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Insuring the Industrial Revolution - Fire Insurance in Great Britain, 1700-1850 (Paperback)
Loot Price: R1,525
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Insuring the Industrial Revolution - Fire Insurance in Great Britain, 1700-1850 (Paperback)
Series: Modern Economic and Social History
Expected to ship within 12 - 17 working days
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Fire had always been one of the greatest threats to an early modern
British society that relied on the naked flame as the prime source
of heating, lighting and cooking. Yet whilst the danger of fire had
always been taken seriously, it was not until the start of the
eighteenth century that a sophisticated system of insurance became
widely available. Whilst a number of high profile fires during the
seventeenth century had drawn attention to the economic havoc a
major conflagration could wreak, it was not until the effects of
sustained industrialization began to alter the economic and social
balance of the nation, that fire insurance really took off as a
concept. The culmination of ten years of research, this book is the
definitive work on early British fire insurance. It also provides a
foundation for future comparative international studies of this
important financial service, and for a greater level of theorising
by historians about the relationship between insurance, perceptions
of risk, economic development and social change. Through a detailed
study of the archives of nearly 50 English and Scottish insurance
companies founded between 1696 and 1850 - virtually all the records
currently available - together with the construction of many new
datasets on output, performance and markets, this book presents one
of the most comprehensive histories ever written of a financial
service. As well as measuring the size, market structure and growth
rate of insurance, and the extent to which the first industrial
revolution was insured, it also demonstrates ways in which
insurance can be linked into wider issues of economic and social
change in Britain. These range from an examination of the
joint-stock company form of organization - to an analysis of
changing attitudes towards fire hazard during the course of the
eighteenth century. The book concludes by emphasising the
ambivalent character of fire insurance in eighteenth and early
nineteenth century Britain, contrasting the industry's dynamic
long-run rate of growth with its more conservative attitude to
product design and diversification.
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