Doing well with money isn't necessarily about what you know. It's about how you behave. And behavior is hard to teach, even to really smart people. Money-investing, personal finance, and business decisions-is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don't make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together. In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life's most important topics.

Updates to BTEC National Set Tasks for external assessment - April 2017 As a result of feedback from the Department for Education Pearson have made updates to the Set Tasks for some BTEC National qualifications. Therefore subsequent changes have been made to this product. If you have purchased this book before 13th April 2017, details of these changes can be found here. [link to www.pearsonfe.co.uk/BTECchanges]. Corrected copies will be available to purchase by June 2017. Each Student Book and ActiveBook has clearly laid out pages with a range of supportive features to aid learning and teaching: * Getting to know your unit sections ensure learners understand the grading criteria and unit requirements. * Getting ready for assessment sections focus on preparation for external assessment with guidance for learners on what to expect. Hints and tips will help them prepare for assessment and sample answers are provided for a range of question types including, short and long answer questions, all with a supporting commentary. * Pause point features provide opportunities for learners to self-evaluate their learning at regular intervals. Each Pause Point feature gives learners a Hint or Extend option to either revisit and reinforce the topic or encourage independent research or further study skills. * Case study and Theory into practice features enable development of problem-solving skills and place the theory into real-life situations learners could encounter. * Assessment practice features provide scaffolded assessment practice activities that help prepare learners for assessment. Within each assessment practice activity, a Plan, Do and Review section supports learners' formative assessment by making sure they fully understand what they are being asked to do, what their goals are and how to evaluate the task and consider how they could improve. * Dedicated Think future pages provide case studies from the industry, with a focus on aspects of skills development that can be put into practice in a real work environment and further study.

Our Elgar Concise Introductions are inspiring and considered introductions to the key principles in business, expertly written by some of the world’s leading scholars. The aims of the series are two-fold: to pinpoint the essential concepts of business and management, and to offer insights that stimulate critical thinking. Building on the current structural focus of the family firm discipline, this Concise Introduction provides a function-based, processual approach to the area. It rethinks the nature of the family firm, advancing a deeper understanding of its internal dynamics. Ramona Kay Zachary, Sharon M. Danes and Elisa Balabram offer comprehensive theories of the family firm, the best methods of investigation, and the relationships among the owning family, its business as well as how these are interconnected. Key Features: Accommodates cultural nuances In-depth exploration of conceptualizations of the family firm Addresses planned and unplanned change in family businesses Focus on the interface between the owning family and its business Analysis of the operational and relational processes in both the family and the business Concluding that both the owning family and its business have complexities such as operational, managerial, and relational processes that warrant further attention, this Concise Introduction will be essential reading for researchers and advanced students interested in entrepreneurship, family business and organisational behaviour. It will also be a key resource for family firm owners, practitioners and family business consultants.

?A major rewrite of Dettmer's classic Goldratt's Theory of Constraints, this new edition presents a whole new approach to building and applying logic trees. The logical thinking process referred to in the title is nothing less than a broadly applicable, systems-level approach to policy analysis. Dettmer has streamlined the process of constructing the logic trees while simultaneously ensuring that the results are more logically sound and closer representations of reality than ever before. He explains an easier, more logically sound way to integrate Current Reality Trees with Evaporating Clouds. His new version of the thinking process "retires" the Transition Tree in favor of the marriage of a more detailed Prerequisite Tree and critical chain project management. This book contains new examples of logic trees from a variety of real-world applications. Most of the diagrams and illustrations are new and improved. Explanations and procedures for constructing the logic trees are considerably simplified.

Owen E. Hughes investigates governance across sectors including corporate, international and political governance, arguing that governance, as a general concept and an operational system, is in crisis. Hughes reasons that the crisis is in governance in general, in how societies run themselves, in how companies are run and how international organizations are run. This critical book examines the ways in which governance enables the smooth running of these societies, companies and organizations, from sub-national to international levels, and how the setting up of structures or institutional arrangements can impact this. These structures, institutions and arrangements are explored from legal, ethical and behavioural perspectives to provide a well-informed introduction to the crisis of governance. The book further examines debates over the facts, lies, science and policies behind governance, scrutinising the conflicts between democracy and autocracy in governance. The Crisis of Governance will be a beneficial resource for both undergraduate and graduate courses in public administration and management. Academics, students and scholars interested in public affairs, international politics and corporate economics will also find value in this timely book.

Consumer Behaviour 5e focuses on consumer needs, buying behaviour, and the art of customer satisfaction. It provides invaluable insight into the psychology behind consumer thinking, emotions, experiences and reasoning, as well as how choices between products/services, suppliers and product brands are made.

