Deciding when to retire and claim Social Security benefits can be one of the most important financial decisions older Americans make. Despite higher monthly benefits for those who delay, many people still claim Social Security retirement benefits at age 62, the earliest age of eligibility. In 2014, these early claimers will see their monthly benefits reduced by 25 percent compared to what they would have received if they had delayed claiming until age 66, the current full retirement age. At the same time, some early claimers do not have access to government or employer-sponsored health insurance. These early claimers may have been able to purchase coverage on the individual market, but they may have also been subject to denials and rate increases because of their health status. This book examines the demographic and occupational characteristics associated with early claiming; retirement income of early claimers compared to those who delay; and how PPACA changes health coverage options for early claimers.

The Supplemental Security Income (SSI) program, enacted in 1974, is a needs-based program that provides cash benefits designed to ensure a minimum income to aged, blind, or disabled persons with limited income and assets. The SSI program is a means-tested program that does not have work or contribution requirements, but restricts benefits to those who meet asset and resource limitations. In July 2012, the SSI program had over 8.2 million participants, who received just under $4.6 billion in benefits. In FY2011, the total net cost of the SSI program was $52.9 billion, including $49.0 billion in federal benefit payments. Funding for the SSI program is provided by Congress in the annual Departments of Labor, Health and Human Services, Education and Related Agencies appropriations bill. This book provides select analysis of current benefits of the program, with a focus on income/resource limits and accounts exempt from benefit determinations; and better management oversight needed for children's benefits.

This is a unique and timely survey of the evolving priorities of the British welfare state since its inception in the late 1940s, with an emphasis on how current and future aims and features of welfare provision compare with the ambitions of its original architects. In this book, 15 commentators, including prominent academic experts in the field, and also members of think tanks, charities and campaigning organisations - with a foreword by the BBC's Huw Edwards, explore themes such as health, education, housing, gender, disability and ethnic diversity. The result of this study is a rich, critical and thought-provoking exploration of the legacy and prospects of the welfare state - worth reading by anyone with an interest in debates on how a modern society should meet the needs of its citizens.

The Social Security program pays benefits to retired and disabled workers and their family members, and to family members of deceased workers. The Social Security program is financed primarily through payroll taxes that are deposited in the U.S. Treasury and credited to the Social Security trust fund. Any revenues credited to the trust fund in excess of program costs (benefit payments and administrative expenses) are invested in special U.S. government obligations (debt instruments of the U.S. government). This book examines the basics of how the Social Security program is funded and how the Social Security trust fund works.

International Social Security agreements are bilateral agreements primarily intended to eliminate dual Social Security taxation based on the same work and provide benefit protection for workers who divide their careers between the United States and a foreign country. Most jobs in the United States are covered by Social Security. The Social Security Act extends Social Security coverage to all U.S. citizens and resident aliens who are employed abroad by U.S. companies as well as those who are self-employed in a foreign country. This book provides an overview of the purpose and operation of international Social Security agreements and discusses the effects of agreements on selected provisions of the Social Security Act while addressing some concerns raised by policymakers about the agreements.

Congress continues to register concern about the rapid rise in Medicare spending and the ability of existing funding mechanisms to support the program over the long-term. A combination of factors has contributed to the rapid increase in Medicare costs. These include increases in overall medical costs, advances in health care delivery and medical technology, the ageing of the population, and longer life spans. The issues confronting the program are not new; nor are the possible solutions likely to get any easier. For a number of years, various options have been suggested; however, legislative changes have focused on short-term issues. There is no consensus on the long-term approach that should be taken. This book provides an overview of Medicare. It begins with a brief program history, and then outlines the key features of Parts A and B, also known as "Original Medicare". That is followed by overviews of Part C and Part D, a discussion of program financing, and a brief discussion of future program directions. It will be updated to reflect any legislative changes.

