Running with the Big Dogs In The Wizard of Oz, Dorothy's Toto was clearly a dog of character. He knew when to sit still, when to bark, and when to make a fuss. He was simply a real dog with real observations about real situations. And the Oz experience reinforced what his parents taught him as a small pup: Care deeply. Bark only when necessary but then, forcefully. Be curious. Express yourself. Embrace the world and have no fears. The story of Dorothy's journey to Oz has captivated generations of children and adults alike since it was first published by L. Frank Baum in 1900. Dorothy's adventures have been analyzed from virtually every perspective-psychological, historical, economic, and the like-except from the perspective of the only other character that was with her every step of the way: Toto Dorothy's little dog wrote this book and buried his manuscript in a can with an old bone on the original Gale farmstead. Dr. Fickenscher came upon it quite accidently and was given the opportunity to edit Toto's original thoughts on the Leadership Lessons from The Wizard of Oz, which he now shares with you. Of course, there are the usual thoughts on brainpower, heart, and courage, but in this book, there is much, much more. The many lessons of Oz will captivate your imagination and, no doubt, serve as a guide in your quest to become a better leader Toto's Reflections will help you contribute to making a difference in the world, and challenge you to consider what you can do, starting right now, to make the world a better place

Finally a book that teaches both the philosophy and step-by-step instructions for building wealth through the financial planning process.
An easy to read and understanding guide to the steps of constructing a financial plan. The author does a masterful job of explaining a complex topic in a way that makes it easy to understand and implement.
By comparing a financial plan to a sailboat, readers are able to vision a financial plan that has both defensive and offensive elements.
The financial plan is tailored to the objectives, timeframe and risk tolerance of the reader. At the center of the plan are the financial goals that the reader chooses. This makes the book indispensable in creating a very personal and useful tool for realizing life-time goals.

The ability to hold the world in the palm of your hands, mentally and financially, is obtained through a comfortable living. Professionals have stated: "To have peace of mind is knowing how to live comfortably with your budget and not your neighbor's budget." A well-chosen financial plan and guide will provide structure so that one can live life to his or her own choosing. Stacking Dollars teaches the key to a comfortable lifestyle is to know how to effectively manage basic finances - without regard to one's current socio-economic status. There is a broad market and demand for self help books in the areas of family life, parenting, and human relations. Stacking Dollars is a combined self - help and how - to book, which is designed for the everyday person who is living from pay check to pay check, and who frequently asks the question: "Why is my bank account always overdrawn?"

FOR ACCOUNTING STUDENTS - Professional exams: How to succeed - Developing one's full potential for success through a simplified approach - A practical and effective guide to the resolution of cases

With increased scrutiny from a number of bodies, the use and applicationof control premiums is requiring more appraiser justification and documentation than ever, while still requiring the same amount of appraiser judgment. Control Premiums: Application and Analysis provides appraisers with valuable insite on how to apply the control premium.

How to Protect you Principle and Succeed in Off Wall Street Investing for Secured High Yields An insider's secrets of the world of Trust Deed and Mortgage Lending also called Hard Money or Private Lending. Learn the pitfalls of the industry from the inside; the inherent conflicts of interest between the investors and the Mortgage Broker, the crippling high fractionalized lending model, unimproved land speculation, the creative math of interest reserves, the commercial property myth, the gamble of future valuations, the ineptness of loan to own underwriting and to name a few. One of the major differences between the financial crisis on Wall Street and the private Trust Deed's is that most of the pitfalls can be identified, mitigated or avoided by investors prior to investing. With this book anyone can learn to position themselves to diversify their portfolio away from the turmoil and lack of transparency of Wall Street. Potential investors should be looking for high yields with the safety of simple, secured investments.

Learning from my mistakes to achieve a dream and learning from the struggles that my parents had been through. I learned that there was more to making out a budget. Learned more about credit and what makes up your credit score. Learn how to protect your assets and make more money, improving your financial statement. The financial statement is what the loaner officers use. Be smart about the way you use credit and improve your life and build your assets. Improving your financial knowledge can improve your life and can improve your financial picture overall.

