Terrorism threats and increased school and workplace violence have always generated headlines, but in recent years, the response to these events has received heightened media scrutiny. Critical Incident Management: A Complete Resource Guide, Second Edition provides evidence-based, tested, and proven methodologies applicable to a host of scenarios that may be encountered in the public and private sector. Filled with tactical direction designed to prevent, contain, manage, and resolve emergencies and critical incidents efficiently and effectively, this volume explores: The phases of a critical incident response and tasks that must be implemented to stabilize the scene Leadership style and techniques required to manage a critical incident successfully The National Incident Management System (NIMS) and the Incident Command System (ICS) Guidelines for responding to hazardous materials and weapons of mass destruction incidents Critical incident stress management for responders Maintaining continuity of business and delivery of products or services in the face of a crisis Roles of high-level personnel in setting policy and direction for the response and recovery efforts Augmented by Seven Critical Tasks (TM) that have been the industry standard for emergency management and response, the book guides readers through every aspect of a critical incident: from taking initial scene command, to managing resources, to resolution, and finally to recovery and mitigation from the incident. The authors' company, BowMac Educational Services, Inc., presently conducts five courses certified by the Department of Homeland Security. These hands-on "Simulation Based" Courses will prepare your personnel to handle any unexpected scenario. For additional information contact: 585-624-9500 or [email protected].

As humanitarian needs continue to grow rapidly, humanitarian action has become more contested, with new actors entering the field to address unmet needs, but also challenging long-held principles and precepts. This volume provides detailed empirical comparisons between emerging and traditional humanitarian actors. It sheds light on why and how the emerging actors engage in humanitarian crises and how their activities are carried out and perceived in their transnational organizational environment. It develops and applies a conceptual framework that fosters research on humanitarian actors and the humanitarian principles. In particular, it simultaneously refers to theories of organizational sociology and international relations to identify both the structural and the situational factors that influence the motivations, aims and activities of these actors, and their different levels of commitment to the traditional humanitarian principles. It thus elucidates the role of the humanitarian principles in promoting coherence and coordination in the crowded and diverse world of humanitarian action, and discusses whether alternative principles and parallel humanitarian systems are in the making. This volume will be of great interest to postgraduate students and scholars in humanitarian studies, globalization and transnationalism research, organizational sociology, international relations, development studies, and migration and diaspora studies, as well as policy makers and practitioners engaged in humanitarian action, development cooperation and migration issues.

Disasters can dominate newspaper headlines and fill our TV screens with relief appeals, but the complex long-term challenge of recovery-providing shelter, rebuilding safe dwellings, restoring livelihoods and shattered lives-generally fails to attract the attention of the public and most agencies. On average 650 disasters occur each year. They affect more than 200 million people and cause $166 trillion of damage. Climate change, population growth and urbanisation are likely to intensify further the impact of natural disasters and add to reconstruction needs. Recovery from Disaster explores the field and provides a concise, comprehensive source of knowledge for academics, planners, architects, engineers, construction managers, relief and development officials and reconstruction planners involved with all sectors of recovery, including shelter and rebuilding. With almost 80 years of first-hand experience of disaster recovery between them, Ian Davis (an architect) and David Alexander (a geographer) draw substantially from first-hand experiences in a variety of recovery situations in China, Haiti, Italy, Japan, New Zealand, Pakistan, the Philippines and the USA. The volume is further enriched by two important and unique features: 21 models of disaster recovery are presented, seven of which were specifically developed for the book. The second feature is a survey of expert opinion about the nature of effective disaster recovery-the first of its kind. More than 50 responses are provided in full, along with an analysis that integrates them with the theories that underpin them. By providing a framework and models for future study and applications, Davis and Alexander seek both to advance the field and to provide a much-needed reference work for decision makers. With a broad perspective derived from the authors' roles held as university professors, researchers, trainers, consultants, NGO directors and advisors to governments and UN agencies, this comprehensive guide will be invaluable for practitioners and students of disaster management.

