Personal Financial Management provides an excellent and holistic structure for planning and managing your personal finances.

Everything you need to know in order to make informed decisions about any and every aspect of your finances is contained in the nine key personal financial planning areas: career, income tax, estate, investment, protection, credit, healthcare, retirement and emigration planning.

Ultimately, we all hope for financial independence after retirement, and how you plan and manage your finances in any one of these key areas can have far-reaching positive or negative implications for your future.

A groundbreaking book redefining success to show readers how they can create truly abundant and fulfilling lives by following Sharma’s 8 Forms of Wealth model—from the #1 international bestselling author, speaker, and leadership expert.

Real wealth is so much more than cash in the bank, flashy cars in the driveway and luxury vacations on exotic islands. Too many financially prosperous people are surprisingly poor when it comes to the things that truly matter for a life of happiness, vitality, and serenity. Society has sold us a version of success that has left too many people feeling empty, frustrated, and filled with regret. Fortunately, there is a much better way to live.

In The Wealth Money Can’t Buy, you will discover a life-altering system that will help you lead your richest life before it’s too late. You will learn a framework based on the eight hidden habits used by authentically rich people and gain a methodology to master your destiny.

Open this book and allow a trusted mentor to offer you valuable insights, including:

• how to become a “perfect moment” creator
• why your choice of mate is 90% of your joy
• the power of “The 10,000 Dinners Question”
• hidden habits of authentically wealthy people
• the brilliance of “going ghost” for a year

Legendary personal growth expert Robin Sharma has mentored billionaires, superstar athletes, and heads of state, teaching them The 8 Forms of Wealth Model with transformational results. Now, you will learn it, too, and create the lifetime of your highest dreams.

Full of practical tools and transformational tactics, The Wealth Money Can’t Buy offers a life-changing philosophy and methodology for enjoying a genuinely rich life—filled with personal power, unusual authenticity, exceptionally fulfilling work, and a lifestyle that will make you feel that fortune has finally smiled on you.

Amos Decker, David Baldacci’s unique special agent with the gift of a remarkable memory, returns in The Fallen.

Small towns which have seen better times are not unusual. But the mysterious events in Baronville, Pennsylvania, are raising the highly-tuned antennae of agent Amos Decker and his FBI partner, Alex Jamison. What was supposed to be a relaxing vacation turns into a murder investigation when two bodies are found in a nearby deserted house.

With the body count rising, Decker and Jamison dig deep to uncover a sinister truth in Baronville, which could be the canary in the coalmine for the rest of the country. But even the duo’s skills and Amos Decker’s infallible memory may not be enough to save this town, or them, from becoming the next victims.

Exclusive Edition including the short story, 'Colour & Light', exclusive endpapers - a Standard Edition is also available

Aside from the fact that they are brothers, Peter and Ivan Koubek seem to have little in common.

Peter is a Dublin lawyer in his thirties – successful, competent and apparently unassailable. But in the wake of their father’s death, he’s medicating himself to sleep and struggling to manage his relationships with two very different women – his enduring first love Sylvia, and Naomi, a college student for whom life is one long joke.

Ivan is a twenty-two-year-old competitive chess player. He has always seen himself as socially awkward, a loner, the antithesis of his glib elder brother. Now, in the early weeks of his bereavement, Ivan meets Margaret, an older woman emerging from her own turbulent past, and their lives become rapidly and intensely intertwined.

For two grieving brothers and the people they love, this is a new interlude – a period of desire, despair and possibility – a chance to find out how much one life might hold inside itself without breaking.

Are you increasingly distracted, demotivated and unable to focus on simple tasks?

There's a good chance your smartphone is to blame. In the always-on age of notifications, emails and the news cycle, it's easy to waste the majority of our days mindlessly scrolling. But according to psychiatric specialist and mental health guru Dr Anders Hansen, being tethered to our devices 24/7 is taking its toll on our mental wellbeing. Sleeplessness, anxiety, depression and burnout are just some of the consequences of feeling digitally overloaded.

In The Attention Fix, Hansen shares an informative guide to what unrestricted social media use is actually doing to our brains, and the practical steps we can take to break the addiction cycle. Unpacking the latest scientific research on the brain, he explains knowledge to cure your smartphone addiction and foster deep, single-task focus. By taking control of your screen time, you'll feel happier, healthier and more productive.

For Christians, the Bible is a book inspired by God. Its eternal words are transmitted across the world by fallible human hands. Following Jesus’s departing instruction to go out into the world, the Bible has been a book in motion from its very beginnings, and every community it has encountered has read, heard, and seen the Bible through its own language and culture. 
 
In The Bible, Bruce Gordon tells the astounding story of the Bible’s journey around the globe and across more than two thousand years, showing how it has shaped and been shaped by changing beliefs and believers’ radically different needs. The Bible has been a tool for violence and oppression, and it has expressed hopes for liberation. God speaks with one voice, but the people who receive it are scattered and divided—found in desert monasteries and Chinese house churches, in Byzantine cathedrals and Guatemalan villages.
 
