By global standards, South African financial markets are well developed, with mature, resilient and stable financial market infrastructures and financial institutions. In addition South Africa has independent regulatory authorities and policymakers that are targeting a financial sector regulatory framework that complies with international good practice. Understanding South African Financial Markets provides a clear, well-structured guide to South Africa’s dynamic and sophisticated financial market environment, comprehensively dealing with many complex topics and striving to bring the reader up to speed with the latest financial market developments.

Understanding South African Financial Markets has been compiled by practitioners from the financial markets and experienced faculty members in economics and financial management. Jargon that may be unfamiliar is explained in lay terms, and both international and local market practices and norms are discussed where relevant.

Contents include the following:

• Fundamentals of the financial system
• The South African Reserve Bank
• Banks
• Microfinance institutions
• Insurers
• Retirement funds
• Investment institutions
• Regulation of the financial markets
• Financial market terminology and technicalities
• The markets in major established asset classes such as equity, money market, derivatives, bonds, foreign exchange, and commodities
• The market in emerging and volatile crypto assets
• Financial Technology (Fintech) and its significance for the financial sector
• The impact of taxation on investment returns

Today, more than ever before, South Africa’s business climate is confronted with various challenges as a result of external environmental forces as well as internal nuances within the southern African context. The environment is characterised by change, turbulence and competitiveness, and therefore strategy is of the utmost importance for any organisation to survive and thrive. Many people’s lives and jobs are affected by strategic decisions and far too often, top management develops a strategy that is neither communicated to, nor fully understood by, other levels of management and employees, and may not even be relevant to the continued existence of the organisation. Strategic management explains the principles and application of the strategic management process, vital to sustaining the success of every organisation. Real southern African case studies are included to support these principles and applications.

This is the fourth edition of Strategic management, the first specifically southern African textbook on this subject. It emphasises the important role of corporate governance, with specific reference to the King IV Report. Appropriate southern African examples and case studies are used to illustrate the latest trends, particularly the history, development and strategy of Shoprite Checkers, which is used as a cohesion case study throughout this textbook. Key terms, summary questions and answers, relevant websites and recommended reading lists are also provided.

Strategic management: southern African concepts and cases will be invaluable not only to students of business management but also to organisations, from corporate companies with management training programmes to small business ventures struggling to hold their ground in a competitive environment.

Hierdie keur bevat van Adam Small se gewildste – en gee ook aandag aan sy minder bekende – gedigte. Die doel van hiedie versameling is om sy bydrae tot Suid-Afrikaanse letterkunde, en Kaaps, te vereer.

Die klem word geplaas op die tersaaklikheid en veelsydigheid van sy stem. Adam Small se eerste bundel het in 1957 verskyn en dekades later gee sy woorde steeds ’n stem aan die gemarginaliseerdes en die werkende stand.

Die maan is swart is saamgestel deur Ronelda S Kamfer.

Husband and wife Archie and Francine Hughes are heroes in their hometown of Philadelphia. Archie is a football star, while Francine is a Grammy-winning singer. So everyone is in a state of shock when news breaks about the seemingly perfect couple.

One spouse is murdered. The other is Suspect Number One.

Even before the case hits the courtroom, it's the hottest ticket in town. For the defence: Cooper Lamb, private investigator to the stars. For the prosecution: Veena Lion, an attorney so bright she's got to wear shades.

Between them, they know every secret in the Hughes household. Together, they prove how two wrongs can make a right.

In Junie 2070 skenk die 27-jarige Jenesis Baron geboorte aan ’n tweeling in haar woonstel in Xin Xianggang, voorheen bekend as Bloemfontein. Maar swangerskap sonder ’n genetiese toestemmingspermit van die owerhede is taboe, en die pasgeborenes word deur generaal Ben Wagner uitgesnuffel en aan die MediBot oorhandig, ’n robot wat ontwerp is om ongewenste lewens te beëindig. Genadedood noem hulle dit. Want, sê die regering, daar is nie genoeg kos, water en blyplek vir almal nie.

