Investing overseas can be a very intimidating, even scary, subject. Even though many of us would love to invest overseas, we have limited information on how and where to place our money. This book will demystify global investing by providing novice investors with practical guidelines on how to invest overseas while helping them to avoid the pitfalls.

Global Investing Made Easy covers all the main aspects that a non-financial person should know before embarking on a global investment journey and will be helpful to investors across the globe.

People of all ages and levels of wealth will benefit from the practical and easy-to-understand information required to invest in the international markets, proving that financial freedom is possible for anybody.

Increase your chances of getting a refund from SARS!

If you derive your income from salaried employment and wish to utilise the tax laws in South Africa to minimise your tax liability and maximise your refund from the South African Revenue Services (SARS) upon filing your annual tax return, this book is for you. How To Get A SARS Refund will help you understand why you are taxed the amount that you are, and will assist you in reducing your tax liability. It will also help you to navigate your way through the annual income return (ITR12) for individuals as you complete your return via eFiling.

Topics covered include the basics of understanding individual tax, deductions from taxable income and medical tax credits. The guide also deals with the following types of taxes a salaried taxpayer may become liable for:

• Dividends tax;
• Tax on interest earned;
• Capital gains tax; and
• Provisional tax.

With plenty of informative, practical examples, How To Get A SARS Refund sets out in a simple, effective way how to get the most bang for your buck from the taxman.

This book was written with the specific purpose of combining in one concise volume the provisions of the Income Tax Act 58 of 1962 as it applies to individuals. The work is aimed at undergraduate students. It is updated annually and contains the latest legislation.

This book has been compiled to assist students at tertiary institutions in South Africa with their studies in auditing.

This is a collection of graded questions on auditing. Separate solutions are available.

The graded questions in this book are based on all tax legislation covered in courses on tax at an under- and postgraduate level in South Africa. It is updated annually with the latest legislation, and solutions are available.

This book combines in one volume the provisions of the Income Tax Act 58 of 1962, as it applies to individuals and businesses for a particular year of assessment.

It is written for undergraduate students using simple language and the relevant sections of the Act are provided and explained in simple terms, and can also be used by general accountants and tax advisors. The title is updated annually with the latest legislative amendments to the end of November each year.

This handbook is based on the educational requirements of the South African Institute of Chartered Accountants for entry into Initial Test of Competence Examination of SAICA.

The objective of this book is to simplify the understanding and application of tax legislation in a South African context for both students and general tax practitioners. This work is updated annually with the latest legislation.

How to Get a SARS Refund is for people who derive their income from salaried employment and wish to utilise the tax laws in South Africa to maximise their refund from the South African Revenue Service (SARS) upon filing their annual tax return. The new edition contains updated examples with the latest tax rates to illustrate the amount of tax that the reader will pay on their salary from 1 March 2021.

The book also provides updates on changes to tax legislation relevant to salaried individuals so that the reader can stay up to date with what has changed and understand how this affects their ability to reduce their tax liability and increase their chances of getting a refund from SARS, as well as helping readers to navigate their way through the annual income return (ITR12) for individuals as they complete the return via eFiling.

Topics include the basics of understanding individual tax, deductions from taxable income, medical tax credits and individual tax. It also deals with the types of taxes a salaried taxpayer may become liable for, including dividends tax, tax on interest earned, capital gains tax and provisional tax.

How to Get a SARS Refund is a simple, easy-to-understand guide on how to get the most bang for your buck from the taxman.

The primary objective in this work has been to assist students of income tax, including those studying at post-graduate level, not just to understand each judicial decision in isolation, but to gain insight into underlying (often unarticulated) general principles

This book is extracted from the main work, Silke: SA Income Tax, mainly for second-year students, who do not cover all the topics addressed in the main work.
The availability of this title eliminates the need to buy the same work for two consecutive years, which is more focused and economical. It is updated annually with the latest legislation.

The world is changing. It's time for a new financial playbook.

