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Micro Finance & India's Rural Economy (Hardcover)
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Micro Finance & India's Rural Economy (Hardcover)
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Total price: R751
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After achieving Independence in 1947, the Government of India and
the Reserve Bank of India (RBI) have made concerted efforts to
provide the poor with access to credit. Despite the phenomenal
increase in the physical outreach of formal credit institutions in
the past several decades, the rural poor continue to depend on
informal sources of credit. Institutions have also faced
difficulties in dealing effectively with a large number of small
borrowers, whose credit needs are small and frequent and their
ability to offer collaterals is limited. Besides, cumbersome
procedures and risk perceptions of the banks leave a gap in serving
the credit needs of the rural poor. It is in this context that
micro credit has emerged as the most suitable and practical
alternative to the conventional banking in reaching the hitherto
unreached poor population. Micro credit enables the poor people to
be thrifty and helps them in availing the credit and other
financial services for improving their income and living standards.
The Self-help Group (SHG)-Bank Linkage Programme was formally
launched in the year 1992 as a flagship programme by National Bank
for Agriculture and Rural Development (NABARD) and aptly supported
by the RBI through its policy support. The Programme envisages
organisation of the rural poor into SHGs for building their
capacities to manage their own finances and then negotiate bank
credit on commercial terms. This book contains 13 well-researched
papers by experts on the subject which provide analytical
information on various aspects of the micro finance and its impact
on rural economy of India.
General
Imprint: |
New Century Publications
|
Country of origin: |
India |
Release date: |
2011 |
First published: |
2011 |
Editors: |
Sudhansu Kumar Das
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Dimensions: |
140 x 215 x 26mm (L x W x T) |
Format: |
Hardcover - Cloth over boards
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Pages: |
179 |
ISBN-13: |
978-81-7708-263-0 |
Categories: |
Books >
Business & Economics >
Economics >
Microeconomics >
General
|
LSN: |
81-7708-263-9 |
Barcode: |
9788177082630 |
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