Million Dollar Blind Spots will create clear understanding to uncover blind spots in your company-and will dramatically accelerate correct business leadership decisions.

Million Dollar Blind Spots is hailed by industry professionals as a commonsense approach to risk management. When asked how all departmental leaders can help the finance department increase profitability, this book is a resource for management to find pools of cash in key departments of the company. This book helps career-motivated business executives unearth key risk areas and identify opportunities leading to sustainable growth, buzz-worthy customer value, and impressive profitability.

Gary Patterson has developed clever systems to: Avoid costly problems Increase profits Uncover your million-dollar blind spots Answer questions about why risk management is important to finding pockets of hidden cash Make faster business decisions Reduce functional silos When your team asks What is financial risk management?; this book contains the answers. This book contains 125 questions to assess your company and strengthen balance sheets and income statements, describes insightful flash reports, metrics and financial reporting templates and illuminates key requirements for business plans to improve operations and raise crucial financing for your management team projects. If you desire to run your company like Jack Welch, then pick up a copy of Gary Patterson's book for your entire team. Gary Patterson is a Stanford MBA, CPA and popular speaker who has worked with over 200 companies and negotiated 25 merger & acquisition deals ranging from startups to Fortune 500 companies.

MORE SPELLBINDING DOCU-FICTION FROM BARNEWALL:
Financial Fraud, Global Elitists, Intrigue
Unwittingly caught up in an international web of deceit and treachery, Meredith Morgan falls in love with and marries Russian scientist Alex Plotnikov, who was forced to clone prominent Americans in a plot to destroy the American economy.
In this sequel to When the Swan's Neck Breaks, author Marilyn MacGruder Barnewall continues in Flight of the Black Swan the spellbinding saga of Meredith and Alex who, together with former covert Intelligence Operative William Leonard and retired CIA agent Jake McGregor, set about implementing an extremely dangerous counter-plot to thwart enemies, both foreign and domestic, hell-bent on bringing America to her financial knees.
In what some readers call "docu-fiction," the economic terrorism currently suffered by the American populace is illuminated. Once again, Barnewall gently and skillfully weaves threads of belief, love, commitment, and patriotism throughout the dark webs of deceit.
Flight of the Black Swan is not for readers who want to hide from truth. Those who want to know what's happening, why, and how to change things will not be able to put this book down.
Ambassador Lee/Leo E. Wanta's "Foreword" sets the tone for this intriguing work of fiction. Millions of people follow the real life drama of Ambassador Wanta, America's most successful Intelligence Operative. He is credited with bringing down the Iron Curtain by skillfully manipulating the ruble into extinction while serving as President Ronald Reagan's favorite "junkyard dog."
Flight of the Black Swan is an offering to the American People. It is intended as a flashlight to help identify truth in these confusing times.
In his 2007 best-selling work of non-fiction, The Black Swan: The Impact of the Highly Improbable, Nicholas Taleb defines Black Swans as unexpected or rare events and discusses ways they can be used to create financial havoc. Because my first book in this series was about a white swan, I decided - before hearing of Taleb's book - to use the words "Black Swan" in this title. God moves in strange ways and Taleb's book was published, and became a best-seller in the non-fiction category which, from my perspective, was a most interesting, "unexpected event."
From the author:
I hope when people read Flight of the Black Swan it will turn on a flashlight and help them look in all of the dark corners. That's where the evil dwells that has been busily destroying their nation. Shining a light on them will help free all people from the carefully crafted spiders' webs of deception.
God bless the United States of America and the people who make her great. May your apathy fall by the wayside and may you be infected with a newfound virus that compels you to make sure people in positions of power live by the Constitution, stop treating citizens who employ them like corporate assets, and seek the truth. People have lived with lies for such a long time, flipping on a light switch will be difficult.
Flight of the Black Swan is a story about fictional characters. Some know that looking glass images may appear to be exact duplicates of reality, but are distorted. Others have yet to observe that important lesson. Thanks go to the brave men and women in our intelligence services who fight the good fight on behalf of a nation that doesn't seem aware anyone has put on gloves and stepped into the ring. As for the men and women in those same intelligence services who think the fight is over and darkness has won, check the mirror again.
The light has changed; a new shadow emerges...

