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We are like passengers on the Titanic ten minutes after its fatal
encounter with the iceberg: though our financial system seems
unsinkable, its reliance on financialization has already doomed it.
We cannot know when the Central State and financial system will
destabilize, we only know they will destabilize. We cannot know
which of the State's fast-rising debts and obligations will be
renounced; we only know they will be renounced in one fashion or
another. The process of the unsustainable collapsing and a new,
more sustainable model emerging is called revolution. In the shared
imagination, the word conjures up images of violent overthrow of a
political order. In this book, revolution describes a blossoming of
understanding so profound that it leads to the peaceful
transformation of our social order, economy and culture. Our
distance from concentrations of wealth and power does not render us
powerless; we become powerful when we renounce the lies and
complicity that enable the Status Quo's doomed dominance. History
is not fixed; it is in our hands. We cannot await a remote future
transition to transform our lives. Revolution begins with our
internal understanding and reaches fruition in our coherently
directed daily actions in the lived-in world. It's easy to confuse
faith and political ideology. We resist changing our understanding,
as we experience this transition as instability. But changing our
minds does not require changing our faith; rather, the firmness of
our faith-in our Creator, in truth, in our ability to help others
and prevail-is the bedrock that gives us the discipline and resolve
to confront the brutally unwelcome facts of our circumstances and
make coherent plans accordingly.
This unconventional Guide to Investing in Troubled Times will help
you avoid the potentially risky limitations of conventional
investment perspectives and help you design an investment strategy
that works for you and your household. The next 20 years will not
be a simple extension of the previous 20 years. Everything that is
currently seen as permanent--the Savior State, the financialized
economy, cheap energy-- is visibly unsustainable. Status Quo
personal finance strategies--"buy and hold" and global
diversification--are doomed by their reliance on increasingly
unstable global markets and a myopic focus on the rearview mirror,
for the recent past is no longer an accurate guide to the future.
Uniquely troubled times require an unconventional understanding and
"tool kit" of investment strategies. This comprehensive guide
offers practical ideas for everyone, from those seeking to protect
401Ks or IRAs to entrepreneurs to those with more time than money
to invest in their future. This book offers a broad spectrum of
strategies for investing your human, social and financial capital
in low-risk, decentralized, diversified assets that increase
resiliency and self-reliance. Topics include systemic risk, the
spectrum of potential investments, gold, hedging, relative value,
hybrid work, income streams, ecosystems of local enterprise and the
essential tools of lower-risk investing.
With the soaring cost of higher education, has the value a college
degree been turned upside down. College tuition and fees are up
1000% since 1980. Half of all recent college graduates are jobless
or underemployed, revealing a deep disconnect between higher
education and the job market. It is no surprise everyone is asking:
Where is the return on investment? Is the assumption that higher
education returns greater prosperity no longer true? And if this is
the case, how does this impact you, your children and
grandchildren? We must thoroughly understand the twin revolutions
now fundamentally changing our world: The true cost of higher
education and an economy that seems to re-shape itself minute to
minute. The Nearly Free University and the Emerging Economy clearly
describes the underlying dynamics at work - and, more importantly,
lays out a new low-cost model for higher education: how digital
technology is enabling a revolution in higher education that
dramatically lowers costs while expanding the opportunities for
students of all ages. "The Nearly Free University and the Emerging
Economy" provides clarity and optimism in a period of the greatest
change our educational systems and society have seen. "The Nearly
Free University and the Emerging Economy" offers everyone the tools
needed to prosper in the Emerging Economy.
You hear it everywhere: the days of good jobs, great careers - even
with a college degree - are over and dead. That the economy has
become so mystifyingly controlled, convoluted and convulsive that a
lifetime career has become a fantasy pursuit for chumps. In this
bewildering environment, how do you get direction, and more
importantly, move forward? In Get a Job, Build a Real Career, and
Defy a Bewildering Economy, respected financial blogger Charles
Smith (oftwominds.com) turns the conventional wisdom on its head.
This book delivers the insight and positive action plan to get you
employed. Just starting out? Laid off? Trying to restart you
career? Get a Job, Build a Real Career, and Defy a Bewildering
Economy arms you with the knowledge you need. Are you a parent,
grandparent, friend or counselor helping others sort education and
career options? Get a Job, Build a Real Career, and Defy a
Bewildering Economy assays the current economic maelstrom to give
you a fresh, invigorating perspective - and the competitive edge -
to understand how to get a job, and build the career you want. This
book is designed to tilt the odds in your favor, whether you are a
high school or college student, a recent college graduate pondering
graduate school or someone re-entering the workforce after a
layoff.
