We are all approaching retirement but what should we expect? For some, it is a happy prospect. Others approach retirement knowing they face hardship and social exclusion. Amid alarming predictions of a 'demographic time bomb', governments and the private pensions industry urge everyone to plan and save now, but admit that there are risks. But will the pension funds deliver on their promises? Will the rich increasingly retire early but the poor work for longer? How reliable are state pension schemes? Do the USA, Sweden, or Australia have a 'better' approach to retirement pensions than the UK? Approaching retirement tackles these and many other questions from a number of sociological perspectives. Using the idea of the social division of welfare as a template, different approaches to retirement pensions policy are assessed and their strengths and weaknesses clearly presented. This book will be an invaluable resource for social science students at all levels and for those who teach them. Economists and pension practitioners will also find food for thought here.

From the depths of despair a serial killer is born to search out and execute religious leaders. Angela Morris, a local detective, races to stop the killings while she tries to come to grips with her own beliefs.

A modern day love story about two people beginning their adulthood, a cowboy in search of his career and a veterinarian with preconceived ideas about the man she wants to marry. Both of them seeking God's wisdom for their lives which continue to intertwine with the dangers and thrills that come from ranch life.