Making Education Work for the Poor identifies wealth inequality as the gravest threat to the endangered American Dream. Though studies have clearly illustrated that education is the primary path to upward mobility, today, educational outcomes are more directly determined by wealth than innate ability and exerted effort. This accounting directly contradicts Americans' understanding of the promise the American Dream is supposed to offer: a level playing field and a path towards a more profitable future. In this book, the authors share their own stories of their journeys through the unequal U.S. education system. One started from relative privilege and had her way to prosperity paved and her individual efforts augmented by institutional and structural support. The other grew up in poverty and had to fight against currents to complete higher education, only to find his ability to profit from that degree compromised by student debt. To directly counter wealth inequality and make education the 'great equalizer' that Americans believe it to be, this book calls for a revolution in financial aid policy, from debt dependence to asset empowerment. The book examines the evidence base supporting Children's Savings Accounts, including CSAs' demonstrated potential to improve children's outcomes all along the 'opportunity pipeline': early education, school achievement, college access and completion, and post-college financial health. It then outlines a policy that builds on CSAs to incorporate a sizable, progressive wealth transfer. This new policy, Opportunity Investment Accounts, is framed as the cornerstone of the wealth-building agenda the nation needs in order to salvage the American Dream. Written by leading CSA researchers, the book includes overviews of the major children's savings legislation proposed in Congress and the key features of prominent CSA programs in operation around the country today, as well as new qualitative and quantitative CSA research. The book ultimately presents a critical development of the theories that, together, explain how universal, progressive, asset-based education financing could make education work equitably for all American children.

Social Policy for Effective Practice: A Strengths Approach sharpens students' awareness of social welfare policy and offers a considerable array of resources and knowledge foundations to both understand and thrive within a continually evolving policy landscape. Throughout the text, the authors tell the stories of social workers who impact policy, incorporate frameworks for policy analysis, center social work values and strengths principles, and integrate the series' interactive and downloadable cases to demonstrate policy's relevance and application to practice settings and situations in concrete ways. Students may use the text as an introduction to social policy, a tool for deeper examination of policy topics, and as a lifelong companion for their policy-relevant practice. Now in its sixth edition, the textbook is fully updated to reflect substantial changes in policy arenas such as health care, family economic support, immigration and asylum, criminal justice, housing, reproductive rights, substance use disorder, mental health treatment, and childcare, as well as the implications of the evolving COVID-19 pandemic. With additional support and extensions available at www.routledgesw.com, Social Policy for Effective Practice makes policy relevant, accessible, and meaningful for social work students and is a perfect complement to undergraduate and graduate courses on social policy and practice.

Social Policy for Effective Practice: A Strengths Approach sharpens students' awareness of social welfare policy and offers a considerable array of resources and knowledge foundations to both understand and thrive within a continually evolving policy landscape. Throughout the text, the authors tell the stories of social workers who impact policy, incorporate frameworks for policy analysis, center social work values and strengths principles, and integrate the series' interactive and downloadable cases to demonstrate policy's relevance and application to practice settings and situations in concrete ways. Students may use the text as an introduction to social policy, a tool for deeper examination of policy topics, and as a lifelong companion for their policy-relevant practice. Now in its sixth edition, the textbook is fully updated to reflect substantial changes in policy arenas such as health care, family economic support, immigration and asylum, criminal justice, housing, reproductive rights, substance use disorder, mental health treatment, and childcare, as well as the implications of the evolving COVID-19 pandemic. With additional support and extensions available at www.routledgesw.com, Social Policy for Effective Practice makes policy relevant, accessible, and meaningful for social work students and is a perfect complement to undergraduate and graduate courses on social policy and practice.

Making Education Work for the Poor identifies wealth inequality as the gravest threat to the endangered American Dream. Though studies have clearly illustrated that education is the primary path to upward mobility, today, educational outcomes are more directly determined by wealth than innate ability and exerted effort. This accounting directly contradicts Americans' understanding of the promise the American Dream is supposed to offer: a level playing field and a path towards a more profitable future. In this book, the authors share their own stories of their journeys through the unequal U.S. education system. One started from relative privilege and had her way to prosperity paved and her individual efforts augmented by institutional and structural support. The other grew up in poverty and had to fight against currents to complete higher education, only to find his ability to profit from that degree compromised by student debt. To directly counter wealth inequality and make education the 'great equalizer' that Americans believe it to be, this book calls for a revolution in financial aid policy, from debt dependence to asset empowerment. The book examines the evidence base supporting Children's Savings Accounts, including CSAs' demonstrated potential to improve children's outcomes all along the 'opportunity pipeline': early education, school achievement, college access and completion, and post-college financial health. It then outlines a policy that builds on CSAs to incorporate a sizable, progressive wealth transfer. This new policy, Opportunity Investment Accounts, is framed as the cornerstone of the wealth-building agenda the nation needs in order to salvage the American Dream. Written by leading CSA researchers, the book includes overviews of the major children's savings legislation proposed in Congress and the key features of prominent CSA programs in operation around the country today, as well as new qualitative and quantitative CSA research. The book ultimately presents a critical development of the theories that, together, explain how universal, progressive, asset-based education financing could make education work equitably for all American children.