The Cash Dividend: The Rise of Cash Transfer Programs in Sub-Saharan Africaassimilates results of a thorough review of the recent use of cash transfer programs in Sub-Saharan Africa. Drawing from sources including program documentation, policy papers, peer-reviewed publications, and interviews, it paints a picture of the evolution and current state of cash transfers, which include unconditional and conditional cash transfers and emergency- and development-focused transfers. It presents analysis from data collected and describes broad trends in design features and implementation, including objectives, targeting, benefits, payment mechanisms, conditions, monitoring, evaluation, institutional location, program costs, and more. It also addresses political economy issues relevant to cash transfer programs, discusses the challenges to implementing cash transfer programs in Sub-Saharan Africa, and highlights lessons learned from existing African cash transfer programs. The comprehensive nature of the review, and its thorough analysis of previously unassimilated data, fills a gap in knowledge related to cash transfer programs in the region. The book is expected to benefit the donor community and domestic policymakers involved in cash transfers in Sub-Saharan Africa, guiding both program design and future research. It will help shift the debate on cash transfers in Africa from whether they are possible to how they can best be implemented."

The elegantly combined presentation of the various aspects of financial management and the topics of management accounting is a highlight of this text. The extensively revised, updated and reorganised new edition retains the thorough coverage of the various areas of financial management - basic concepts of finance, sources of finance, capital structure theories and planning, dividend policies, investment decisions, portfolio management and working capital management - as well as the areas of management accounting - changes in financial position, budgetary control and standard costing, and cost information and management decisions - provided in the previous editions. It presents, in addition, significant and contemporary topics such as financial environment, corporate governance and international financial management. Intended primarily for postgraduate students of commerce (MCom) and management (MBA with finance specialisation), the book will also be highly useful for undergraduate students of these disciplines (BCom/BBA), students of professional courses such as CA and ICWA, as well as professionals in the fields of financial management and management accounting.

The Hospitality business can be one of the most challenging industries to work in, as there is almost always an audience to witness any shortcomings. According to Cecelia Jernegan, a 25 year industry veteran, "The difficult part of working at a hotel. . .The detail paper work, e-mails and correspondence must be completed during the evenings or on the weekends. Managers at the hotel level need to make their staff, ownership, brand and guests all happy. The 2 sentences above causes 'burn out' for managers." Does this sound familiar?
This guide is a quick reference tool for the busiest hotel managers and employees to get "refreshed' on how to optimize the 10 most challenging circumstances they will likely face. In the past, focusing on occupancy and average daily rate have been the catalyst to a positive revenue per available room. However, the formula of optimizing challenging circumstances plus always driving retention can get you to that sustainable revenue more effectively. There are many great hotel employees that have all the skills and training possible, but getting overwhelmed happens. The authors of this guide have worked in almost every position in the hotel industry and are sharing quick tips to refocus and energize you into action.
Wondering how to get your staff to wear their uniform? Haven't seen your sales manager smile in a week? Can't figure out how to get all of your responsibilities completed in a single bound? Simply skip ahead to the chapter that is relevant to you in your time of need, and be reminded that facing issues with a learning attitude and sense of humor is key.

There are different types of financial statements - general purpose financial statements, and financial statements prepared for specific purposes. The general objective of financial statements is to provide useful information about an entity's financial position, performance and cash flows to a wide range of users. The general purpose financial statements are directed towards the common information needs of users, especially those who are not in a position to demand reports tailored to meet their particular information needs such as, shareholders, creditors and employees. The nature and degree of the differences between these and the financial statements prepared for special purposes is determined on the basis of users' needs and cost-benefit analyses. Understanding the real matters behind the figures presented and how to situate them with the other details provided is vital to the relevance, reliability and utility of these financial documents to the reader in making an informed judgement. Packed with plenty of practical examples, questions and answers - detailing the uses, analyses and interpretation of accounting ratios - this one-stop resource provides the reader with the necessary tools for understanding, analysing and interpreting financial statements; it offers practical guidance and expertise on how to look at the accounting figures and the stories behind their presentation, the related accounting concepts and terms, with provisions of the IFRS for the Small and Medium Sized Entity. It is principally an invaluable aid to students preparing for examinations in this area of financial accounting, together with any individual wishing to understand and appreciate issues raised in the financial statements as presented by corporate bodies.

