The loans ordinary Americans take out to purchase homes and attend college often leave them in a sea of debt. As Devin Fergus explains in Land of the Fee, a not-insignificant portion of that debt comes in the form of predatory hidden fees attached to everyday transactions. Beginning in the 1980s, lobbyists for the financial industry helped dismantle consumer protections, resulting in surreptitious fees-often waived for those who can afford them but not for those who can't. Bluntly put, these hidden fees unfairly keep millions of Americans from their hard-earned money. Journalists and policymakers have identified the primary causes of increasing wealth inequality-fewer good working class jobs, a rise in finance-driven speculative capitalism, and a surge of tax policy decisions that benefit the ultra-rich, among others. However, they miss one commonplace but substantial contributor to the widening divide between the rich and the rest: the explosion of fees on every transaction people make in their daily lives. Land of the Fee traces the system of fees from its origins in the deregulatory wave of the late 1970s to the present. The average consumer now pays a dizzying array of charges for mortgage contracts, banking transactions, auto insurance rates, college payments, and payday loans. These fees are buried in the pages of small-print agreements that few consumers read or understand. Because these fees do not fall under usury laws, they have redistributed wealth to large corporations and their largest shareholders. By exposing this predatory and nearly invisible system of fees, Land of the Fee reshapes our understanding of wealth inequality in America.

Migration presents a stark policy dilemma. Research repeatedly confirms that migrants, their families back home, and the countries that welcome them experience large economic and social gains. Easing immigration restrictions is one of the most effective tools for ending poverty and sharing prosperity across the globe. Yet, we see widespread opposition in destination countries, where migrants are depicted as the primary cause of many of their economic problems, from high unemployment to declining social services. Moving for Prosperity: Global Migration and Labor Markets addresses this dilemma. In addition to providing comprehensive data and empirical analysis of migration patterns and their impact, the report argues for a series of policies that work with, rather than against, labour market forces. Policy makers should aim to ease short-run dislocations and adjustment costs so that the substantial long-term benefits are shared more evenly. Only then can we avoid draconian migration restrictions that will hurt everybody. Moving for Prosperity aims to inform and stimulate policy debate, facilitate further research, and identify prominent knowledge gaps. It demonstrates why existing income gaps, demographic differences, and rapidly declining transportation costs mean that global mobility will continue to be a key feature of our lives for generations to come. Its audience includes anyone interested in one of the most controversial policy debates of our time.

Segregation by Design draws on more than 100 years of quantitative and qualitative data from thousands of American cities to explore how local governments generate race and class segregation. Starting in the early twentieth century, cities have used their power of land use control to determine the location and availability of housing, amenities (such as parks), and negative land uses (such as garbage dumps). The result has been segregation - first within cities and more recently between them. Documenting changing patterns of segregation and their political mechanisms, Trounstine argues that city governments have pursued these policies to enhance the wealth and resources of white property owners at the expense of people of color and the poor. Contrary to leading theories of urban politics, local democracy has not functioned to represent all residents. The result is unequal access to fundamental local services - from schools, to safe neighborhoods, to clean water.

Do "human rights" as embodied in constitutions, national laws, and international agreements foster improvements in the lives of the poor or otherwise marginalized populations? When, where, how, and under what conditions? Closing the Rights Gap: From Human Rights to Social Transformation systematically compares a range of case studies from around the world in order to clarify the conditions under which and institutions through which economic, social, and cultural rights are progressively realized in practice. It concludes with testable hypotheses regarding how significant transformative change might occur, as well as an agenda for future research to facilitate rights realization worldwide.

