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Financial Security and Personal Wealth (Paperback)
Loot Price: R1,414
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Financial Security and Personal Wealth (Paperback)
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America's elderly population is soaring, presenting numerous
challenges for policymakers in the United States. Other developed
nations with aging populations face similar problems. There will be
fewer workers relative to retirees in coming decades and the
elderly are also expected to live longer. The impact of these
demographic changes in the United States is likely to be
challenging, especially for America's system of social security.
Solomon offers new perspectives on how to meet the future costs of
social security without bankrupting the next generation or gravely
damaging the U.S. economy. He also shows, more broadly, how to
provide for the financial security of America's senior populations.
Over the past two decades, primary responsibility for providing a
financially adequate retirement has shifted from the federal
government and employers to individuals. For most Americans, social
security alone will not provide enough income. Most companies have
shed their pension plans for 401(k) plans, to which companies and
employees contribute, and in which participants must make their own
investment decisions. Consequently, achieving financial security in
retirement has increasingly become one's personal responsibility.
Solomon deals extensively with the politics of social security,
past and present. He examines the presidential leadership of
Franklin D. Roosevelt and Ronald Reagan, both of whom revived the
nation's spirit in times of crisis, both of whom introduced
economic policies that remain controversial to the present day. He
also considers in detail contemporary efforts to rethink social
security, focusing on fundamental reform of the social security
system and the expansion and simplification of employer-sponsored
retirement plans and individual retirement arrangements. Richly
textured, informed, and informative, Financial Security and
Personal Wealth encompasses history, demography, political economy,
public finance, social policy. It will be of interest to
policymakers, economists, and political scientists in the United
States and elsewhere.
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