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Books > Business & Economics > Economics > Microeconomics
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Payday Lending in Canada in a Global Context - A Mature Industry with Chronic Challenges (Hardcover, 1st ed. 2018)
Loot Price: R4,039
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Payday Lending in Canada in a Global Context - A Mature Industry with Chronic Challenges (Hardcover, 1st ed. 2018)
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This book analyzes the highly contentious payday lending industry,
presenting valuable new data collected during Canada's recent
regulatory reviews and demonstrating its relevance to payday
lending conversations taking place worldwide. The authors treat the
industry with a balanced hand by establishing its importance as an
example of financialization and acknowledging the complex impact of
payday lending services on low-income and credit-constrained
clients. Up-to-date data from an interdisciplinary mix of
financial, econometric, legal, behavioral economic, and
socioeconomic sources-all in the context of an established Canadian
industry-provide both proponents and opponents of payday lending
with valuable evidence for their discussions of how much regulation
is required to minimize harmful consequences. These insights from
Canada expand a US-centric conversation and provide a key resource
for the growing list of countries in which the industry is present,
from the UK and Poland to South Africa and Australia.
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