Jenesis is hartgebroke. Met haar hele hart smag sy daarna om vir Adam te vertel van die twee seuntjies wat nes hý lyk. Maar Adam is weg. Haar halsstarrige siening oor die huidige bewind en haar onvermoë om in te sien dat slegs die elite in die slimstede floreer, het hom verdryf. Vir haar bestaan gewone burgers nie, diegene wat na die buitewyke van die oorloggeteisterde ou stede uitgewerp word om van honger te sterf.

Moederland bied ’n fassinerende blik op die toekoms. ’n Puik nagevorsde, aksiebelaaide riller.

Financial Management: Turning Theory into Practice is an accessible and principles-based financial management textbook for second-and-third-year students, as well as students enrolled in Honours courses.

The book shows that the financial decisions made by financial managers do not rely solely on economic models, but also on stakeholder behaviour and management practices. These aspects are highlighted in both the theoretical and practical aspects of the book in an understandable format.

By referring to a financial management cycle focused on creating value, the authors illuminate the connections between the activities undertaken by these managers-an emphasise the impact of their decisions on the business.

'The Bible of business and personal productivity' Lifehack

'A completely revised and updated edition of the blockbuster bestseller from 'the personal productivity guru' Fast Company

Since it was first published almost fifteen years ago, David Allen's Getting Things Done has become one of the most influential business books of its era, and the ultimate book on personal organization. 'GTD' is now shorthand for an entire way of approaching professional and personal tasks, and has spawned an entire culture of websites, organizational tools, seminars, and offshoots.

Allen has rewritten the book from start to finish, tweaking his classic text with important perspectives on the new workplace, and adding material that will make the book fresh and relevant for years to come. This new edition of Getting Things Done will be welcomed not only by its hundreds of thousands of existing fans but also by a whole new generation eager to adopt its proven principles.

Die derde uitgawe van Skryf Afrikaans van A tot Z (SAAZ3) is bygewerk volgens die elfde Afrikaanse Woordelys en Spelreëls (2017).

Dié stylgids:

• wys talle verskillende taalverwante keuses uit
• wys hedendaagse woordvoorkeure en die jongste taalgebruik uit
• bevat ’n belangrike nuwe afdeling oor die opstel van ’n huisstylgids
• fokus op lesersvriendelikheid in Afrikaanse skryfwerk

SAAZ3 is vir alle teksversorgers asook ander taalgebruikers wat effektief in Afrikaans wil kommunikeer.

Die laaste voerings van oudpolisiespeurder Carl Bester se lewe torring los, en hy sluit aan by die Kaapse tak van Mercurius, ’n CIA-steunpilaar. Intussen word ’n Saoediese joernalis in ’n konsulaat in Istanbul vermoor, met ’n SA joernalis as onwillige ooggetuie.

Gevolge van dié joernalis se besluite kring uit na Kaapstad, waar Carl opdrag kry om die saak te hanteer.

Saoediese agente en ’n siellose mesmoordenaar is maar twee van die monster se vele tentakels wat Carl een-een moet afkap.

A moving new novel from the beloved author of Tuesdays with Morrie and The Five People You Meet in Heaven.

When the Nazis invade Salonika, Greece, eleven-year-old Nico Crispi is offered a chance to save his family. He is instructed to convince his fellow Jewish residents to board trains heading towards the east, where they are promised jobs and safety. He dutifully goes to the station platform every day and reassures the passengers that the journey is safe. Only after it is too late does Nico discover that the people he loved would never return.

In The Little Liar, Nico's story is interweaved with other individuals impacted by the occupation: his brother Sebastian, their schoolmate Fanni and the Nazi officer who radically changed their lives. As the decades pass, the consequences of what they endured come to light.

Exploring honesty, survival, revenge and devotion, The Little Liar is a timeless story about the harm we inflict with our deceits, and the power of love to redeem us.

Winner of the 2022 Pulitzer Prize for Fiction.

