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World Insurance - The Evolution of a Global Risk Network (Hardcover)
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World Insurance - The Evolution of a Global Risk Network (Hardcover)
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Since the end of the eighteenth century, the insurance industry has
cast a safety net around the world, first in the British Isles and
then further afield, irrespective of cultural, political and
ideological divides. Unlike previous publications on insurance
history, which tend to discuss the development of national markets
or individual companies, this book focuses on the creation of
networks across borders from the end of the eighteenth century to
the present day.
Distinguished international economic historians draw upon examples
from twenty countries across the continents to demonstrate how what
was called the 'British system' of risk management spread out in
waves, and describes the forces that made this possible--first
among them migration from Europe and international trade. The book
explores the economic, political, religious, and cultural obstacles
that blocked the path of this European invention--not only
religious law and traditional practices, but above all
protectionism, inflation, and political ideologies. It examines the
process of transformation through which modern insurance supplanted
traditional forms of protection against perils and risks and was
able to keep on offering new ways of dealing with the risks of
modern life. As well as discussing primary insurance, it also
considers the role played by reinsurance, without which the losses
arising out of today's natural and man-made disasters would be
immeasurably greater. Finally, taking modern-day disaster scenarios
as examples, the book shows just what the limits of insurability
are and what risks worldwide networks entail.
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