With real estate investing on the rebound, more and more people are jumping into the market. But often, return on investment hinges less on the physical property and more on the math.

Have you measured every component of value, such as cash flow, income taxes, financing, and investment yield? Do you know which calculations to use on specific properties? Have you weighed all the risks? The Real Estate Investor's Pocket Calculator helps you analyze the financial picture before committing capital. Simple explanations, worksheets, and more than 100 Excel formulas will have you crunching numbers like a pro.

Learn to:

• Gauge supply and demand
• Project return on investment and equity
• Analyze present and future value
• Understand appraisal approaches
• Evaluate mortgages
• Calculate cash flow
• Compute internal rate of return and debt coverage ratio
• Make accurate tax projections
• Balance escrow and closing
• And much more...

With new formulas, expanded sections on income and expenses, and an updated analysis of market conditions, this second edition helps you make smarter decisions . . . and more money.

For nearly twenty years, "The Little Black Book of Project Management" has provided businesspeople everywhere with a quick and effective introduction to project management tools and methodology. The revised and updated third edition reflects the newest techniques, the latest project management software, as well as the most recent changes to the Project Management Body of Knowledge (PMBOK(TM)). Readers will find invaluable strategies for: - Organizing any project - Choosing the project team - Preparing a budget and sticking to it - Scheduling, flowcharting, and controlling a project - Preparing project documentation - Managing communications - And much more A fast-read solution for both seasoned and first-time project managers, "The Little Black Book of Project Management "can help any professional achieve on-time results, superior organizational ability, consistent profit generation, and a reputation for both quality and dependability.

The Librarian's Introduction to Programming Languages presents case studies and practical applications for using the top programming languages in library and information settings. While there are books and Web sites devoted to teaching programming, there are few works that address multiple programming languages or address the specific reasons why programming is a critical area of learning for library and information science professionals. There are many books on programming languages but no recent items directly written for librarians that span a variety of programs. Many practicing librarians see programming as something for IT people or beyond their capabilities. This book will help these librarians to feel comfortable discussing programming with others by providing an understanding of when the language might be useful, what is needed to make it work, and relevant tools to extend its application. Additionally, the inclusion of practical examples lets readers try a small "app" for the language. This also will assist readers who want to learn a language but are unsure of which language would be the best fit for them in terms of learning curve and application. The languages covered are JavaScript, PERL, PHP, SQL, Python, Ruby, C, C#, and Java. This book is designed to provide a basic working knowledge of each language presented. Case studies show the programming language used in real ways, and resources for exploring each language in more detail are also included.

From the very inception of the United States, few issues have been so divisive and defining as American slavery. Even as the U.S. was founded on principles of liberty, independence and freedom, slavery advocates and sympathizers positioned themselves in every aspect of American influence. Over the centuries, the characterization of early American figures, legislation and party platforms has been debated. The author seeks to clarify often unanswered-or ignored-questions about notable figures, sociopolitical movements and their positions on slavery. From early legislation like the Fugitive Slave Law of 1793 to Reconstruction and the rise of the Ku Klux Klan, this book explores the background of some of America's most controversial moments. Spanning the first American century, it offers a detailed chronology of slavery and racism in early U.S. politics and society.

So, what are library patrons doing with makerspaces and other innovative technology? This book explores how patrons are using innovative technologies utilizing real-life case studies from a variety of academic institutions. Authors were selected based on the technology provided and their expertise in establishing and marketing this technology. Readers will discover: -which pieces of technology get the most use -if patrons tend to use the tech for class assignments or leisure activities -the importance of working with faculty to increase use -unusual collaboration opportunities -examples of libraries nimbly expanding their spaces to include tech students need -unique ways patrons employ the technology -best practices for designing collaborative creative spaces Technologies discussed include: -Microsoft Hololens -virtual reality and augmented reality systems and support tools -3D modeling and printing -makerspace additions beyond the usual -instructional technologies used by patrons -video production and editing equipment -tool library -technology lending programs (what students want!) Dive in to explore the uncharted seas of which technologies patrons are using, how they are using them, and the purposes of use. As added bonuses, authors include best practices on designing space, marketing the technology, and collaborating to enhance the use. While authors do not go into any depth on the workings of the technology, there are other supplementary books which will cover this area. Makerspace and Collaborative Technologies specifically looks at how and why patrons are using library-provided creative technologies. Library staff who work with creative technologies in any way, shape, or form will find this book useful. With the valuable information contained in this guide, libraries can reach their users and create spaces and interactions that keep them coming back.