Cities and Disasters presents interdisciplinary and multinational perspectives on emergency management policy, economic development, and the various factors that affect the recovery process after natural disasters strike urban areas. The book has three central themes: policy, urbanity, and the interplay of events after disasters that affect the process of a community's return to normalcy. It covers differing approaches to emergency management policy at local, state, and federal levels, as well as economic development and redevelopment issues in urban areas. It also analyzes the issues of race and ethnicity involved in urban disaster response and recovery plans. The book looks at recent catastrophes such as Hurricane Katrina, Superstorm Sandy, and the 2011 earthquake and tsunami in East Japan. The case studies highlight the diverse challenges that communities face with regard to emergency planning and response. Given global climate change, rising sea levels, and the increasing impacts of disasters upon people, particularly in densely populated urban areas, there is a clear and urgent necessity to rethink issues involved in preparation methods for disasters and their aftermath. The analyses in Cities and Disasters help guide policymakers and policy actors in making decisions that strengthen communities for the future.

An energizing case for hope about the climate, from Rebecca Solnit ("the voice of the resistance"-New York Times), climate activist Thelma Young Lutunatabua, and a chorus of voices calling on us to rise to the moment. Not Too Late is the book for anyone who is despondent, anxious, or unsure about climate change and seeking answers. As the contributors to this volume make clear, the future will be decided by whether we act in the present-and we must act to counter institutional inertia, fossil fuel interests, and political obduracy. These dispatches from the climate movement around the world feature the voices of organizers like Guam-based lawyer and writer Julian Aguon; climate scientists like Dr. Jacquelyn Gill and Dr. Edward Carr; poets like Marshall Islands activist Kathy Jetnil-Kijner; and longtime organizers like The Tyranny of Oil author Antonia Juhasz and Emergent Strategy author adrienne maree brown. Guided by Rebecca Solnit's typical clear-eyed wisdom and enriched by illustrations, Not Too Late leads readers from discouragement to possibilities, from climate despair to climate hope. Contributors include Julian Aguon, Jade Begay, adrienne maree brown, Edward Carr, Renato Redantor Constantino, Joelle Gergis, Jacquelyn Gill, Mary Annaise Heglar, Mary Ann Hitt, Roshi Joan Halifax, Nikayla Jefferson, Antonia Juhasz, Kathy Jetnil Kijiner, Fenton Lutunatabua & Joseph `Sikulu, Yotam Marom, Denali Nalamalapu, Leah Stokes, Farhana Sultana, and Gloria Walton.

Increasingly, community leaders around the world face major natural and economic disasters that require them to find ways to rebuild both physical infrastructure and the local economy. Doing this effectively requires an understanding of how various parts of the community are interconnected, as well as information as to which revitalization approaches have succeeded in the past. Community investment in recovery is essential and, in some cases, may require local leaders to rethink how it can be financed and arranged. This book presents a conceptual framework based on the community capitals, and describes approaches that have succeeded in situations where local leaders have coordinated efforts to rebuild and revitalize local conditions. Contributions provide examples of successful approaches around the world, thus analysing potential strategies for addressing disasters of many different types in various cultural settings. In this way, the book provides insights into a variety of approaches based on applications of accepted community development theory and concepts. This book was originally published as a special issue of Community Development.

There is a perennial gap between theory and practice, between academia and active professionals in the field of disaster management. This gap means that valuable lessons are not learned and people die or suffer as a result. This book opens a dialogue between theory and practice. It offers vital lessons to practitioners from scholarship on natural hazards, disaster risk management and reduction and developments studies, opening up new insights in accessible language with practical applications. It also offers to academics the insights of the enormous experience practitioners have accumulated, highlighting gaps in research and challenging assumptions and theories against the reality of experience. Disaster Management covers issues in all phases of the disaster cycle: preparedness, prevention, response and recovery. It also addresses cross-cutting issues including political, economic and social factors that influence differential vulnerability, and key areas of practice such as vulnerability mapping, early warning, infrastructure protection, emergency management, reconstruction, health care and education, and gender issues. The team of international authors combine their years of experience in research and the field to offer vital lessons for practitioners, academics and students alike.

An Open Access edition of this book is available on the Liverpool University Press website and through Knowledge Unlatched. Haitian writers have made profound contributions to debates about the converging paths of political and natural histories, yet their reflections on the legacies of colonialism, imperialism, and neoliberalism are often neglected in heated disputes about the future of human life on the planet. The 2010 earthquake only exacerbated this contradiction. Despite the fact that Haitian authors have long treated the connections between political violence, precariousness, and ecological degradation, in media coverage around the world, the earthquake would have suddenly exposed scandalous conditions on the ground in Haiti. This book argues that contemporary Haitian literature historicizes the political and environmental problems brought to the surface by the earthquake by building on texts of earlier generations, especially at the end of the Duvalier era and its aftermath. Informed by Haitian studies and models of postcolonial ecocriticism, the book conceives of literature as an "eco-archive," or a body of texts that depicts ecological change over time and its impact on social and environmental justice. Focusing equally on established and less well-known authors, the book contends that the eco-archive challenges future-oriented, universalizing narratives of the Anthropocene and the global refugee crisis with portrayals of different forms and paths of migration and refuge within Haiti and around the Americas.