When Americans conceptualize freedom, they often disproportionately focus on negative freedom, or freedom from government constraint-being told what they cannot say, which religion they cannot practice, where they cannot move, etc. By this measure, Americans are remarkably free. However, such a conceptualization of freedom is incomplete without including notions of positive freedom-possession of agency, to be able to think and act autonomously in pursuit of one's desired life. Positive freedom unlocks agency through more than the absence of something, but the presence of something else-the conditions which enable people's development of their abilities and access to crucial resources and opportunities. If we measure the freedom of Americans by positive freedom measures, we are falling behind our perceived status. In On Inequality and Freedom, a diverse group of authors discuss how a variety of contemporary American inequalities-from racial, economic, and gender, to health, environmental, and political inequalities-actually limit American freedom, regardless of how much negative freedom we possess. This book provides readers with a deeper understanding of what true freedom is and concrete steps toward restoring it.

The Great Recession punished American workers, leaving many underemployedor trapped in jobs that do not provide the income or opportunitythey need. Moreover, the gap between the wealthy and the poor has widenedin past decades as mobility remains stubbornly unchanged. Against thisdeepening economic divide, a dominant cultural narrative has taken root:immobility, especially for the working class, is driven by shifts in demand forlabor. In this context, and with right-to-work policies proliferating nationwide,workers are encouraged to avoid government dependency by armingthemselves with education and training. Drawing on archival material and interviews with African Americanwomen transit workers in the San Francisco Bay area, Katrinell Davis grappleswith our understanding of mobility as it intersects with race and genderin the postindustrial and post-civil rights United States. Consideringthe consequences of declining working conditions within the public transitworkplace of Alameda County, Davis illustrates how worker experience-onand off the job-has been undermined by workplace norms and administrativepractices designed to address flagging worker commitment and morale.Providing a comprehensive account of how political, social, and economicfactors work together to shape the culture of opportunity in a postindustrialworkplace, she shows how government manpower policies, administrativepolicies, and drastic shifts in unionisation have influenced the prospects oflow-skilled workers.

'This book flips your world upside down. Daniel Markovits argues that meritocracy isn't a virtuous, efficient system that rewards the best and brightest. Instead it rewards middle-class families who can afford huge investments in their children's education ... Frightening, eye-opening stuff' The Times, Books of the Year Even in the midst of runaway economic inequality and dangerous social division, it remains an axiom of modern life that meritocracy reigns supreme and promises to open opportunity to all. The idea that reward should follow ability and effort is so entrenched in our psyche that, even as society divides itself at almost every turn, all sides can be heard repeating meritocratic notions. Meritocracy cuts to the heart of who we think we are. But what if, both up and down the social ladder, meritocracy is a sham? Today, meritocracy has become exactly what it was conceived to resist: a mechanism for the concentration and dynastic transmission of wealth and privilege across generations. Upward mobility has become a fantasy, and the embattled middle classes are now more likely to sink into the working poor than to rise into the professional elite. At the same time, meritocracy now ensnares even those who manage to claw their way to the top, requiring rich adults to work with crushing intensity, exploiting their expensive educations in order to extract a return. All this is not the result of deviations or retreats from meritocracy but rather stems directly from meritocracy's successes. This is the radical argument that The Meritocracy Trap prosecutes with rare force, comprehensive research, and devastating persuasion. Daniel Markovits, a law professor trained in philosophy and economics, is better placed than most to puncture one of the dominant ideas of our age. Having spent his life at elite universities, he knows from the inside the corrosive system we are trapped within, as well as how we can take the first steps towards a world that might afford us both prosperity and dignity.