Breathtakingly global in scope, The Bible tells the story of this sacred book through the stories of its many and diverse human encounters, revealing not a static text but a living, dynamic cultural force.

A fascinating behind-the-scenes look at one of the world's biggest tech companies.

In 2019, a Chinese entity called Tencent overtook Facebook to become the world's fifthlargest company. It was a watershed moment, a wake-up call for those in the West accustomed to regarding the global tech industry through the prism of Silicon Valley: Facebook, Google, Apple and Microsoft. Yet to many of the two billion-plus people who live just across the Pacific Ocean, it came as no surprise at all.

Tencent's ambition to be an essential part of digital daily life means it holds a dizzyingly diverse range of products - music, gaming, messaging, and film.

In this fascinating narrative - crammed with insider interviews, exclusive details about the company's culture - tech reported Lulu Chen tells the story of how Tencent is changing the world and asks what the consequences will be for us all.

In this captivating novel from #1 New York Times bestselling author Danielle Steel, a wildly successful, unmarried wedding planner leads her clients to happily ever after.

Faith Ferguson is New York’s most in-demand wedding planner, an arbiter of taste for elegant affairs, lavish ceremonies, and exclusive fêtes. She appreciates a simple celebration as much as a dazzling event, for she knows that a dream wedding is not necessarily the most expensive one. As much as Faith enjoys her work, her two failed engagements leave her with no desire to get married herself. She finds fulfillment in her close relationship with her twin sister, Hope, her role as a mentor for her assistant, Violet, and her career.

This year, new clients have flocked to her, and she signs up an extravagant reception, a mid-sized gathering, and an intimate soirée, in addition to her mother’s next marriage and Violet’s modest ceremony. Faith finds herself forming bonds with her new clients and their loved ones—most notably the handsome brother of one of her grooms.

But weddings are not always all champagne and roses, and in no time, Faith is grappling with private quarrels, unplanned pregnancies, family scandals, dark secrets, and the possibility of cancelled ceremonies. Through her own journey, Faith will prove once and for all that there is not just one path to happily ever after.

In The Wedding Planner, Danielle Steel presents an enchanting story about the winding road to love and the many ways to find joy while staying true to oneself.

Surviving a helicopter crash in the Vietnamese Highlands is only the start of the challenges facing Jack Ryan, Jr., in the latest propulsive thriller of this #1 New York Times bestselling series.

The vibrant economy of the new Vietnam is a shiny lure for Western capital. Companies are racing to uncover ideal opportunities. Not wanting to be left behind, Hendley Associates has sent their best analyst, Jack Ryan, Jr., to mine for investment gold. And he may have found some in a rare earth mining company, GeoTech.

But a trip with a Hendley colleague to observe the company's operations takes a treacherous turn when their helicopter is shot down. Some things haven't changed, and Vietnam is still the plaything of powerful neighbours. The Chinese are determined to keep Jack from finding the truth about what exactly is being processed at the isolated factory.

Now Jack is in a race for his life. He's got to stay one step ahead of a pack of killers while supporting his wounded friend. And he'll get no help from the government, because in the jungle, it's the shadow state that rules.

This newly updated text equips nurses and other health-care professionals to deal with the legal issues they encounter in daily practice.

Informative and relevant, The A-Z of Nursing Law covers all recent changes to the law and legislation that affect the nursing profession. As the only local book of this nature, it has become an invaluable resource for nurse practitioners and other health-care professionals.

Undergraduate and postgraduate nursing students will also find it useful.

Everyday eating with built in wow factor - from the Ottolenghi protege shaking up the food world.

MEZCLA means mix, blend or fusion in Spanish and in her first solo cookbook, Ixta Belfrage - loved for her inventive ingredient combinations - shares her favourite mezcla of flavours. Helpfully divided into quick recipes (for when you need something great on the table, fast) and longer recipes (for when you have time to slow down and savour the process), here are 100 bold, impactful recipes inspired by Italy, Brazil, Mexico and beyond. Creative, colourful and always delicious, this is food for every day and every occasion.

Includes quick, flavourful recipes, such as Giant Cheese on Toast with Honey and Urfa Butter and Chicken with Pineapple and 'Nduja, as well as dishes to spend more time over: Chiles Rellenos with Salsa Roja Risotto and Prawn Lasagne with Habanero Oil.

Are you feeling stuck and limited in your profession? Are you waiting for the next bonus, the next promotion, the next public holiday, the next best thing?

What if you:

• could become your own boss?
• had the freedom to choose when and where you work?
• could work towards your own dreams instead of someone else’s?
• could travel/spend time with your kids/tend to your garden at any time you damn well please?
• didn’t have to take leave to go to the dentist?

