A New Model for Housing Finance presents a thought-provoking solution to the housing crisis that follows the division of public and private money on housing costs and benefits. It brings a practical perspective on why housing is unaffordable, and what can be done about it using public and private capital. This book re-examines the foundation of housing finance in the United States with the aim to shift the paradigm from the public and private sectors working in silos, to working together. Through brief yet rigorous chapters, the book assesses the policy failures of both public and private sectors by drawing attention to the continuing human impacts of this man-made crisis, finally calling for a new model of financing housing through public-private partnerships. The limited impact and false hope of planning interventions, as well as the widespread economic impacts of the global pandemic of 2020, demonstrate the urgent need for change in our approach to housing policy, and this book lays out a path forward. It will be of interest to anyone working in or studying housing, social justice, urban planning, urban studies, and public policy.

If the supposedly disaffected young provide the subtext to so many of our social anxieties, then the young homeless loom larger here than most: our most vivid reminder of social exclusion, and exemplars too of what the tabloid press like to describe as the feckless, wilful poor. This book explores what life is really like for Britain's young homeless: estranged from their families, out of work and making do on the fringes of social security. The result is a vivid portrait of a pressing social problem. Based on extended fieldwork study - the author spent twelve months in the company of young people moving between hostel accommodation, rented bed-sit tenancies and episodes of street-sleeping - Better Times Than This is Britain's first full ethnographic study of youth homelessness.

Through a series of intricate informal processes and human-centric institutional arrangements, beneficiaries of South African government-subsidized housing force formally registered properties into informality. Sandile Mbatha explores the concept of informality in relation to how such beneficiaries challenge predominant understandings of property relations. These practices are embedded in complex urban tenure dynamics that prevail in post-colonial societies; societies, in which the state's imposition of predominantly western forms of tenure and property rights ignore the anthropological nature of housing.

Neoliberal Housing Policy considers some of the most significant housing issues facing the West today, including the increasing commodification of housing; the political economy surrounding homeownership; the role of public housing; the problem of homelessness; the ways that housing accentuates social and economic inequality; and how suburban housing has transformed city life. The empirical focus of the book draws mainly from the US, UK and Australia, with examples to illustrate some of the most important features and trajectories of late capitalism, including the commodification of welfare provision and financialisation, while the examples from other nations serve to highlight the influence of housing policy on more regional- and place-specific processes. The book shows that developments in housing provision are being shaped by global financial markets and the circuits of capital that transcend the borders of nation states. Whilst considerable differences within nation states exist, many government interventions to improve housing often fall short. Adopting a structuralist approach, the book provides a critical account of the way housing policy accentuates social and economic inequalities and identifies some of the significant convergences in policy across nations states, ultimately offering an explanation as to why so many 'inequalities' endure. It will be useful for anyone in professional housing management/social housing programmes as well as planning, sociology (social policy), human geography, urban studies and housing studies programmes.

Housing problems have become increasingly complex in the Global South. An increased pressure to upgrade older stock, to provide adequate infrastructure, and bring city amenities to urban peripheries compounds the continued need for new housing of a decent standard. This comprehensive volume spans nine countries, simultaneously analyzing innovative housing policies and questioning the idea of innovation in this arena. The authors describe three persistent, global challenges to contemporary policy: the inherent difficulty in mass-producing housing of decent quality with access to the city; the challenge of community-based upgrading programmes, which often fail to benefit those who are worst off; and the political root of housing policies, which don't always consider the diverse needs of populations at the expense of the least powerful. This volume raises questions about what many consider the two most successful areas of housing policy in the Global South: the community-based land sharing programmes for redevelopment in South-East Asia and the finance-driven social housing programmes in Latin America. The authors examine mass housing production programmes, incremental development processes, community-based urban upgrading, the legal structure of condominiums, and land-sharing policies, while also highlighting challenges to policy learning across contexts. This book will be of great interest to students, researchers and those involved with contemporary housing policies, particularly in the Global South. It was originally published as a special issue of the International Journal of Housing Policy.