This book outlays the possible influence of some important aspects of human migration and social mobility on the biological characters of human populations, including their health and well-being. It contains ten contributions from different researchers working in this area of research. The first chapter, written by Budnik and Henneberg, demonstrates the effect of social class and mobility on morphological characters of body size like height and body mass index (BMI) in a historical population of Poland. In Chapter Two, Chakraborty et al. shows that the migration of disadvantaged people to an adverse environment in an early period of growth and development may increase health risk in adulthood compared to those after completion of major physical growth period, or even compared to those who are born into that adverse environment. Chapter Three (by J. R. Ghosh) reveals the influence of educational and occupational positions on clinical hypertension among adult males from the eastern part of India. In the fourth chapter of this volume, S. Ghosh et al. attempts to find out the relationship between the socio-economic status of family and growth on height and weight demographics in school children aged 5-12 from Kolkata, India. Godina et al. in Chapter Five delineates the differences in various anthropometrical measurements in children and adolescents aged 7 to 17 years across different types of schools, representing different social strata in Moscow. Chapter Six by Kaczmarek discusses the implications of rural to urban migration and its impact on womens health status in Poland. The next chapter by Krzyzanowska and C G Nicholas Mascie-Taylor discusses the impact of regional migration and social mobility on variation in adult height, weight and Body Mass Index, which is evidenced from a British cohort study. In Chapter Eight, Gomula and Koziel highlight from a study in Poland the effect of social mobility of fathers on maturity, measured by the age at menarche in their daughters. In the next chapter, Missoni and arac review dietary and lifestyle characteristics in the Eastern Adriatic Islands of Croatia in the backdrop of recent economic transition, urbanisation and migration. The tenth chapter contributed by Singh and Kirchengast compares demographic health related characteristics and reproductive behaviours between Punjabi women residing in Punjab and in Vienna, Austria. This book will be useful for researchers dealing with biological implications of human mobility. It may be of particular interest to human biologists, biological anthropologists, epidemiologists, demographers, economists and other researchers dealing with biological implications of human mobility.

This book presents the sociological perspectives on Muslim OBCs as a category determined by the Indian State. Although Muslims constitute an important part of the population and are the second largest religious community in the world, as well as in India, social scientists rarely undertake this community to analyze their socioeconomic and educational development. Muslim Backward Classes provides a comprehensive explanation of the origin and meaning of the term "backward class," followed with the historical perspectives of Muslim backwardness in India. The volume fills the gap in the literature and presents a broad-based picture of the problems of Muslim OBCs, highlighting the questions of justice and equal opportunity to all groups irrespective of religion.

The book, Talking About Structural Inequalities in Everyday Life: New Politics of Race in Groups, Organizations, and Social Systems, provides critical attention to contemporary, innovative, and cutting?edge issues in group, organizational, and social systems that address the complexities of racialized structural inequalities in everyday life. This book provides a comprehensive focus on systemic, societal, and organizational functioning in a variety of contexts in advancing the interdisciplinary fields of human development, counseling, social work, education, public health, multiculturalism/cultural studies, and organizational consultation. One of the most fundamental aspects of this book engages readers in the connection between theory and praxis that incorporates a critical analytic approach to learning and the practicality of knowledge. A critical emphasis examines how inequalities and power relations manifest in groups, organizations, communities, and social systems within societal contexts. In particular, suppressing talk about racialized structural inequalities in the dominant culture has traditionally worked to marginalize communities of color. The subtle, barely visible, and sometimes unspeakable behavioral practices involving these racialized dynamics are explored. This scholarly book provides a valuable collection of chapters for researchers, prevention experts, clinicians, and policy makers, as well as research organizations, not?for?profit organizations, clinical agencies, and advanced level undergraduate and graduate courses focused on counseling, social work, education, public health, organizational consultation and advocacy.

This book is the second volume of a qualitative study of social mobility over three generations in post-war Hong Kong. The family histories and work-life histories of eighty-nine respondents who were middle-aged, middle-class parents -- teachers, managers and their spouses -- were collected between 1996 and 1997. This book examines the processes of social mobility in order to elucidate how social mobility is generated at the micro level and it investigates the consequences of social mobility to show how the system of social stratification can be reproduced or changed over generations.

This book is the first volume of a qualitative study of social mobility over three generations in post-war Hong Kong. The family histories and work-life histories of eighty-nine respondents who were middle-aged middle-class parents -- teachers, managers, and their spouses -- were collected between 1996 and 1997. This book examines the processes of social mobility in order to elucidate how social mobility is generated at the micro level and it investigates the consequences of social mobility with a view to illuminating how the system of social stratification could be reproduced or changed over generations.

