Personal Financial Management provides an excellent and holistic structure for planning and managing your personal finances.

Everything you need to know in order to make informed decisions about any and every aspect of your finances is contained in the nine key personal financial planning areas: career, income tax, estate, investment, protection, credit, healthcare, retirement and emigration planning.

Ultimately, we all hope for financial independence after retirement, and how you plan and manage your finances in any one of these key areas can have far-reaching positive or negative implications for your future.

In a world where allergies and food intolerances are becoming more and more common, The South African Guide to Gluten-Free Baking will make your time in the kitchen a little sweeter. This cookbook will teach you how to seamlessly pivot from ‘normal’ baking to gluten-free baking, so you can enjoy your favourite baked goods and sweet treats without the guilt – or any unpleasant side effects. As a go-to guide for baking all things gluten-free, the book includes a section on how to stock your pantry for gluten-free baking (including a breakdown of the best gluten-free flours to use, and which combinations work best for different recipes), what ingredients are safe to use for a gluten-free diet, as well as the equipment and tools you’ll need to become an expert gluten-free baker.

Gluten-free baking can seem daunting, but The South African Guide to Gluten-Free Baking will inspire readers to learn how to make their favourite baked goods gluten-free – without being able to tell the difference! – so they can walk into the kitchen with confidence. Expect recipes for everything from decadent triple-layer celebration cakes, cute cupcakes and one-bowl brownies, delicious doughnuts, decadent cheesecakes, comforting pies and easy pizzas, South African favourites like malva pudding, as well as a chapter on easy air-fryer bakes.

Effective school management requires that a school's human, physical and financial resources be managed in an integrated manner towards the ultimate goal of effective teaching and successful learning - an enormous task in today's ever-changing environment. The effective management of a school: towards quality outcomes is about finding coherence between these leadership dimensions in a decentralised school-based management setting. The effective management of a school: towards quality outcomes takes a strategic view of the key aspects of school management while guiding school managers to discover their own unique identities through advancement, development and enrichment. A team of highly experienced authors from a range of South African higher institutions have contributed their expertise and guidance. Management, administration and leadership; Organisational climate and culture of schools; Sexual harassment and relationships within the school; Understanding the nature of change and resistance to it; Dealing constructively with conflict; Managing stress; Approaches to decentralisation. The effective management of a school: towards quality outcomes is aimed at new as well as experienced school leaders.

Sellers’ Midwifery 3e has been updated and aligned with international and national public health strategies to improve maternal and antenatal care as a sustainable development goal.

This updated edition includes recent sources and references after each section. Comprehensive student and lecturer support material is available to assist prescribing lecturers with lesson preparation and to provide the student with opportunities for self-study.

Bestselling author and renowned clinical psychologist Dr Shefali teaches women how to transcend their fears, break free from societal expectations and rediscover the person they were always meant to be.

A Radical Awakening lays out a path for women to heal their psychic wounds and prepares them to discover their own powers to help heal others and the planet. Dr Shefali helps women uncover the purpose that already exists within them and harness the power of authenticity in every area of their lives.

This is an eloquent and inspiring, practical and accessible book, backed with real-life examples and personal stories, that unlocks the extraordinary power necessary to awaken the conscious self. Dr Shefali will empower and inspire all women to uncover the person they always wanted to be: fully present, conscious, and happy, by deconstructing the archetypes that still exist in society today, inspiring women to live authentically - and, importantly, elevate other women along the way.

Join actress, activist, and New York Times bestselling author Pamela Anderson on a deeply personal culinary journey that harmonizes style, compassion, and the pleasures of plant-based cooking.

In a career spanning fame and activism, Pamela Anderson has ventured from a humble upbringing to the forefront of Hollywood—and has always been a passionate cook and gardener. Now, she invites you into her kitchen to share 80 delicious recipes that nourish the soul.

This cookbook began as a box of recipe cards: a housewarming gift for her sons inspired by homegrown traditions and world travel. It grew to become her gift to you, showing how romantic, comforting, and indulgent it can be to cook only with vegetables.

At Pamela’s down-to-earth fairy kingdom on Vancouver Island, you’ll join her on the dock for chicory dandelion coffee and whipped cranberry porridge, for picnics in the forest with a green goddess mason jar salad and tomato galette, and at the dinner table for her anti-inflammatory lentil soup, minty pea-potato pierogis, and more.