Peppered with pros and cons lists and personal anecdotes, the book presents relatable, honest and sometimes irreverent insights into the freelance world. It includes insights into, tips and ideas on how to: identify marketable skills; let go of excuses; set up a business structure; negotiate contracts and other legalities; pay the correct tax; set boundaries; manage your time; set pricing and much, much more.

If you want to start freelancing but don’t know where to start, this book is here to turn YOU into a home-office hotshot, starting TODAY.

Building on the reputation of Manual of Community Nursing and Communicable Diseases, Vlok’s Community Health is relevant for the Community Health Professional under the Re-engineered Primary Healthcare System.

Topics covered include Public Health, the National Health Insurance and Community Oriented Primary Care, as well as care of the individual throughout the lifespan. This well-written text places emphasis on practical application of theoretical concepts. The practical aspects extend to the chapters on Managing the Community Clinic and Caring for the Disabled at Home, which contain informative examples and suggestions.

Social aspects have not been overlooked and appropriate chapters on Family Pathologies, Intimate Partner Violence and Cultural World Views have been included.

A Desire to Return to the Ruins looks at the contentious issues of land reform and restitution in post-apartheid South Africa. It tells the stories of communities engaged in a battle to regain land forcefully taken away from them and their forebears during the apartheid years.

The stories range from successful claims that have turned communities against one another, their long struggle against government’s bureaucracy and the political wrangling around the land issue.

"Dié seun is vir groot dinge bestem . . ."

Só het sy afrigters by Boland Landbou sedert sy hoërskooldae geglo. Toe hy op die bloedjong ouderdom van 19 die Curriebeker vir die Blou Bulle verower én die skopkoning Naas Botha se eindstrydpunterekord verbeter, het dit gelyk of sy pad na roem en rykdom geplavei was. Maar toe begin die dobbelstene verkeerd val vir die liefling van Loftus.

Harsingskudding, Kamp Staaldraad, beserings en toé ’n allesverterende pilverslawing het hom laat steier. Sy sprokies-huwelik is verwoes en sy beroepslewe en geldsake is in ’n warboel gelaat . . .

Dié boek onthul staaltjies oor sy rugbydae maar ook vriende en vertrouelinge se vergeefse pogings om Derick uit die kloue van verslawing los te wikkel.

Dit is ’n diep menslike verhaal wat wys hoe dun die lyn tussen sukses en mislukking is en hoe maklik selfs die grootste helde tot op hul knieë gedwing kan word.

Hans het geen begeerte om ná soveel jare sonder sy geliefde Saartjie weer vrou te vat nie. Hy leef heel gemaklik alleen in Huis Madeliefie.

Maar alles verander wanneer ’n nuwe inwoner, Liefiediefie, in die ouetehuis land. Met haar Marilyn Monroe-gesiggie en Jane Fonda-lyfie veroorsaak sy ’n heidense herrie onder die mans en roer sy iets in Hans se gemoed los.

Nog ’n aantreklike nuwe inkommer, Janneman Vermaak, en Hans se nuwe buurman, kry egter al Liefiediefie se aandag. Hy het die ander inwoners ook gou onder sy duim met die opwindende talentkompetisies wat hy reël, waar groot prysgeld elke keer gewen kan word.

’n Verdere pen word in Hans se hart gedryf toe hy besef hierdie opperse snoeshaan het sy posisie as leidsman in die tehuis oorgeneem. Hy begin aanvaar dat ’n ou viool nie meer nuwe liedjies kan speel nie.

Maar die ou Hans van Kraaienburg ontwaak gou wanneer hy aan sy broek se naat voel daar vind ’n gekonkel by die talentkompetisies plaas . . .

In a world where allergies and food intolerances are becoming more and more common, The South African Guide to Gluten-Free Baking will make your time in the kitchen a little sweeter. This cookbook will teach you how to seamlessly pivot from ‘normal’ baking to gluten-free baking, so you can enjoy your favourite baked goods and sweet treats without the guilt – or any unpleasant side effects. As a go-to guide for baking all things gluten-free, the book includes a section on how to stock your pantry for gluten-free baking (including a breakdown of the best gluten-free flours to use, and which combinations work best for different recipes), what ingredients are safe to use for a gluten-free diet, as well as the equipment and tools you’ll need to become an expert gluten-free baker.

Gluten-free baking can seem daunting, but The South African Guide to Gluten-Free Baking will inspire readers to learn how to make their favourite baked goods gluten-free – without being able to tell the difference! – so they can walk into the kitchen with confidence. Expect recipes for everything from decadent triple-layer celebration cakes, cute cupcakes and one-bowl brownies, delicious doughnuts, decadent cheesecakes, comforting pies and easy pizzas, South African favourites like malva pudding, as well as a chapter on easy air-fryer bakes.