In a credit-squeezed market, cash and liquidity rule - find out how to drive the effectiveness and efficiency of your company's cash The focus on cash has intensified since the financial crisis and company cash balances have reached record levels. SMEs are essential to stimulate growth and prosperity, and finance, currently hard to find, is the SMEs' route to becoming the new elite in the business world. With greater insight into banking, payment and trade infrastructures, better decisions can be made to drive the efficiency and effectiveness of cash. Be Your Own CFO: The Art of Cash Management for SMEs is a best-practice guide that makes liquidity understandable and demonstrates how better cash management can help your company weather the current financial storm.

Become a More Successful Leader in Just TWO Steps
We live in a very complex and challenging time. Business has become increasingly global and relentlessly competitive. In today's business world the nature of the work force continues to change in a way that demands more and more skill and leadership of the managers that hope to engage that work force. And the compact between business and the employee has been weakened to the point of near extinction in many if not most companies. The task ahead for both current and future leaders is a daunting one if they hope to succeed both personally and on behalf of their organizations and their people.
I would like to propose that the task of leadership might not be as overwhelming as it appears. I would like to convince you that although there are infinite nuances to the art of leadership, there are a few very straightforward principles that will provide you most of what you need to be successful %u2013 thus The 2 Keys to Business Success. I would also like to persuade you that these two principles aren%u2019t some unnatural, esoteric approaches but rather common sense applications of the innate principles that should feel most natural to you. If you read on, I believe I can make your life a little simpler and the success of your organization a lot more likely.
This Book Can Make the Reader a Better Leader - Quickly, Logically and Sensibly

Have you ever felt the workers you really need are not the workers you actually employ? Maybe you believe your organization is not operating as effectively as it should. Perhaps it is issues like procurement cost overruns, customer complaints or shrinking market share. Some in the organization might even be wondering when the competition will overtake your organization in revenues. Unlike last time, these issues are not process or technology related; they are something different.
Demographics, retirements and lifestyles are triggering a shortage of critical skills. Some organizations are extending their searches and accepting short-run vacancies, while others are hiring under-qualified workers. In both cases, the outcome is similar - a workforce producing marginal results.
Breakthrough Workforce Strategy was written as an executive toolkit for thinking strategically about critical skill shortages. Its insights and proven practices are more than the product of creative thinking. They are the result of intense analytics and uncommon observations about the workforce. With Breakthrough Workforce Strategy, executives have a toolkit to further develop competencies for:
-Understanding the sweeping nature of the skilled worker shortage
-Integrating a Workforce Strategy with business objectives
-Evaluating positions critical to operations and profitability
-Examining internal workforce supply threats
-Assessing external workforce supply and demand threats
-Predicting the impact of demographic trends on workforce supply and demand balances
-Analyzing meaningful demographic segments for solution opportunities
Build your organization's response to the critical skills shortage in less time and with greater business impact with Breakthrough Workforce Strategy.
Forward
Just when you thought you could relax as the recession dissipates Eric Seubert comes along and confronts us with an even more sobering reality. How will we plan and execute our growth strategies when demographics are shifting, engagement is declining, and those with critical skills are disappearing into retirement?
How do we plan our workforce needs in the U.S. when the fastest growing segment of talent contains those over the age of 55? How far can France push elevation of the retirement age to 62 if the trade-off for a solvent system is infrastructure paralysis? How will Japan cope when its essentially homogeneous workforce will need to include more than 20% non-ethnic citizens to subsidize its social benefits? Moreover, to whom rests the responsibility to create the Workforce Plan?
There was a book published by Dr. Noel Tichy entitled Control Your Destiny Or Somebody Else Will This title is prophetic for those responsible for safeguarding the talent pipeline, development and retention at the Enterprise level. Presently the lack of clarity regarding the implications of the above and concomitant lack of robust planning to cope portend calamity
The lack of progressive or even evasive answers to the question "what is our workforce plan" are now becoming indefensible for those chartered to - you guessed it - have a plan
In his book, Breakthrough Workforce Strategy, Eric is in many ways throwing us all a life preserver when we need it the most He frames for us the emerging trends, implications for a lack of responsiveness, and when we feel anti depressants are the only solution, an outstanding framework for developing a Workforce Plan
The book Breakthrough Workforce Strategy is recommended reading for all who want to understand the implications of these shifting dynamics and an essential read for those of us who are being held accountable for enterprise planning.
-Thomas Casey is the Managing Principal of Discussion Partner Collaborate, a global Executive Advisory firm focused on Human Capital Strategy.

