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Digital Financial Inclusion and Regulation (Hardcover)
Loot Price: R3,692
Discovery Miles 36 920
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Digital Financial Inclusion and Regulation (Hardcover)
Series: Routledge Studies in Development Economics
Expected to ship within 12 - 17 working days
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This book explores the various considerations for achieving an
effective regulatory strategy to improve financial access and usage
in Nigeria and beyond. Gaps in the legal and institutional
framework for digital financial services (DFS) as well as the
barriers that contribute to financial exclusion are identified as
are the policy changes needed to provide more extensive, accessible
and sustainable financial inclusion value. In addition, the book
covers divergent themes around the use of and insights for
regulating industry financial services providers and challenger
entities that herald industry disruption. The book adopts three
research methods. The doctrinal research method is used to buttress
the law and development analysis and the themes around regulation,
adoption and usage of financial services. To elucidate the
application of financial innovations, comparative case studies are
drawn from selected jurisdictions including Kenya, South Africa,
Ghana, The Philippines, Brazil, Mexico, Uganda, Pakistan, India,
and Bangladesh. Lastly, using the empirical research method, the
author reports the burden experienced by the residents of a
community without banks in accessing finance. Included in this
discussion are the barriers to finance as well as the coping
strategies adopted by the community residents to access formal and
informal finance.
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