A unique South perspective on consumer information-processing, decision-making and buying patterns is emphasised through the lens of culture, family, media and values. This perspective will inform academics in the marketing field as well as industry practitioners on how customised marketing strategies can be developed to effectively reach each consumer. The significant impact of the growth of the millennial market segment, the use of digital technology, and access to shared experiences through social media and other online channels, is also explored.

This fifth edition of Consumer Behaviour covers traditional and contemporary issues such as:

• Consumer decision-making and influencing factors
• Why customers behave the way they do
• Market segmentation and how to target a specific market
• Consumer information-processing
• Brand loyalty and how to retain customers
• Customer relationship marketing
• Cross-cultural influences on consumer behaviour
• E-commerce and its effect on consumer behaviour.

The latest edition in the Principles of Corporate Finance dynasty, the 14th edition continues in its tradition of showing how theory applies to the very practical problems and decisions faced by financial managers. Looking at what financial managers do and why, the book aims to give readers a solid understanding of theory so that they know what questions to ask when times change and new problems need to be analyzed, eventually standing as a reference and a guide to help them make financial decisions, not just study them. This new edition welcomes Alex Edmans to the author team, whose global authority and expertise in corporate governance, responsible business and behavioural finance have been invaluable in bolstering coverage of these topics. A new chapter is entirely dedicated to the subject of balancing shareholder value with promoting the interests of all stakeholders, the potential conflicts inherent in this, and how a responsible business should behave. There have been several changes to chapter structure as well as expanded discussion of issues that have grown in importance since the previous edition including behavioural finance, and financial innovation driven by AI, big data and cloud computing. It has also grown to take a more international focus, to bring in more information and perspectives on major developing economies such as China and India, and looking at how financing and governance systems differ around the world. The new edition retains and builds on the pedagogical features of previous editions, with new chapter content summaries, new self-test questions interspersed at key points, and a raft of 'Beyond the page' examples available online through links in the text. Click here to view the sample chapter

Elgar Advanced Introductions are stimulating and thoughtful introductions to major fields in the social sciences, business and law, expertly written by the world's leading scholars. Designed to be accessible yet rigorous, they offer concise and lucid surveys of the substantive and policy issues associated with discrete subject areas. Taking a detailed tour through the emerging economic field of financial inclusion, this timely book charts the subtle conceptual shifts that gave rise to the focus on inclusivity in development finance, and provides an overview of key concepts, issues, and empirical findings. Diving into the crucial interaction of financial inclusion with gender, further chapters present new conceptual frameworks for thinking about these interactions, as well as discussing the impacts of gendered financial exclusion on both economic and empowerment outcomes. Key Features: Comprehensive introduction to the theory and practice of financial inclusion Accessible style, with focus boxes detailing more advanced material In-depth analysis of the relationship between female empowerment and financial inclusion Up to date discussions of recent developments in FinTech, the impact of microfinance, and the new frontiers of financial inclusion research Discussing what is known about the economic impacts of financial inclusion and what is still to be discovered, this book is an ideal companion for students and researchers of development finance and economics. It aims to inspire current and future cohorts of researchers and policymakers, as well as practitioners with an interest in financial inclusion.

In The Versatile Leader: The Confidence to Excel in Every Situation, Msuega Tese, the co-founder of a successful information technology company in Angola, offers a new and refreshing approach to leadership. He defines leadership as “figuring out your beliefs and having the guts and/or the ability to act on them in such a way that adds value to others’’. Presented in a concise and easily digestible way with practical applications, he shows the reader step by step how to become a versatile leader – a person of integrity who, along with others, creates valued outcomes by adapting their leadership style for different situations. Whether you are the leader of a church program or the CEO of a company, The Versatile Leader will equip you to lay the foundation for versatile leadership and excel in every situation with confidence.

You will learn:

• The definition of a leader
• The strategies to become a versatile leader
• The tactics to excel in every situation
• Practical applications through case studies
• Principles that can be applied to everyday life

Features include:

• 230 mm x 152 mm, softcover
• 10-point type size

Jesus the High Road Leader, Follow the Path He Wants Us to Travel

The most important words Jesus ever spoke were, “Follow me.” But how are we to follow him in a divided world with so much bitterness, anger, and hate? How can we love God and love our neighbor as ourselves? We can do it the same way Jesus did: by taking the high road!

