About 1.5 million households filed bankruptcy in the last year, making bankruptcy as common as college graduation and divorce. The recession has pushed more and more families into financial collapse--with unemployment, declines in retirement wealth, and falling house values destabilizing the American middle class. "Broke" explores the consequences of this unprecedented growth in consumer debt and shows how excessive borrowing undermines the prosperity of middle class America.
While the recession that began in mid-2007 has widened the scope of the financial pain caused by overindebtedness, the problem predated that large-scale economic meltdown. And by all indicators, consumer debt will be a defining feature of middle-class families for years to come. The staples of middle-class life--going to college, buying a house, starting a small business--carry with them more financial risk than ever before, requiring more borrowing and new riskier forms of borrowing. This book reveals the people behind the statistics, looking closely at how people get to the point of serious financial distress, the hardships of dealing with overwhelming debt, and the difficulty of righting one's financial life. In telling the stories of financial failures, this book exposes an all-too-real part of middle-class life that is often lost in the success stories that dominate the American economic narrative.
Authored by experts in several disciplines, including economics, law, political science, psychology, and sociology, "Broke" presents analyses from an original, proprietary data set of unprecedented scope and detail, the 2007 Consumer Bankruptcy Project. Topics include class status, home ownership, educational attainment, impacts of self-employment, gender differences, economic security, and the emotional costs of bankruptcy. The book makes judicious use of illustrations to present key findings and concludes with a discussion of the implications of the data for contemporary policy debates.

About 1.5 million households filed bankruptcy in the last year, making bankruptcy as common as college graduation and divorce. The recession has pushed more and more families into financial collapse--with unemployment, declines in retirement wealth, and falling house values destabilizing the American middle class. "Broke" explores the consequences of this unprecedented growth in consumer debt and shows how excessive borrowing undermines the prosperity of middle class America.
While the recession that began in mid-2007 has widened the scope of the financial pain caused by overindebtedness, the problem predated that large-scale economic meltdown. And by all indicators, consumer debt will be a defining feature of middle-class families for years to come. The staples of middle-class life--going to college, buying a house, starting a small business--carry with them more financial risk than ever before, requiring more borrowing and new riskier forms of borrowing. This book reveals the people behind the statistics, looking closely at how people get to the point of serious financial distress, the hardships of dealing with overwhelming debt, and the difficulty of righting one's financial life. In telling the stories of financial failures, this book exposes an all-too-real part of middle-class life that is often lost in the success stories that dominate the American economic narrative.
Authored by experts in several disciplines, including economics, law, political science, psychology, and sociology, "Broke" presents analyses from an original, proprietary data set of unprecedented scope and detail, the 2007 Consumer Bankruptcy Project. Topics include class status, home ownership, educational attainment, impacts of self-employment, gender differences, economic security, and the emotional costs of bankruptcy. The book makes judicious use of illustrations to present key findings and concludes with a discussion of the implications of the data for contemporary policy debates.

It's not an exaggeration to say that middle-class Americans are an endangered species and that the American Dream of a secure, comfortable standard of living has become as outdated as an Edsel with an eight-track player. That the United States of America is in danger of becoming a third world nation.
The evidence is all around us:
Our industrial base is vanishing, taking with it the kind of jobs that have formed the backbone of our economy for more than a century; our education system is in shambles, making it harder for tomorrow's workforce to acquire the information and training it needs to land good twenty-first century jobs; our infrastructure--our roads, our bridges, our sewage and water, our transportation and electrical systems--is crumbling; our economic system has been reduced to recurring episodes of Corporations Gone Wild; our political system is broken, in thrall to a small financial elite using the power of the checkbook to control both parties.
And America's middle class, the driver of so much of our economic success and political stability, is rapidly disappearing, forcing us to confront the fear that we are slipping as a nation - that our children and grandchildren will enjoy fewer opportunities and face a lower standard of living than we did.
It's the dark flipside of the American Dream - an American Nightmare of our own making.
Arianna Huffington, who, with the must-read "Huffington Post," has her finger on the pulse of America, unflinchingly tracks the gradual demise of America as an industrial, political, and economic leader. In the vein of her fiery bestseller "Pigs at the Trough," "Third World America" points fingers, names names, and details who's killing the American Dream.
Finally, calling on the can-do attitude that is part of America's DNA, Huffington shows precisely what we need to do to stop our freefall and keep America from turning into a third world nation.
"Third World America" is a must-read for anyone disturbed by our country's steady descent from 20th century superpower to backwater banana republic.