Get the benefits you've earned Social Security For Dummies is the one guide you need to navigate the often-complex world of Social Security retirement benefits. This updated edition offers clear guidance on when to claim benefits, how much you can expect to receive, where to find Social Security calculators, and so much more. Since its inception in the 1930s, workers across the United States have set aside a portion of their wages to fund the Social Security Administration. For many, Social Security forms the foundation for their retirement funds. Social Security For Dummies provides you with all the information you need to take charge of your retirement, maximize your financial well-being, and successfully navigate the U.S. Social Security Administration. You'll get up-to-date information to: Make your way around the Social Security website Know your Social Security options--including retirement, survivor, spousal, and disability benefits Find resources when you're stumped Get answers to common questions Retirement is meant to be enjoyed, and Social Security For Dummies makes it easier.

In the past decades the role of the State has undergone major alterations regarding supply of goods and services in general, particularly housing supply. There is a clear trend towards less direct intervention of the public agents in the supply process, encouraging participation of non-public agents, such as the private sector, NGO's (non-governmental organisations, with a volunteer character), and communities that receive goods and services -- in this case, housing. This is certainly a global trend encompassing both industrially advanced and developing countries. The mechanism of supplying housing or other goods and services consists of several elements, such as planning, financing, management, production, monitoring and supervision. The general supply pattern is defined by how these elements are distributed among public and non-public agents. The following questions are essential in this context: how are these elements distributed? What is the appropriate relation for a certain context? This book approaches these questions by means of a comparative analyses of different modes of housing provision emphasising the relations between public and non-public agents. To this end it uses case studies in Sao Paulo, Brazil where the fieldwork for the research was conducted. Nevertheless, the findings of the book have much wider implications for housing policy formulation and market development in developing countries as a whole.

Unique in its use of a human rights framework, Social Work and Social Welfare goes beyond U.S. borders to examine U.S. government policies - including child welfare, social services, health care, and criminal justice - within a global context. Guided by the belief that forces from the global market and predominant political ideologies affect all social workers in their practice, the book addresses a wide range of relevant topics, including the refugee journey, the impact of new technologies, war trauma, environmental justice, and restorative justice. As a general textbook, the content is organized to follow course outlines for basic, introductory courses which examine social welfare programs, policies, and issues.

The extraordinary early life in India and England of one of the world's leading public intellectuals Where is 'home'? For Amartya Sen, home has been many places - Dhaka in modern Bangladesh, the little university town of Santiniketan, where he was raised as much by his grandparents as by his parents, Calcutta where he first studied economics and was active in student movements, and Trinity College, Cambridge, to which he came aged 19. Sen brilliantly recreates the atmosphere in each of these. He remembers his river journeys between Dhaka and his parents' ancestral homes and wonderfully explores the rich history and culture of Bengal. In 1943 he witnessed the disastrous unfolding of the Bengal Famine, and the following year the inflaming of tensions between Hindus and Muslims. In the years before Independence, some of his family were imprisoned for their opposition to British rule. Central to Sen's formation was the intellectually liberating school in Santiniketan founded by Rabindranath Tagore (who gave him his name Amartya) and exciting conversations in the Coffee House on College Street in Calcutta. In Cambridge, he engaged with many of the leading economists and philosophers of the day, especially with the great Marxist thinker Piero Sraffa, who provided a direct connection not only to Wittgenstein, but to Antonio Gramsci and the anti-fascist battles in Italy in the 1920s. After years in Europe and America, the book ends when he returns to Delhi in 1963. Home in the World shows how Sen's experience shaped his ideas - about economics, philosophy, identity, community, famines, gender inequality, social choice and the power of discussion in public life. The joys of learning and the importance of friendship are powerfully conveyed. He invokes some of the great thinkers of the past and his own time - from Ashoka in the third century BC and Akbar in the sixteenth, to David Hume, Adam Smith, Karl Marx, John Maynard Keynes, Maurice Dobb, Kenneth Arrow and Eric Hobsbawm. Above all, Sen emphasises the importance of enlarging our views as much as we can, of human sympathy and understanding across time and distance, and of being at home in the world.