Traditionally, the public sector has been responsible for the provision of all public goods necessary to support sustainable urban development, including public infrastructure such as roads, parks, social facilities, climate mitigation and adaptation, and affordable housing. With the shift in recent years towards public infrastructure being financed by private stakeholders, the demand for transparent guidance to ensure accountability for the responsibilities held by developers has risen. Within planning practice and urban development, the shift towards private financing of public infrastructure has translated into new tools being implemented to provide joint responsibility for upholding requirements. Developer obligations are contributions made by property developers and landowners towards public infrastructure in exchange for decisions on land-use regulations which increase the economic value of their land. This book presents insight into the design and practical results of these obligations in different countries and their effects on municipal financial health, demonstrating the increasing importance of efficient bargaining processes and the institutional design of developer obligations in modern urban planning. Primarily written for academics in land-use planning, real estate, urban development, law, and economics, it will additionally be useful to policy makers and practitioners pursuing the improvement of public infrastructure financing.

First published in 1999. Routledge is an imprint of Taylor & Francis, an informa company.

Experiences of the struggle for housing, ignited by the lack of social and affordable housing, have led to the establishing of shared and self-managed housing areas. In such a context, it becomes crucially important to re-think the need to define common urban worlds "from below". Here, Penny Travlou and Stavros Stavridis trace contemporary practices of urban commoning through which people re-define housing economies. Connecting to a rich literature on the importance of commons and of practices of commoning for the creation of emancipated societies, the authors discuss whether housing struggles and co-habitation experiences may contribute in crucial ways to the development of a commoning culture. The authors explore a variety of urban contexts through global case studies from across the Global North and South, in search of concrete examples that illustrate the potentialities of urban commoning.

This book presents a new approach to housing research, one that is relevant to all the social sciences. Housing research is diverse and operates across many disciplines, approaches and methods making collaboration difficult. This book outlines a methodological framework that enables researchers from many different fields to collaborate in solving complex and seemingly intractable housing problems. It shows how we can make progress in housing research and deliver better housing outcomes through an integrated approach. Drawing on the work of renowned Canadian methodologist, philosopher, theologian and economist, Bernard Lonergan (1904-1984), McNelis outlines a framework for collaborative research: Functional Collaboration. This new form of collaboration divides up the work of housing research into functional specialties. These distinguish eight inter-related questions that arise in the process of moving from the current housing situation through to providing practical advice to decision-makers. To answer each question a different method is required. Making progress in housing is the result of finding new answers to this complete set of eight inter-related questions. This approach to collaboration opens up a new discourse on method in housing and social research as well as new debates on progress and the nature of science.

Collective Impact as a tool to bring about community change has seen remarkable growth in usage since 2011. Collective Impact has been used successfully with a variety of local issues and has raised the consciousness of how community groups interact as well as the approaches that can lead to long-term innovations. This edited volume sets forth conceptual foundations for using Collective Impact as well as sharing basic approaches that have succeeded in projects under diverse circumstances. It will be useful for both academics and practitioners as Collective Impact continues to undergo substantial changes in focus and direction. Building on Kania and Kramer's influential work, it provides readers with detailed insights not only into how the Collective Impact system works but also innovative applications to issues facing community developers. The diverse topics shared by the contributing authors make this volume especially important for practitioners designing programs to bring about long-term changes in their communities. Including discussion about how Collective Impact has succeeded in different governmental settings, this book demonstrates how Collective Impact has been modified to accommodate the associated cultural differences with 10 chapters written by experienced on-the-ground community development experts.

Second homes have become an increasingly important component of both tourism and housing studies. They can directly and indirectly contribute a significant number of domestic and international visitors to destinations and may be part of longer-term retirement, lifestyle and amenity migration that can have significant economic and social effects on communities and destination development. This volume offers an overview of different disciplinary and methodological approaches to second homes while simultaneously providing a broad geographical reach. Divided into four parts exploring governance, development, community and mobile second homes, the book provides a contemporary account of the major issues in an area of growing international interest. This timely handbook covers a wide range of dimensions - from planning to the role of second homes in development and the management of their impact. The international and cross-disciplinary nature of the contributions will be of interest to numerous academic fields in the social sciences, as well as urban and regional planners.

Written from an 'in house' perspective in response to the UK Government Housing White Paper released in February 2017, Housing Regeneration: A Plan for Implementation presents sustainable solutions to Britain's housing crisis and will be a useful practical guide for anyone involved in the process of regeneration. Taking as its starting point an idea for a housing regeneration scheme, it provides an overview of each of the issues to be considered and the options for addressing them. In clear and concise language, it explains the issues and work involved in a regeneration scheme, answering questions such as who is involved, how is it paid for, what options are available and, importantly, what are the risks. It will appeal to lawyers, councillors, town planners, surveyors, chief officers, finance officers, procurement officers, project managers and students, amongst others.

