In this vivid portrait of life in Chicago in the fifty years after the Civil War, Margaret Garb traces the history of the American celebration of home ownership. As the nation moved from an agrarian to an industrialized urban society, the competing visions of capitalists, reformers, and immigrants turned the urban landscape into a testing ground for American values. Neither a natural progression nor an inevitable outcome, the ideal of home ownership emerged from the struggles of industrializing cities. Garb skillfully narrates these struggles, showing how the American infatuation with home ownership left the nation's cities sharply divided along class and racial lines.
Based on research of real estate markets, housing and health reform, and ordinary homeowners--African American and white, affluent and working class--"City of American Dreams" provides a richly detailed picture of life in one of America's great urban centers. Garb shows that the pursuit of a single-family house set on a tidy yard, commonly seen as the very essence of the American dream, resulted from clashes of interests and decades of struggle.

Some 7.3 billion people currently live on the planet. Of these, 3.4 billion live in rural areas. In just a few regions-Latin America, the Middle East and North Africa-less than 50 per cent of poverty is now located in rural areas. But for the rest of the world's regions between 55 per cent and 80 per cent of the poor continue to live in the countryside. Progress is being made, but much of the knowhow needed is not disseminated outside of a small coterie of professionals who work in the area. With urban development attracting a great deal of attention lately, poorer rural areas deserve the same and new knowledge for empowerment of rural communities is urgently needed. This book provides an overview of current thinking and practices that have emerged over the last thirty years for uplifting rural communities in developing economies. Drawing on a body of knowledge across a spectrum of relevant disciplines, this book provides a range of innovative ideas for rural planning, housing and infrastructure development. Governments in many emerging economies, where rural poverty is often most acute, have attempted to improve livelihoods. Approaches and techniques that have been used for urban development are often not applicable to rural communities. Studies show that money allocated for rural development is often not effectively spent due to distance, lack of infrastructure, lack of education, poverty and other factors. Meanwhile, the gap in development between the city and country continues to grow, sometimes leading to social and political instability, in both developing and developed countries. This book seeks to provide a guidebook for meeting such challenges. Through in-depth enquiry of global practices and thinking about rural development, and selected case studies, the authors argue that careful consideration must be given to incorporating issues of resilience, resourcefulness and the involvement of communities at grassroots levels in realising the transformation of rural settlements into Smart Villages.

The twelfth edition of this essential valuation textbook reflects the changes in the regulatory and statutory framework for property valuations that have occurred since 2013, as well as presenting the tried and tested principles and practices of real estate valuation. The twelfth edition is up to date as of June 2018 with the latest regulations, statutes and case law, including the RICS Valuation - Global Standards 2017. Its comprehensive coverage of the legal, economic and technical aspects of valuation make this book a core text for most university and college real estate programmes, and it provides students and practitioners with current and relevant guidance on the preparation of valuations for statutory purposes. Throughout the text, the author team of experienced valuers presents examples of the application of these principles to the everyday problems met in practice. This new edition continues to be of excellent value to both students and practitioners alike as it provides the reader with a clear understanding of the methods and techniques of valuation.

This book provides organizations with a guide to planning, developing, and implementing an energy reduction and management program. It is specially designed to achieve energy reduction deployment including top management for all employees and onsite contractors. Energy reduction deployment (ERD) can be implemented by itself and render significant savings; however, for even greater savings, this book shows how to implement energy centered management systems (ECMS) which can be in congruence with ISO 50001. This book assists in the hunt for energy waste and is designed to thoroughly cover ECMS plus addresses what additions are necessary to have ECMS conform to ISO 50001 Energy Management System (EnMS). It provides a checklist and information on how to perform an internal audit or self-inspection and discusses how to create an energy awareness organization culture.

When making a decision about housing, a household must choose between renting and owning. Multiple factors, such as a household's financial status and expectations about the future, will influence the decision. Few that decide to purchase a home have the necessary savings or available financial resources to make the purchase on their own. Most need to take out a loan. A loan that uses real estate as collateral is typically referred to as a mortgage. This book serves as a primer that explains how the system of housing finance works. This book also examines various mechanisms that policy-makers could use to attract more private capital to the secondary mortgage market; and addresses how those mechanisms could be combined in different ways to help the market make the transition to a new structure during the coming decade.