Published with ProVention Consortium, UNDP and UN-Habitat 'This excellent book is essential reading for those concerned with urban risk and its reduction in Africa, the most rapidly urbanizing region of the world.' Professor Jo Beall, Development Studies Institute, London School of Economics 'At last a book that recognizes the impacts of disasters on Africa's 350 million urban dwellers, including the many disasters that get overlooked and go unrecorded. But also a book that, through careful case studies, shows what creates disaster risk and what local measures can be taken to address it.' David Satterthwaite, International Institute for Environment and Development (IIED). 'This innovative volume combines the latest conceptualisations of urban disaster risk and vulnerability with case studies from across the African continent on how existing and innovative information can inform efforts to address the problems. Coverage ranges from the major catastrophes of news headlines to small, everyday disasters with which poor urban residents have to cope in their survival strategies. Written by international authorities and local specialists, this extremely useful book should find a place in the hands of academics and practitioners alike.' Professor David Simon, Department of Geography, Royal Holloway, University of London This is a one-of-a-kind book packed with original research and offering an innovative way of thinking about the reduction of risk in rapidly urbanizing cities across the globe. It is a must-have for professionals, researchers and policy makers. The book addresses four inter-related themes critical for urban risk reduction: environment; livehood; urban governance and the generation of urban risks. Its focus is on Africa, the most rapidly urbanizing world region, but it illustrates global processes. Part one reviews development, urbanization and disaster risk in Africa as a whole, identifies state-of-the-art practices and policies for building urban resilience and provides a tool kit for urban risk reduction. It also presents a powerful conceptual framework to analyse and compare disaster risk and resilience in different cities and communities. Part two presents detailed case studies from Algeria, Ghana, Senegal, Kenya, Tanzania and South Africa illustrating vulnerability to hazards ranging from earthquake to shack fire, environmental health hazards, traffic hazards and flooding. Part three looks to the future and outlines a vision for a safer urban Africa based on achieving gains in human security through inclusive governance and investment in the creative capacities of Africa's urban dwellers. With foreword by Anna Tibaijuka, Executive Director, UN-HABITAT

Vulnerable populations such as children, older adults, and people with disabilities are disproportionately affected by large-scale disasters. This book is a valuable resource for students and professionals in the fields of social work, counseling, nursing, and mental health who need information on the best evidence-based interventions for disaster preparedness and response with these groups. The authors review disaster theory, preparedness checklists, and best practices for crisis intervention with each population. They also discuss where to find the latest assessment tools and other resources offered by national disaster relief organizations.

Die Maja-kalender sê ons einde kom in 2012.

Maar daar was al oorgenoeg ánder eindes vir die wêreld of die menslike beskawing voorspel. Johannes de Villiers ondersoek die aardskuddende gevare wat ons (miskien?) inwag. Die profesieë van die Majas en Nostradamus, ons ontstuimige son, natuurrampe, meteoriete uit die buitenste ruim, selfs zombies en eindvisies eie aan Suid-Afrika word hier saamgevat. Daar is hoop, selfs al gebeur die ergste.

Vind uit wat om te doen in die eerste 5 minute ná die groot ramp, en ’n egte “survivalist” wys ’n bietjie van hoe om in die veld te oorleef. En dan wat van mense wat moet voortleef ná hulle verkeerde voorspellings gemaak het?

This book employs epistemological, methodological and discursive approaches to explore the practices of tourism stakeholders in Covid-19 affected destinations and to understand and explain their everyday real-time doings and sayings. It discusses the changing practices of tourists and stakeholders at both micro and meso levels and provides a range of contexts and destination case studies offering insights into supply and demand. The issues examined in the volume will have continued implications for further study of the relationships between tourism, crises, pandemics and global travel. It will be a useful resource for researchers and students in tourism studies, geography, politics and policy, as well as sociology, history, crisis management and development studies.

