This book will change the way you look at your home and work environments and all spaces you occupy as you realise the power you have to change and improve your surroundings naturally, while working with the four elements. Nature has provided us with a bounty of natural ways to maintain health and harmony, and in this new release, Dawn James eloquently shows you how to raise the frequency in your home, work space, and general surroundings using the elements of Air, Light, Water, and Earths gifts. In this book Dawn shows you how to improve air quality, physically and aesthetically; be aware of beneficial and harmful lighting; work in harmony with the sun and the moon; raise the frequency of your water for drinking, bathing, and cleaning; and work with Earths gifts to positively transform your life and connect to the elements that we rely on for sustenance and well-being.

With updated information that reflects the myriad changes in the student loan industry that affect students and their parents burdened with student loan debt, "CliffsNotes Graduation Debt, Second Edition" provides a step-by-step road map for effectively managing student loan debt and having a successful financial life.

Reyna Gobel has accumulated tens of thousands of dollars in student loans, recovered from student loan default, and set herself on a mission to help others who face a seemingly insurmountable student loan burden, with a powerful message about taking a step-by-step approach and not being overwhelmed by the sheer weight of student loan debt.

Divided into small subsections geared toward those neck-deep in debt, this book is easily digestible to students who aren't inclined to focus on their finances. Readers are encouraged to take action steps, such as finding long-lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groceries, improving credit scores, tweaking their debt-to-income ratios so they can buy a home, and discussing their student loan and non-student loan debt with their significant others.

By the end of the book, readers will be on the road to financial stability, with extra money for vacations and other fun stuff, too.