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Books > History > Asian / Middle Eastern history
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Making Women Pay - Microfinance in Urban India (Paperback)
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Making Women Pay - Microfinance in Urban India (Paperback)
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In Making Women Pay, Smitha Radhakrishnan explores India's
microfinance industry, which in the past two decades has come to
saturate the everyday lives of women in the name of state-led
efforts to promote financial inclusion and women's empowerment.
Despite this favorable language, Radhakrishnan argues, microfinance
in India does not provide a market-oriented development
intervention, even though it may appear to help women borrowers.
Rather, this commercial industry seeks to extract the maximum value
from its customers through exploitative relationships that benefit
especially class-privileged men. Through ethnography, interviews,
and historical analysis, Radhakrishnan demonstrates how the unpaid
and underpaid labor of marginalized women borrowers ensures both
profitability and symbolic legitimacy for microfinance
institutions, their employees, and their leaders. In doing so, she
centralizes gender in the study of microfinance, reveals why most
microfinance programs target women, and explores the exploitative
implications of this targeting.
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