A beginners guide to understanding of Reinsurance in easy language. It provides a basic understanding, principles, historical development, benefits of Reinsurance, different methods of Reinsurance and designing of Reinsurance Programme.

The insurance sector is a significant part of the U.S. economy (with one estimate putting it at 7 percent of GDP) and an essential asset protection tool for American families and businesses. This book details strengths and weaknesses of current insurance regulatory systems (prudential and marketplace), providing considerations for determining where and how to modernize, and offering a way forward to increase the effectiveness of insurance oversight in the United States. Insurers operating in the United States rely on reinsurers, both foreign and domestic, to support the issuance of new policies, to minimize fluctuations in loss experience, and to limit and diversify individual and portfolio risks, particularly in the case of catastrophes and natural disasters. This book also summarizes the history of reinsurance as a product and an industry, and outlines the various important functions of reinsurance. The book emphasizes that global reinsurers are vital to U.S. insurers and thus important for the general economic prosperity of the United States, including through enhanced availability and affordability of insurance.

Provide a short description (no more than 350 characters, about 50 words) in simple, nontechnical language that aptly expresses the book's scope and theme. This study explores policy options based on evidence from international experience that will help Bangladesh improve the availability and skill-mix of its health workforce.

FEHBP is generally available to employees, annuitants, and their dependents. Eligible individuals may elect coverage in an approved health benefits plan for either individual or family coverage. For the 2013 plan year, there are about 230 different plan choices, including all regionally available options. As a practical matter, an individual's choice of plans is often limited to 10 to 15 different plans, depending on where the individual resides. While enrollees have a range of choices, they typically decide which options best match their needs, the amount of their wages they will contribute to health insurance, and how risk-averse they are to potential out-of-pocket costs. While most federal employees or annuitants reaching age 65 are automatically entitled to Medicare Part A, Medicare-eligible employees may also voluntarily choose to enroll in Medicare Part B and Part D. For individuals covered under a FEHBP plan as an annuitant, Medicare is the primary payer and FEHBP is the secondary payer. As a secondary payer, FEHBP could cover a share of Medicare deductibles and coinsurance for any services that are covered by both plans, and FEHBP would continue to reimburse for its covered services that are not covered by Medicare. FEHBP is administered by the Office of Personnel Management (OPM), which is statutorily given the authority to contract with qualified carriers offering plans and to prescribe regulations necessary to carry out the statute, among other duties. Some of OPM's additional duties include coordinating the administration of FEHBP with employing offices, managing contingency reserve funds for the plans, and applying sanctions to health care providers according to the prescribed regulations.

Anti-money laundering and countering the financing of terrorism (AML/CFT) have never been more important. Criminals and terrorists are desperate to move their money around the world and protect it from seizure, and you and your insurance company form a vital part of the UK's defences against the contamination of the world's financial system by this dirty money. By reading this concise guide, anyone working in the insurance sector in the UK will learn about their personal and institutional AML/CFT obligations. The key elements of the UK's AML/CFT regime are explained, and you are encouraged to read this guide alongside your own company's AML/CFT procedures in order to get the very best from both.

Dieses Buch vermittelt die Basics sowie praktikable Tools, um sich in guten wie auch in schlechten Zeiten den unterschiedlichsten Situationen im Finanzvertrieb stellen zu koennen. Es richtet sich an selbstandige Handelsvertreter ebenso wie an Fuhrungskrafte des Innendienstes und des angestellten Aussendienstes im Versicherungs- und Finanzdienstleistungsgewerbe. Der Vertrieb von Versicherungen und Finanzdienstleistungen gehoert zu den hartesten Vertrieben am Markt. Wer in diesem Verdrangungsmarkt bestehen moechte und langfristig Zufriedenheit mit seiner Arbeit erfahren moechte, muss mental topfit sein. AEhnlich wie im Leistungssport wird nur derjenige in diesem Vertrieb sein Ziel erreichen, der auch mental stets optimal vorbereitet ist.

Anhand mehrerer Studien zeigen die Autoren, warum viele Kunden ihre Versicherer betrugen. Zahlreiche Geschichten und Falle aus dem wahren Leben veranschaulichen die Ergebnisse. Versicherungspraktiker erhalten dann wertvolle Handlungsempfehlungen und Praventionsstrategien, um Betrug kunftig vorzubeugen. Sie werden nach Lekture dieses Buches wissen, wie sie die Betrugsquote senken koennen - und das bei vertretbarem Aufwand.

Time is money is the phrase we hear, but time is your health. Busy people have a difficult time balancing work, family and fitness. We tend to dedicate so much to our career and to others that we often times don't focus on our own health. This book is a guide for the busy person. It is written in an easy read/ quick read format and is full of great tips and tactics to get fit and healthy when your lifestyle is full of travel, hotels, office time, and a busy household. Master Troy takes a difficult concern that we all have and gives us simple resources to solve our health and fitness issues. This book is full of wonderful comments and tips from many professionals on how they handle fitness with their busy life, and also features great resources to save you time and get you fit and healthy. This resource is designed for you, by people just like you who don't have a lot of "Extra" time in their day.

Running an insurance agency requires many skills. Questions arise such as "How do I hire the right people that complement my operation? How can I streamline my agency so that we maximize the potential of every person in the agency? How do I market and brand my agency?" These are only a few of the questions that every business owner must answer in order to run an efficient agency. This book covers the business aspect of running an agency, maximizing profit, and improving customer service. Whether you are new to the industry or have been an agent for decades, this book will evoke thought-provoking perspectives and vision that will make a positive impact on your agency operation.

The ASA Institute for Risk and Innovation has gathered 22 research notes focused on operational risk and written primarily by the institute's research associates. The collection is divided into four sections: business practices, business preparedness, business security, and emerging trends. The collection is introduced by Annie Searle, author of "Advice From A Risk Detective" (Tautegory Press, 2011), who also wrote three of the research notes. From the back cover: "Annie Searle, with support from her colleagues, leverages her expansive knowledge to compile a thought-provoking overview of business continuity planning and operational risk considerations. "Reflections on Risk" looks at the often neglected considerations and necessary controls that organizations of all sizes should consider in order to be more secure and resilient. This is particularly important at a time of rapid change and expanding use of information technology." --John Carlson, Executive Vice President, BITS "The apprenticeship opportunities that Searle's firm provides graduate students has produced a volume of notes that adds to the broader discourse around operational risk." -- Simon Beckett, Publisher, Journal of Business Continuity & Emergency Planning