Due to the financialization of housing in today's market, housing risks are increasingly becoming financial risks. Financialization refers to the increasing dominance of financial actors, markets, practices, measurements and narratives. It also refers to the resulting structural transformation of economies, firms, states and households. This book asserts the centrality of housing to the contemporary capitalist political economy and places housing at the centre of the financialization debate. A global wall of money is looking for High-Quality Collateral (HQC) investments, and housing is one of the few asset classes considered HQC. This explains why housing is increasingly becoming financialized, but it does not explain its timing, politics and geography. Presenting a diverse range of case studies from the US, the UK, the Netherlands, Germany, Italy and Spain, the chapters in this book include coverage of the role of the state as the driver of financialization processes, and the part played by local and national histories and institutions. This cutting edge volume will pave the way for future research in the area. Where housing used to be something "local" or "national", the two-way coupling of housing to finance has been one crucial element in the recent crisis. It is time to reconsider the financialization of both homeownership and social housing. This book will be of interest to those who study international economics, economic geography and financialization.

This is a comparative study of the relationship between civil rights law, housing and urban policy in Britain and the United States. It focuses on the ways in which governments have attempted to remove racial discrimination and disadvantage in private and public sector housing. The study, first published in 1977, does not simply consist of an account of administrative and judicial attempts to remove discrimination. A major concern is to place civil rights laws in their total political, economic and social environments. The book explains and compares the nature of racial residential change in both countries, and assesses the impact of civil rights law on existing patterns of discrimination and disadvantage. Other public policies, in particular housing and urban policies, are examined and their relationship to anti-discrimination measures is analysed. In explaining differences between the two countries, emphasis is placed on the role of government in urban society, the political economies of urban areas, and the social and political differences between minority groups. Finally, the study identifies the limits to effective civil rights law enforcement and provides some indication as to the policy alternatives open to decision-makers in the two countries.

In the early development of the modern Italian state, individual orphanages were a reflection of the intertwining of politics and charity. Nearly half of the children who lived in the cities of the late Italian Renaissance were under fifteen years of age. Grinding poverty, unstable families, and the death of a parent could make caring for these young children a burden. Many were abandoned, others orphaned. At a time when political rulers fashioned themselves as the "fathers" of society, these cast-off children presented a very immediate challenge and opportunity. In Bologna and Florence, government and private institutions pioneered orphanages to care for the growing number of homeless children. Nicholas Terpstra discusses the founding and management of these institutions, the procedures for placing children into them, the children's daily routine and education, and finally their departure from these homes. He explores the role of the city-state and considers why Bologna and Florence took different paths in operating the orphanages. Terpstra finds that Bologna's orphanages were better run, looked after the children more effectively, and were more successful in returning their wards to society as productive members of the city's economy. Florence's orphanages were larger and harsher, and made little attempt to reintegrate children into society. Based on extensive archival research and individual stories, Abandoned Children of the Italian Renaissance demonstrates how gender and class shaped individual orphanages in each city's network and how politics, charity, and economics intertwined in the development of the early modern state.

Most of us have heard of green belts - but how much do we really know about them? This book tries to separate the fact from the fiction when it comes to green belts by looking both backwards and forwards. They were introduced in the mid-twentieth century to try and stop cities merging together as they grew. There is little doubt they have been very effective at doing that, but at what cost? Are green belts still the answer to today's problems of an increasing population and ever higher demands on our natural resources? Green Belts: Past; present; future? reflects upon green belts in the United Kingdom at a time when they have perhaps never been more valued by the public or under more pressure from development. The book begins with a historical study of the development of green belt ideas, policy and practice from the nineteenth century to the present. It discusses the impacts and characteristics of green belts and attempts to reconcile perceptions and reality. By observing examples of green belts and similar policies in other parts of the world, the authors ask what we want green belts to achieve and suggest alternative ways in which that could be done, before looking forward to consider how things might change in the coming years. This book draws together information from a range of sources to present, for the first time, a comprehensive study of green belts in the UK. It reflects upon the gap between perception and reality about green belts, analyses their impacts on rural and urban areas, and questions why they retain such popular support and whether they are still the right solution for the UK and elsewhere. It will be of interest to anyone who is concerned with planning and development and how we can provide the homes, jobs and services we need while protecting our more valuable natural assets.