The financial deregulation of the last quarter century has meant large flows of funds around the world seeking the highest risk-adjusted return for investors. Real estate is now established as an important asset class and advances in information technology provide the necessary tools to complement global developments in real estate finance and investment.

A variety of investment vehicles have emerged, and"Real Estate Finance in the New Economy "examines these along with financing and risk in the context of globalization, deregulation and an increasingly integrated international world economy by exploring questions like:

How have real estate financial structures evolved as economies grow and become internationalised?What role do economic change and financial systems play in the development of real estate investment? Are the risks associated with the 'new economy' really new?What is the future direction for real estate financing?

The authors develop an economic framework for discussions on individual financial products to examine how real estate financial structures change with economic growth and internationalisation and also to show how developments in real estate finance impact economic growth.

Practical Finance for Property Investment provides readers with an introduction to the most fundamental concepts, principles, analytical methods, and tools useful for making investing and financing decisions regarding income-producing property. The book begins by considering how to value income-producing property by forecasting a property's cash flows and estimating appropriate discount rates. It then discusses how both debt and private equity are used as methods to finance a property's acquisition. The book provides a thorough discussion of the taxation of property income as well as how investors can quantify the risks to investing in property. The book concludes with important considerations for investors when their investment thesis does not come to fruition. Practical Finance for Property Investment offers a unique and novel pedagogy by pairing each book chapter with an in-depth real-world case study, which forces readers to confront the occasional tensions between finance theory and property investment practice. The book is designed for investors and students interested in learning what finance theory implies about property investment. Readers and Instructors can access electronic resources, including the spreadsheets used in the textbook, at the book's website: www.routledge.com/9780367333041.

Susanne Hugel studies innovation in service industries from the industrial organization and behavioral theory perspectives, therefore chooses the real estate industry as object of study. The author examines the existing research on firm innovativeness, proposes a more advanced concept, and empirically validates a new measure in a service industry context. Thereby, the innovation status quo of the real estate industry is studied. In addition, the book addresses the impact of slack resources on the organizational members' innovative work behavior. Overall, important insights about the service industries' innovation pattern and organizational behavior are revealed. The book acknowledges the increasing role of innovation due to the altering business environment in the 21st century, such as shifts from goods to services, or the globalization of markets. About the Author:Susanne Hugel is an expert in the field of innovation, business model development, and digital transformation in the real estate industry. She wrote her dissertation at the Real Estate Management Institute (REMI) of EBS Business School.

Despite the continued research and debate on sustainable practices in the built environment, the property development industry is failing to adequately respond and adopt more rigorous measurement techniques and sustainable approaches. The tendency to either ignore or accept without question perpetuates poor decision making and undermines the credibility of the industry.

This book provides readers with a framework to evaluate the merits, or otherwise, of key issues involved in profiting from sustainable property development. "Developing Property Sustainably "pulls together the current received wisdom and knowledge relating to sustainable commercial property development with original research by the authors to provide a clear and practical overview of the sustainable property development process as well as a critical appraisal of the problems faced by global built environment stakeholders.

The book presents a logical chapter structure appropriate for use on undergraduate and postgraduate modules and courses in real estate development, property and urban development as well as a number of built environment programmes. Part 1 examines the dimensions of developing property in the context of sustainability. Part 2 covers the evaluation of, commitment to, and the sustainability of property development. Part 3 describes the planning, construction and procurement stages of development, whilst part 4 looks at the occupation of, retrofit of, and lifecycle sustainability in property development.

Throughout the text illustrative case studies are used to demonstrate how sustainable property development theory is applied in practice around the world. Comments, from leading practitioners and experts, useful pedagogical features and a companion website combine to provide the reader with a holistic understanding of all the issues involved in the delivery of sustainable property development from inception to occupation and beyond.

This book provides evidence on how housing finance markets developed across Europe. The objective of the text is to bring together up to date material from across Europe which will help to clarify (i) how national housing finance markets have dealt with the challenges of deregulation and privatisation since the 1980s,(ii) how the financial crisis has impacted on the structure of the industry and the range of financial instruments available, (iii) how governments and the EU have responded to increasing risks and higher indebtedness in most West European countries and the need to grow new finance markets in Eastern Europe, and (iv) how changing housing finance markets impact on the capacity to provide adequate affordable housing into the future.

