"Money from Nothing" explores the dynamics surrounding South
Africa's national project of financial inclusion--dubbed "banking
the unbanked"--which aimed to extend credit to black South Africans
as a critical aspect of broad-based economic enfranchisement.
Through rich and captivating accounts, Deborah James reveals the
varied ways in which middle- and working-class South Africans'
access to credit is intimately bound up with identity,
status-making, and aspirations of upward mobility. She draws out
the deeply precarious nature of both the aspirations and the
economic relations of debt which sustain her subjects, revealing
the shadowy side of indebtedness and its potential to produce new
forms of oppression and disenfranchisement in place of older ones.
"Money from Nothing" uniquely captures the lived experience of
indebtedness for those many millions who attempt to improve their
positions (or merely sustain existing livelihoods) in emerging
economies.
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