The European Union is founded on the idea of free movement. A generation of West European citizens - referred to by the author as 'Eurostars' - have pioneered a new kind of highly skilled and educated migration. In an integrating Europe built on economic theories, they appeared to face none of the discrimination and limitations on work and settlement that still restrict other migrants in Europe. And nowhere was the cosmopolitan promise of European free movement more in evidence than in Amsterdam, London, and Brussels - three classic 'Eurocities'. Yet there is a human dimension to European integration. Even with all formal legal barriers down, things are not always so simple. 60 in-depth interviews and more than five years of ethnographic and documentary research unearth some startling revelations - and contradictions - about life in a Europe supposedly without frontiers. A book about real people and real places, "Eurostars and Eurocities" is a rare combination of literary style and scholarly analysis. At its core lie the intimate stories of some remarkable individuals and families, who left their comfortable local career paths and family lives to embark on an uncertain European future.

This unique and innovative text provides undergraduate students with tools to think sociologically through the lens of everyday life. Normative social organization and taken for granted beliefs and actions are exposed as key mechanisms of power and social inequality in western societies today. By "unpacking the centre" students are encouraged to turn their social worlds inside out and explore alternatives to the dominant social order. The text is divided into three parts. In Part One students learn how to use theory and methodology, which are blended seamlessly throughout the text. It shows how to position Michel Foucault as a companion to theorists such as Karl Marx and Stuart Hall, while signaling the importance of non-western and Indigenous knowledges, experiences, and rights. In Part Two, students explore - and challenge - normativity; the normal body, heterosexuality, whiteness, the two-gender system, aging, and the under-side of citizenship. In Part Three, shorter chapters critique everyday practices such as thinking scientifically, practicing self-help, going shopping, managing money, buying coffee, being a tourist, and marginalizing Indigeneity. Each chapter includes intriguing exercises, study questions, and key terms that link to the volume's comprehensive glossary. Instructors are provided PowerPoint slides, test banks, and multimodal supplementary resources that make the book adaptable to blended and online learning environments. Essay-style lectures are also available to accompany the textbook.

The essays in this book examine how the West modernized and what that modernization meant to human society, particularly in Western Europe and the United States. Within that frame are several distinct subthemes: the process of industrialization in Europe and elsewhere; social mobility, class structures, and class differences; social unrest and the stresses of modernization and industrialization; economic and social equality and inequality and their markers; the role of women in modernization; and the origins of nationalism. The book's chapters discuss these issues from medieval times through the twentieth century, with particular focus on the eighteenth and nineteenth centuries.Contributors John Bohstedt, Gregory Clark, Theodore Evergates, Claudia Goldin, David Herlihy, Raymond Jonas, Michael Katz, Gloria Main, Franklin Mendels, Joel Mokyr, Gale Stokes, Louis Tilly, Dale Williams, E. A. Wrigley.

The state of Kerala in southern India is notable for the ways in which lower-class mobilization and state intervention have combined to create one of the most successful cases of social and redistributive development in the Third World. In contrast to predictions that labor militancy in developing countries threatens to overload fledgling democratic institutions and derail economic growth, The Labor of Development shows that the political and economic inclusion of industrial and agricultural workers in Kerala set the stage for a democratically negotiated capitalist transformation.When compared to the other Indian states, Kerala's departure from the national pattern is tied to its history of social movements and highlights the significance of understanding sub-national patterns of democratic consolidation and state building. The case of Kerala provides important theoretical insights into the circumstances under which the expansion of political and social citizenship can become the basis for managing economic change. Using examples from agriculture, industry, and the informal sector, Patrick Heller examines the institutional and political dynamics through which the demands of organized labor and the imperatives of capitalist growth have evolved from a period of open conflict and stagnation to one of class compromise. He also demonstrates that the Kerala model has broad ramifications for understanding the relationship between substantive democracy and market economies in low-income countries.