In recent years, various tributaries of psychoanalytic and developmental theory have flowed into our dawning understanding of the role of early sensory and affective experiences in the construction of our personal worlds. In Patterns: Building Blocks of Experience, Marilyn Charles shows how such primary experiences coalesce into patterns, those essential units of meaning that capture the unique subjectivity of each individual. Frequently "known" by their prosody or affective melody, patterns come to have profound meanings that we utilize in constructing basic notions of self and other. Through pattern, Charles holds, we approach elusive meanings through dimensions of shape, contour, and affective resonance. Such patterned understandings, in turn, become a mode of interchange through which we touch one another in ways that go beyond the overtly physical. Analytic patients, Charles finds, have often led early lives too full of "noise" to use their early sensory and affective experiences constructively. Such patients tend to live out patterns that operate unconsciously and have become literally incomprehensible. Analytic communication, by drawing explicit attention to such patterned experience, provides new images that intrude on ingrained patterns of thinking about the self and other. Out of the productive clash of analytically co-constructed images and the invariant patterns of the past emerge new conceptions of what the patient may choose to be in the present moment. Through it all, Charles displays an admirable willingness to sit in difficult spaces and to work through troubling therapeutic impasses from the inside out, rather than from some point of ostensible safety. This finely textured and richly evocative study, which grows out of Charles' extensive clinical work with artists, writers, and musicians, is a signal contribution to developmental theory, clinical theory, and the psychology of creativity.

"Make Money with Affordable Apartment Buildings and Commercial Properties, Second Edition," shows you how to build wealth with affordable multi-unit residential and commercial buildings. Low-priced income properties can yield higher returns than single-family homes?especially if you manage them yourself. This book shows you how to find, assess, buy, and manage apartment buildings, retail offices, self-storage, and other overlooked investment alternatives. In today's tough housing market, these properties offer great returns.

On the open landscape of Israel and the West Bank, where pine and cypress forests grow alongside olive groves, tree planting has become symbolic of conflicting claims to the land. Palestinians cultivate olive groves as a vital agricultural resource, while the Israeli government has made restoration of mixed-growth forests a national priority. Although both sides plant for a variety of purposes, both have used tree planting to assert their presence on--and claim to--disputed land.
Shaul Ephraim Cohen has conducted an unprecedented study of planting in the region and the control of land it signifies. In "The Politics of Planting," he provides historical background and examines both the politics behind Israel's afforestation policy its consequences. Focusing on the open land surrounding Jerusalem and four Palestinian villages outside the city, this study offers a new perspective on the conflict over land use in a region where planting has become a political tool.
For the valuable data it presents--collected from field work, previously unpublished documents, and interviews--and the insight it provides into this political struggle, this will be an important book for anyone studying the Israeli-Palestinian conflict.

Praise for Frank McKinney

"My neighbor, Frank McKinney, is certainly a maverick and a spiritually grounded young man. The oceanfront homes he builds here in Florida are magnificent and unique. More important, Frank's life and the contributions he makes to his community and the world illustrate how a successful businessman can do well while doing good. The principles in Frank McKinney's Maverick Approach to Real Estate Success represent a road map of his achievements--a proven strategy for succeeding not just in real estate, but also in the business of life."
--Rich DeVos, cofounder of Amway, owner of the Orlando Magic

"If you're ready to make big profits in real estate, then read, absorb, and use the brilliance of Frank McKinney."
--Mark Victor Hansen, coauthor of The One Minute Millionaire

"Frank McKinney's book is an excellent how-to guide to earning real estate profits by using McKinney's maverick formulas to find undervalued real estate with profit potential. McKinney is different. This isn't another how-to-get-rich-in-real-estate book. Instead, it is the lively success story of a real estate maverick. McKinney reveals his simple strategies, with intriguing personal profit examples that explain how his repeatable techniques work over and over."
--Robert J. Bruss, syndicated real estate columnist

"If Hollywood were casting the role of a maverick who started with very little and went from a $50,000 fixer-upper to a $100 million mansion, they would choose Frank McKinney. Frank McKinney's Maverick Approach to Real Estate Success represents his approach to life. He decided to apply that approach to real estate and look what happened!"
--Kendra Todd, winnerof The Apprentice

"The ultimate book on short sales! Dwan and Sharon have made it easy for you to profit in today's gold mine of foreclosure opportunities."
--Robert Shemin, New York Times bestselling author of How Come That Idiot's Rich and I'm Not?

