What are the secrets to a healthy, happy, and wealthy retirement?

To answer that question, longtime Morningstar columnist and podcaster Christine Benz asked 20 retirement thought leaders to go deep on a single lesson that they believe contributes to success in retirement.

These lessons range from nitty gritty financial matters to quality-of-life considerations that help pre-retirees and retirees maximize their “time on earth” allocations.

On the financial side of the ledger, the book delves into knowing your retirement income style (Wade Pfau), understanding how your spending might change in retirement (David Blanchett), and organizing your portfolio to support in-retirement cash flows (William Bernstein).

Other interviews probe softer but no less important considerations, such as how to spend in order to optimize happiness (Ramit Sethi), the value of burnishing relationships later in life (Laura Carstensen), and living life so that you have no regrets in the end (Jordan Grumet). These lessons help soon-to-retire and already-retired individuals and their advisors tackle retirement with confidence, wisdom, and a specific plan for maximizing their financial and human capital.

Discover the official resource for success on the 2024 CFA Level I exam. Get your copy of the CFA Program Curriculum now.

The 2024 CFA Program Curriculum Level I Box Set contains the content you need to perform well on the Level I CFA exam in 2024. Designed for candidates to use for exam preparation and professional reference purposes, this set includes the full official curriculum for Level I and is part of the larger CFA Candidate Body of Knowledge (CBOK).

Covering all ten core topics found on the Level I exam, the 2024 CFA Program Curriculum Level I Box Set helps you: Develop critical knowledge and skills essential in the industry, Learn from financial thought leaders, Access market-relevant instruction. The set also features practice questions to assist with your mastery of key terms, concepts, and formulas.

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Volume 1: Quantitative Methods
Volume 2: Economics and Financial Statement Analysis
Volume 3: Financial Statement Analysis and Corporate Issuers
Volume 4: Corporate Issuers, Equity Investments, and Fixed Income
Volume 5: Fixed Income, Derivatives, Alternative Investments, and Portfolio Management
Volume 6: Portfolio Management and Ethical and Professional Standards

Indispensable for anyone preparing for the 2024 Level I CFA exam, the 2024 CFA Program Curriculum Level I Box Set is a must-have resource for those seeking the foundational skills required to become a Chartered Financial Analyst®.

For generations, we have defined a corporation as a business run by a capitalist elite, that uses its accumulated wealth to own the means of production and exercise economic power.

That is no longer the reality. In the twenty-first century, our most desired goods and services aren't stacked in warehouses or on container ships: they appear on your screen, fit in your pocket or occupy your head.
But even as we consume more than ever before, big business faces a crisis of legitimacy. The pharmaceutical industry creates life-saving vaccines but has lost the trust of the public. The widening pay gap between executives and employees is destabilising our societies. Facebook and Google have more customers than any companies in history but are widely reviled.

John Kay, one of the greatest economists of our time, describes how the pursuit of shareholder value has destroyed some of the leading companies of the twentieth century. Incisive and provocative, this book redefines successful commercial activity and leadership, the knowledge economy and what the future of the modern corporation might be.

Wealth. Stability. Freedom. Hard work is often not enough to achieve these universal goals. Rashad Bilal and Troy Millings know the systemic barriers that keep those who are hustling from achieving their dreams and it's now their mission to level the playing field. For the first time since having built a multimillion following for their Earn Your Leisure platform, including legendary entrepreneurs from Tyler Perry to Patricia Bright, they reveal their game plan for financial freedom.

Laying out financial, investment and entrepreneurial lessons alongside tools for harnessing your ambition, this book breaks down the strategies for creating wealth and building a lasting legacy. From overcoming financial trauma and navigating familial expectations to earning enough to be in control, this is a first-of-its-kind guide to mastering the money game, whether you grew up knowing the rules or not.

From the legendary author of the multi-million-copy bestseller Think and Grow Rich comes the ultimate guidebook to success, featuring Napoleon Hill's two most popular books on achieving prosperity and abundance.

Napoleon Hill, one of the founding fathers of motivational literature, has led millions to discover the power of personal belief and achieve extraordinary success.

The Psychology of Wealth merges two of Hill’s pivotal works, The Master Key to Riches and The Magic Ladder to Success, alongside three transformative essays, to create an essential roadmap to wealth and self-improvement. This book distils Hill’s essential teachings into one comprehensive volume, offering practical wisdom for anyone seeking financial freedom and personal growth.

Full of Hill's life-altering principles, The Psychology of Wealth offers a revolutionary path to self-empowerment and fulfilment, helping readers create the reality they desire and succeed in every area of life.