Financial Accounting Essentials You Always Wanted To Know covers Financial Accounting concepts in concise and easy-to-understand manner for business professionals and non-finance graduates. This book includes Financial Accounting FUNDAMENTALS, SOLVED Examples, Important CONCEPTS & PRINCIPLES and Ample PRACTICE Exercises. The topics covered are:
a) Understanding of Financial Accounting Terms
b) Need, nature and purpose of Financial Statements
c) Audience of Financial Statements
d) Balance Sheet
e) Income Statement
f) Statement of Cash Flows
The book is divided into separate chapters, each dedicated to a single concept in Financial Accounting. The flow is such that it builds the reader's understanding in stages. At the end of each chapter there are ample solved examples that help apply the concepts learnt in the chapter. This is followed by Practice Exercises that give an opportunity to the reader to apply the learnings from the chapter.
The reader gains the following competence after reading this book:
a) Understanding of individual items in Financial Statements
b) Reading and understanding Balance Sheet, Income Statement and Statement of Cash Flows
c) Preparing Balance Sheet, Income Statement and Statement of Cash Flows
This Self Learning Management Series intends to give a jump start to working professionals, whose job roles demand to have the knowledge imparted in a B-school but haven't got a chance to visit one. This series is designed to address every aspect of business from HR to Finance to Marketing to Operations, be it any industry. Each book includes basic fundamentals, important concepts, standard and well-known principles as well as practical ways of application of the subject matter. The distinctiveness of the series lies in that all the relevant information is bundled in a compact form that is very easy to interpret.

The new edition acquaints the reader with the new International Financial Reporting Standards (IFRS). Recently, the Ministry of Corporate Affairs, Government of India, has issued Indian Accounting Standards fully convergent with IFRS, which will be applicable in India from 1 April 2011 onwards. Divided into 17 chapters, the text explains, with the help of many tables, boxes, and practical examples, all the basic accounting principles. The book is written in an accessible and reader-friendly manner so that the students can comprehend the subject with greater ease. WHAT IS NEW TO THIS EDITION The text is prepared based on IFRS revised up to 1 September 2010. Chapters 1 - 4 have been rewritten to explain the fundamental concepts and principles with reference to the financial statement of Hindustan Unilever Limited (HUL). The chapter on Financial Analysis has been rewritten to explain financial ratios with reference to the financial statements of Maruti Suzuki (India) Limited. Some other chapters, particularly those chapters covering accounting standards, have been thoroughly revised. Intended primarily for postgraduate students of management, the book should also be extremely useful for those preparing for accountancy examinations. Besides, practising managers should find the book handy for analyzing financial statements. Finally, non-finance executives will find parts of the book (Chapters 1 - 4 and Chapter 17) quite useful for executive programmes.

Financial Statement Analysis Simplified translates the accounting language of financial statements into clear, easy-to-understand terms that anyone who needs to make well-informed financial decisions quickly will appreciate. This book will show you how to: - Scan a financial report and pick out the numbers that matter - Evaluate a company's ability to repay its debts on time - Detect problems while there is still time to take action Discover how: - Investors can increase the yield on their investments - Lenders can save thousands in bad debt - Managers can earn better returns for their company

"IFRS Simplified" is a fast and easy-to-understand overview of the new International Financial Reporting Standards.