In the Sermon on the Mount, Jesus told people to love their enemies, turn the other cheek, and go the extra mile. What he said can be summed up this way: “Take the high road.” That’s the road Jesus took. He was a high-road leader. His words and his actions made it clear he wants us to:

• Value All People
• Give More than We Take
• Embrace Authenticity
• Do the Right Things for the Right Reasons
• Place People Above Our Agenda
• Bring People Together in a World that Divides

Best-selling authors John C. Maxwell and Chris Hodges show how every step of Jesus’ walk on earth was on the high road, and they explain how you can take that same path. Immerse yourself in the life of Jesus, and you will be equipped and inspired to take the high road in every situation, just like he did. When you do, you will be most like him. You will be salt and light in a world that desperately needs it.

Unlock your full potential with this revision guide that will guide you through the knowledge and skills you need to succeed in the Onsite Construction T Level core exams. - Plan your own revision and focus on the areas you need to revise with key content summaries and revision activities for every topic - Understand key terms you will need for the exam with user-friendly definitions and a glossary - Breakdown and apply scientific and mathematic principles with clear worked examples - Use the exam tips to clarify key points and avoid making typical mistakes - Test yourself with end-of-topic questions and answers and tick off each topic as you complete it - Get ready for the exam with tips on approaching the paper, and sample exam questions

Globalization: A Multi-Dimensional System provides a comprehensive understanding of the complex process of globalization and how it impacts nations, organizations and individuals who operate in its environment. C. Gopinath addresses why some nations welcome its benefits whilst others seek protection from it and provides an insightful look into arguments for and against globalization. Highlighting important updated content on the topic, this new edition: Takes a comprehensive multidisciplinary view of globalization within five domains: economy, politics, social, business and physical Discusses underlying theories and provides a framework for step-by-step analyses of global issues from a systems perspective Enhanced chapters provide notes and definitions to help reinforce key items and include several examples of contemporary events and issues as illustrations Instructors' website includes PowerPoint slides, test bank and guidelines for case discussion and projects. This all-encompassing fourth edition will be an excellent resource for sociology, business and management students. The book will also provide an illustrative reference to practitioners in international economics, international relations and cross-cultural management.

Elgar Advanced Introductions are stimulating and thoughtful introductions to major fields in the social sciences, business and law, expertly written by the world's leading scholars. Designed to be accessible yet rigorous, they offer concise and lucid surveys of the substantive and policy issues associated with discrete subject areas. Taking an innovative look at how megaprojects are managed, including the important Why, What, Who and How elements, this insightful Advanced Introduction is enhanced with case studies of megaprojects from across the globe. Throughout, the authors highlight the fundamental issues in an accessible format, such as why megaprojects are undertaken, what their challenges are, how to market projects and who deals with stakeholder engagement. It also investigates key areas such as governance, social value creation, management, contractual and decision-making issues. Key features: Discusses how the creation of narratives can address uncertainty in projects Illustrates the pros and cons of a conventional approach to decision-making versus a naturalistic approach Provides a post-modernist approach to the management of megaprojects based on flexibility, versatility and ambidexterity Highlights the importance of megaproject leadership engaging with stakeholders to align interests and create value effectively This Advanced Introduction will provide essential reading for practitioners, specifically megaproject leaders, as well as academics of megaproject studies and management studies and projects. Students engaging in project and management studies will also find this enlightening and informative.

With an interdisciplinary approach, this book elaborates and discusses the strategic, regulatory and economic scenario that the sponsorship of a European Digital Single Market has been generating for small- and medium-sized companies (SMEs). Encompassing expert innovative analysis of the regulatory framework, economic dynamics and organizational processes, SMEs in the Digital Era highlights the effects these have and the complex process through which SMEs can enter and successfully compete in the digital market. With contributions from international scholars, this insightful book takes a deep dive into the current most relevant debates taking place in management, economics and business law using original evidence from a variety of fields and countries. Chapters offer a fresh look at the new policies and regulatory tools required to meet the challenges of digitalization, reflecting on the effects on employment, competition and organizational processes, and how imbalances can impact the future of the technological revolution. Providing insights into the most advanced and recent research on digital markets, this will be an excellent resource for academics, practitioners, managers and policymakers in fields ranging from organization theory and organizational behaviour to strategy, economic analysis as well as economics and business law.