During the years before 1914 the world's still largely unused resources were brought increasingly within the framework of a single world economy. This process owed much to Britain's ability to export capital on a scale which has never since been equalled. Yet periods of heavy investment overseas alternated with home investment booms that absorbed the greater part of Britain's savings. The reasons for this fluctuation, and the mechanism which linked Britain's economic development with the rest of the world, are still subject to debate. This volume illuminates the problems of the global economy today by examining different interpretations and research from history.

Accounting Information Systems provides a comprehensive knowledgebase of the systems that generate, evaluate, summarize, and report accounting information. Balancing technical concepts and student comprehension, this textbook introduces only the most-necessary technology in a clear and accessible style. The text focuses on business processes and accounting and IT controls, and includes discussion of relevant aspects of ethics and corporate governance. Relatable real-world examples and abundant end-of-chapter resources reinforce Accounting Information Systems (AIS) concepts and their use in day-to-day operation. Now in its fourth edition, this popular textbook explains IT controls using the AICPA Trust Services Principles framework--a comprehensive yet easy-to-understand framework of IT controls--and allows for incorporating hands-on learning to complement theoretical concepts. A full set of pedagogical features enables students to easily comprehend the material, understand data flow diagrams and document flowcharts, discuss case studies and examples, and successfully answer end-of-chapter questions. The book's focus on ease of use, and its straightforward presentation of business processes and related controls, make it an ideal primary text for business or accounting students in AIS courses.

Accounting and finance are key aspects of business. All those who work for, or deal with, businesses need to understand these subjects. Essentially, understanding accounting and finance is a prerequisite for understanding business.

Accounting and Finance is intended as an essential textbook for students studying accounting and finance for the first time and aims to equip them with the necessary understanding of the theory and practice of financial accounting, management accounting and business finance. The text provides a self-contained, introductory, one-year course covering all the major aspects of accounting and finance, which can be used by students on both accounting and non-accounting degrees, as well as those on MBA and MSC courses.

Designed to be engaging and accessible, Accounting and Finance features:

• Lively and clear presentational style
• Full IFRS coverage
• Combination of theory and practice stressing the underlying concepts and the context within which accounting operates
• Comprehensive chapter on the interpretation of accounts
• Financial data from a wide variety of international companies
• Numerous real-life examples to bring the subject to live
• End-of-chapter question of escalating difficulty together with accompanying answers, enabling the student to develop their understanding of the key concepts

As the #1 best-sellerin Managerial Accounting, the 18th edition of Garrison/Noreen/Brewer's ManagerialAccounting continues to innovate in the ways it sets up students for theirfuture career paths. Known for its clear and concise narrative, Garrison's 18thedition continues to be cutting edge through the incorporation of DataAnalytics Exercises, Integrated Excel, and a robust assessment package allincorporated and auto-gradable within Connect. New to this edition, follow anengaging continuing case featuring a real, mission driven company, HowdyHomemade Ice Cream. New franchise co-author, Norma Montague's contributionssharpened the diversity, inclusion, and ESG topic coverage throughout the textthrough the In Business boxes, Entrepreneur Spotlights, and language choicesfocused on eliminating generalizations and stereotypes around gender,abilities/disabilities, race/ethnicity, sexual orientation, diversity of names,and age.

Statistics and their analysis are key to making mathematical sense of the world around us. In this textbook the authors underscore the importance of statistical methods and calculation skills and explain clearly and simply the key concepts and principles of statistics, so that they are easy to understand. The main purpose of the book is to make students more confident about handling statistical data and enable them to understand the meaning of the results obtained.

Statistical methods cover the collection of data, descriptive methods and inferential methods of analysis. Calculation skills cover elementary calculations, percentages and ratios, equations, graphs and interest calculations. The elementary calculations include basic calculations, such as exponents, decimals, scientific notation, logarithms, rounding and VAT calculations. This book teaches students with no mathematics background how to do basic calculations before concentrating on the statistical applications. For some courses, calculations such as interest, future values of investments, graphs and ratios form part of the core module and are also covered in this book.

In her multi-million-copy bestseller Mindset Carol Dweck coined the terms ‘fixed’ and ‘growth’ mindset, transforming our view of individual success. In a fixed mindset, talent and intelligence are viewed as predetermined traits, while in a growth mindset, talent and intelligence can be nurtured,

In Cultures of Growth, award-winning social psychologist Mary C. Murphy argues that mindset transcends individuals. Drawing on compelling examples from her work with Fortune 500 companies, startups and schools, she shows how we can all create a growth mindset culture.

Murphy’s original decade-long research reveals that organisations and teams more geared toward growth inspire deeper learning, spark collaboration, spur innovation, and build trust necessary for risk-taking and inclusion. They are also less likely to cheat, cut corners, or steal each other’s ideas. And they’re more likely to achieve top results. In these cultures, great ideas come from people from all backgrounds and at all levels - not just those anointed as brilliant or talented.

In a world where success seems reserved for a chosen few, Cultures of Growth unveils a radically different approach to creating organisations that inspire learning, growth, and success at all levels.