An accessible introduction to FUNDAMENTAL ANALYSIS

GETTING STARTED IN FUNDAMENTAL ANALYSIS

If you've picked up this book, you probably recognize the value of fundamental analysis, but aren't sure that you can master it. With "Getting Started in Fundamental Analysis" as your guide, you'll quickly become familiar with the key concepts of this discipline and learn how to put them into action in the real world.

"Getting Started in Fundamental Analysis" contains important insights that can help you manage risk and make more informed investment decisions. Each chapter is filled with a variety of relevant illustrations, examples, and definitions that bring important concepts to life. Written in a non-technical format that's easy to follow, "Getting Started in Fundamental Analysis" provides valuable coverage of: The audited statement Finding financial information online The process of confirmation Balance sheet and income statement ratios The P/E ratio and how to use it How the combination of fundamental analysis with technical methods creates a powerful strategy

Straightforward and accessible, "Getting Started in Fundamental Analysis" is not just an introduction to a range of analytical tools collectively called fundamental analysis. It's designed to help you put those tools to work in identifying risk levels, making valid and reliable comparisons, and picking stocks for your portfolio. It is this activity--deciding which stocks to buy, how long to hold them, and when to sell--that lies at the center of a successful and profitable investment program.

Written for traders with a basic knowledge of trends and technical analysis, Practical Trend Analysis introduces advanced analytical tools for recognizing how risks evolve as trends proceed. Readers will learn how to use trend prediction to manage market risks far more effectively. Michael C. Thomsett provides insights on technical signals such as candlestick reversals, price gaps, and movement through resistance or support; distinguishing between strong and weak trends; objectively evaluating the health of a stock's current price levels, trading breadth, and technical condition; and anticipating plateaus, slowdowns, or price reversals. He presents detailed coverage of trendlines and channel lines; patterns and confirmations of both reversals and continuations; broadening and narrowing trends, price jumps; and trends based on volume, moving averages, and momentum. Practical Trend Analysis will enable traders, both amateur and professional, to go far beyond mere trend "following." Michael C. Thomsett is a market expert, author, speaker, and coach. His many books include Stock Market Math, Candlestick Charting, and The Mathematics of Options.

With so much emphasis on calls (especially covered calls) many traders overlook the tremendous hedging and profit potential of the put. The Amazing Put demonstrates the many strategies based on the put option, including the risk hedge, a long put (often a long-term, or LEAPS put) that freezes market risk at the put's strike (minus its premium); and the short uncovered put, which has market risk identical to the covered call. The author methodically lays out the case for using puts wisely, both as a cash generator with low risk, and as a risk hedge to reduce or eliminate market risk in equity positions. Every options trader will benefit from exploring these strategies, and novices will gain a starting point in developing a program to enhance their stock portfolio. Michael C. Thomsett is a market expert, author, speaker, and coach. His many books include Stock Market Math, Candlestick Charting, and Options, Tenth Edition.

Options traders rely on a vast array of information concerning probability, risk, strategy components, calculations, and trading rules. Traders at all levels, as well as portfolio managers, must refer to numerous print and online sources, each source only providing part of the information they need. This is less than ideal, as online sources tend to be basic, simplified, and in some cases incorrect. Print sources, on the other hand, are mostly focused on a very narrow range of strategies or trading systems. Up until now, there has been no single source to provide a comprehensive reference for the serious trader. The Complete Options Trader is that much-need comprehensive reference, a compilation of the many attributes options traders need. Thomsett lays out a rich and complete guide to 100 strategies, including profit and loss calculations, illustrations, examples, and much more. A thorough evaluation of these strategies (and the rewards and risk involved) demonstrates how a broad approach to analytically using options can and does enhance portfolio profits with lower levels of risk. The book also features a complete glossary of terms used in the options industry, the most comprehensive glossary of this nature currently available. All too often, the attributes of options trading are poorly understood; risk is ignored or over-simplified; hedging is not folded into a strategic evaluation; and options traders shun the value of holding equity positions. No longer-if options traders rely on this comprehensive guide as the reference for the industry.

