This book provides both practice-oriented and academic insights into the disruptive power of fintech for the banking industry. It explores (1) whether and how the banking industry can use newly emerging technologies in the financial sphere to its advantage while managing any associated risks, (2) how these technologies affect traditional banking service formats as well as the pricing of these services, and (3) whether the emergence of fintech in the banking industry calls for a rethinking of existing banking regulations such as the Basel Accords as well as country-specific regulations. Prior publications in this area typically examine both current applications of fintech in the banking industry, as well as its future prospects, by analyzing actual cases or exploring the impact of a single emerging technology on the banking industry. They often ignore the interdependence between emerging technologies and overlook the connection between fintech as a whole and the future of the banking industry. This book addresses this gap by providing a comprehensive overview of various fintech applications and by analyzing what they mean for the future of banking. Given the potentially disruptive power of fintech, the book will focus on the challenges banking supervisors are likely to encounter as a result of fintech's continual ascent. It will thus encourage readers to think about and explore how to find a balance between the beneficial aspects of fintech and the challenges it creates in terms of supervision, regulation, and risk management.

The remarkable evolution of econophysics research has brought the deep synthesis of ideas derived from economics and physicsto subjects as diverse as education, banking, finance, and the administration of large institutions. The original papers in this collection present a broad summary of these advances, written by interdisciplinary specialists. Included are studies on subjects in the development of econophysics; on the perspectives offered by econophysics on large problems in economics and finance, including the 2008-9 financial crisis; and on higher education and group decision making. The introductions and insights they provide will benefit everyone interested in applications of this new transdisciplinary science.
Ten papers present an updated version of the origins, issues, and applications of econophysics Economics and finance chapters consider lessons learned from the 2008-9 financial crisis Sociophysics chapters propose new thinking on educational reforms and group decision making"

Accounting systems and sustainability management are vital for company management and performance. This is particularly difficult for small businesses. As such, it is necessary to understand the features and issues of sustainable accounting systems, with a particular focus on small business. Maintaining Sustainable Accounting Systems in Small Business is a critical scholarly resource that explores sustainability accounting systems with small businesses and how the economic, social, and environmental aspects are related to each other in the company's management and performance. Featuring coverage on a broad range of topics such as management control system, integrated reporting, and small and medium enterprises, this book is geared towards entrepreneurs, business managers, academicians, business professionals, and graduate-level students seeking practical information about the different sustainable accounting systems from strategic, organizational, and accounting perspectives.

Gain a comprehensive understanding of how businesses produce, report, and utilize essential financial information! In this companion to How to Read a Financial Report, 9th Edition, bestselling financial author Tage Tracy delivers timeless knowledge on one of the most important functions of every business operating within the free market. Designed for managers, entrepreneurs, investors, and others who deal with vital financial information and the production of financial statements & reports "on the inside," Business Financial Information Secrets shows you how to produce, understand, and utilize financial information to the greatest effect for your business and the economy at large. This book guides you through the surprisingly clean and simple process of proper accounting and reporting, regardless of your organization's size or structure. Cash flow and business capital management are covered extensively throughout the book as without a thorough understanding of these all-important concepts, you could be lacking critical information about the lifeline of your business. To sharpen your business skills and avoid preventable losses, read Business Financial Information Secrets. You'll learn everything you need to know about Profit & Loss Statements, Balance Sheets, and Cash Flow Statements, along with externally produced reports, additional internal financial information, and all the ins and outs of ensuring that reports are always 100% accurate. Topics include: Producing best-in-class financial information by learning finance terms, calculations, and standard reports Understanding where financial information originates and how it flows from one type of report to the next Analyzing financial information so you can generate meaningful insights for internal and external stakeholders Discovering why financial information is so critical and learning how to use it to your advantage Expanding your knowledge of how a business generates and consumes cash including the secrets to successfully raising debt or equity capital Deciphering how companies can "Engineer" financial results and when profits are real versus manufactured Use this book for cost-effective solutions to provide reliable and timely financial information to shareholders, investors, lenders, analysts, government agencies, and beyond.

Mountains of bills and credit debt don't appear overnight, nor can they be erased by the time you wake in the morning. Debt is not something that happens to you. Debt sometimes comes from poor choices and the desire to have more than you can afford. It's time to give instant gratification an overhaul and realize what's important. This may require a return to the days of a more simple life when we earned it before we spent it. Engulfing debt, sleepless nights, and never-ending worry can be rectified with three easy tools: discipline, sacrifice, and patience. Once you learn how to make and stick to a budget, you'll be on the path to a debt-free life. If you're in an overwhelming financial pit, you'll need the tools to help you out of the abyss. Here you'll find the guidance to help.

1,134 Days to 0 is a collection of witty stories and true, heartfelt experiences that guide you along the path to financial freedom. It was written in layman's terms by an everyday person, not your typical intimidating financial guru. You'll laugh, you'll cry, you'll be inspired but most of all, you'll relate. Through the course of your reading, you will have your "aha" moment, when everything seems clear. You will comprehend that true sacrifice can come in many forms. This may be making sure your children have properly fitted clothes and shoes, or a nutritious meal while you are resewing your hems to get one more season out of your work pants. You may recognize yourself in the stories, realize where you went wrong, and identify how to correct your mistakes. In the end, you can reminisce about days gone past when you were in over your head. You'll find your inner rock star and become a savvy shopper and ultimate budget-keeper.

This title is part of UC Press's Voices Revived program, which commemorates University of California Press's mission to seek out and cultivate the brightest minds and give them voice, reach, and impact. Drawing on a backlist dating to 1893, Voices Revived makes high-quality, peer-reviewed scholarship accessible once again using print-on-demand technology. This title was originally published in 1953.

In this 30th volume of Advances in Taxation, editor John Hasseldine includes studies from expert contributors to explore topics such as: the stock market reaction to the Tax Cuts and Jobs Act; strategic repatriations made by firms; and corporate social responsibility and tax planning. Three studies separately examine individual responses to taxation including the renunciation of U.S. citizenship due to the Foreign Account Tax Compliance Act, the imposition of a tax on sugar-sweetened beverages, and the effects of social media on tax compliance in a developing country. Reporting peer-reviewed research contributions from the U.S., Canada, and Malaysia Advances in Taxation Volume 30 is essential reading for those looking to keep abreast of the most recent research, including empirical studies using a variety of research methods from different institutional settings and contexts

This volume of the International Symposia in Economic Theory and Econometrics explores the latest economic and financial developments in Africa and Asia. Chapters cover a range of topics such as: the relationship between good stewardship, agency costs, and performance of South African firms; stock market dynamics in Thailand, including risk & mutual fund clustering and zero-investment portfolios strategies; and a special focus on financial markets in Indonesia such as fundamental indexing with Markowitz mean variance portfolios, a financial performance analysis of highway companies before and during the Covid-19 pandemic, and a credit risk scoring model for consumer financing. Comparative Analysis of Trade and Finance in Emerging Economies also addresses the issue of whether the West African Monetary Zone can form a Currency Union, and, examines the impact of non-tariff measures of China on the export of agricultural products of Laos. These peer-reviewed papers touch on a variety of timely, interdisciplinary subjects such as stock markets and the effects of public policy. Together, ISETE 31, is a crucial resource of current, cutting-edge research for any scholar of international finance and economics.