If we do stop to think on housing, what do we see? What is housing and what does it do? These seem deceptively simple questions, but they are often left unanswered. The reason for this is that a lot of discourse on housing is really a concern for policy-making and the critical evaluation of existing policies. Discourse, is not, properly speaking, on housing at all. It is concerned with provision, distribution and access, but this thinking on housing stops at the front door. It is only concerned with what is actually external to housing. But for most people, housing already exists and they have access to it. Housing is not then about policy, but about how we can use what is a complex object in a manner that allows us to live well. Housing, for most of us, is about what we do when the front door is firmly shut and we are free from the external world. These essays explore this idea of housing as an object that exists for use. Housing is pictured as an object that contains activity. These pieces look at what we do with housing once we have it and so provides a necessary underpinning for any understanding of why housing is important. A further purpose of these pieces is to present different ways of thinking and writing on housing. It is an attempt to show that housing is a suitable topic for philosophical discourse. It is suggested that we can and should seek to establish a philosophy of housing, rather than just relying on the traditional social sciences.

Home to eighty thousand people, Accra's Old Fadama neighbourhood is the largest illegal slum in Ghana. Though almost all its inhabitants are Ghanaian born, their status as illegal 'squatters' means that they live a precarious existence, marginalised within Ghanaian society and denied many of the rights to which they are entitled as citizens. The case of Old Fadama is far from unique. Across Africa, over half the population now lives in cities, and a lack of affordable housing means that growing numbers live in similar illegal slum communities, often in appalling conditions. Drawing on rich, ethnographic fieldwork, the book takes as its point of departure the narratives that emerge from the everyday lives and struggles of these people, using the perspective offered by Old Fadama as a means of identifying wider trends and dynamics across African slums. Central to Stacey's argument is the idea that such slums possess their own structures of governance, grounded in processes of negotiation between slum residents and external actors. In the process, Stacey transforms our understanding not only of slums, but of governance itself, moving us beyond prevailing state-centric approaches to consider how even a society's most marginal members can play a key role in shaping and contesting state power.

This sociological classic shows how the railroad tramp's status as a deviant changed from frontier itinerant to post settlement vagrant; from class conscious proletariat in the Depression to the damaged post WWII vet. The third edition (with new photos) discusses how today the freights have become the milieu of violent gangs who transport drugs, human traffickers, and serial killers. Beating the odds against increased post 9/11 surveillance are yuppie adventure seekers, young travelers, crust punks and oogles. In the background is the same freight train-unforgiving and lethal-and cultures policed at times by honorable tramps and at times by sadistic enforcers of violent gangs. Features of the new edition: Eight previously unpublished photos that reflect new directions in visual ethnography. (90 photos altogether) A fuller integration of photos made during the author's participant research with tramps over thousands of miles on the freights and while living homeless in urban America. New, nuanced edit of a narrative describing author's five week immersion with the quintessential tramp of the era, Carl.

As oil-rich countries in the Middle East are increasingly associated with soaring skyscrapers and modern architecture, attention is being diverted away from the pervasive struggles of social housing in those same urban settings. Social Housing in the Middle East traces the history of social housing-both gleaming postmodern projects and bare-bones urban housing structures-in an effort to provide a wider understanding of marginalized spaces and their impact on identities, communities, and class. While architects may have envisioned utopian or futuristic experiments, these buildings were often constructed with the knowledge and skill sets of local workers, and the housing was in turn adapted to suit the modern needs of residents. This tension between local needs and national aspirations are linked to issues of global importance, including security, migration, and refugee resettlement. The essays collected here consider how culture, faith, and politics influenced the solutions offered by social housing; they provide an insightful look at how social housing has evolved since the 19th century and how it will need to adapt to suit the 21st.

Housing is crucial to the quality of life and wellbeing for individuals and familes, but the availability of adequate or affordable housing also plays a vital role in community economic development. Rural areas face a substantial disadvantage compared to urban areas in regard to housing, and this book explores these issues. Rural Housing and Economic Development includes chapters from nationally known experts from throughout the U.S. to provide insight to help understand and address the difficult housing concerns within rural areas. The chapters cover a variety of issues including housing for rural minorities, the extent of and problems associated with mobile home dwelling, the extent to which affordable rental housing is available in rural areas, the rapidly growing elderly population, and the housing consequences of rapid population and economic growth associated with energy development. The authors not only describe various housing problems, but also suggest policy approaches to more effectively address them. This book will be a vital resource to policy makers at the local, state or national level as they grapple with difficult rural housing problems. Researchers and professionals dealing with housing issues will also benefit from the insights of these experts while the book will also be appropriate for upper level undergraduates or graduate students in courses on housing or economic development.