Corbin College, not-quite-upstate New York, winter 1959-1960: Ruben Blum, a Jewish historian--but not an historian of the Jews--is co-opted onto a hiring committee to review the application of an exiled Israeli scholar specializing in the Spanish Inquisition. When Benzion Netanyahu shows up for an interview, family unexpectedly in tow, Blum plays the reluctant host, to guests who proceed to lay waste to his American complacencies.

Mixing fiction with non-fiction, the campus novel with the lecture, The Netanyahus is a wildly inventive, genre-bending comedy of blending, identity, and politics.

Charlie Mackesy's beloved The Boy, the Mole, the Fox and the Horse has been adapted into an animated short film, coming to BBC One and iPlayer this Christmas.

This beautifully made hardback celebrates the work of over 100 animators across two years of production - with Charlie's distinctive illustrations brought to life in full colour with hand-drawn traditional animation and accompanying hand-written script.

A mother of small children trusts her 'gut feelings' and it saves her life.

A young dad is able to grieve for his lost baby – using a song.

What if there were parts of our minds which we never use, but if awakened, could make us so much happier, connected and alive? What if awakening those parts could bring peace to the conflicts and struggles we all go through?

From the cutting edge, where therapy meets neuroscience, Steve Biddulph explores the new concept of 'supersense' – the feelings beneath our feelings – which can guide us to a more awake and free way of living every minute of our lives. And the Four-storey Mansion, a way of using your mind that can be taught to a five-year-old, but can also help the most damaged adult.

In Fully Human, Steve Biddulph draws on deeply personal stories from his own life, as well of those of his clients, and from the frontiers of thinking about how the brain works with the body and the wisdom of the `wild creature' inside all of us. At the peak of a lifetime's work, one of the world's best-known psychotherapists and educators shows how you can be more alive, more connected. More FULLY HUMAN.

From the bestselling author of Raising Boys.

Gain a thorough understanding of today's supply management process from a managerial perspective with the current, complete coverage found in PURCHASING AND SUPPLY CHAIN MANAGEMENT, 7th edition.

This edition draws from the authors' extensive first-hand experiences and relationships with executives and practitioners worldwide to highlight critical developments in the field. You examine recent advancements in supply chain fraud management, artificial intelligence, analytics, procurement automation and robotic process automation.

New content also discusses supply chain fraud management and mitigation, emerging technology in real-time supply chain control towers, use of blockchain and the creation of Centers of Excellence. Carefully selected topics correspond to hiring requirements for supply chain positions today to help position you as a strong candidate.

Former students agree that this book provides solid preparation for successfully entering today's workforce in procurement and supply management.

It is often thought that Dulcie September, Anton Lubowski and Chris Hani were assassinated by apartheid forces simply because they were freedom fighters. But Evelyn Groenink’s painstaking research, conducted over the past 30 years, shows that they were much more than that: they also stood against arms traders and mafias that had invaded the liberation movements. It was their fight against corruption that cost them their lives.

One of the most explosive revelations in this book concerns the murder of Chris Hani. Groenink reveals how the police buried evidence and how the state’s “brave” star eyewitness in all likelihood hadn’t even been at the murder scene. Beside the fact that Hani is widely revered as the incorruptible fighter who is sorely missed, the mystery of the murder itself still fascinates South Africans too. Was there a wider conspiracy? This book says there was and it substantiates it meticulously, with evidence – inter alia – from the police docket itself.

With regard to the Dulcie September case, as Dulcie’s nephew says in an endorsement of the book, no one has done such thorough research. And certainly no one has, to date, revealed why exactly Dulcie had to die. Until this book, that is. At once murder mystery and personal journey of an investigative journalist, the book speaks to a yearning for the fight against corruption to be successful. Political mafia deals are, after all, still making victims in South Africa: Groenink refers to the Mbombela stadium murder of honest city councillor Jimmy Mohlala in 2010, and the mysterious disappearance in 2017 of South Africa’s “Mr Nuclear” Senti Thobejane.

Nevertheless – which would be important to the reader looking for light at the end of the tunnel – she also notes hope in the strong anti-corruption movement that is growing in South Africa today.

In our deluge of information, it's getting harder and harder to distinguish the revelatory from the contradictory. How do we make health decisions in the face of conflicting medical advice? How can we navigate the next uncomfortable discussion with family members, who follow completely different experts on climate?