"From the Hardcover edition."

During the tech boom, Silicon Valley became one of the most concentrated zones of wealth polarization and social inequality in the United States--a place with a fast-disappearing middle class, persistent pockets of poverty, and striking gaps in educational and occupational achievement along class and racial lines. Low-wage workers and their families experienced a profound sense of exclusion from the techno-entrepreneurial culture, while middle class residents, witnessing up close the seemingly overnight success of a "new entrepreneurial" class, negotiated both new and seemingly unattainable standards of personal success and the erosion of their own economic security.

"The Burdens of Aspiration" explores the imprint of the region's success-driven public culture, the realities of increasing social and economic insecurity, and models of success emphasized in contemporary public schools for the region's working and middle class youth. Focused on two disparate groups of students--low-income, "at-risk" Latino youth attending a specialized program exposing youth to high tech industry within an "under-performing" public high school, and middle-income white and Asian students attending a "high-performing" public school with informal connections to the tech elite--Elsa Davidson offers an in-depth look at the process of forming aspirations across lines of race and class. By analyzing the successes and sometimes unanticipated effects of the schools' attempts to shape the aspirations and values of their students, she provides keen insights into the role schooling plays in social reproduction, and how dynamics of race and class inform ideas about responsible citizenship that are instilled in America's youth.

Social Class and Education: Global Perspectives is the first empirically grounded volume to explore the intersections of class, social structure, opportunity, and education on a truly global scale. Fifteen essays from contributors representing the US, Europe, China, Latin America and other regions offer an unparralleled examination of how social class differences are made and experienced through schooling. By underscoring the consequences of our new global reality, this volume takes seriously the transnational migration of commerce, capital and peoples and the ramifications of such for education and social structure. Moving beyond national confines, internationally recognized scholars, Lois Weis and Nadine Dolby, offer a set of emblematic essays that break new theoretical and empirical ground on the ways class is produced and maintained through education around the world.

This book presents a social and cultural history of 'dishonourable people' (unehrliche Leute), an outcast group in early modern Germany. Executioners, skinners, grave-diggers, shepherds, barber-surgeons, millers, linen-weavers, sow-gelders, latrine-cleaners, and bailiffs were among the 'dishonourable' by virtue of their trades. This dishonour was either hereditary, often through several generations, or it arose from ritual pollution whereby honourable citizens could become dishonourable by coming into casual contact with members of the outcast group. The dishonourable milieu of the city of Augsburg from the sixteenth to the eighteenth centuries is reconstructed to show the extent to which dishonour determined the life-chances and self-identity of dishonourable people. The book then investigates how honourable estates interacted with dishonourable people, and how the pollution anxieties of early modern Germans structured social and political relations within honourable society.

This 2000 book examines the demographic and economic history of slavery in Minas Gerais, the single largest slave-holding region in Brazil, from its settlement in the early eighteenth century until the abolition of Brazilian slavery in 1888. It utilizes the largest database ever assembled on a slave population in the Americas to reconstruct and analyse the unique history of slave labour in Minas Gerais. This slave population was remarkable in its ability to diversify economically as well as in increasing through natural reproduction, rather than through importation via the trans-atlantic slave trade. Minas Gerais therefore invites comparison with the patterns of slave reproduction found in the United States' South, heretofore considered unique. Extensively researched and finely documented, this book places the history of a unique Brazilian slave community into comparative perspective.

This case study of the structure of power and ruling-class domination in the heart of the sertao of Northeast Brazil is based upon six field trips over a period of fifteen years. Analysis of the political economy of Juazeiro, Bahia, and Petrolina, Pernambuco - two contiguous towns along the Sao Francisco River - focuses on the history of patriarchal families, ruling class, and patrimonial governments. Family dominance is related to the rise of the Coelhos in Petrolina and the decline of the Vianas in Juazeiro. Agressive tactics and links to Recife allowed the Coelhos to expand and assume control over most commerce in Petrolina and neighbouring municipalities to Juazeiro. In both situations the intervention of the state in the region, usually bolstered by international credits, affected traditional standards of living. The construction of the Sobradinho Dam, for example, brought problems for small farmers along the banks of the Sao Francisco who could no longer count on the natural flow of river water. State policy also favored corporations to the detriment of small producers on cooperative farms.