"Having invented new real estate markets for over twenty years, I can strongly recommend Dwan and Sharon's book. This dynamic duo invented the short-sale market--nobodyknows more!"
--Frank McKinney, international bestselling author and real estate "artist"

"As a national speaker and teacher for over twenty-five years, I've never met anyone who knows more about short sales than Dwan and Sharon. I've spoken to hundreds of their students who have earned tremendous profits. You could be their next success story!"
--Nick Sidoti, a.k.a. Dr. Cashflow

Make a fortune in pre-foreclosures with help from the queen of the short sale

Millions of distressed homeowners are in danger of foreclosure, but can't sell their homes and walk away because their property is worth less than the mortgage. Banks don't want to foreclose because the process is so expensive and time-consuming. The solution is a short sale--the process by which an investor buys the troubled property from the homeowner at a price far below the outstanding mortgage and the bank takes a write-off. Real estate investor Dwan Bent-Twyford and her students have made millions with short sales--while helping homeowners prevent foreclosure.

Finally, here's a single resource that tells you everything you need to know to get into this high-profit game:

Find "underwater" properties and pre-foreclosures

Approach distressed homeowners facing foreclosure

Prepare an offer that helpsyou and the homeowner

Negotiate with banks and mortgage holders

Earn big profits through wholesaling, rehabbing, or renting

The role of real estate in our cities is crucial to building sustainable and resilient urban futures. Smart Urban Regeneration brings together institutional, planning and real estate insights into an innovative regeneration framework for academics, students and property professionals. Starting by identifying key urban issues within the historical urban and planning backdrop, the book goes on to explore future visions, the role of institutions and key mechanisms for smart urban regeneration. Throughout the book, international case studies and discussion questions help to draw out global implications for urban stakeholders. Real estate professionals face a real challenge to build visionary developments which resonate locally yet mitigate climate change and curb sprawl, and foster biodiversity. By avoiding the dangers of speculative excess on one side and complacency on the other, Smart Urban Regeneration shows how transformation aspirations can be achieved sustainably. Academics, students and professionals who are involved in real estate, urban planning, property investment, community development and sustainability will find this book an essential guide to smart urban regeneration investment.

Agricultural Valuations: A Practical Guide has long been the standard text for students and professionals working on agricultural valuations. Taking a practical approach, it covers all the relevant techniques and legislation necessary to correctly value farms, assess farm rents, carry out arbitrations, inventories and records of condition, including valuation clauses on sales of farms, livestock, soils, management agreements, valuation in court proceedings and a glossary of useful information. In this fifth edition, Gwyn Williams's original text is taken on by Jeremy Moody and Nick Millard, renowned experts in the field, bringing the book right up to date to reflect recent changes in the rural economy, including development, diversification and renewable energy and specialist valuations and reference to all the latest legislation. Clear and accessible to students and professionals alike, readers will find Agricultural Valuations an invaluable guide to best practice in agricultural valuations.

EVERYBODY WINS

Inside stories and strategies behind the remarkable growth of RE/MAX, and how to use them for competitive success in virtually any industry

"This is a book about dreaming with your eyes wide open, a book about success and winning and leading, and most of all, it is a book that contains important lessons for all organizations that want to become great."
--Warren Bennis, author of On Becoming a Leader and Distinguished Professor of Business, USC

"I love the word 'Wow.' And though I've by now 'seen it all, ' or most of it anyway, I found myself saying 'Wow' time and time again as I highlighted my way through Everybody Wins. The RE/MAX saga--the story of a huge industry turned upside-down and inside-out by an outrageously bold dream, incredible tenacity, and uncommon business sense--yields inspiring and practical lessons for all of us. As I said, 'Wow.' "
--Tom Peters, author of In Search of Excellence

"Everybody Wins is a must-read for any executive serious about sustainable growth and innovation. A powerful resource guide to the next generation of leaders focused on building great companies!"
--James D. White, Senior Vice President Business Development, North America, The Gillette Company

"When the business dream is applied with leadership, passion, a clear brand, and committed people, incredibly great sustained performance and growth occur. The RE/MAX story is one of those inspiring fairy tales where a dream and passion of the founder have led to an incredible success and one where there is a unique outcome--everybody does win!"
--Steve Steinour, Chairman, Mid-Atlantic Regional Banking, Citizens Bank

