Cloudmoney take us to the frontlines of a war for our wallets that is also about our freedom: it is a captivating tour of the world of money that also asks the most important questions about our future.

The reach of corporations into our lives via cards and apps has never been greater; many of us rarely use cash these days. But what we're told is natural and inevitable is actually the work of powerful interests. And the great battle of our time is for ownership of the digital footprints that make up our lives.

Cloudmoney tells a revelatory story about how the fusion of big finance and tech requires physical cash to be replaced by digital money underpinned by the banking sector, or 'cloudmoney'. Diving beneath the surface of the global financial system, Brett Scott uncovers a long-established lobbying infrastructure waging a covert war on cash. He reveals the technical, political and cultural differences between our different forms of money, and shows how the cash system has been under attack for decades, as banking and tech companies promote a cashless society under the banner of progress.

Cloudmoney takes us to the frontlines of a war for our wallets that is also about our freedom. From marketing strategies against cash, to the weaponization of Covid-19 to advance fintech platforms, and the cryptocurrency rebels and fringe groups pushing back, it asks the most pressing questions:

Who benefits from a cashless society and who gets left behind? Is the end of cash the end of true privacy? And is our cloudmoney future closer than we think?

This workbook has been written for students to provide the maximum examples of questions on most tax topics.

You can get in. But you can't get out. Welcome to the library...

Twins Ana and Nan are lost after the death of their mother. Everyone knows who drove Elena, the renowned novelist, to suicide - her long-term literary critic, Eben. But the twins need proof if they're going to get revenge.

Desperate to clear his name, Eben requests access to Elena's diaries at the National Library where the twins work, and they see an opportunity. With careful planning, the twins lock down the labyrinthine building, trapping their colleagues, the public and most importantly Eben inside. But as a rogue security guard starts freeing hostages, the plan unravels. And what began as a single-minded act of revenge blooms into a complex unravelling of loyalties, motives and what it is that makes us who we are.

Hauntingly written, with a fresh, captivating voice, The Library Suicides is an intensely memorable and provocative literary read for fans of high concept thrillers that break the mould, and books about books and the concept of the written word.

Lincoln Mali spent his youth as a student activist fighting the apartheid system. After spending many nights in jail and detention, he reached a turning point and decided to use his knowledge and skills more proactively. He enrolled at Rhodes University to study law. After realising that law wasn’t working for him and neither was his time in Mandela’s government, he decided to go the corporate route and joined Standard Bank. And here was where he thrived.

Most of Mali’s business and leadership lessons were learnt while working for Standard Bank around Africa. He had to overcome imposter syndrome, toxic work environments, transformation issues and learn how to motivate, inspire and lead. And with Mali’s guidance, you can do all that too.

So, are you ready to be inspired?

This stirring collection of essays and talks by activist and former judge Albie Sachs is the culmination of more than 25 years of thought about constitution-making and non-racialism. Following the Constitutional Court's landmark Nkandla ruling in March 2016, it serves as a powerful reminder of the tenets of the Constitution, the rule of law and the continuous struggle to uphold democratic rights and freedoms. We, The People offers an intimate insider's view of South Africa's Constitution by a writer who has been deeply entrenched in its historical journey from the depths of apartheid right up to the politically contested present.

As a second-year law student at the University of Cape Town, Sachs took part in the Defiance Campaign and went on to attend the Congress of the People in Kliptown, where the Freedom Charter was adopted in 1955. Three decades later, shortly after the bomb attack in Maputo that cost him his arm and the sight in one eye, he was called on by the Constitutional Committee of the African National Congress to co-draft (with Kader Asmal) the first outline of a Bill of Rights for a new democratic South Africa. In 1994, he was appointed by Nelson Mandela to the Constitutional Court, where he served as a judge until 2009. We, The People contains some of Sachs' most memorable public talks and writings, in which he takes us back to the broad-based popular foundations of the Constitution in the Freedom Charter. He picks up on Oliver Tambo's original vision of a non-racial future for South Africa, rather than one based on institutionalised power-sharing between the races. He explores the tension between perfectability and corruptibility, hope and mistrust, which lies at the centre of all constitutions.