An advanced strategic approach using options to reduce market risks while augmenting dividend income, this title moves beyond the basics of stocks and options. It shows how the three major segments (stocks, dividends, and options) are drawn together into a single and effective strategy to maximize income while eliminating market risk.

So, what are library patrons doing with makerspaces and other innovative technology? This book explores how patrons are using innovative technologies utilizing real-life case studies from a variety of academic institutions. Authors were selected based on the technology provided and their expertise in establishing and marketing this technology. Readers will discover: -which pieces of technology get the most use -if patrons tend to use the tech for class assignments or leisure activities -the importance of working with faculty to increase use -unusual collaboration opportunities -examples of libraries nimbly expanding their spaces to include tech students need -unique ways patrons employ the technology -best practices for designing collaborative creative spaces Technologies discussed include: -Microsoft Hololens -virtual reality and augmented reality systems and support tools -3D modeling and printing -makerspace additions beyond the usual -instructional technologies used by patrons -video production and editing equipment -tool library -technology lending programs (what students want!) Dive in to explore the uncharted seas of which technologies patrons are using, how they are using them, and the purposes of use. As added bonuses, authors include best practices on designing space, marketing the technology, and collaborating to enhance the use. While authors do not go into any depth on the workings of the technology, there are other supplementary books which will cover this area. Makerspace and Collaborative Technologies specifically looks at how and why patrons are using library-provided creative technologies. Library staff who work with creative technologies in any way, shape, or form will find this book useful. With the valuable information contained in this guide, libraries can reach their users and create spaces and interactions that keep them coming back.

A Must-read guide to real estate investing during turbulent times

Given the current state of the economy, you might be asking yourself if right now is the right time to be investing in real estate. With the third edition of "Getting Started in Real Estate Investing" as your guide, you'll quickly discover how a combination of commitment and caution can help you make it in today's market.

Designed for investors who want to get started in real estate, but don't know where to begin, this reliable resource will help you break into this fast-moving field and build equity the right way. "Getting Started in Real Estate Investing, Third Edition" addresses everything from selecting the right properties and becoming a landlord to using the proper tax strategies and finding the right professionals to work with. It also outlines issues you must be aware of in light of recent events, including the best ways to finance your real estate investments, considering the status of mortgage financing, and new requirements that may be thrown at borrowers.

The new edition is updated to include information on: Surviving in the post-bust housing marketPicking investments with the new credit realitiesLooking ahead to future housing boomsReading the emerging housing trends

Written in straightforward and accessible style--with a focus on residential and multifamily properties--"Getting Started in Real Estate Investing, Third Edition" also contains helpful information that will allow you to analyze your financial ability to buy and hold real estate as well as avoid potential pitfalls.

In order to excel in real estate investing, you need to start by defining what you want to do and how much risk you can afford. But ultimately, success depends on making informed decisions about where and when to invest, and "Getting Started in Real Estate Investing, Third Edition" gives you the tools to achieve these goals--even under the most difficult market conditions.

Noted lexicographer Thomsett here dissects over 1,400 terms, a buttula to zither, with his acclaimed clarity and precision (""definitely recommended"" said Library Journal of his Investment and Securities Dictionary); 383 high quality original illustrations render concepts that make verbal explanation difficult. Fully cross referenced, this dictionary will prove to be the indispensable and authoritative reference for researchers, musicologists, professional musicians, teachers and students of music, and educated members of the general public. The richly detailed and comprehensive dictionary proper is followed by a five-language glossary of instruments. An illustrated notation guide provides identification of symbols used in musical scores. The final section comprehensively covers scales, keys and chords.

Investors and traders seek methods to identify reversal and continuation to better time their trades. This applies for virtually everyone, whether employing a swing trading strategy, engaging in options trading, or timing entry and exit to spot bull and bear reversals. Key signals are found in the dozens of candlesticks, combined with technical signals such as gaps and moves outside of the trading range; size of wicks (shadows) and size of real bodies. The science of candlestick analysis has a proven track record not only from its inception in 17th century Japan, but today as well. This book explains and demonstrates candlestick signals, including both the appearance of each but in context on an actual stock chart. It further takes the reader through the rationale of reversal and continuation signals and demonstrates the crucial importance of confirmation (in the form of other candlesticks, traditional technical signals, volume, momentum and moving averages). Michael C. Thomsett is a market expert, author, speaker and coach. His many books include Mathematics of Options, Real Estate Investor's Pocket Calculator, and A Technical Approach to Trend Analysis. A video of the author titled "Candlesticks for Option Timing" can be found here: https://www.youtube.com/watch?v=IItH6OLh7TI