The Handbook provides a comprehensive statement and reference point for hazard and disaster research, policy making, and practice in an international and multi-disciplinary context. It offers critical reviews and appraisals of current state of the art and future development of conceptual, theoretical and practical approaches as well as empirical knowledge and available tools. Organized into five inter-related sections, this Handbook contains sixty-five contributions from leading scholars. Section one situates hazards and disasters in their broad political, cultural, economic, and environmental context. Section two contains treatments of potentially damaging natural events/phenomena organized by major earth system. Section three critically reviews progress in responding to disasters including warning, relief and recovery. Section four addresses mitigation of potential loss and prevention of disasters under two sub-headings: governance, advocacy and self-help, and communication and participation. Section five ends with a concluding chapter by the editors. The engaging international contributions reflect upon the politics and policy of how we think about and practice applied hazard research and disaster risk reduction. This Handbook provides a wealth of interdisciplinary information and will appeal to students and practitioners interested in Geography, Environment Studies and Development Studies.

This edited collection explores aspects of contemporary war that affect average people -physically, emotionally, and ethically through activities ranging from combat to television viewing. The aim of this work is to supplement the usual emphasis on strategic and national issues of war in the interest of theorizing aspects of war from the point of view of individual experience, be the individual a combatant, a casualty, a supporter, opponent, recorder, veteran, distant viewer, an international lawyer, an ethicist or other intellectual. This volume presents essays that push the boundaries of war studies and war thinking, without promoting one kind of theory or methodology for studying war as experiential politics, but with an eye to exploring the possibilities and encouraging others to take up the new agenda. It includes new and challenging thinking on humanitarianism and war, new wars in the Third World, gender and war thinking, and the sense of the body within war that inspires recent UN resolutions. It also gives examples that can change our understanding of who is located where doing what with respect to war -women warriors in Sierra Leone, war survivors living with their memories, and even an artist drawing something seemingly intangible about war -the arms trade. The unique aspect of this book is its purposive pulling together of foci and theoretical and methodological perspectives from a number of disciplines on a variety of contemporary wars. Arguably, war is an activity that engages the attention, the politics, and the lives of many people. To theorize it with those lives and perspectives in mind, recognizing the political contexts of war, is long overdue. This inter-disciplinary book will be of much interest to students of war studies, critical security studies, gender studies, sociology and IR in general.

Climate Change, Disasters and the Refugee Convention is concerned with refugee status determination (RSD) in the context of disasters and climate change. It demonstrates that the legal predicament of people who seek refugee status in this connection has been inconsistently addressed by judicial bodies in leading refugee law jurisdictions, and identifies epistemological as well as doctrinal impediments to a clear and principled application of international refugee law. Arguing that RSD cannot safely be performed without a clear understanding of the relationship between natural hazards and human agency, the book draws insights from disaster anthropology and political ecology that see discrimination as a contributory cause of people's differential exposure and vulnerability to disaster-related harm. This theoretical framework, combined with insights derived from the review of existing doctrinal and judicial approaches, prompts a critical revision of the dominant human rights-based approach to the refugee definition.

What Happens To Our Minds During Pandemics, Natural Disasters, Terrorist Attacks, and Other Extreme Calamities? Whether natural or man-made, local or global, disasters impact our thinking and behavior on both a personal and societal level. Even rather ordinary crises in our personal lives like the loss of a job or the end of a relationship trigger overwhelming feelings. At the societal level, group anxieties coupled with the moral pressure to conform can send us all down the path to ruin. Why does this happen and, through understanding human psychology, how can we prevent this in the future? In this highly original and engagingly written book, Author Christopher J. Ferguson examines how pandemics, natural disasters, terrorist attacks, and other events of mass hysteria impact our psychology and prevent us from adequately responding to, preventing, or learning from those calamities. From the rush to hoard toilet paper during the COVID-19 pandemic lockdowns, to the disconnect between procedure and practice surrounding massive wildfires, to debates about the science behind climate catastrophes, and shifts after traumatic events like 9/11 and the murder of George Floyd, The Psychology of Catastrophe uses in-depth case studies to reveal how moments of societal upheaval affect the psychology of citizens. Though we have often failed to predict, respond to, and learn from catastrophes, we have nonetheless made remarkable progress. Ferguson concludes by offering strategies to help us make better choices during crises in our own lives and providing solutions for how we as a society can better navigate misfortune in the future.

