Now in its 9th edition, Financial Management is the leading text on the theory and application of corporate finance in southern Africa.

Set against the backdrop of recent developments in financial markets, instruments and financial theory, the text refers to real-world applications and financial decisions by South African companies.

Learn How To Save Money Without Giving Up Any Of The Things You Enjoy
Effortless Savings is the ultimate guidebook to saving money without sacrifice. Perfect for readers of any income level or household size, it contains hundreds of painless suggestions that will make saving money easy and manageable. Richard gives step-by-step instructions to help you:
Shrink your cell phone bill without compromising your call quality, coverage, or data speeds
Lower your Internet and Pay-TV rates while maintaining your current service
Reduce your utility bills with simple, energy-efficient solutions
Minimize your grocery bills without clipping coupons or looking through sales flyers
Save time and money by getting your prescription drugs delivered to your front door
Slash the cost of automotive maintenance and repairs without getting your hands dirty
See movies at nationwide cinemas, any time of day, for matinee prices
Acquire discounted tickets to concerts, sporting events, and live theater
Find the absolute lowest rates for airline tickets, hotel reservations, and car rentals
"Effortless Savings is a practical manual on frugality and building savings. Richard's ideas are easy to read and even easier to apply. His end of chapter action points give readers an understandable road map to reaching their financial goals. This book isn't about complex formulas and calculations; it's about evaluating your time and using it to maximize your savings."
Steve & Annette Economides
New York Times best-selling authors
America's Cheapest Family Gets You Right on the Money
"Effortless Savings is also effortless reading, a light and breezy guidebook that can yield weighty results. Richard Syrop's tips often go beyond the usual which led me to highlighting ideas on nearly every page. Short but sweet, "Effortless Savings" will galvanize you to make numerous and painless spending cuts and live more abundantly."
Lorilee Craker
New York Times best-selling author
Money Secrets of the Amish
"Effortless Savings is full of tips that everyday people with regular expenses can begin using right away. This book is not for the black belt frugalistas who can squeeze each penny until it screams for mercy, choosing to live without internet or cell phones....this book is for the person with regular family-style expenses who wants to cut their telecom bills in half."
Deborah Taylor-Hough
Author of Frugal Living for Dummies(r)
"Richard Syrop's book is absolutely the real thing It's practical, simple, easy to read, and it definitely delivers. Open this book to any page and the advice given will be sound, easily-applied and effortlessly life-changing. Buy this book, and then get out your yellow marker "
JoAnneh Nagler
Author of The Debt-Free Spending Plan
"Chock full of money-saving ideas, Effortless Savings pays for itself before you finish the first chapter. A great guide for any cost-conscious consumer. Syrop's meticulously researched book makes saving easy."
Jon Yates
Author of What's Your Problem?
"Effortless Savings is the economic Swiss Army knife you've been looking for. This easy to read savings manifesto will help you reclaim the power in your relationships with service providers, painlessly change your habits, and put a few more bills back in your wallet. An authentic life-hackers guide to the savings universe."
Christopher Greenslate
Co-author of On a Dollar a Day

MS Excel is one of the most powerful tools available to a business manager. In this book, the author provides an advanced level of skill sets and brings actionable insights to the user. Hence, the material in this version has been organized as follows: Financial functions; Conditional math and statistical functions; Data analysis; Decision making; Data cleaning and use of macros; Auditors. The objective is to give readers a flavor of how the vast array of functions can be used to make life easier and more efficient. Amazing results can be achieved by mastering Excel at a basic level. Readers who execute the given functions on a workbook simultaneously and experience the journey will find the learning curve the steepest.

Regardless of their background, UK Property Professionals often find themselves having to make Credit Management decisions on a daily basis without either training or experience. This book provides an accessible reference guide, covering all the main transactional events which Property Professionals encounter in the course of their work, with advice and case studies demonstrating how to minimise financial exposure and eliminate loss. This is not a text book, rather it is a simple set of touch points and no go areas which will enable anyone in the commercial property industry to avoid the pitfalls that so many people encounter when conducting business in good faith with others. In my thirty plus years in the credit industry, much of it in property, I've come across most of the situations that can crop up to disrupt the landlord and tenant relationship, and in this book I share my thoughts, experiences, procedures and remedies in the hope that others may learn the easy way!