“Met hierdie boek wil ek almal aanmoedig om minder blinde mol en meer wyse uil te word.”

Daar is ’n groot behoefte aan mense met integriteit – mense met die volledige stel goue eienskappe wat hulle veelsydige, standvastige en betroubare wyse uile maak. Mense op wie jy kan peil trek.

Susan Coetzer, bekende skrywer en motiveringsspreker help jou op haar skreeusnaakse maar eerlike manier om jou eie lewe te ondersoek en seker te maak dat jy met integriteit leef.

Anna has just lost her taste for the Big Apple…

Anna has a life to envy. An apartment in New York. A well-meaning (too well-meaning?) partner. And a high-flying job in beauty PR. Who wouldn’t want all that? Anna – it turns out.

Turning a minor mid-life crisis into a major life event she bins the lot, heads back to Ireland, and gets a PR job for a super-high-end coastal retreat. Newsflash: the locals hate it. So much so, there have been threats – and violence.

Anna, however, worked in the beauty industry. There’s no ugliness she hasn’t seen. No wrinkle she can’t smooth over.

Until she discovers that leaving New York doesn’t mean escaping her mistakes.

Once upon a time she'd had a best friend. Once upon a time she'd loved a man. Now she has neither. And now she has to face them.

We all make mistakes. But when do we stop making the same one over and over again?

Sarah loves being a mother - it defines her. Every year she writes a birthday letter of love to her adored daughter, Izzy, now seven. And after she falls pregnant, she promises Izzy that the arrival of a baby brother will make their family complete. So when she collapses a few months later, the safe happy life Izzy knows is shattered.

With Sarah's future, and the future of her pregnancy, in their hands, her husband and sister disagree fiercely about her treatment. The once close family starts to fall apart. The clock is ticking, and the doctors need a decision.

Can those who love Sarah get beyond the fog of grief and anger to figure out what's for the best? Can they ever forgive each other for the decisions they make? Will Izzy lose everything she knows and loves?

Stephen King's HOLLY marks the triumphant return of beloved King character Holly Gibney. Readers have witnessed Holly's gradual transformation from a shy (but also brave and ethical) recluse in Mr Mercedes to Bill Hodges's partner in Finders Keepers to a full-fledged, smart, and occasionally tough private detective in The Outsider. In King's new novel, Holly is on her own, and up against a pair of unimaginably depraved and brilliantly disguised adversaries.

When Penny Dahl calls the Finders Keepers detective agency hoping for help locating her missing daughter, Holly is reluctant to accept the case. Her partner, Pete, has Covid. Her (very complicated) mother has just died. And Holly is meant to be on leave. But something in Penny Dahl's desperate voice makes it impossible for Holly to turn her down.

Mere blocks from where Bonnie Dahl disappeared live Professors Rodney and Emily Harris. They are the picture of bourgeois respectability: married octogenarians, devoted to each other, and semi-retired lifelong academics. But they are harbouring an unholy secret in the basement of their well-kept, book-lined home, one that may be related to Bonnie's disappearance. And it will prove nearly impossible to discover what they are up to: they are savvy, they are patient, and they are ruthless.

Holly must summon all her formidable talents to outthink and outmanoeuvre the shockingly twisted professors in this chilling new masterwork from Stephen King.

Daar is mense wie se lewens van die begin af anders verloop. Sulke mense se liefde lê nie op die gewone plekke en paaie nie, maar juis daar waar min ooit die moed sal hê om hul toekoms te gaan haal.

Twalie is die enigste meisiekind onder die eksentrieke Albrechts wat in ’n dorre landskap om oorlewing veg. Hulle is ’n geharde, eenkant gesin vol geheime. Twalie se pa verwerp haar en haar ma maak haar gedurig stil.

Dan red die Namavrou Letgoed haar uit ’n sandstorm en leer haar die geheime van Die Poort, wat tydens die heuningmaan ’n magiese plek word. Hier maak tyd soms ’n deur agtertoe oop …

Twa die Tydloper is ’n aangrypende roman oor een mens se groei wat lesers sal meevoer en met nuwe oë na die wêreld om hulle sal laat kyk.

Quick and easy one-pot meals

Award -winning author Louisa Holst is back with another brilliant concept: A collection of simple and delicious dishes that are cooked on the stovetop using only one pot or pan.

In ONE POT, Louisa serves up nutritious weeknight winners that are big on flavour and on your table in under an hour. You save time, effort and money, with the added bonus of less washing up.

ONE POT is for anyone looking for quick-and-easy family supper solutions using economical, local ingredients.

The book is ideal for busy people, families and young adults, as well as for weeknight meals and camping trips and has everything from cooking tips, soups, stir-fries, pasta and rice dishes, to batch cooking and sweet treats.

By the author of the super selling series: The South African Air Fryer Cookbook.