She also shares her love affair with bread, from maple-glazed cinnamon rolls to rustic sourdough loaves and fougasse dipped in herby pistou, alongside insights into life, love, entertaining guests, and preserving nature’s bounty.

Will Spann was coming to accept that his marriage to Lisa was over in all but formality. During a highway gas stop, however, she entered the convenience store... and never emerged.

Now Will must embark on a frantic undertaking to rescue her while eluding the police who suspect him of foul play.

In this captivating novel from #1 New York Times bestselling author Danielle Steel, a wildly successful, unmarried wedding planner leads her clients to happily ever after.

Faith Ferguson is New York’s most in-demand wedding planner, an arbiter of taste for elegant affairs, lavish ceremonies, and exclusive fêtes. She appreciates a simple celebration as much as a dazzling event, for she knows that a dream wedding is not necessarily the most expensive one. As much as Faith enjoys her work, her two failed engagements leave her with no desire to get married herself. She finds fulfillment in her close relationship with her twin sister, Hope, her role as a mentor for her assistant, Violet, and her career.

This year, new clients have flocked to her, and she signs up an extravagant reception, a mid-sized gathering, and an intimate soirée, in addition to her mother’s next marriage and Violet’s modest ceremony. Faith finds herself forming bonds with her new clients and their loved ones—most notably the handsome brother of one of her grooms.

But weddings are not always all champagne and roses, and in no time, Faith is grappling with private quarrels, unplanned pregnancies, family scandals, dark secrets, and the possibility of cancelled ceremonies. Through her own journey, Faith will prove once and for all that there is not just one path to happily ever after.

In The Wedding Planner, Danielle Steel presents an enchanting story about the winding road to love and the many ways to find joy while staying true to oneself.

Daar is mense wie se lewens van die begin af anders verloop. Sulke mense se liefde lê nie op die gewone plekke en paaie nie, maar juis daar waar min ooit die moed sal hê om hul toekoms te gaan haal.

Twalie is die enigste meisiekind onder die eksentrieke Albrechts wat in ’n dorre landskap om oorlewing veg. Hulle is ’n geharde, eenkant gesin vol geheime. Twalie se pa verwerp haar en haar ma maak haar gedurig stil.

Dan red die Namavrou Letgoed haar uit ’n sandstorm en leer haar die geheime van Die Poort, wat tydens die heuningmaan ’n magiese plek word. Hier maak tyd soms ’n deur agtertoe oop …

Twa die Tydloper is ’n aangrypende roman oor een mens se groei wat lesers sal meevoer en met nuwe oë na die wêreld om hulle sal laat kyk.

This book builds on decades of practice-experience in education for community development. With a clear focus on professionalisation, Community development in the 21st century: Empowerment for breaking the cycle of poverty is a definitive guide for community development practitioners, professionals and students alike. In addition to context and process, the book details the skills required by a community development practitioner and explains the local government context of community development practice. Practical case studies, specifically relevant to the South African environment, illustrate important issues in community development. The book also provides an overview of the professionalisation process of community development in South Africa.

A fascinating, unflinching and forensic work of non-fiction by Cato Pedder, the great-grand daughter of Jan Smuts, the South African prime minister responsible for heralding the age of apartheid.

Moederland is a courageous and modern appraisal of what it means to be descended from the people who created the ultra-racist apartheid system in South Africa. Illuminating its turbulent history through the lives of her female ancestors, it is a history of South Africa like no other, told from the perspective of women long silenced in the historical narrative.

It asks, what were they doing while white supremacy was constructed?

In Moederland, Cato Pedder travels the centuries from the 1600s, when Cape Town was a remote outpost of the Dutch East India Company, to the kraal of a Zulu king in the 1800s before doubling back to Europe and then culminating with the English Quaker aunt who defies apartheid to marry across the colour line. As anti-racist campaigners call out the statue of Jan Smuts in Parliament Square, Cato painstakingly excavates the longforgotten life stories of the women of her prehistory, unpacking the legacy of her Afrikaans heritage and bringing their collective shame into the light.

Moederland brilliantly sits at the borderline between personal history and memoir and shares themes with The Hare with Amber Eyes by Edmund de Waal, The Wife's Tale by Aida Edemariam and Maybe Esther by Katja Petrowskaja, both of which use unknown
forebears to throw new light on the troubled past. It will also appeal to readers of Damon Galgut's Booker Prize winning novel, The Promise.

