The emergence of Britain as a fully-fledged home-owning society at
the end of the last century has major implications for how people
think about and use their housing not just as a home but as an
asset. Housing has become a 'bank' which households use for various
purposes, including: as a pension fund; to provide resources for
care needs at all stages of life; to sponsor access to private
education and other privately provided services; and, to draw on in
emergencies. As a result the home has become a lynchpin of modern
family life and the 21st century welfare state. The key debate in
this important and timely book is whether social policy and
people's homes should be so closely connected in this way,
especially when housing markets are so volatile.
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