This first volume of The Class Structure of Capitalist Societies offers a bold and wide-ranging assessment of the shape and effects of class systems across a diverse range of capitalist nations. Plumbing a trove of data and deploying cutting-edge techniques, it carefully maps the distribution of the key sources of power and documents the major convergences and divergences between market societies old and new. Establishing that the multidimensional vision of class proposed decades ago by Pierre Bourdieu appears to hold good throughout Europe, parts of the wider Western world and Eastern Asia, the book goes on to examine a number of significant themes: the relationship between class and occupation; the intersection of class with gender, religion, geography and age; the correspondences between social position and political attitudes; self-positioning in the class structure; and the extent of belief in meritocracy. For all the striking cross-national commonalities, however, the book unearths consistent variations seemingly linked to distinct politico-economic regimes. This title will appeal to scholars and advanced undergraduate and postgraduate students interested in sociology, politics and demography, and is essential reading for all those interested in social class across the globe. Chapter 3 of this book is available for free in PDF format as Open Access from the individual product page at www.routledge.com. It has been made available under a Creative Commons Attribution-Non Commercial-No Derivatives 4.0 license

East London has undergone dramatic changes over the last 30 years, primarily as a result of London's large scale de-industrialisation and the rise in its financial sector. Large parts of inner East London remain deprived, but a once overwhelmingly white working class area is now home to a more complex and mobile class and ethnic mix. This topical book focuses on the aspirations of these different groups and the strategies they have pursued about where to live, driven in part by a concern to ensure a good education for their children. The book will be essential reading for students and academics in sociology, urban studies, geography and multicultural studies.

Postwar capitalist development has involved a transition from polarization toward diffuse urbanization and flexibility. The timing and form of this transition and its effects on spatial structures have varied, as is especially evident in the case of Mediterranean Europe. Focusing upon Greater Athens between 1948 and 1981 - the crucial period of the transition - Lila Leontidou explores the role of social classes in urban development. The emergence of new processes in cities such as Athens, Salonica, Rome, Naples, Milan, Madrid, Barcelona and Lisbon is different in both timing and manner from that of northern European cities, but, as Dr Leontidou argues, this should not be attributed to poverty or inexplicable cultural peculiarities. Instead interaction between popular spontaneity, economic forces and State control has played a major role.

Provincial Lives, first published in 1999, tells the story of the development of a regional middle class in the antebellum Middle West. It traces the efforts of waves of Americans to transmit their social structures, behavior, and values to the West and construct a distinctive regional middle-class culture on the urban frontier. Intertwining local, regional, and national history, as well as social, immigration, gender and urban history, the author examines how a succession of settlers from 'good' society - farmers and entrepreneurs, followed by capitalists, professionals, and 'genteel' men and women from the urban East - interacted with, accommodated, and compromised with those already there to construct a middle-class society and culture. Provincial Lives explores social change through the lived experience of the actors themselves as they employed their understandings of self, gender, class, and culture to construct social order and contribute to the development of a western urban middle class while still remaining members of a national society and playing a role in shaping the emergence of middle-class culture across the United States.

Marriage choice plays a crucial role in the formation and decay of social classes. Endogamy, the custom forbidding marriage outside one's social class, is thus central to social history. The study considers the factors determining who married whom, whether partner selection has changed over time and regional differences between Europe and South America. The volume also questions to what extent these factors have changed over the past three hundred years. The case studies presented are preceded by a state-of-the-art theoretical introduction on the determinants influencing trends in social endogamy. Each contributor has employed the same social-class scheme and thus the volume is the first comparative study of social endogamy in an historical context.

The gentry played a central role in medieval England, and this study is a sustained attempt to explore the origins of the gentry and to account for its contours and peculiarities between the mid-thirteenth and the mid-fourteenth century. The book deals with the deep roots of the gentry, but argues against views which see the gentry as formed or created earlier. It investigates the relationship between lesser landowners and the Angevin state, the transformation of knighthood, and the role of knights in the rebellion of mid thirteenth-century England. The role of lesser landowners in the society and politics of Edwardian England is then put under close scrutiny. It also emphasises changes in social terminology and the rise of social gradation, the emergence of the county as an important focus of identity, the gentry's control over the populace, and their openness to the upward mobility of professionals.

In nearly every realm of daily life there is an invisible velvet rope that divides how we live. On one side, appointments are secured, queues are skipped and doors are opened. On the other, people fight for an empty seat on the plane, a place in line at a theme park or even a medical exam. Schwartz shows how business innovators have stepped in to exploit the gap between the rich and everyone else, shifting services away from the masses and finding new ways to profit by serving the privileged. The frictionless world of VIP experiences seems like good business, but as this model expands, the costs are mounting. Schwartz's gripping account takes us on a glittering, behind-the-scenes tour of this new reality - and shows the toll the velvet rope divide is taking on society.

