurance
experts. It is written by an outsider mainly for the ignorant, for
the multitude who either wish to insure their lives, or to whom the
insurance agent is for ever coming with his proposals, his promises
and blandishments. My doctrine is that every man ought to insure
his life the moment he arrives at a period or position when his
responsibility extends over the lives of others. If this duty were
regarded as an imperative one by the community at large, there
would be little or no necessity for the elaborate machinery
required by our life offices to induce people to invest in life or
other insurance policies; but as long as apathy prevails, such
agencies must be maintained and a ceaseless activity displayed by
the offices in tempting investors to enter into policy contracts.
General
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