Sachs discusses the enforcement of social and economic rights, and contemplates the building of the Constitutional Court in the heart of the Old Fort Prison as a mechanism for reconciling the past and the future. Subjective experience and objective analysis interact powerfully in a personalised narrative that reasserts the value of constitutionality not just for South Africans, but for people striving to advance human dignity, equality and freedom across the world today.

She's his opposite in every way...and the greatest temptation he's ever known.

Reserved, controlled, and proper to a fault, Kai Young has neither the time nor inclination for chaos—and Isabella, with her purple hair and inappropriate jokes, is chaos personified. With a crucial CEO vote looming and a media empire at stake, the billionaire heir can’t afford the distraction she brings.

Isabella is everything he shouldn’t want, but with every look and every touch, he’s tempted to break all his rules…and claim her as his own.

Bold, impulsive, and full of life, Isabella Valencia has never met a party she doesn’t like or a man she couldn’t charm...except for Kai Young. It shouldn’t matter. He’s not her type—the man translates classics into Latin for fun, and his membership at the exclusive club where she bartends means he’s strictly off limits. But she can’t deny that, beneath his cool exterior, is a man who could make her melt with just a touch.

No matter how hard they try, they can’t resist giving into their forbidden desires.

Even if it costs them everything.

King of Pride is a steamy opposite attract, forbidden billionaire romance. It's book two in the Kings of Sin series but can be read as a standalone.

Die pretboek beloof ure se vermaak!

Hier is grappe wat jou sal laat skater en raaisels wat jou sal laat kopkrap. Hier is ook vreeslike vreemde feite, prettige speletjies en snaakse limerieke. Jy sal giggel wanneer jy hoor waarom spoke nie leuens kan vertel nie. Jou oë sal rek as jy uitvind wat gebeur as mens te veel wortels eet!

En jy gaan op die grond rondol as jou maats moet verduidelik waarom hulle kies om ’n mak krokodil se tande te borsel óf eerder in ’n swembad vol spoeg sal swem!.

If You Keep Digging is a moving collection of short stories, which will resonate with a South African audience. The selection of stories highlights marginalised identities and looks at the daily lives of people who may otherwise be forgotten or dismissed.

Monkeys is a skillful commentary on domestic violence, toxic masculinity, patriarchy (and how it is racialised), power dynamics between white and black men and how children come to “know” that they are white or black. Skinned, whose protagonist is a woman with albinism, is a powerful story about learning to accept that you deserve love when the world constantly tells you otherwise. In Fourteen the author deftly demonstrates the ability to play with concepts of time and reality. It is a compelling story about potential and how one can feel unfulfilled despite having hopes and ambitions.

The collection is also deeply concerned with covering the early post democracy years in South Africa. Each of the characters deals with questions around the “new” country. The book implores one to think about diverse topics and perspectives, difficult family relationships, abandonment, social and class issues, power dynamics at school and at work, mental illness, witchcraft, sexuality, domestic abuse and the ancestral realm, among other things.

Die gedigte handel onder meer oor 'n byna uitgestorwe plattelandse lewe met tradisionele gebruike en ambagte. Tog word dit haarskerp en klokhelder verwoord sodat ook die moderne stadsmens aanklank daarby kan vind. Maar hy skryf ewe meevoerend oor die stad (Kaapstad).

Daar is ook aktuele gedigte oor Suid-Afrikaanse toestande, tydlose verse oor die dood en prikkelende maar ook skreiende uitbeeldings van die liefde. Die verse het 'n eie, unieke klank en styl. Die minimalistiese woordgebruik is besonder suggestieryk en skep dikwels meerduidighede - betekeniseggo's wat naklinkend in die leser se kop bly draai.

Die beelde en klanke klou inderdaad aan jou soos knapsekêrels.

Timo wonder wie die geheimsinnige inwoner op die boonste verdieping van hulle woonstelblok is. Wanneer hy gaan ondersoek instel, verander sy vervelige skoolvakansie skielik in ’n groot avontuur!

Hy maak kennis met Felina Kat, maar sy is geen gewone kat nie . . . Sy is ’n GEHEIME AGENT.

Speurder Skote Petoors het ’n probleem. ’n Kosbare blou diamantring is gesteel en daar is nog geen leidraad nie. Die Geheime Agent moet kom help.

Sal Felina, Skote en Timo saam die skurke kan vastrek?