In this must-have guide to optimizing your life for wealth, success and happiness, you'll learn:

• how to find and follow your talent
• what small steps you can take now that pay big returns later
• how to develop better financial habits

Bursting with practical, game-changing advice from one of the world's most popular business school professors, The Algebra of Wealth is the practical guidebook you need to win today's wealth game.

Today's workers have more opportunities and mobility than any previous generation. They also face unprecedented challenges, including inflation, labour and housing shortages, and climate volatility.

Even the notion of 'retirement' is undergoing a profound rethink, as our lifespans extend and our relationship with work evolves. In this environment, the tried-and-true financial advice our parents followed no longer applies.

In The Algebra of Wealth, Galloway lays bare the rules of financial success in today's economy. In characteristic unvarnished, no-BS style, he explains you what you need to know in order to improve your chances of achieving economic security no matter what.

Recession, inflation, interest rates, income tax, exchange rates, junk bonds ... We are bombarded with these terms every day, but what do they actually mean? And how do they affect you?

In this updated edition of Everyone's Guide to the South African Economy, all these issues - and more - are addressed. The book clearly explains and evaluates a wide range of economic occur rences - from the budget and the rand/dollar exchange rate to the balance of payments and the role of the South African Reserve Bank.

The book investigates the impact of the 2008/2009 global financial crisis and the COVID pandemic, assesses the state of the sub-Saharan African economy, and explores human development issues in South Africa and their implications for policy-making.

If you are baffled by the specialised jargon of economists and bankers and want to know more about the economic forces that subtly dictate your day-to-day existence, Everyone's Guide to the South African Economy will put you in the picture. This is essential reading for every South African consumer and taxpayer. Economics, after all, is too important to be left to economists.

This book is focused on a broader approach for all assurance providers (including both internal and external auditors) and addresses various advanced concepts that assurance providers need an understanding of.

What do you need to do to retire in comfort? What are the right choices to make before and after you retire? What are the mistakes that you need to avoid? How can you secure a sustainable income for the rest of your life?

This book, co-written by well-known semi-retired journalist Bruce Cameron and respected financial planner Wouter Fourie, answers all these questions and more. It provides straightforward, comprehensive and practical information on the vital issues that impact on retirement, such as taxa tion, investments, healthcare, estate planning and where to live when retired. And it also identifies warning signs to look out for in order to avoid financial troubles.

This fully updated edition is based on the 2023 Budget figures and takes account of changes in legislation, tax and retirement products.

This is the ultimate guide to help you achieve a secure and successful retirement.

This book has been compiled specifically to assist students at tertiary institutions in South Africa with their studies in auditing.

When it comes to money matters, are you a lioness who leads the tribe, a dolphin who ducks and dives, or an ostrich who buries its head in the sand? This first-of-its-kind book explores and unpacks the intricate world of money archetypes in Black families in South Africa.

Discover the secrets behind your unique money personality and unravel the intricate web of cultural, generational and personal influences that shape your financial behaviour. Eye-opening anecdotes, relatable case studies and expert insights empower you to understand, embrace and transcend your money archetype.

What's Your Money Personality? will change the way you view and manage your individual and family finances.

Hierdie boek is ‘n praktiese reis om die leser te neem van gegrief en verontrief oor uitdagings soos aftrede, afleggings ander soortgelyke uitdagings, tot ‘n beter verstaan van die leser self, wat sy uitdagings is, en wat daaromtrent gedoen kan word.

Inhoud en tegnieke is verpak in ‘n maklike verteerbare vorm om die leser weer op koers (Ware Noord) te plaas.