An accessible introduction to GENERATING RENTAL INCOME FROM REAL ESTATE
GETTING STARTED IN RENTAL INCOME
Just as location is a critical component to the value of real estate, knowledge is a critical component to investing success. As with any type of new endeavor, gaining knowledge and experience is essential as you move forward toward success.
If you're interested in generating rental income through an investment in real estate, but unsure of how to go about doing this, Getting Started in Rental Income will show you the way. Written in a straightforward and accessible manner, this book discusses the two major ways of entering the rental income market--the traditional purchase of rental properties or buying and selling fixer-upper properties--and reveals what you need to do once you're in. This easy-to-read guide clearly explains how to:
* Invest in the right properties
* Generate cash flow adequate to make insurance, tax, utility, and monthly mortgage payments as well as to allow for periodic vacancies
* Make a profit from flipping properties
* Take advantage of the tax benefits of real estate
* Implement specific strategies--beyond diversification--to mitigate real estate risk
* And much more

Furthermore, Getting Started in Rental Income also identifies the pitfalls and market risks of this field, as well as the personal aspects of becoming involved in rental income. If you're interested in generating income through real estate and want to learn how, this book has all the answers.

Math for Managers is a practical summary of formulas every manager needs. The book is organized into logical chapters, and each formula introduced includes an example and the Excel program needed to make the process of calculation simple. It adds a practical side to the challenge of calculating the sometimes complex formulas of compound interest, rates of return, breakeven after tax liability, balance sheet and income ratios, depreciation, reports and budgets, proration, statistics, and more. Additional appendices are provided to explain incredible math shortcuts. This book will benefit managers and executives at any level within an organization, as well as academic instructors and business students. Michael C. Thomsett is a market expert, author, speaker, and coach. His many books include Stock Market Math, Candlestick Charting, The Mathematics of Options, and A Technical Approach to Trend Analysis.

This book is written for the experienced portfolio manager and professional options traders. It is a practical guide offering how to apply options math in a trading world that demands mathematical measurement. Every options trader deals with an array of calculations: beginners learn to identify risks and opportunities using a short list of strategies, while researchers and academics turn to advanced technical manuals. However, almost no books exist for the experienced portfolio managers and professional options traders who fall between these extremes. Michael C. Thomsett addresses this glaring gap with The Mathematics of Options, a practical guide with actionable tools for the practical application of options math in a world that demands quantification. It serves as a valuable reference for advanced methods of evaluating issues of pricing, payoff, probability, and risk. In his characteristic approachable style, Thomsett simplifies complex hot button issues-such as strategic payoffs, return calculations, and hedging options-that may be mentioned in introductory texts but are often underserved. The result is a comprehensive book that helps traders understand the mathematic concepts of options trading so that they can improve their skills and outcomes.

With over 300,000 copies sold, the new edition of this comprehensive mentoring guide clearly presents all of the essential information needed to learn to trade options. Whereas most options books focus on profit and loss opportunities, this book addresses the issues of hedging market risks in an equity portfolio head on. The author presents the compelling argument that options should not be thought of as risky stand-alone trading vehicles, but offer greater value as a coordinated strategic methodology for managing equity portfolio risks as presented in numerous examples in this book. Divided into four parts, Options reflects a guiding standard of the past nine editions and includes: Crystal clear explanations of the attributes and strategies of calls and puts. A chapter on the short life of an option. This, missing in almost every options book, is a key to understanding options trading. Examples in Part 1 showing different trading strategies on both sides of the trade. The second part of the book is about closing positions; taking profit, exercising, expirations or rolling forward your position, risk analysis, profit calculations, and the impact of volatility. The third part simplifies the complex issues of advanced strategies including the various spreads, combining spreads to successfully hedge other positions and how certain strategies work. Each spread is covered in at least one detailed example. The final part is on evaluating risk. The unquestioned benefits of hedging risk and strategies that are virtually guaranteed to succeed that are generally the domain of the investment giants along with many examples are discussed. The book's broad coverage makes it an incredibly valuable desk reference to any trader in options. You won't get explanations like these on the internet. Michael C. Thomsett is a market expert, author, speaker, and coach. His many books include Stock Market Math, Candlestick Charting, The Mathematics of Options, and A Technical Approach to Trend Analysis. Click here to see an interview with the author. https://youtu.be/8bgrgLB3Mx4