A good Shareholder Agreement is like a fence at the top of a cliff, which stops company owners from falling over the edge and into the hands of lawyers who wait in the ambulance parked beside the rocks below. This book explains in easy to understand language what a Shareholder Agreement does, the common clauses it contains and when it is best to put one in place. I have found that most client meetings I attend to discuss Shareholder Agreements follow a familiar script. Company owners ask similar questions, have common worries, want to achieve matching outcomes and, in response, I give them the same answers. The result is `Shareholder Agreements: the 30 minute guide', which explains the typical issues that arise when company owners want to put in place a Shareholder Agreement and how to overcome them. Part One explains what a Shareholder Agreement is, who needs one and when it is best to think about getting one. Part Two explores the most common clauses that 99% of company owners ask for in their Shareholder Agreement. Finally, Part Three highlights some thorny legal issues to watch out for when finalising your Shareholder Agreement. My aim is to demystify Shareholder Agreements for business advisers and accountants who often become the first contact for company owners with a question about making a Shareholder Agreement. This book will also be helpful for company owners who feel comfortable building their own Shareholder Agreement from a template they have purchased. By the time you have read this book you will understand how a Shareholder Agreement will protect company owners against unexpected life events, why a Shareholder Agreement is sometimes called a `Business Will' and what to ask your lawyer when you are ready to put in place your own Shareholder Agreement.

A"BuchfA1/4hrung und Bilanzierung fA1/4r DummiesA" behandelt die Finanzbuchhaltung mit Inventur, Bilanz und Gewinn-und-Verlust-Rechnung. Es ist eine gut lesbare EinfA1/4hrung in dieses vermeintlich so trockene Thema und bringt mit der nAtigen Prise Humor und anschaulichen Beispielen Leben in die Zahlen. Sie erfahren, was sich hinter solch geheimnisvollen Begriffen wie RA1/4ckstellung, Abschreibung oder Bewertung verbirgt und welche Gesetze es in Deutschland, in der Schweiz und in A sterreich gibt.

The ultimate guide to the basics of personal finance Manage money, plan for the future in five simple steps Becoming your own financial hero is simpler than you think. The principles of financial security have been cloaked in mystery for generations. Money plays a key role in our daily lives, but for many of us, these skills were not taught or developed at a young age. THE MONEY BASICS: How to Become Your Own Financial Hero is the straightforward, practical guide to money management based on an accessible five step approach; B.A.S.I.C., Budget, Avoid Debt, Save Early, Invest Early and Credit Score. Anyone can implement these methods, no matter what your financial situation. Learn the principles of financial security by cutting through the murk and jargon. The Money Basics will: * Help you identify poor money habits * Set you on a budgeting plan that works for you * Demystify financial terms and processes * Provide you with a system to control debt, not let it control you * Define investing once and for all * And more... Manage money, and plan for the future with confidence. Take control of the one thing that will give you freedom of choice-money.

To be a successful manager, you need to understand how foundational managerial accounting concepts apply to the business world. Managerial Accounting, 7th edition helps students make direct connections between the classroom and the boardroom by presenting robust cases and managers' comments on real company issues. Known for its You Get What You Measure framework, this edition presents an updated focus on building students' decision-making and critical thinking skills through incremental analysis and data analytics coverage. Appropriate for both introductory and MBA Managerial Accounting courses, Managerial Accounting, 7th edition helps prepares students for their role as future leaders.

Within the past decade, marketing has experienced three major challenges: generation gap, prosperity polarization, and digital divide. The disconnect between older corporate executives and their younger managers and customers has proven to be a significant challenge. Digitalization brings fear of the unknown with the threats of job loss and privacy concerns. However, it also brings the promise of exponential growth and better living for humanity. Businesses must break the divide to ensure that technological advancement will move forward and not be welcomed with resentment. Developing Relationships, Personalization, and Data Herald in Marketing 5.0 contrasts the advantages and disadvantages of modern marketing over traditional marketing and focuses on identifying how companies and society can be benefited by the technological advancement of marketing. Covering topics such as customer engagement, neuromarketing, and review rating prediction, this premier reference source is an essential resource for business leaders, marketing professionals, students and educators of higher education, university libraries, researchers, and academicians.

As the title intimates, this title is an introduction to the study of local government finance. It is an enlightening work aimed primarily at undergraduate students studying local government and administration at universities, technikons and technical colleges. The following issues are covered: why local governments need money; the democratic tenets and principles guiding the management of local government finance; the particular roles of a council, its executive committee and the administrative authority in managing local government finance; the nature of local government property and other taxes; user charges, consumer tariffs and nominal levies as other revenue sources; features and functions of local government budgets; debt management and loans administration; inventory management; inter-governmental financial relations and external financial control.