Things are falling apart-that is obvious. But why are they falling
apart? The reasons are complex and global. Readers of my blog
oftwominds.com asked me to explain why in a clear, comprehensive
way, and then present solutions. This book is my answer. Our
economy and society have structural problems that cannot be solved
by adding debt to debt. We are becoming poorer, not just from
financial over-reach, but from fundamental forces that are not easy
to identify or understand. We will cover the five core reasons why
things are falling apart: 1. Debt and financialization 2. Crony
capitalism and the elimination of accountability 3. Diminishing
returns 4. Centralization 5. Technological, financial and
demographic changes in our economy Increasingly complex and costly
systems weakened by diminishing returns collapse under their own
weight and are replaced by systems that are simpler, faster, better
and affordable. If we cling to the old ways, our system will
disintegrate. If we want sustainable prosperity rather than
collapse, we must embrace a new model of finance, government and
community that is Decentralized, Adaptive, Transparent and
Accountable. We are not powerless. Not accepting responsibility and
being powerless are two sides of the same coin: once we accept
responsibility, we become powerful.
Crossing swords on the cyber-battlefield of online auctions,
curmudgeons Alexia and Ross each win rare collectibles the other
needs to escape financial doom. Each recruits a young neighbor
(Kylie and Robin) to coax the key collectible from the other. Their
schemes go awry and the resulting complications push all four to
the brink of financial and romantic ruin. Set in San Francisco,
this is a deliciously distracting romantic romp.
An introduction to Survival+: Structuring Prosperity for Yourself
and the Nation
This indispensable guide to the next twenty years of global turmoil
and transformation weaves the full spectrum of
disciplines--history, political economy, ecology, energy,
marketing, investing, health, and the psychology of happiness--into
a uniquely comprehensive understanding that offers every thinking
person practical principles for not just surviving but prospering
in the difficult decades ahead.
Verona Uyeki is in a romantic pickle she never expected; three men
claim to love her, but she only loves one. Two want to marry her,
but not the one she is mad for. Beset by family pressures and
precarious finances, Verona must respond by Sunday to a suitor's
sudden ultimatum. On the weekend she must decide between the three,
her first love pays her a surprise visit in San Francisco. What a
young woman from Hawaii remembers, and discovers about herself, is
also unexpected....
After his last one-night stand--a new baby and a crushing mortgage
came hand in hand-- the last thing Hollywood has-been Hayward West
expected was to fall in love. But as 19-year old Valentina, fresh
from a border crossing, wolfed down four tamales in a row, he was
wildly, uncontrollably, passionately in love. She needed $25,000 to
save her father, and he needed $250,000 to stave off bankruptcy.
There was a way to raise the cash and win the woman he desired, but
it required a marriage--a marriage of many things...
Not everyone who served in the Desert War returned home untroubled.
When all the other cures for a wounded soul have failed, then
action may be the only cure left. An exploration of faith, fate,
loss and destiny, and the unforeseen powers of self-change.
"Standard Model" marketing is in crisis, as it is mal-adapted to
the global era of extended turmoil we are entering. This is a
primer on how to build new, enduring ties to customers and
stakeholders in the coming era of crisis by leveraging the largely
misunderstood power of weblogs and New Media--"The Power Yet to
Come." The world is entering an extended era of disruption caused
by the intersection of four mutually reinforcing cycles: 1. Peak
oil, or the depletion cycle/end-game of the global economy's
complete dependence on inexpensive, readily available
petroleum/fossil fuels. 2. The cycle of credit expansion and
contraction (approximately 60-70 years), which is now beginning the
transition from unsustainable credit expansion (bubble) to
renunciation of debt (credit collapse) and global depression. 3.
The generational cycle (4 generations or approximately 80 years) of
American history which leads to nation-changing social, political
and economic upheaval. 4. The 100+ year cycle of price inflation
and stagnation of wages' purchasing-power. This short book explains
how enterprises of all sizes and scales can use the critical
leverage points offered by weblogs and New Media to construct a new
sustainable business model based on trust and knowledge rather than
"branding."
Garrett Trask needed a job, badly--and this weird one would do. If
only he knew ....
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