At the turn of the 21st Century, Asia pulled one billion people out of poverty in one generation, a meteoric rise suddenly stalled by the COVID-19 pandemic. This volume examines the strengths of the Asian-Pacific response to the pandemic and weaknesses that the region must re-engineer to rebound. It reimagines social and economic pathways to revamp production modes and networks to rekindle sustainable growth. Home to two-thirds of the world's population, the Asia-Pacific Region already accounts for close to half of all global output. By 2050 - after a detour of two centuries and a few pandemics - Asia-Pacific can again become a centrifugal economic and social force. This volume sets out options for policymakers to consider as we head into a new Asia-Pacific Century, one where economic strength will be necessary but insufficient by itself, as inclusion, resilience and sustainability - once seen as moral choices - become imperatives for the planet's future.

Why was the UK so unprepared for the pandemic, suffering one of the highest death rates and worst economic contractions of the major world economies in 2020? Hilary Cooper and Simon Szreter reveal the deep roots of our vulnerability and set out a powerful manifesto for change post-Covid-19. They argue that our commitment to a flawed neoliberal model and the associated disinvestment in our social fabric left the UK dangerously exposed and unable to mount an effective response. This is not at all what made Britain great. The long history of the highly innovative universal welfare system established by Elizabeth I facilitated both the industrial revolution and, when revived after 1945, the postwar Golden Age of rising prosperity. Only by learning from that past can we create the fairer, nurturing and empowering society necessary to tackle the global challenges that lie ahead - climate change, biodiversity collapse and global inequality.

In the critically acclaimed La Fin de la Pauverte?, Romain D. Huret identifies a network of experts who were dedicated to the post-World War II battle against poverty in the United States. John Angell's translation of Huret's work brings to light for an English-speaking audience this critical set of intellectuals working in federal government, academic institutions, and think tanks. Their efforts to create a policy bureaucracy to support federal socio-economic action spanned from the last days of the New Deal to the late 1960s when President Richard M. Nixon implemented the Family Assistance Plan. Often toiling in obscurity, this cadre of experts waged their own war not only on poverty but on the American political establishment. Their policy recommendations, as Huret clearly shows, often militated against the unscientific prejudices and electoral calculations that ruled Washington D.C. politics. The Experts' War on Poverty highlights the metrics, research, and economic and social facts these social scientists employed in their work, and thereby reveals the unstable institutional foundation of successive executive efforts to grapple with gross social and economic disparities in the United States. Huret argues that this internal war, coming at a time of great disruption due to the Cold War, undermined and fractured the institutional system officially directed at ending poverty. The official War on Poverty, which arguably reached its peak under President Lyndon B. Johnson, was thus fomented and maintained by a group of experts determined to fight poverty in radical ways that outstripped both the operational capacity of the federal government and the political will of a succession of presidents.

In this elegant critique, Amartya Sen argues that a closer contact between welfare economics and modern ethical studies can substantively enrich and benefit both disciplines. He argues further that even predictive and descriptive economics can be helped by making more room for welfare economic considerations in the explanation of behavior, especially in production relations, which inevitably involve problems of cooperation as well as conflict. The concept of rationality of behaviour is thoroughly proved in this context, with particular attention paid to social interdependence and internal tensions within consequentialist reasoning. In developing his general theme, Sen also investigates some related matters; the misinterpretation of Adam Smith's views on the role of self-seeking; the plausibility of an objectivist approach that attaches importance to subjective evaluations; and the admissibility of incompleteness and of 'inconsistencies' in the form of overcompleteness in rational evaluation. Sen also explores the role and importance of freedom in assessing well-being as well as choice. Sen's contributions to economics and ethics have greatly strengthened the theoretical bases of both disciplines; this appraisal of the connections between the two subjects and their possible development will be welcomed for the clarity and depth it contributes to the debate. These essays are based on the Royer Lectures delivered at the University of California, Berkeley.