Max Lurie’s navel-gazing podcast about his life has become an unexpected success. But its embellishments and inventions are starting to leak into his everyday life.

As Max tries to navigate the grey areas between fact and fiction, things begin to spin out of control. He juggles real and imagined girlfriends, an illegally procured firearm, an unpredictable friendship with a homeless schizophrenic, his acerbic immigrant producer, his dying father, his famous childhood sweetheart, an unlikely romantic entanglement and his critical and growing audience. Can he keep all of these balls in the air and finally bring them safely to rest?

This story takes a deep and satiric dive into the worlds we imagine for ourselves and the lives we actually live, particularly in a time when our real and digital personas intersect and merge in chaotic ways. Free Association casts a steely and comic eye on the great and small concerns of being human: the chances we take and miss, the pain of not fitting in, the fragility of the psyche, the unpredictability of love, the dull certainty of death, the importance of listening to others and the careening craziness of it all.

Discover 100 delicious, heartwarming vegetarian and vegan recipes from Prue Leith – the founder of Leiths School of Food and Wine, chef and Bake Off judge – and her niece Peta Leith, a former pastry sous chef at The Ivy and lifelong vegetarian.

This gorgeous cookbook features simple, meat-free family dishes that bring delight to the extended Leith family table, time and time again. Recipes include Slow-Roasted Tomato and Goat's Cheese Galette, Black Bean Chilli with Lime Salsa, Blackberry and Lemon Pavlova and Stone Fruit Streusel Cake. Forty-two of these recipes can be made vegan.

We all need easy comfort foods – whether on busy weeknights or drawn-out Sunday lunches. This book contains nourishing, refreshing, joyful main meals, many of which are vegan, and all of which bring their combined wealth of cookery knowledge to your kitchen.

Many sports people are interested in trying yoga techniques in the hope of improved flexibility, strength, breathing and concentration, but many can be prevented from optimal results due to a lack of understanding on the part of yoga teachers of the specific physical requirements of their sport. This is a manual for professionals who work with athletes of all disciplines and shows them how to adapt yoga practice for swimmers, cyclists, runners, tennis players and more.

This bridge between evidence-based modern sports medicine and the ancient practices of yoga, provides solid training guidance as well as offers psychological wisdom to help control and refine the actions of the mind.

Essential reading for yoga therapists and teachers, athletic coaches and bodywork professionals who work with athletes.

"Over the past two decades, Nene has gained a reputation both locally and internationally as a thought-leader in diversity and inclusion, values-driven leadership and transformation. She has authored numerous publications, including contributing to the book Leadership Perspectives from the Front Line. She is a member of the Diversity Collegium, a think tank of globally-recognised diversity experts. She is an associate lecturer at GIBS on Global Diversity and Unconscious Bias, as well as an associate lecturer on Transformation Strategy for the Stellenbosch Business School. She is a sought-after speaker for conferences around the world."

"The ideas and experiences shared by author Nene Molefi speak directly to the troubling prejudices and inequities that persist in our world. Diversity and inclusion are more pressing than ever. Injustices and deep social divisions persist, personally and systemically. Racism, sexism, homophobia, and other forms of fear and hatred are not isolated. They remain embedded and they demand courageous, deliberate work. In this book, Nene uses her own story to cast a bright light on the transformation journey. Nene’s book quite vulnerably takes the reader on Nene’s personal journey. In addition to the deeply personal content, each chapter ends with practical guidelines on how to lead inclusively. Nene’s book offers hope and substance in our vision of a diverse and inclusive and just society." —Justice Edwin Cameron

About 50km outside of Cape Town lies the beautiful town of Stellenbosch, nestled against vineyards and blue mountains that stretch to the sky. Here reside some of South Africa’s wealthiest individuals: all male, all Afrikaans – and all stinking rich. Johann Rupert, Jannie Mouton, Markus Jooste and Christo Weise, to name a few.

Julius Malema refers to them scathingly as ‘The Stellenbosch Mafia’, the very worst example of white monopoly capital. But who really are these mega-wealthy individuals, and what influence do they exert not only on Stellenbosch but more broadly on South African society?

Author Pieter du Toit begins by exploring the roots of Stellenbosch, one of the wealthiest towns in South Africa and arguably the cradle of Afrikanerdom. This is the birthplace of apartheid leaders, intellectuals, newspaper empires and more.

