Microenterprises - very small businesses consisting of a single
self-employed person, a family, or at the most a few employees -
are the main source of livelihood of up to half of the population
of most developing countries. In the past this vital sector, often
referred to also as the informal sector, has received inadequate
attention, but increasingly multilateral and bilateral agencies and
non-governmental organizations are searching for ways to help
improve the effectiveness of these microenterprise operations and
to enable them to make a greater contribution to the development of
the third world and to the general efforts to enhance incomes and
raise living standards. This collection of sixteen papers by
experts with considerable experience in the field emanates from the
International Conference on Microenterprises held in Washington DC,
USA, sponsored by the Committee of Donor Agencies for Small
Enterprise Development on 6-9 June 1988. It is organized according
to the major issues relating to the subject: the structure of the
microenterprise sector, government policies towards
microenterprises, informal credit markets, financial and technical
services, institutional aspects and a review of the experience of
assistance projects. This publication should be of great interest
and value to all concerned in increasing assistance to the
development of microenterprises in developing countries.
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