THE INSTANT SUNDAY TIMES BESTSELLER 'Few books are as urgent as Shon Faye's debut ... Faye has hope for the future - and maybe so should we' Independent 'Unsparing, important and weighty ... a vitally needed antidote' Observer 'A moving and impressively comprehensive overview of trans life' Vogue Trans people in Britain today have become a culture war 'issue'. Despite making up less than one per cent of the country's population, they are the subjects of a toxic and increasingly polarized 'debate' which generates reliable controversy for newspapers and talk shows. This media frenzy conceals a simple fact: that we are having the wrong conversation, a conversation in which trans people themselves are reduced to a talking point and denied a meaningful voice. In this powerful new book, Shon Faye reclaims the idea of the 'transgender issue' to uncover the reality of what it means to be trans in a transphobic society. In doing so, she provides a compelling, wide-ranging analysis of trans lives from youth to old age, exploring work, family, housing, healthcare, the prison system and trans participation in the LGBTQ+ and feminist communities, in contemporary Britain and beyond. The Transgender Issue is a landmark work that signals the beginning of a new, healthier conversation about trans life. It is a manifesto for change, and a call for justice and solidarity between all marginalized people and minorities. Trans liberation, as Faye sees it, goes to the root of what our society is and what it could be; it offers the possibility of a more just, free and joyful world for all of us. 'Fundamentally not a culture-war book. It operates outside the narrow coverage of trans people in the mainstream, and lays bare the inarguable facts' New Statesman 'Monumental and utterly convincing - crystal clear in its understanding of how the world should be' Judith Butler

Social and economic changes around the globe have propelled increasing numbers of people into situations of chronic waiting, where promised access to political freedoms, social goods, or economic resources is delayed, often indefinitely. But there have been few efforts to reflect on the significance of "waiting" in the contemporary world. Timepass fills this gap by offering a captivating ethnography of the student politics and youth activism that lower middle class young men in India have undertaken in response to pervasive underemployment. It highlights the importance of waiting as a social experience and basis for political mobilization, the micro-politics of class power in north India, and the socio-economic strategies of lower middle classes. The book also explores how this north Indian story relates to practices of waiting occurring in multiple other contexts, making the book of interest to scholars and students of globalization, youth studies, and class across the social sciences.

Social and economic changes around the globe have propelled increasing numbers of people into situations of chronic waiting, where promised access to political freedoms, social goods, or economic resources is delayed, often indefinitely. But there have been few efforts to reflect on the significance of "waiting" in the contemporary world.
"Timepass" fills this gap by offering a captivating ethnography of the student politics and youth activism that lower middle class young men in India have undertaken in response to pervasive underemployment. It highlights the importance of waiting as a social experience and basis for political mobilization, the micro-politics of class power in north India, and the socio-economic strategies of lower middle classes. The book also explores how this north Indian story relates to practices of waiting occurring in multiple other contexts, making the book of interest to scholars and students of globalization, youth studies, and class across the social sciences.

Few themes have been as central to sociology as 'class' and yet class remains a perpetually contested idea. Sociologists disagree not only on how best to define the concept of class but on its general role in social theory and indeed on its continued relevance to the sociological analysis of contemporary society. Some people believe that classes have largely dissolved in contemporary societies; others believe class remains one of the fundamental forms of social inequality and social power. Some see class as a narrow economic phenomenon whilst others adopt an expansive conception that includes cultural dimensions as well as economic conditions. This 2005 book explores the theoretical foundations of six major perspectives of class with each chapter written by an expert in the field. It concludes with a conceptual map of these alternative approaches by posing the question: 'If class is the answer, what is the question?'