The Russians are invading. But the locals have a plan.

It's March 2022 and Russian tanks are roaring across the vast, snow-dusted fields of Ukraine. Their destination: Voznesensk, a town with a small bridge that could change the course of the war. The heavily-armed Russians are expecting an easy fight - or no fight at all. After all, Voznesensk is a quiet farming town, full of pensioners. But the locals appear to have other ideas.

Svetlana, a grandmother with arthritis, reacts in fury when Russian troops turn her cottage into their blood-soaked headquarters. Valentin, a quick-talking lawyer, joins the town's 'Dads Army' defenders, crouching in a trench with an AK47. Meanwhile, 21-year-old Sergei grabs a Molotov cocktail and lies in wait for Russian tanks as they push towards Dead Water Bridge.

The odds are terrible. But a plan is emerging, and there's a chance it could save not just Voznesensk, but the rest of southern Ukraine. Meanwhile, inside the tanks, an inner battle rages. As Russian officer Igor Rudenko prepares to invade, he has a secret. He is Ukrainian himself.

A gripping work of reportage that tells the story of a pivotal moment in Ukraine's war, this is a real-life thriller about ordinary people facing extraordinary circumstances with resilience, humour and ingenuity

The art and literature of our time is pregnant with catastrophe, with weather and water, wildness and weirdness. The Anthropocene - the term given to this geological epoch in which humans, anthropos, are wreaking havoc on the earth - is to be found bubbling away everywhere in contemporary cultural production. Typically, discussions of how culture registers, figures and mediates climate change focus on 'climate fiction' or 'cli-fi', but The Anthropocene Unconscious is more interested in how the Anthropocene and especially anthropogenic climate destabilisation manifests in texts that are not overtly about climate change - that is, unconsciously. The Anthropocene, Mark Bould argues, constitutes the unconscious of 'the art and literature of our time'. Tracing the outlines of the Anthropocene unconscious in a range of film, television and literature - across a range of genres and with utter disregard for high-low culture distinctions - this playful and riveting book draws out some of the things that are repressed and obscured by the term 'the Anthropocene', including capital, class, imperialism, inequality, alienation, violence, commodification, patriarchy and racial formations. The Anthropocene Unconscious is about a kind of rewriting. It asks: what happens when we stop assuming that the text is not about the anthropogenic biosphere crises engulfing us? What if all the stories we tell are stories about the Anthropocene? About climate change?

Since September 11th, the threat of a bioterrorist attack--massive, lethal, and unpreventable--has hung in the air over America. Bracing for Armageddon? offers a vividly written primer for the general reader, shedding light on the science behind potential bioterrorist attacks and revealing what could happen, what is likely to happen, and what almost certainly will not happen.
The story opens with a riveting account of a bioterrorism scenario commissioned by the U.S. government. Using this doomsday tableau as a springboard, Clark reviews a host of bioterrorist threats (from agroterrorism to a poisoning of the water supply) and examines not only the worst-case menace of genetically engineered pathogens, but also the lethal agents on the CDC's official bioterrorism list, including Smallpox, Anthrax, Plague, Botulism, and Ebola. His overview of attempted bioterrorist attacks to date--such as the failed Aum Shinrikyo attempts in 1995 in Japan and the Anthrax attack in the US following 9/11--bolstered by interviews with a range of experts--shows why virtually all of these attempts have failed. Indeed, he demonstrates that a successful bioterrorism attack is exceedingly unlikely, while a major flu epidemic (such as the deadly epidemic of 1918 that killed millions worldwide) is a virtual certainty. Given the long odds of a bioterrorist attack, Clark asks, has the more than $40 billion the United States has dedicated to the defense against bioterrorism really been well spent? Is it time to move on to other priorities?
In contrast to the alarmist fears stoked by the popular media, William Clark here provides a reassuring overview of what we really need to worry about--and what we don't.