With the increase in global trade now and in the future and the growth of multinational companies, an understanding of international tax law is imperative. In Taxation of International Business Transactions, author Dr. Felix Lessambo provides an overview of the sometimes challenging international tax law.

Taxation of International Business Transactions provides sound understanding of foreign tax regimes and more. It is geared for those who want to mitigate, increase, and avoid tax audits in the areas of thin-capitalization, employee-secondment, transfer pricing, and limitations-on-benefits (LOB). Lessambo has tracked the ongoing issues of the most relevant aspects of international taxations and delivers suggestions in this edition.

Lessambo, an international tax scholar and practitioner recognized for his keen analyses, provides firsthand expertise to help multinationals and international business managers to pursue business initiatives without the fear of unintended tax consequences. Taxation of International Business Transactions is an indispensable guide for tax and financial directors and those dealing with tax at a worldwide level.

Recently open licensed and updated, this Textbook Equity edition contains the complete and original content of the eighth edition of "Accounting Principles Vol 1: Financial Accounting," by Edwards, Hermanson, & Maher, successfully used by professors for over 15 years. It includes ample examples demonstrating the concepts, key terms, self-tests with exercises, problem multiple choice, true false, alternate problems, critical thinking exercises, and answers. Topics range from "academic accountants" to "ethics" to "worksheets." This is another open licensed college textbook published by Textbook Equity. Download the pdf for this and other open textbooks for no charge at opencollegetextbooks.org. Support truly open licensed textbooks.

It's time to introduce a disruptive innovation in workforce and business development and that is the purpose of this book.
The American Worker has been cut off and is adrift in the mainstream economy. In the spring of 2010 over 17% were unemployed, underemployed, trying to enter the job market for the first time or to re-enter after several years of separation. To that 17% I would add many others that do not have the needed technical skills, have lost hope and are no longer actively searching and the actual figure rises to well above 20%. The American Workers' dreams of starting their own businesses are clouded in confusion and uncertainty. Dwarfing all of this is their concern for their long-term survival as a worker or entrepreneur in this volatile and unpredictable economy. There is a bewildering array of career directions to choose from but which ones will still be viable in two, three, or five years? Even though the economy may be rebounding there is a continuing concern for choosing a career path that offers some protection against another weak job market following upon the heels of a repeat of the economic disaster. They need help and advice.
At the same time the American Entrepreneur has been cut off and is adrift in the mainstream economy. Their biggest issue is whether or not their business idea has any staying power. Can their idea make money for them and if so, what is the best way to make it happen? If they think they are putting themselves in harms and at risk of their idea being replicated by an off-shore company, what should they do? What can they do? Can they leverage technology to insulate their business idea from the entry of new competitors? They need help and advice too
Business incubation centers (BIe are located in every state but the services they offer are more of the passive operational type of support than they are of the proactive strategic support that is needed. The Small Business Administration (SBA) was formed in 1953 and there are now over 1100 local Small Business Development Centers (SBDe. SBDCs offer consulting services using student teams under the guidance of faculty members but the services tend to be more cursory than meaningful. They need a support structure that creates a true partnership with them that is focused on the success of their business venture. They need an objective evaluation of their idea and strategic advice on how or even if they should proceed.
I would be remiss if I didn't recognize the interdependence between the American Worker and the American Entrepreneur. Many times they are the same person and have decided to launch their own business to get back into or enter for the first time the mainstream of the economy. Their needs range from the very fundamental understanding of business formation and development to a complete dependence on outside assistance. They need help and there isn't any organized one-stop service they can turn to.
The primary market for this book is large - educators, trainers, human resource managers, career counselors, corporate university program managers, continuing education and workforce development directors and anyone who has a need for a practical and comprehensive approach to the career and professional development of the workforce so that they are ready to compete successfully. The major adoption will be at the managerial and administrative levels in designing, developing and implementing post-secondary training programs. The secondary market is the career and professional development needs of the individual. I will include career planning and professional development guidance and resources for them.