The state of Kerala in southern India is notable for the ways in which lower-class mobilization and state intervention have combined to create one of the most successful cases of social and redistributive development in the Third World. In contrast to predictions that labor militancy in developing countries threatens to overload fledgling democratic institutions and derail economic growth, The Labor of Development shows that the political and economic inclusion of industrial and agricultural workers in Kerala set the stage for a democratically negotiated capitalist transformation.

When compared to the other Indian states, Kerala's departure from the national pattern is tied to its history of social movements and highlights the significance of understanding sub-national patterns of democratic consolidation and state building. The case of Kerala provides important theoretical insights into the circumstances under which the expansion of political and social citizenship can become the basis for managing economic change. Using examples from agriculture, industry, and the informal sector, Patrick Heller examines the institutional and political dynamics through which the demands of organized labor and the imperatives of capitalist growth have evolved from a period of open conflict and stagnation to one of class compromise. He also demonstrates that the Kerala model has broad ramifications for understanding the relationship between substantive democracy and market economies in low-income countries.

'Pithy and provoking, spiced with the personal' Hilary Mantel Lynsey Hanley grew up part of the 'respectable working class'. At university, she discovered that social mobility is not all it seems. This book is about what it means to cross class divides, what we leave behind in order to get on, and how class affects all of us today. 'There is fury contained within the pages and between the lines of Respectable ... intelligent and important' Colin Grant, Guardian 'Honest, brave and moving' Kate Pickett, co-author of The Spirit Level 'Lynsey Hanley is such a crucial voice. When she writes about class, she is writing about lived experience' Owen Jones, New Statesman 'Hanley vividly describes the "risky, lonely journey" she undertook from one class to another ... She is tremendous at detailing her personal transition' Craig Brown, Mail on Sunday

Tidings of a shrinking middle class in one part of the world and its expansion in another absorb our attention, but seldom do we question the category itself. We Have Never Been Middle Class proposes that the middle class is an ideology. Tracing this ideology up to the age of financialisation, it exposes the fallacy in the belief that we can all ascend or descend as a result of our aspirational and precautionary investments in property and education. Ethnographic accounts from Germany, Israel, the United States and elsewhere illustrate how this belief orients us, in our private lives as much as in our politics, toward accumulation-enhancing yet self-undermining goals. This meshing of anthropology and critical theory elucidates capitalism by way of its archetypal actors.

Cross-border Mobility: Women, Work and Malay Identity in Indonesia offers a fresh perspective on the association between mobility and the ethnocultural category 'Malay'. In so doing, it raises new research questions that are relevant to the study of Indonesian women's socioeconomic mobility more generally. Based on fieldwork in Sambas, a region of Indonesia bordering Malaysia, this study documents the ethnocultural consequences of the highly mobile working lives of Sambas Malay women. Emphasising the significance of territorial borders in women's working lives, this study highlights how women's border location not only facilitates cross-border pathways of international labour migration and trade, but also generates feelings of peripherality that inform women's imaginative construction of other, nonterritorial borders that need to be crossed. Shaped by social class, gender, and the economic and cultural possibilities of political decentralization, the study identifies three borderscopes that orient women's work-related mobility and create diverse outcomes for the ethnocultural category 'Sambas Malay'.

Feminist Perspectives on Social Work Practice is a contemporary look at the issues across a wide spectrum, beyond just equal pay for equal work and reproductive rights, with which women struggle on a daily basis. The Trump administration's call to roll back the progress that women have made over the decades in terms of social welfare benefits, reproductive rights, and employment recognition, alongside the continuing victimization of women who have survived sexual violence, are just a few examples demonstrating why social workers and other human service professionals need to continue to advocate and care for women in particular ways. This book aims to continue keeping the lives of women and the issues that affect and matter most to them at the forefront of the discussions about society and social services. The text will help readers to gain an understanding of populations of women that they might/will work with in the field of human services. Using demographics, case studies, and best practice/evidence-based programs, the authors collectively provide students and practitioners with a comprehensive knowledge of women from a feminist perspective.