While colonial imposition of the Canadian legal order has undermined Indigenous law, creating gaps and sometimes distortions, Indigenous peoples have taken up the challenge of rebuilding their laws, governance, and economies. Indigenous conceptions of land and property are central to this project. Creating Indigenous Property identifies how contemporary Indigenous conceptions of property are rooted in and informed by their societally specific norms, meanings, and ethics. Through detailed analysis, the authors illustrate that unexamined and unresolved contradictions between the historic and the present have created powerful competing versions of Indigenous law, legal authorities, and practices that reverberate through Indigenous communities. They have identified the contradictions and conflicts within Indigenous communities about relationships to land and non-human life forms, about responsibilities to one another, about environmental decisions, and about wealth distribution. Creating Indigenous Property contributes to identifying the way that Indigenous discourses, processes, and institutions can empower the use of Indigenous law. The book explores different questions generated by these dynamics, including: Where is the public/private divide in Indigenous and Canadian law, and why should it matter? How do land and property shape local economies? Whose voices are heard in debates over property and why are certain voices missing? How does gender matter to the conceptualization of property and the Indigenous legal imagination? What is the role and promise of Indigenous law in negotiating new relationships between Indigenous peoples and Canada? In grappling with these questions, readers will join the authors in exploring the conditions under which Canadian and Indigenous legal orders can productively co-exist.

Decades into its existence as a foundational aspect of modern political and economic life, the welfare state has become a political cudgel, used to assign blame for ballooning national debt and tout the need for personal responsibility. At the same time, it affects nearly every citizen and permeates daily life--in the form of pension, disability, and unemployment benefits, healthcare and parental leave policies, and more. At the core of that disjunction is the question of how we as a society decide who should get what benefits--and how much we are willing to pay to do so. Probable Justice traces a history of social insurance from the eighteenth century to today, from the earliest ideas of social accountability through the advanced welfare state of collective responsibility and risk. At the heart of Rachel Z. Friedman's investigation is a study of how probability theory allows social insurance systems to flexibly measure risk and distribute coverage. The political genius of social insurance, Friedman shows, is that it allows for various accommodations of needs, risks, financing, and political aims--and thereby promotes security and fairness for citizens of liberal democracies.

Drawing upon Foucauldian analyzes of governmentality, the authors contend that social housing must be understood according to a range of political rationalities that saturate current practice and policy. They critically address the practice of dividing social from private tenure; situating subjects such as the purpose and financing of social housing, the regulation of its providers and occupiers and its relationship to changing perceptions of private renting and owner-occupation, within the context of an argument that all housing tenures form part of an understanding of social housing. They also take up the ways in which social housing is regulated through the invocation and manipulation of obscure notions of housing 'need' and 'affordability', and finally, they consider how social housing has provided a focus for debates about sustainable communities and for concerns about anti-social behaviour. Regulating Social Housing provides a rich and insightful analysis that will be of value to legal scholars, criminologists and other social scientists with interests in housing, urban studies and contemporary forms of regulation.

Until now, couples facing the dilemma of deciding whether or not to stay in an unhappy marriage had three options: individual or couples therapy, separation, or divorce. "Should I Stay or Go?" provides these couples with a fourth option--the Controlled Separation (CS). "Should I Stay or Go?" explains CS and shows how it can be used as a tool to help couples make the best decision for both partners.

In this important new book, Bob Jessop offers a radical new interpretation of capitalist states and their likely future development. He focuses on the changing forms, functions, scales and effectiveness of economic and social policy that have emerged since the 1950s in advanced western capitalist states.

The postwar Keynesian welfare national state that developed in most advanced capitalist societies has long been regarded as being in crisis. Mounting tensions have been generated by technological change, globalization, and economic and political crises, and new social and political movements have also had a destabilizing impact. Jessop examines these factors in relation to the rise, consolidation and crisis of Atlantic Fordism and asks whether a new type of capitalist state that is currently emerging offers a solution. He notes that there are several difficulties still to be overcome before the new type of state is consolidated; in particular, he is critical of its neoliberal form and considers its main alternatives.

This book will have broad cross-disciplinary appeal. It will be read by sociologists, political scientists, institutional economists, geographers and students of social policy.