In recent years many nations have asked why not enough housing is being built or, when it is built, why it isn't of the highest quality or in the best, most sustainable, locations. Politics, Planning and Housing Supply in Australia, England and Hong Kong examines the politics and planning of new homes in three very different settings, but with shared political traditions: in Australia, in England and in Hong Kong. It investigates the power-relationships and politics that underpin the allocation of land for large-scale residential schemes and the processes and politics that lead to particular development outcomes. Using a comparative framework, it asks: how different systems of urban governance and planning mediate the supply of land for housing; whether and how these system differences influence the location, quantity and price of residential land and the implications for housing outcomes; what can be learned from these different systems for allocating land, building consensus between different stakeholders, and delivering a steady supply of high quality and well located homes accessible to, and appropriate for, diverse housing needs. This book frames each case study in a comprehensive examination of national and territorial frameworks before dissecting key local cases. These local cases - urban renewal and greenfield growth centres in Australia, new towns and strategic sites in England, and major development schemes in Hong Kong - explore how broader urban planning and housing policy goals play out at the local level. While the book highlights a number of potential strategies for improving planning and housing delivery processes, the real challenge is to give voice to a broader array of interests, reconstituting the political process surrounding planning and housing development to prioritise homes in well-planned places for the many, rather than simply facilitating investment opportunities for the few.

The perfect edition for any Orwell enthusiasts' collection, discover Orwell's personal account of life on the streets beautifully reimagined by renowned street artist Shepard Fairey To be poor and destitute in 1920s Paris and London was to experience life at its lowest ebb. George Orwell, penniless and with nowhere to go, found himself experiencing just this as he wandered the streets of both capitals in search of a job. By day, he tramped the streets, often passing time with 'screevers' or street artists, drunks and other hobos. At night, he stood in line for a bed in a 'spike' or doss house, where a cup of sugary tea, a hunk of stale bread and a blanket were the only sustenance and comfort on offer. First published in 1933, Down and Out in Paris and London is George Orwell's haunting account of the streets and those who have no choice but to live on them. 'A man who looked at his world with wonder and wrote down exactly what he saw, in admirable prose' John Mortimer COMPLETE THE TRIO WITH SHEPARD FAIREY'S NEW-LOOK 1984 AND ANIMAL FARM.

This book offers a unique contribution, exploring how the intersections among migrants and radical squatter's movements have evolved over past decades. The complexity and importance of squatting practices are analyzed from a bottom-up perspective, to demonstrate how the spaces of squatting can be transformed by migrants. With contributions from scholars, scholar-activists, and activists, this book provides unique insights into how squatting has offered an alternative to dominant anti-immigrant policies, and the implications of squatting on the social acceptance of migrants. It illustrates the different mechanisms of protest followed in solidarity by migrant squatters and Social Center activists, when discrimination comes from above or below, and explores how can different spatialities be conceived and realized by radical practices. Contributions adopt a variety of perspectives, from critical human geography, social movement studies, political sociology, urban anthropology, autonomous Marxism, feminism, open localism, anarchism and post-structuralism, to analyze and contextualize migrants and squatters' exclusion and social justice issues. This book is a timely and original contribution through its exploration of migrations, squatting and radical autonomy.

Survival sex, commonly understood to be the exchange of sex for material support, is a practice that is associated with young homeless women. However, such a narrow definition of survival sex fails to recognise the multiple, complex, and coexisting motivations of young homeless women for engaging in intimate relationships in post-industrial capitalist society. In Youth Homelessness and Survival Sex, Watson's insightful analysis of personal narratives reveals how young homeless women are exposed to situations in which survival can be impeded or assisted by playing out specific gender roles. Indeed, in identifying and contesting the dominant social discourses that young homeless women draw upon to frame their experiences of intimate affairs, Watson challenges the reader to understand how gendered subjectivities are produced and performed through heteronormative relationships. This enlightening book is vital in showing that homelessness is not a gender-neutral phenomenon and that there are gender-specific processes and practices involved in the navigation of poverty, violence, and social exclusion. Youth Homelessness and Survival Sex will appeal to undergraduate and postgraduate students, as well as postdoctoral researchers, interested in fields such as Homelessness, Youth Studies, Social Work, and Gender Studies.