The world of welfare has changed radically. As the poor trade welfare checks for low-wage jobs, their low earnings qualify them for a hefty check come tax time a combination of the earned income tax credit and other refunds. For many working parents this one check is like hitting the lottery, offering several months' wages as well as the hope of investing in a better future. Drawing on interviews with 115 families, the authors look at how parents plan to use this annual cash windfall to build up savings, go back to school, and send their kids to college. However, these dreams of upward mobility are often dashed by the difficulty of trying to get by on meager wages. In accessible and engaging prose, It's Not Like I'm Poor examines the costs and benefits of the new work-based safety net, suggesting ways to augment its strengths so that more of the working poor can realize the promise of a middle-class life.

The best jobs in Britain today are overwhelmingly done by the children of the wealthy. Meanwhile, it is increasingly difficult for bright but poor kids to transcend their circumstances. This state of affairs should not only worry the less well-off. It hurts the middle classes too, who are increasingly locked out of the top professions by those from affluent backgrounds.Hitherto, Labour and Conservative politicians alike have sought to deal with the problem by promoting the idea of 'equality of opportunity'. In politics, social mobility is the only game in town, and old socialist arguments emphasising economic equality are about as fashionable today as mullets and shell suits. Yet genuine equality of opportunity is impossible alongside levels of inequality last seen during the 1930s. In a grossly unequal society, the privileges of the parents unfailingly become the privileges of the children.A vague commitment from our politicians to build a 'meritocracy' is not enough. Nor is it desirable: a perfectly stratified meritocracy, in which everyone knew their station based on 'merit', would be a deeply unpleasant place to live.Any genuine attempt to improve social mobility must start by reducing the gap between rich and poor.

We are said to be living in the age of entitlement, and millennials-those in their late teens to early thirties-are declared by scholars and pundits to expect special treatment more than any prior generation. The Myth of the Age of Entitlement peels back the layers of the entitlement myth, exposing its anti-democratic faults and offering a more nuanced understanding of the millennial generation. Cairns argues that the majority of millennials in fact face bleak economic prospects and mounting ecological disaster. In lively prose, and punctuated with insights from millennials rarely profiled in mainstream media-including indebted university students, young retail workers, Indigenous youth, and supporters of the Black Lives Matter movement-he offers a passionate defense of how this generation is bravely addressing a legacy of inequality and social and ecological injustice. It is this kind of action that can precisely reinvigorate democracy and bring about a new era of universal entitlement.

Politicians claim social mobility is real - a just reward for ambition and hard work. This book proves otherwise. From servants' children who became clerks in Victorian Britain, to managers made redundant by the 2008 financial crash, travelling up or down the social ladder has been a fact of British life for more than a century. Drawing on hundreds of personal stories, Snakes and Ladders tells the hidden history of how people have really experienced that social mobility - both upwards and down. It shows how a powerful elite on the top rungs have clung to their perch and prevented others ascending. It also introduces the unsung heroes who created more room at the top - among them adult educators, feminists and trade unionists, whose achievements unleashed the hidden talents of thousands of people. As we face political crisis after crisis, Snakes and Ladders argues that only by creating greater opportunities for everyone to thrive can we ensure the survival of our society A 'Best books of 2021' prediction: Financial Times, Sunday Times Praise for The People: the Rise and Fall of the Working Class 'The People is a book we badly need' David Kynaston, Observer 'Ms Todd's great ability as an academic is to avoid writing like one' Alistair Dawber, Independent 'What differentiates Selina Todd's book from existing literature on this subject is the way her narrative actually documents the voices of working-class people . . . Brilliant and well-researched' New Internationalist