If one of the "hats" you wear is "insurance-buyer" for your bank, then this is the book for you. This book is written for bankers who buy insurance for their banks. Hundreds of definitions, forms, charts, suggestions, recommendations, and just plain good advice - for bankers. The language of insurance is demystified and translated into banker-speak. Scott Simmonds has worked with more than 370 banks in his career as a consultant. Bankers look to Scott to help make their insurance better - better coverage, better premiums, easier administration, and faster claims. Unbiased, expert bank-experience. In this second edition of his book, you get his latest thoughts, ideas, and approaches. One hundred updates were made from the 2007 version. Scott has received many industry awards and designations, making him one of the top 1% of insurance professionals in the country. Scott's ideas have been published and quoted in the Wall Street Journal, Money Magazine, Forbes, The Boston Globe, and the Ellsworth American. He is a past president of his local Rotary Club, and of the Maine Association of Professional Consultants.

The Affordable Health Care Act of (2010) is in the early stage of implementation as of late 2013. Commonly referred to as OBAMACARE, the health care program is designed to encourage millions of taxpayers and citizens to purchase some form of medical insurance coverage for each person including family members.

A guide to health insurance and the Affordable Care Act for consumers. This book describes the health reform provisions of the Affordable Care Act, including essential health benefits, the health care exchanges, and premium subsidies available for certain individuals. The book also describes the main features of health insurance plans in the U.S., including characteristics of health maintenance organizations (HMOs) and preferred provider organizations (PPOs), and typical cost-sharing mechanisms, including deductibles, coinsurance and copayments. Practical examples of the operation of deductibles, coinsurance and copayments are provided.

Managing Risk: A Guide for Physicians and Practices is one component of Daktori's Financial Fellowship Program and is approved for up to 7.5 hours of Category I Continuing Medical Education (CME) credits in all states for all specialties. The monograph helps physicians avoid liability traps arising from casual events that meet the legal definition of the doctor-patient relationship, contribution to diagnosis, miscommunication with patients and staff, poor layout of the office (especially high risk communication areas), drug therapy dangers, and non-medical liability risks for the practicing physician. Additional sections have been added on HIPAA risks, telemedicine liability and more. Free Daktori newsletter subscription (register at www.daktori.com/contact) and complimentary consultation with one of the authors also included with purchase. If continuing education credit is desired, please see included instructions.