Pandemic policies have been the focus of fierce lobbying competition by different social and economic interests. In Viral Lobbying a team of expert authors from across the social and natural sciences analyse patterns in and implications of this 'viral lobbying'. Based on elite surveys and focus group interviews with selected groups, the book provides new evidence on the lobbying strategies used during the COVID 19 pandemic, as well as the resulting access to and lobbying influence on public policy. The empirical analyses reach across eight European countries (Austria, Denmark, Germany, Ireland, Italy, the Netherlands, Sweden, United Kingdom), as well as the EU-level. In particular, the book draws on responses from approximately 1,600 interest organisations in two waves of a cross-country survey (in 2020 and 2021, respectively). This quantitative data is supplemented by qualitative evidence from a series of 12 focus groups with organised interests in Ireland, Denmark and the Netherlands conducted in spring 2021.

Measured in terms of loss of life and property, hurricanes rank near the top of natural hazards. And with increasing development of coastal areas in the United States, the societal impact of these storms is likely to increase. This book, an applied climatology of North Atlantic hurricanes, is intended to serve as an intermediary between hurricane climate research and the users of hurricane information. It discusses: the climatology of tropical cyclones in general and those of the North Atlantic in particular; major North Atlantic hurricanes, focusing on US landfalling storms; prediction models used in forecasting; and societal vulnerability to hurricanes, including ideas for modelling the relationship between climatological data and decision-making in the social and economic sciences.

Best-selling author Cass R. Sunstein examines how to avoid worst-case scenarios The world is increasingly confronted with new challenges related to climate change, globalization, disease, and technology. Governments are faced with having to decide how much risk is worth taking, how much destruction and death can be tolerated, and how much money should be invested in the hopes of avoiding catastrophe. Lacking full information, should decision-makers focus on avoiding the most catastrophic outcomes? When should extreme measures be taken to prevent as much destruction as possible? Averting Catastrophe explores how governments ought to make decisions in times of imminent disaster. Cass R. Sunstein argues that using the "maximin rule," which calls for choosing the approach that eliminates the worst of the worst-case scenarios, may be necessary when public officials lack important information, and when the worst-case scenario is too disastrous to contemplate. He underscores this argument by emphasizing the reality of "Knightian uncertainty," found in circumstances in which it is not possible to assign probabilities to various outcomes. Sunstein brings foundational issues in decision theory in close contact with real problems in regulation, law, and daily life, and considers other potential future risks. At once an approachable introduction to decision-theory and a provocative argument for how governments ought to handle risk, Averting Catastrophe offers a definitive path forward in a world rife with uncertainty.

A century ago, governments buoyed by Progressive Era-beliefs began to assume greater responsibility for protecting and rescuing citizens. Yet the aftermath of two disasters in the United States-Canada borderlands--the Salem Fire of 1914 and the Halifax Explosion of 1917--saw working class survivors instead turn to friends, neighbors, coworkers, and family members for succor and aid. Both official and unofficial responses, meanwhile, showed how the United States and Canada were linked by experts, workers, and money. In Disaster Citizenship, Jacob A. C. Remes draws on histories of the Salem and Halifax events to explore the institutions--both formal and informal--that ordinary people relied upon in times of crisis. He explores patterns and traditions of self-help, informal order, and solidarity and details how people adapted these traditions when necessary. Yet, as he shows, these methods--though often quick and effective--remained illegible to reformers. Indeed, soldiers, social workers, and reformers wielding extraordinary emergency powers challenged these grassroots practices to impose progressive "solutions" on what they wrongly imagined to be a fractured social landscape.

This open access edited volume critically examines a coherence building opportunity between Climate Change Adaptation, the Sustainable Development Goals and Disaster Risk Reduction agendas through presenting best practice approaches, and supporting Irish and international case studies. The Covid-19 pandemic has highlighted existing global inequalities and demonstrated the scope and scale of cascading socio-ecological impacts. The impacts of climate change on our global communities will likely dwarf the disruption brought on by the pandemic, and moreover, these impacts will be more diffuse and pervasive over a longer timeframe. This edited volume considers opportunities to address global challenges in the context of developing resilience as an integrated development continuum instead of through independent and siloed agendas.

Hurricanes. Tornadoes. Floods. Wildfires. Earthquakes. Epidemics. Droughts. Landslides. Trillions of dollars in damages. Billions of people affected. Terrorist attacks. Gas explosions. Bridge collapses. Car, train, and plane crashes. These sudden and unexpected events make it feel as if chaos rules the world, but expecting the unexpected can mitigate the damage and loss to you and your loved ones. It pays to be prepared. When catastrophe strikes, no matter how big or small, being ready and knowing how to respond can be the difference between the loss of life and survival.