He then closely examines this ‘club’ of billionaires. Who are they and, crucially, how are they connected? What network of boardroom membership, alliances and family connections exist? Who are the ‘old guard’ and who are the ‘inkommers’, and what about the youngsters desperate to make their mark? He looks at the collapse of Steinhoff: what went wrong, and whether there are other companies at risk of a similar fate. He examines the control these men have over cultural life, including pulling the strings in South Africa rugby.

Journalist and screen/life balance expert Catherine Price argues persuasively that our always-on, tech-addicted lifestyles have led us to obsess over intangible concepts such as happiness while obscuring the fact that real happiness lies in the everyday experience of fun. We often think of fun as indulgent, even immature and selfish. We claim to not have time for it, even as we find hours a day for what Price calls Fake Fun—bingeing on television, doomscrolling the news, or posting photos to social media, all in hopes of filling some of the emptiness we feel inside..

In this follow-up to her hit book, How to Break Up with Your Phone, Price makes the case that True Fun—which she defines as the magical confluence of playfulness, connection, and flow—will give us the fulfillment we so desperately seek. If you use True Fun as your compass, you will be happier and healthier. You will be more productive, less resentful, and less stressed. You will have more energy. You will find community and a sense of purpose. You will stop languishing and start flourishing. And best of all? You’ll enjoy the process.

Weaving together scientific research with personal experience, Price reveals the surprising mental, physical, and cognitive benefits of fun, and offers a practical, personalized plan for how we can achieve better screen/life balance and attract more True Fun into our daily lives—without feeling overwhelmed.

Groundbreaking, eye-opening, and packed with useful advice, The Power of Fun won’t just change the way you think about fun. It will bring you back to life.

A 3-D masterpiece celebrating Harry Potter’s Hogwarts School of Witchcraft and Wizardry from New York Times best-selling pop-up engineer Matthew Reinhart.

Harry Potter: A Pop-Up Guide To Hogwarts is an exhilarating, interactive guide to the iconic school of witchcraft and wizardry. This book features spectacular pop-up re-creations of key locations inside and outside Hogwarts castle, and it opens flat to form a pop-up map of the castle and its grounds—including the Quidditch pitch, the Forbidden Forest, and beyond. In addition to large pops on each spread, numerous mini-pops will bring to life beloved elements from the Harry Potter films, such as the Marauder's Map and the Flying Ford Anglia.

Each pop will include insightful text about Hogwarts as seen in the films, making for a must-have collectible for fans of the wizarding world.

The author will empower you to contain your children's anxiety and feelings of insecurity and to re-establish a measure of equilibrium as effectively as possible.

Using loads of case studies from her extensive files, Anne highlights the following:

• How, when and where to inform your children in an age-appropriate and honest way;
• Emotional support for you, the parent;
• Guidance on effective parenting skills to help your children;
• The how-to of active listening, anger management and clear, firm and consistent boundary setting - all with practical examples;
• The legal process - with reference to the New Childrens Act - which emphasizes the principle of the best interests of the child being of paramount importance;
• Assistance with compiling co-parenting agreements - taking in to account the ages and stages of the child, as well as possible limiting factors such as the need for supervised contact;
• Tips regarding ongoing relationships with extended family and the introduction of new partners;
• Advice to step-parents and parents who were never married before their separation
• And much, much more...

This title deals with emotionally difficult issues in a clear, anecdotal manner, and has an over-riding theme of positivity. There is a strong message of hope and reconciliation with the emphasis on the power of choice and the importance of mind-set change in order to move on.

From the critically acclaimed author of The Library of Legends comes a vividly rendered novel set in WWI France about two young women—one Chinese, one French—whose lives intersect with unexpected, potentially dangerous consequences.

France, 1918. In the final days of the First World War, a young Chinese woman, Pauline Deng, runs away from her uncle’s home in Paris to evade a marriage being arranged for her in Shanghai. To prevent the union, she needs the help of her cousin Theo, who is working as a translator for the Chinese Labour Corps in the French countryside. In the town of Noyelles-sur-Mer, Camille Roussel is planning her escape from an abusive marriage, and to end a love affair that can no longer continue. When Camille offers Pauline a room for her stay, the two women become friends. But it’s not long before Pauline uncovers a perilous secret that Camille has been hiding from her. As their dangerous situation escalates, the two women are forced to make a terrible decision that will bind them together for the rest of their lives.