In Third Millennium Thinking , a physicist, a psychologist, and a philosopher introduce readers to the tools and frameworks that scientists use to keep from fooling themselves, to understand the world, and to make decisions. We can all borrow from these trust-building techniques that scientists have tested and developed for more than two millennia to tackle problems both big and small.

Readers will learn:

• How to gain a solid understanding of the facts that shape our modern world.
• How to navigate through a multitude of possibilities and make informed choices.
• How to collaborate effectively in tackling the challenges we encounter today.
• And much more.

Through engaging thought exercises, clear language free from technical jargon, and compelling illustrations drawn from history, everyday life, and insider stories of scientists, Third Millennium Thinking presents a fresh approach for readers to untangle the confusing and make sense of it all.

When Love Kills is the tale of hip hop star, AKA. whose life unravelled when he embarked on a relationship with 21 year-old Anele Tembe.

When she "fell" to her death from the 10th storey of the Pepper Club in April, 2021, after a long night of heated arguing, details would emerge that they'd been caught up in a whirlwind of toxic obsession, alleged substance abuse and violence. Less then two years later AKA was assassinated in what looked like a hit to avenge her death.

This is their tragic story.

Corporate Citizenship covers the various theoretical and philosophical frameworks relating to corporate citizenship.

The title provides students with a broad range of examples, cases and situations that encourage students to apply the knowledge in a critical manner.

175 quick and easy recipes for all the satisfying, feel-good foods you crave right in your favorite appliance—the air fryer!

The foods you love made quick and easy in the air fryer!

In The “I Love My Air Fryer” Comfort Food Recipe Book, you’ll discover 175 recipes and photos for delicious and satisfying dishes sure to bring a smile to your face. You’ll find savory snacks like cheesy bacon fries and crunch homemade potato chips, sweet treats like chewy chocolate chip brownies and creamy cheesecake, plus hearty main dishes like salsa chicken casserole and stuffed pork chops so good you’ll want a second serving. With the air fryer’s speedy cooking time and oil free cooking methods, you can enjoy these mouth-watering recipes anytime with no hassle or guilt!

The “I Love My Air Fryer” Comfort Food Recipes has tasty, quick, and easy recipes for all the meals you crave.

In the latest novel in the #1 New York Times bestselling series, homicide detective Eve Dallas sifts through the wreckage of the past to find a killer.

The body was left in a dumpster like so much trash, the victim a woman of no fixed address, known for offering paper flowers in return for spare change―and for keeping the cops informed of any infractions she witnessed on the street. But the notebook where she scribbled her intel on litterers and other such offenders is nowhere to be found.

Then Eve is summoned away to a nearby building site to view more remains―in this case decades old, adorned with gold jewelry and fine clothing―unearthed by recent construction work. She isn’t happy when she realizes that the scene of the crime belongs to her husband, Roarke―not that it should surprise her, since the Irish billionaire owns a good chunk of New York. Now Eve must enter a complex world of real estate development, family history, shady deals, and shocking secrets to find justice for two women whose lives were thrown away…

Entrepreneurship and small businesses are vital determinants of sustainable economic growth, particularly in emerging economies, and are acknowledged as engines driving competitiveness and job creation. Countries that have encouraged and nurtured both of these have stronger economies and are more resilient. Entrepreneurship and small business management focuses on developing the important skills necessary for entrepreneurs to succeed at doing business in emerging economies. Entrepreneurship and small business management provides a balanced theory and practical approach to help budding entrepreneurs develop thriving businesses. Fundamental aspects such as innovation and creativity are discussed as well as entrepreneurial strategies. The concluding section covers the essence of the business plan as well as relevant case studies, which are presented as a way of ensuring understanding.

Luise White brings the force of her historical insight to bear on the many war memoirs published by white soldiers who fought for Rhodesia during the 1964–1979 Zimbabwean liberation struggle.