Meditation album by the Canadian singer-songwriter. This permission-to-feel and safety-to-inquire of a record includes 11 relaxing meditation tracks which Morissette wrote together with Dave Harrington.

Morissette notes about writing the album: 'To all of you, reading this. Empaths, highly sensitives.Whether in person, or online, or at shows, or telepathically. Your love and presence and big brains, big souls and big hearts have repeatedly reminded me of why I am here. My connection with you each is a quality of warmth I thank all stars for. May this record be a tool and touchstone for you. May it comfort, uplift, shake the apple cart or offer whatever you may need through your days.'

The city of gold is in a death spiral.

Award-winning journalist, inner-city activist, and municipal civil servant Nickolaus Bauer takes a deep dive into how Africa’s economic hub has reached the brink of collapse and what it will take to rescue Joburg.

For local and international readers interested in tracking the collapse and possible resurrection of one of Africa’s greatest cities.

Set in the proverbial boomtown of West Texas, Landman is a modern-day tale of fortune seeking in the world of oil rigs.

The series is an upstairs/downstairs story of roughnecks and wildcat billionaires fueling a boom so big, it’s reshaping our climate, our economy and our geopolitics.

A fascinating behind-the-scenes look at one of the world's biggest tech companies.

In 2019, a Chinese entity called Tencent overtook Facebook to become the world's fifthlargest company. It was a watershed moment, a wake-up call for those in the West accustomed to regarding the global tech industry through the prism of Silicon Valley: Facebook, Google, Apple and Microsoft. Yet to many of the two billion-plus people who live just across the Pacific Ocean, it came as no surprise at all.

Tencent's ambition to be an essential part of digital daily life means it holds a dizzyingly diverse range of products - music, gaming, messaging, and film.

In this fascinating narrative - crammed with insider interviews, exclusive details about the company's culture - tech reported Lulu Chen tells the story of how Tencent is changing the world and asks what the consequences will be for us all.

Are you increasingly distracted, demotivated and unable to focus on simple tasks?

There's a good chance your smartphone is to blame. In the always-on age of notifications, emails and the news cycle, it's easy to waste the majority of our days mindlessly scrolling. But according to psychiatric specialist and mental health guru Dr Anders Hansen, being tethered to our devices 24/7 is taking its toll on our mental wellbeing. Sleeplessness, anxiety, depression and burnout are just some of the consequences of feeling digitally overloaded.

In The Attention Fix, Hansen shares an informative guide to what unrestricted social media use is actually doing to our brains, and the practical steps we can take to break the addiction cycle. Unpacking the latest scientific research on the brain, he explains knowledge to cure your smartphone addiction and foster deep, single-task focus. By taking control of your screen time, you'll feel happier, healthier and more productive.

Wells Whitaker was once golf’s hottest rising star, but lately, all he has to show for his “promising” career is a killer hangover, a collection of broken clubs, and one remaining supporter. No matter how bad he plays, the beautiful, sunny redhead is always on the sidelines. He curses, she cheers. He scowls, she smiles. But when Wells quits in a blaze of glory and his fangirl finally goes home, he knows he made the greatest mistake of his life.

Josephine Doyle believed in the gorgeous, grumpy golfer, even when he didn’t believe in himself. Yet after he throws in the towel, she begins to wonder if her faith was misplaced. Then a determined Wells shows up at her door with a wild proposal: be his new caddy, help him turn his game around, and split the prize money. And considering Josephine’s professional and personal life is in shambles, she could really use the cash…

As they travel together, spending days on the green and nights in neighboring hotel rooms, sparks fly. Before long, they’re inseparable, Wells starts winning again, and Josephine is surprised to find a sweet, thoughtful guy underneath his gruff, growly exterior. This hot man wants to brush her hair, feed her snacks, and take bubble baths together? Is this real life? But Wells is technically her boss and an athlete falling for his fangirl would be ridiculous… right?

Marketing Management takes a fresh look at topics such as the architecture of marketing, integrated marketing communication and the identification of target markets. Core topics such as product and services, wholesaling and retailing, distribution, global marketing and pricing strategies are, of course, also dealt with. It includes all-new chapters on customer interface management, branding decisions, digital marketing communications, customer value and retention, and measuring and managing the return on marketing investment.