Set against the little-known history of the 140,000 Chinese workers brought to Europe as non-combatant labor during WWI, The Porcelain Moon is a tale of forbidden love, identity and belonging, and what we are willing to risk for freedom.

I have met many people who have gone through life with dreams of achieving success, but they never did. Some of them gave up hope because of a bad life experience or perhaps a lack of resilience made them abandon their unfulfilled dreams. I have spoken to thousands of people from disadvantaged backgrounds, people who have been through the worst life experiences, and they want to know “How does one overcome adversity and achieve success?”

My aims with this book are to provide answers to this question and to provide helpful tools and tips that can be utilised to achieve success in the face of adversity. In the first 9 chapters I tell my life story and give you a glimpse of the difficult journey I have travelled to achieve success. From chapter 10, I delve deeper into the ways in which I conducted my life in order to achieve success and I often use scriptures from the Bible to bring across certain concepts.

My prayer is if you are experiencing adversity that my life story will encourage you to persevere against all odds. With my journey, I demonstrate that for you to reach your destiny, you must cherish both the good and bad experiences. What you are experiencing now may be because of poor choices or circumstances beyond your control, but these experiences will mould you into the person that God has predestined you to become, and they will guide you to your destiny.

South African Constitutional Law in Context 2e offers a comprehensive, clear, and concise introduction to the study of South African constitutional law. Situated within a framework of historical, political, social and economic context, the text invites readers to discover the meaning, operation and effects of the South African Constitution, and to understand its critical importance and potential. The text balances an accurate description of the most authoritative interpretation of the constitutional text with a critical and enquiring approach, providing depth and diversity of perspective, and engaging readers in an interactive, topical and stimulating manner.

The second edition is developed to ensure greater accessibility, clarity and depth of understanding. The work engages with the many developments, debates and issues that have emerged within the recent period, including discourse and debates relating to the merits of constitutional supremacy, transformative constitutionali sm, and constitutional protection of private property.

A thrilling array of African writers, including Fred Khumalo, Sibongile Fisher, Lucas Ledwaba, Vonani Bila, Lynn Joffe and Christopher Mlalazi, tell surprising and unnerving tales in this collection of commissioned stories from the master of narrative writing, Niq Mhlongo.

These stories give answers to the question: what does being haunted and hauntings mean in our southern African world, in the past, the present and the future?

A sugar-free cookbook for those still dreaming of a world filled with chocolate. Sarah Wilson shares how to make delicious treats for any occasion, from special breakfasts to show-stopping sugar-free cakes and bakes. With tasty chocolate delights including Mocha and Hazelnut Layer Cake, Dark Choc and Sea Salt Popcorn and Choc-Chip Hot Cross Buns, there's something for everyone - including a handy key to paleo, gluten-free, dairy-free, vegan, kid-friendly and freezer-friendly recipes. I Quit Sugar The Ultimate Chocolate Cookbook has one hundred sugar-free recipes, step-by-step instructions and an entire sugar-free Easter chapter. Full of handy hints and tips, Sarah shares how living sugar-free can be enriching, healthy and sweet!

Armed with only one word - Tenet - and fighting for the survival of the entire world, our Protagonist journeys through a twilight world of international espionage on a mission that will unfold in something beyond real time.

As he soon discovers, it's not time travel.

But time inversion.

A monograph on leading South African architecture studio SAOTA.

South African architecture studio SAOTA is led by Stefan Antoni, Philip Olmesdahl, Greg Truen, Phillippe Fouche, Logen Gordon and Mark Bullivant, and has designed luxury residential and commercial projects on six continents. With reference to South African Modernism, and a grounding in the International style, its projects take advantage of wildly beautiful settings, and are rooted in place by the relationship between the building and its site. The studio cites spirit of enquiry and close examination of function and form as hallmarks of its work, as well as the use of the most current technology, including virtual reality, in its design processes.

This monograph features twenty-three recent residential projects from around the world, with a particular focus on Africa, illustrated with colour photography and including a foreword by Reni Folawiyo, and project texts written by the studio.