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Books > Business & Economics > Industry & industrial studies > Service industries > Financial services industry
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From Buildings and Loans to Bail-Outs - A History of the American Savings and Loan Industry, 1831-1995 (Paperback)
Loot Price: R1,012
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From Buildings and Loans to Bail-Outs - A History of the American Savings and Loan Industry, 1831-1995 (Paperback)
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For most Americans, the savings and loan industry is defined by the
fraud, ineptitude and failures of the 1980s. However, these events
overshadow a long history in which thrifts played a key role in
helping thousands of households buy homes. First appearing in the
1830s savings and loans, then known as building and loans,
encourage their working-class members to adhere to the principles
of thrift and mutual co-operation as a way to achieve the 'American
Dream' of home ownership. This book traces the development of this
industry from its origins as a movement of a loosely affiliated
collection of institutions into a major element of America's
financial markets. It also analyses how diverse groups of
Americans, including women, ethnic Americans and African Americans,
used thrifts to improve their lives and elevate their positions in
society. Finally the overall historical perspective sheds new light
on the events of the 1980s and analyses the efforts to rehabilitate
the industry in the 1990s.
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