The Social Security Act of 1935 must be counted among the most monumental pieces of legislation ever passed by Congress. Today, sixty-five years after its enactment, public support for Social Security remains extremely strong. At the same time, there have been reports that Social Security is in grave danger of financial collapse, and numerous groups across the political spectrum have agitated for its reform. The president has put forward proposals to rescue Social Security, conservatives argue for its privatization, and liberals advocate increases in its funding from surplus tax revenues.
But what is the average person to make of all this? How many Americans know where the money for Social Security benefits really comes from, or who wins and loses from the system's overall operations? Few people understand the current Social Security system in even its broadest outlines. And yet Social Security reform is ranked among the most important social issues of our time.
With "Making Sense of Social Security Reform," Daniel Shaviro makes an important contribution to the public understanding of the issues involved in reforming Social Security. His book clearly and straightforwardly describes the current system and the pressures that have been brought to bear upon it, before dissecting and evaluating the various reform proposals. Accessible to anyone who has an interest in the issue, Shaviro's new work is unique in offering a balanced, nonpartisan account.

This original ethnographic study looks at how children are 'civilised' within child institutions, such as schools, day care centres and families, under the auspices of the welfare state. As part of a general discussion on civilising projects and the role of state institutions, the authors focus on Denmark, a country characterised by the extent of time children use in public institutions from an early age. They look at the extraordinary amount of attention and effort put into the process of upbringing by the state, as well as the widespread co-operation in this by parents across the social spectrum. Taking as its point of departure the sociologist Norbert Elias' concept of civilising, Children of the Welfare State explores the ideals of civilised conduct expressed through institutional upbringing and examine how children of different age, gender, ethnicity and social backgrounds experience and react to these norms and efforts. The analysis demonstrates that welfare state institutions, though characterised by a strong egalitarian ideal, create distinctions between social groups, teach children about moral hierarchies in society and prompts them to identify as more or less civilised citizens of the state.

A master class in family therapy--now updated with an additional ten years' case experience

Few people have had as profound an impact on the theory and practice of family therapy as Salvador Minuchin. As one commentator put it, "Memories of his classic sessions have become the standard against which therapists judge their own best work." This new edition of the classic, Mastering Family Therapy, offers beginners and experienced practitioners alike the opportunity to learn the art and science of family therapy under this pioneering clinician and teacher.
In elegant clinical interplays, Minuchin, his colleagues Wai-Yung Lee and George Simon, and eight advanced students provide answers to such critical questions as:
* What does it take to master the art of family therapy?
* How do I create an effective personal style?
* How can I become an instrument for growth for troubled families?

This updated Second Edition features:
* An overview and critique of new models of treatment in the field, especially evidence-based models of family treatment
* New case material highlighting the impact of societal context on families
* Minuchin's conceptualization of a four-step process of family assessment, including how history can impact current family functioning

A new and thoroughly revised version of the classic text, Mastering Family Therapy, Second Edition is essential reading for all those who practice, study, or teach family therapy.

From Consent to Coercion examines the increasing assault against trade union rights and freedoms in Canada by federal and provincial governments. Centring the struggles of Canadian unionized workers, this book explores the diminution of the welfare state and the impacts that this erosion has had on broader working-class rights and standards of living. The fourth edition witnesses the passing of an era of free collective bargaining in Canada - an era in which the state and capital relied on obtaining the consent of workers and unions to act as subordinates in Canada's capitalist democracy. It looks at how the last twenty years have marked a return to a more open reliance of the state and capital on coercion - on force and on fear - to secure that subordination. From Consent to Coercion considers this conjuncture in the Canadian political economy amid growing precarity, poverty, and polarization in an otherwise indeterminate period of austerity. This important edition calls attention to the urgent task of rebuilding and renewing socialist politics - of thinking ambitiously and meeting new challenges with unique solutions to the left of social democracy.

Consuming Crisis is a crucial account of how consumer culture capitalized on Coronavirus (COVID-19). Sobande explores how brands claim to care while they encourage people to 'keep calm and consume'. This critical analysis of the power and politics of marketing examines an eclectic mix of campaigns, content, and experiences. Such work outlines the societal significance of fast-fashion adverts, banana bread's pandemic 'moment', university social media strategies, and how digital technology mediates memories and work. Based on the belief that brands cannot be activists, Sobande creatively considers how brands construct care, camaraderie, culture, and so-called 'normal' life during times of crisis. Francesca Sobande is a Senior Lecturer in Digital Media Studies at Cardiff University