This textbook addresses the most crucial strategic decisions and management challenges facing managers of multinational enterprises (MNEs) operating across different institutional settings and complex cultural contexts. How can managers of MNEs address pressures for local responsiveness and global integration? What are cultural and institutional differences and how do they impact the management of MNEs? How can managers create social capital across the MNE in the face of such differences? How can managers ensure knowledge transfer across the MNE? How can human resources be managed in a world of differing standards? Taking a critical, multi-level approach to international business, this textbook: Explores the strategic choices available to managers of MNEs and their consequences in an interactive way, providing an original, and engaging approach to the subject for students seeking to understand the issues faced by managers of MNEs Gives state-of-the-art theoretical overviews of topics related to global strategy and management, making this textbook a useful reference for academics as well as students Offers thirteen original, rich, case studies to illustrate each chapter's theory, highlighting the key challenges and dilemmas faced by managers of MNEs Provides clear exposition and critique of current literature to provide students with a firm theoretical understanding of the subject. This textbook provides a fresh and important contribution to the management of MNEs and will be invaluable for both students at masters level and their lecturers. It will also appeal to practitioners facing the daily challenges of managing MNEs.

For undergraduate courses in derivatives, options and futures, financial engineering, financial mathematics, and risk management. A reader-friendly book with an abundance of numerical and real-life examples. Based on Hull's Options, Futures and Other Derivatives, Fundamentals of Futures and Options Markets presents an accessible and student-friendly overview of the topic without the use of calculus. Packed with numerical examples and accounts of real-life situations, this text effectively guides students through the material while helping them prepare for the working world.

Transport Economics is a revised and refined fourth edition of a well-established textbook which applies economic analysis to transport issues. Each chapter has been carefully reworked and includes new material dealing with the regulation of transport markets. To assist in pedagogy, twenty or so free standing 'Exhibits' now provide a variety of case studies and narratives to supplement the text. More up-to-date examples and illustrations also make the understanding of economic principles easier and assist in the assimilation of economic concepts. The theoretical content is supported with considerable empirical evidence drawn from a wide range of international sources. Although aimed primarily at university students, this volume is accessible to non-specialists who have an interest in transport economics. It has no modal bias but rather examines in general terms the many aspects of the demand for, and supply of, transport together with the various methods of government intervention needed to ensure that social and environmental criteria are attained. This successful and widely adopted textbook has been meticulously revised and updated for the fourth edition. As the best intermediate text currently available, it will be welcomed by students, policymakers and all those concerned with the supply of transport services.

In this book, Gretchen Oltman and Vicki Bautista walk you through the eight steps necessary to craft a personal leadership philosophy: a reflective explanation of the leadership style, core values, mindset, and real-life experiences that make you the leader you are today.When you can authentically tell your story, your school community will know you, what you value, and why you make decisions the way you do. You will rediscover a sense of purpose, renewal, and inspiration that may have slipped away amid the chaos of life-and you can build a stronger connection with those you lead and work beside. Leading in a school setting does not mean you need to lose your individual identity. You became a school leader by following your own unique path. You possess talents that set you apart from others. By working purposefully to share your personal leadership philosophy, you can create a new expectation of what school leaders should be and counter the unrealistic assumptions that others may hold. You can be more than your title. What's your leadership story?

Entrepreneurship is a dynamic process constantly evolving through innovation, in that entrepreneurs devise profitable products and services that did not previously exist. This process requires entrepreneurs to have major skills in different business areas.

The second edition of this book is about entrepreneurship in the South African business environment, and about the entrepreneurial process. It highlights three main aspects, namely: the entrepreneurial part of starting and running a business; the marketing of products and services; and the financial aspects of a profitable and sustainable business.

In a practical and accessible way this book describes how entrepreneurs should arrange resources and activities in order for the potential business to operate as profitably as possible. The two aspects of marketing and finance are the most important functions of business that every entrepreneur needs to know in order to be sustainable both as a start-up enterprise and for long-term sustainability.

Why is it that some people work hard, yet remain poor? How is it that others seem to rise out of poverty and become affluent in a short span of time? The answers are in this little book, which everyone should read at some point in their life. If they did, they would know how to become rich relatively quickly. If not, they might spend years working back-breakingly hard, without ever breaking even. That’s how powerful the principles contained in this book are.

The answers to escaping poverty and becoming wealthy are actually well known; they have been tested by time and replicated in different countries, by families and by individuals who have become astonishingly rich. And when you simply follow the principles, they work.

So what are these principles that genuinely lift people out of poverty and ensure their personal wealth? Here are 50. They all work. They will make you richer. They remove the emotion, the politics and the clutter from our thoughts about wealth, and they go straight to the heart of one simple issue: what it genuinely takes to become rich. Prepare to train your brain for wealth. Prepare to become ‘poverty proof ’ for life.

The Model Regulations cover the classification of dangerous goods and their listing, the use, construction, testing and approval of packagings and portable tanks, and the consignment procedures (marking, labelling, placarding and documentation). They aim at ensuring a high level of safety by preventing accidents to persons and property and damage to the environment during transport and, providing at the same time, a uniform regulatory framework which can be applied worldwide for national or international transport by any mode