This is at once a playful text with a serious purpose: to provide the reader with the theoretical lenses to analyse the dynamics of social class. It will appeal to students, and indeed anyone interested in how class mediates relationships in higher education, both because of its engaging tone, and because it uses the college campus as a microcosm for observing and analysing the concept of class - and does so in a way that will prompt the reader to reflect on her or his location in the continuum of class, and understand how every member of the campus community helps co-construct social class. Will Barratt starts from the premise that there is more than one way to study any idea; and that the more tools we use to examine a concept, the more fully we understand it in all its complexity and ambiguity. To illustrate salient features of class on campus, he introduces five fictional European-American women - Whitney Page, Louise, Misty, Ursula, and Eleanor - and also includes the real stories of students who represent a diversity of backgrounds. Social class is often neglected or ignored as an important issue in the lives of students. The book provides the reader with a language for analysing class, with theories of class that go beyond standard economic and sociological models, and examples of the manifestation of class - all toward the end of helping the reader have more agency in working with this difficult and challenging concept. This book is suitable for students going to college for the first time, for courses exploring multicultural issues in contemporary society, and for anyone professionally involved with students. Each chapter includes a suggested experience and reflection questions to prompt readers to explore their thinking and feeling about class, as well as class discussion questions.

The Moral Significance of Class, first published in 2005, analyses the moral aspects of people's experience of class inequalities. Class affects not only our material wealth but our access to things, relationships, and practices which we have reason to value, including the esteem or respect of others and hence our sense of self-worth. It shapes the kind of people we become and our chances of living a fulfilling life. Yet contemporary culture is increasingly 'in denial' about class, finding it embarrassing to acknowledge, even though it can often be blatantly obvious. By drawing upon concepts from moral philosophy and social theory and applying them to empirical studies of class, this fascinating and accessible study shows how people are valued in a context in which their life-chances and achievements are objectively affected by the lottery of birth class, and by forces which have little to do with their moral qualities or other merits.

The Moral Significance of Class, first published in 2005, analyses the moral aspects of people's experience of class inequalities. Class affects not only our material wealth but our access to things, relationships, and practices which we have reason to value, including the esteem or respect of others and hence our sense of self-worth. It shapes the kind of people we become and our chances of living a fulfilling life. Yet contemporary culture is increasingly 'in denial' about class, finding it embarrassing to acknowledge, even though it can often be blatantly obvious. By drawing upon concepts from moral philosophy and social theory and applying them to empirical studies of class, this fascinating and accessible study shows how people are valued in a context in which their life-chances and achievements are objectively affected by the lottery of birth class, and by forces which have little to do with their moral qualities or other merits.

Politics and Community-Based Research: Perspectives from Yeoville Studio, Johannesburg provides a textured analysis of a contested urban space that will resonate with other contested urban spaces around the world and challenges researchers involved in such spaces to work in creative and politicised ways.

This edited collection is built around the experiences of Yeoville Studio, a research initiative based at the School of Architecture and Planning at the University of the Witwatersrand, Johannesburg. Through themed, illustrated stories of the people and places of Yeoville, the book presents a nuanced portrait of the vibrance and complexity of a post-apartheid, peri-central neighbourhood that has often been characterised as a ‘slum’ in Johannesburg. These narratives are interwoven with theoretical chapters by scholars from a diversity of disciplinary backgrounds, reflecting on the empirical experiences of the Studio and examining academic research processes.

These chapters unpack the engagement of the Studio in Yeoville, including issues of trust, the need to align policy with lived realities and social needs, the political dimensions of the knowledge produced and the ways in which this knowledge was, and could be used.

Nandini Gooptu's magisterial 2001 history of the labouring poor in India represents a tour-de-force. By focusing on the role of the poor in caste, religious and nationalistic politics, and on their contribution to the urban economy, the author demonstrates how they emerged as a major social factor in South Asia during the interwar period. The empirical material, concentrated on Uttar Pradesh, provides compelling insights into what it meant to be poor in the urban environment: exploitation in the workplace, the problems of finding housing, police harassment, social and political exclusion by the elite. Approaching the history of early twentieth-century Indian politics from this perspective, the author takes issue with current interpretations of sectarian and nationalist politics which argue the salience of community identity and the irrelevance of class in political analysis. This book will interest those concerned with urban social history, ethnic and sectarian conflict, nationalism, and the politics of poverty, labour and class relations.

This is an innovative study of middle class behaviour and property relations in English towns in Georgian and Victorian Britain. Through the lens of wills, family papers, property deeds, account books and letters, the author offers a new reading of the ways in which middle class families survived and surmounted the economic difficulties of early industrial society. He argues that these were essentially 'networked' families created and affirmed by a 'gift' networks of material goods, finance, services and support with property very much at the centre of middle class survival strategies. His approach combines microhistorical studies of individual families with a broader analysis of the national and even international networks within which these families operated. The result is a significant contribution to the history of the middle classes, to economic, business, urban and gender history, and to debates about the place of structural and cultural analysis in historical understanding.