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Repay As You Earn - The Flawed Government Program to Help Students Have Public Service Careers (Hardcover) Loot Price: R2,763
Discovery Miles 27 630
Repay As You Earn - The Flawed Government Program to Help Students Have Public Service Careers (Hardcover): Philip G. Schrag

Repay As You Earn - The Flawed Government Program to Help Students Have Public Service Careers (Hardcover)

Philip G. Schrag

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Loot Price R2,763 Discovery Miles 27 630 | Repayment Terms: R259 pm x 12*

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In 1993, Congress created a student loan repayment plan intended to enable high-debt graduates to accept low-income, public service jobs by reducing their loan payments and eventually forgiving part of their debts. But this Congressional initiative only helps those with catastrophically low incomes. It has failed to attract many users because, as implemented through regulations of the U.S. Department of Education, it requires payment over too long a period (25 years before forgiveness). Many students go to graduate and professional schools in pursuit of careers in public service. But they often must borrow $100,000 or more to finance their education. Their loan repayment obligations become so high that they can no longer afford to follow their ideals, and they abandon their plans to have public service careers and seek employment with corporations or firms offering high salaries. The income-contingent repayment plan should have appealed to would-be public interest lawyers, who are among the graduates with the highest debt-to-income ratios; but the plan has failed them, and Schrag explores why and how the plan should be reformed, either by Congress or by the federal administration.

General

Imprint: Praeger Publishers Inc
Country of origin: United States
Release date: November 2001
First published: November 2001
Authors: Philip G. Schrag
Dimensions: 230 x 156 x 11mm (L x W x T)
Format: Hardcover
Pages: 176
ISBN-13: 978-0-89789-834-8
Categories: Books > Social sciences > Education > Organization & management of education > Funding of education
Books > Social sciences > Politics & government > Central government > Central government policies
Books > Business & Economics > Finance & accounting > Finance > General
Books > Money & Finance > General
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LSN: 0-89789-834-6
Barcode: 9780897898348

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