From 1978 through the turn of the century, China was transformed from a state-owned economy into a predominantly private economy. This fundamental change took place under the Chinese Communist Party (CCP), which is ideologically mandated and politically predisposed to suppress private ownership. In Dancing with the Devil, Yi-min Lin explains how and why such an ironic and puzzling reality came about. The central thesis is that private ownership became a necessary evil for the CCP because the public sector was increasingly unable to address two essential concerns for regime survival: employment and revenue. Focusing on political actors as a major group of change agents, the book examines how their self-interested behavior led to the decline of public ownership. Demographics and the state's fiscal system provide the analytical coordinates for revealing the changing incentives and constraints faced by political actors and for investigating their responses and strategies. These factors help explain CCP leaders' initial decision to allow limited private economic activities at the outset of reform. They also shed light on the subsequent growth of opportunism in the behavior of lower level officials, which undermined the vitality of public enterprises. Furthermore, they hold a key to understanding the timing of the massive privatization in the late 1990s, as well as its tempo and spread thereafter. Dancing with the Devil illustrates how the driving forces developed and played out in these intertwined episodes of the story. In so doing, it offers new insights into the mechanisms of China's economic transformation and enriches theories of institutional change.

The Death of the Income Tax explains how the current income tax is needlessly complex, contains perverse incentives against saving and investment, fails to use modern technology to ease compliance and collection burdens, and is subject to micromanaging and mismanaging by Congress. Daniel Goldberg proposes that the solution to the problems of the current income tax is completely replacing it with a progressive consumption tax collected electronically at the point of sale.

This volume presents the results of research which represent a significant contribution to the knowledge of equity in the finance and delivery of health care in ten countries. It compares the experience of nine European countries and the US using a consistent methodology to draw out comparable results from ten very different health care systems. Such an approach facilitates not only a greater understanding of the performance of the health care systems of other countries but also the identification of the lessons that can be learnt from international comparisons. In recent years it has been recognized that many health and health care problems are similar across many countries and their solution can be usefuly informed by the abandonment both of isolation and the belief that an individual country's problems are unique. The contents of this book demonstrate that given efficient research teams, research funding can produce both significant new knowledge of direct relevance to the reform of health care systems world-wide, and also collaborative, mutually informative work between Europeans and others living outside the EEC.

Why do billionaires pay less tax than you?

Billionaires often pay a lower income tax rate than nurses, teachers and almost everyone else - sometimes close to zero. This isn't tax evasion, it's the system.

In this explosive manifesto, Gabriel Zucman - the economist revolutionising the study of inequality - reveals how the ultra-rich dodge billions using havens, loopholes and political influence, while public services are breaking.

Until we understand the hidden rules that protect extreme wealth, inequality will keep rising and democracy will keep losing. This game-changing book finally shows us how making the ultra-rich pay their fair share is possible, and why now is the moment.

This is a study of the law governing the bank-customer relationship pertaining to the disposition of funds by cheques and credit transfers, covering both paper-based and electronic payments. The work addresses, with various degrees of detail, common law, civilian, and `mixed' jurisdictions, particularly, Australia, Canada, England, France, Germany, Israel, Italy, Japan, South Africa, Switzerland and the United States. In addition to the description of the law in these jurisdictions, the book contains an in-depth analysis of the common issues and the responses to them, in light of desired policies. Accordingly, an evaluation of the various rules and proposals for reform are integral parts of the study.

At a time of increasing demands on budgets, governments around the world are seeking to reduce health expenditure and introduce market-oriented reforms to the health sector. This is leading to profound shifts in the relationship between the state and the individual, as policy makers dismantle the welfare state and move towards a user-pays sytem.Health Policy in the Market State offers an overview of health policy in Australia, locating it within the broader context of power and interests analysis and shifts in government policy and public sector restructuring. It outlines the key issues in current health policy and assesses the strengths and weaknesses of specific policies and programs.Contributors include Ian Anderson and Maggie Brady, Mary Draper, Stephen Duckett, Liz Eckerman, Sophie Hill, Sharon Moore, Michael Muetzelfeldt, Janine Smith and Beth Wilson.Health Policy in the Market State is a valuable overview for students, as well as a comprehensive reference for health professionals and policy-makers.