This manual provides detailed guidelines for using the Simple Linear Actuarial Model in the assessment of health insurances, complementing the publication titled An Actuarial Model for Costing Universal Health Coverage in Armenia. The Simple Linear Actuarial Model was developed to calculate and present actuarial projections and key financial indicators in support of the management of health insurance programs. In Armenia, it can serve as a tool for the assessment of the overall costs and financial sustainability of health insurance programs that automatically updates without frequent intervention of actuarial experts. It is also ideal for the assessment of alternative policy configurations of health insurance schemes.

Attract the right clients who will step-up your sales game!Sometimes people go into sales thinking it will be easy or it’s a surefire way to make extra money on the side. It might work for some pyramid sales operations or selling candles and creams; however, to become a sales professional takes hours of training and discipline. Insurance sales takes an added burden of knowing that you are definitely doing the right thing for the human being relying on your professional opinion to make the appropriate decision among sometimes dozens of options protecting them from losses. You can master the secret art of selling insurance that will save you both time and money. You only need guidance to make money in an effective, compassionate, and ethical way.In The Secret Art of Selling Insurance, award-winning educator and top sales producer Ana-Maria Figueredo helps you to level-up your sales game by teaching you to: • Clearly identify who needs your products and why they should buy them from you exclusively• Pursue your clients in a non-invasive way to make them feel at ease • Pinpoint how to meet the right people for success without wasting your time and resources• Identify what makes your solutions special to stand out from the competition• Get the reputation of being the go-to insurance professional in your circle to grow your referrals and business leads organicallyLearn industry secrets, find the right insurance customers, and get the professional recognition you deserve!

This diagnostics toolkit is designed to help countries assess the financial management of disaster risk and to provide a basis for them to enhance financial resilience through insurance and other risk transfer instruments. Disasters damage and destroy infrastructure and disrupt economic activities and services, potentially delaying long-term development and hampering efforts to reduce poverty in the region. Countries require a strong enabling environment for disaster risk financing to ensure the timely availability of post-disaster funding. In the report, the framework examines the state of the enabling environment and incorporates lessons from country diagnostics assessments for Fiji, Nepal, Pakistan, and Sri Lanka.

This title is part of UC Press's Voices Revived program, which commemorates University of California Press's mission to seek out and cultivate the brightest minds and give them voice, reach, and impact. Drawing on a backlist dating to 1893, Voices Revived makes high-quality, peer-reviewed scholarship accessible once again using print-on-demand technology. This title was originally published in 1985.