Stock Market Math shows you how to calculate return, leverage, risk, fundamental and technical analysis problems, price, volume, momentum and moving averages, including over 125 formulas and Excel programs for each, enabling readers to simply plug formulas into a spread sheet. This book is the definitive reference for all investors and traders. It introduces the many formulas and legends every investor needs, and explains their application through examples and narrative discussions providing the Excel spreadsheet programs for each. Readers can find instant answers to every calculation required to pick the best trades for your portfolio, quantify risk, evaluate leverage, and utilize the best technical indicators. Michael C. Thomsett is a market expert, author, speaker and coach. His many books include Mathematics of Options, Real Estate Investor's Pocket Calculator, and A Technical Approach to Trend Analysis. In Stock Market Math, the author advances the science of risk management and stock evaluation with more than 50 endnotes, 50 figures and tables, and a practical but thoughtful exploration of how investors and traders may best quantify their portfolio decisions.

A STEP-BY-STEP GUIDE TO STRIVING FOR PERFECTION IN AN IMPERFECT WORLD

Six Sigma in many organizations simply means defining and measuring quality; a working system designed to identify that elusive goal, perfection. Companies such as GE, Microsoft, and 3M have used this approach to eliminate product defects, reduce cycle time, and improve customer satisfaction. Six Sigma may sound intimidating, but the fact is that you don't have to be a high-level executive at a giant corporation to use--or understand--this concept. It is simply a way of improving quality.

Getting Started in Six Sigma is designed to show you, step by step, how Six Sigma works and how it can be used most effectively. Whether you're a manager trying to change your approach to problem solving or an employee in a corporation with a Six Sigma program, this book will clearly lead you through each step of the process. Definitions within the margins--placed at points of discussion--will help you to quickly master Six Sigma terminology as you read along.

In a straightforward and accessible style, Getting Started in Six Sigma will familiarize you with: The real meaning of Six Sigma--technical and philosophical The importance of both internal and external customers DMAIC (Define, Measure, Analyze, Improve, Control)--the tactical approach to Six Sigma projects Product and service defects and how to reduce them Effectively improving process systems Striving for consistency

Filled with numerous examples, checklists, and graphics, Getting Started in Six Sigma will help you gain a firm understanding of the topic and illustrate how this idea can make any organization function better.

An up-to-date guide to the complex world of equities

"Getting Started in Stock Investing and Trading" walks investors and traders through the essential information they need to know before they decide what kind of participant they want to be in equities. The book is filled with the key strategies and tools and offers a comprehensive guide for those entering this marketplace. The author does not argue that one method is better or more appropriate than another. Rather, he reveals the various methods and lets investors decide for themselves. The book covers investment risks, value investing, market strategies, trading methods such as day and swing trading, technical indicators, and diversifying your portfolio, and
Offers a thorough overview of strategies and tools that investors need to profit from the volatile equities marketsProvides examples, charts, and timely additions that reflect recent changes in the equities markets

Other titles by Thomsett: "Getting Started in Bonds" and eight editions of "Getting Started in Options." This book is another title in "The Getting Started" series, which makes complex issues easy to understand.

Emergent innovative financial technologies are profoundly changing the way in which we spend, move and manage our money, unlike ever before, and traditional retail banks are facing stiff competition. The global financial crisis in 2007-2009 led to large losses, and even the collapse of a significant number of established banks shaking the trust of financial customers worldwide. The Digital Banking Revolution is an insightful look at how financial technology and the rapid rise of financial technology companies have brought welcome changes offering flexibility to the banking industry. The book offers a unique perspective on the consumerization of retail banking services. It delves into the many changes that financial innovations have brought about in banking, the main financial disruptors, the new era of "banking on the go," and financial innovations from countries around the world before concluding with a discussion on the future of banking including optimizing structures, new strategies for business outcomes, and human resources in the digital era.