"Everybody Wins offers valuable adviceon how to build a culture that supports innovation, growth, and constant learning. The chapter on 'Pace Line Leadership' is essential reading for leaders who want to turn vision into action."
--John Hammergren, Chairman and CEO, McKesson Corporation

This book provides an investor-friendly presentation of the premises and applications of the quantitative finance models governing investment in one asset class of publicly traded stocks, specifically real estate investment trusts (REITs). The models provide highly advanced analytics for REIT investment, including: portfolio optimization using both historic and predictive return estimation; model backtesting; a complete spectrum of risk assessment and management tools with an emphasis on early warning systems, risk budgeting, estimating tail risk, and factor analysis; derivative valuation; and incorporating ESG ratings into REIT investment. These quantitative finance models are presented in a unified framework consistent with dynamic asset pricing (rational finance). Given its scope and practical orientation, this book will appeal to investors interested in portfolio optimization and innovative tools for investment risk assessment.

This book collects the best papers presented at a recent conference organized by SIEV (Italian Society of Appraisal and Valuation) to promote the interaction between Appraisal and Valuation and other social sciences to study the effects of migration on value and social, spatial and economic systems in a multicultural city. The book consists of seventeen papers in two parts. The first part, "Values and Relational Systems in Multicultural Societies", features how social sciences--including appraisal and valuation, urban planning, philosophy, psychology, and geography--take different approaches to studying values and relationships, converging to form a unified mosaic of complementary and interconnected knowledge. The second part, "Permeability and Permanence of Values in a Contemporary Multicultural City", highlights the most crucial topics on which appraisals and models focus to interpret and represent the influence of migration on the real estate market in different urban and territorial contexts, from historical centers, small towns, to tourist cities, also taking into account sustainability, maintenance and regeneration of cities.

The housing and human settlement sector is fast changing, and technology is making it more complex than ever before. With reference to Zimbabwe, a developing country in Southern Africa, the essence of this book is to bring out housing as an issue within the technology debate and practice. The following themes emerge from the 6 chapters in the book: * The characterisation and conceptualisation of housing and technology and the nexus of both * The complexity of housing challenges and the problems governments face in providing adequate housing, especially for the poor * Diverse practices in housing construction through the application of different typologies of technology * Assessment of the feasibility of technologies in housing development in Zimbabwe by mirroring them against global experiences. * Discussion of alternative policy approaches that may guide technology integration in housing development. This book will excite scholars and practitioners in urban and development studies, construction project management, urban sociology, geography, real estate together with policymakers and government officials.

This book is intended to guide researchers interested in the world of innovation in real estate finance linked to technology and provide new evidence on classifying and evaluating the performance of PropTech companies. Chapters will deal with the evolution of PropTech, possible business models, negotiation and property management tools, new property financing tools (p2p lending and crowdfunding), the market and the balance sheet analysis of PropTech companies in Europe.A valuable resource for researchers studying the real estate industry, this book is also relevant to those studying FinTech and the impact of technology on industry more broadly. It can also be of use to professionals in the real estate industry, looking for a cutting edge research-based study on PropTech.

There is a large shortage of affordable housing across Europe. In high-demand urban areas housing shortages lead to unaffordable prices for many target groups. This book explores innovations to support a sufficient supply of affordable and sustainable rental housing. Affordable housing is increasingly developed, financed and managed by a mix of market, state, third sector and community actors. Recent decades in large parts of the Western world have consecutively shown state-dominated, non-profit housing sectors, an increased role for market forces and the private sector, and the rise of initiatives by citizens and local communities. The variety of hybrid governance and finance arrangements is predicted to increase further, leading to new affordable housing delivery and management models. This book explores these innovations, with a focus on developments across Europe, and comparative chapters from the USA and Australia. The book presents new thinking in collaborative housing, co-production and accompanying finance mechanisms in order to support the quantity and the quality of affordable rental housing. Combining academic robustness with practical relevance, chapters are written by renowned housing researchers in collaboration with practitioners from the housing sector. The book not only presents, compares and contrasts affordable housing solutions, but also explores the transferability of innovations to other countries. The book is essential reading for researchers and professionals in housing, social policy, urban planning and finance.