Marketing Management has been widely prescribed for more than 20 years. This edition – containing the most recent and relevant research – is sure to remain the market leader, particularly within the South African context.

Key Features:

• Well-researched case studies
• Numerous examples to explain marketing theory, many of which are taken from South African companies
• Extended marketing mix is discussed where relevant and not as a separate topic
• Focus on customer satisfaction as well as on accessing and using information in decision making
• Support material for adopting institutions

Two different worlds and two very different lives collide in Paris in this captivating novel by Danielle Steel.

Joachim von Hartmann was born and raised in Buenos Aires by his loving German mother, inseparable from his identical twin. When Joachim moves to Paris with his mother in his late teens, his twin stays behind and enters a dark world. Meanwhile, Joachim begins training to be a butler, fascinated by the precision and intense demands, and goes on to work in some of the grandest homes in England. His brother never reappears.

Olivia White has given ten years of her life to her magazine, which failed, taking all her dreams with it. A bequest from her mother allows her a year in Paris to reinvent herself. She needs help setting up a home in a charming Parisian apartment. It is then that her path and Joachim’s cross.

Joachim takes a job working for Olivia as a lark and enjoys the whimsy of a different life for a few weeks, which turn to months as the unlikely employer and employee learn they enjoy working side by side. At the same time, Joachim discovers the family history he never knew: a criminal grandfather who died in prison, the wealthy father who abandoned him, and the dangerous criminal his twin has become. While Olivia struggles to put her life back together, Joachim’s comes apart.

Stripped of their old roles, they strive to discover the truth about each other and themselves, first as employer and employee, then as friends. Their paths no longer sure, they are a man and woman who reach a place where the past doesn’t matter and only what they are living now is true.

Two women and two sides to the story. Whose do you trust?

Laila and her husband arrive for a week's holiday in Greece in desperate need of a reset. As Laila sits by the pool she finds herself inexplicably drawn to the other family staying in their resort.

Em has no idea who Laila is, or that she has been watching her and her teenage sons and husband so intently. Five days later their worlds will be blown apart by a horrifying event.

Laila thinks she knows the truth of what happened. But in telling Em what she's seen, she stands to lose everything she holds dear.

And what if she's got it wrong?

Develop the skills you need to compete successfully in today's high-tech workforce with Carey's NEW PERSPECTIVES ON HTML5 AND CSS3: COMPREHENSIVE, 8E and MindTap digital resources. You learn fundamental design concepts as you build websites based on real-world case scenarios. Specially designed activities help you strengthen your logic, design, troubleshooting and creativity. The projects you complete can even become part of your professional portfolio. You progress from hands-on labs focused on code snippets and debugging to completing assessments and a capstone project. Short Coding Challenges check your understanding of key concepts, while Debugging Challenges teach you how to fix syntax errors in an existing web page. In addition, MindTap's educational integrated development environment (IDE) provides immediate feedback with tutorials, based on realistic case problems, that help you refine problem-solving skills as you develop websites in a professional environment.

On 10 June 1980, during a seemingly endless day of bloody fighting, 13 men of the South African Defence Force died and several more were wounded after 61 Mechanised Infantry Battalion Group attacked a vast complex of Swapo military bases in Angola.

During Operation Sceptic second lieutenant Paul Louw led his platoon in four Ratel infantry fighting vehicles to a battleground called Smokeshell. In the ensuing chaos of that day 12 national servicemen of his platoon of 44 were killed and he himself was wounded. In a separate incident during the fighting his company second-in-command was also slain. One of his troops, 18-year-old HP Ferreira, was shot through the pelvis by a 14,5 mm anti-aircraft round and also hit by AK-47 bullets.

Louw spent the night drenched in the blood and guts of his men, hunkered down with a handful of other survivors in a Ratel destroyed by an RPG 7 rocket, isolated from the rest of the South African attack force.

Blood Brothers records the dramatic events that took place in Angola that day, in the words of the survivors of the battle. It investigates the human cost of war after the last shots have been fired and follows the veterans as they return to the battleground four decades later in search of peace.

The breath-taking, generation-defining Broadway phenomenon becomes a soaring cinematic event as Tony, Grammy and Emmy Award winner Ben Platt reprises his role as an anxious, isolated high schooler aching for understanding and belonging amid the chaos and cruelty of the social-media age.