In the memoirs of white soldiers fighting to defend white minority rule in Africa long after other countries were independent, the author finds a robust and contentious conversation about race, difference, and the war itself. These are writings by men who were ambivalent conscripts, generally aware of the futility of their fight—not brutal pawns flawlessly executing the orders and parroting the rhetoric of a racist regime. Moreover, most of these men insisted that the most important aspects of fighting a guerrilla war—tracking and hunting, knowledge of the land and of the ways of African society—were learned from black playmates in idealized rural childhoods.

In these memoirs, African guerrillas never lost their association with the wild, even as white soldiers boasted of bringing Africans into the intimate spaces of regiment and regime.

Ryan Holiday’s bestselling trilogy—The Obstacle Is the Way, Ego is the Enemy, and Stillness is the Key—captivated professional athletes, CEOs, politicians, and entrepreneurs and helped bring Stoicism to millions of readers. Now, in the first book of an exciting new series on the cardinal virtues of ancient philosophy, Holiday explores the most foundational virtue of all: Courage.

Almost every religion, spiritual practice, philosophy and person grapples with fear. The most repeated phrase in the Bible is “Be not afraid.” The ancient Greeks spoke of phobos, panic and terror. It is natural to feel fear, the Stoics believed, but it cannot rule you. Courage, then, is the ability to rise above fear, to do what’s right, to do what’s needed, to do what is true. And so it rests at the heart of the works of Marcus Aurelius, Aristotle, and CS Lewis, alongside temperance, justice, and wisdom.

In Courage Is Calling, Ryan Holiday breaks down the elements of fear, an expression of cowardice, the elements of courage, an expression of bravery, and lastly, the elements of heroism, an expression of valor. Through engaging stories about historic and contemporary leaders, including Charles De Gaulle, Florence Nightingale, and Dr. Martin Luther King Jr., Holiday shows you how to conquer fear and practice courage in your daily life.

You’ll also delve deep into the moral dilemmas and courageous acts of lesser-known, but equally as important, figures from ancient and modern history, such as Helvidius Priscus, a Roman Senator who stood his ground against emperor Vespasian, even in the face of death; Frank Serpico, a former New York City Police Department Detective who exposed police corruption; and Frederick Douglass and a slave named Nelly, whose fierce resistance against her captors inspired his own crusade to end slavery.

In a world in which fear runs rampant—when people would rather stand on the sidelines than speak out against injustice, go along with convention than bet on themselves, and turn a blind eye to the ugly realities of modern life—we need courage more than ever. We need the courage of whistleblowers and risk takers. We need the courage of activists and adventurers. We need the courage of writers who speak the truth—and the courage of leaders to listen.

We need you to step into the arena and fight.

That morning, Michelle presented her Psychology honours thesis on men's perceptions of rape. She started her presentation like this, “A woman born in South Africa has a greater chance of being raped than learning how to read …” On that same evening, she goes to a party to celebrate attaining her degree. She and a friend go to the beach; the friend has something she wants to discuss. They are both robbed, assaulted and raped. Within minutes of getting help, Michelle realises she'll never be herself again. She's now "the girl who was raped."

This book is Michelle's fight to be herself again. Of the taint she feels, despite the support and resources at her disposal as the loved child of a successful middle-class family. Of the fall-out to friendships, job, identity.

It's Michelle's brave way of standing up for the women in South Africa who are raped every day.

Why do boys instinctively bullsh*t more than girls? How do economic recessions shape a generation's confidence? Can we have too much confidence and, if so, what are the consequences?

Imagine we could discover something that could make us richer, healthier, longer-living, smarter, kinder, happier, more motivated and more innovative. Ridiculous, you might say... What is this elixir? Confidence. If you have it, it can empower you to reach heights you never thought possible. But if you don't, it can have a devastating effect on your future.

Confidence lies at the core of what makes things happen. Exploring the science and neuroscience behind confidence that has emerged over the last decade, clinical psychologist and neuroscientist Professor Ian Robertson tells us how confidence plays out in our minds, our brains and indeed our bodies. He explains where it comes from and how it spreads - with extraordinary economic and political consequences. And why it's not necessarily something you are born with, but something that can be learned.