Black tax is not so much about money as it is about boundaries: there is a mental and emotional price we pay when dealing with the complex issues relating to black tax and its effect on our relationships with our families and with money itself. Helping others is commendable, but where does one draw the line between healthy helping and standing in the way of the financial independence of those on the receiving end of black tax?

In ten relatable stories that range from absent fathers to siblings’ expectations, self-leadership coach Ndumi Hadebe explores the boundary issues that lead to financial and emotional burdens for those struggling with black tax, as well as the normalised behaviours, notions and societal constructs that will keep you spinning in the washing machine of black tax if you don’t explore solutions to it.

Drawing on particular themes in each story, Ndumi will show you how to tackle your black tax in a way that is peaceful and non-threatening to your relationships with loved ones. She also opens up about her own struggle with boundaries and reflects on the ways that this has impacted her life.

Handle Black Tax Like a Pro is a helpful guide that will provide you with a roadmap to stronger relatiovnships, better finances and overall well-being.

Introduce students to the issues, forces and outcomes that make individuals into the people they are with the captivating, applied approach in Kail/Cavanaugh's HUMAN DEVELOPMENT: A LIFE-SPAN VIEW, 9E.

The authors combine their expertise in childhood, adolescence, adult development and aging to create a rich description of all life-span stages, tracing development from conception through late life. This comprehensive, yet succinct, narrative blends the latest neuroscience and biophysiological research with coverage of controversial topics and emergent trends -- demonstrating the connections between the laboratory and real life.

Updates explore the pandemic from a developmental perspective and examine holistic interventions for dementia and emerging and established adulthood. Students gain theoretical and empirical foundations that equip them to become educated, critical interpreters of developmental information.

Now in its third EMEA edition, Management has been comprehensively updated to provide students with a practical approach to key concepts and theories with up-to-date regional examples to enrich their learning and allow for a practical understanding of the topic.

A wide range of inspiring real-world features are revealed as students are guided through and prepared for the various challenges facing managers today.

Teach students how to think and act like effective marketers and disruptors in today's dynamic, fast-paced business environment with Ferrell/Hartline/Hochstein’s MARKETING STRATEGY, 8E.

This edition presents strategic marketing management within the context of social, economic and technological arenas encompassing business. Students learn to develop long-term, customer-oriented marketing strategies and successful marketing plans with this edition's systematic approach. The latest examples highlight organizations familiar to readers, such as Spotify, Nintendo and Microsoft. New cases from Tesla, Netflix and even the recent COVID-19 pandemic illustrate the need for marketers to think proactively and anticipate change.

Using the latest research, the authors present current trends, from digital marketing tools and new marketing models to integrated marketing communication.

The American mafia has long held powerful sway over our collective cultural imagination. But how many of us truly understand how a clandestine Sicilian criminal organisation came to exert its influence over nearly every level of American society?

In BORGATA: RISE OF EMPIRE, former mafia member Louis Ferrante pulls back the curtain on the criminal organisation that transformed America. From the potent political cauldron of nineteenth-century Sicily to American cities such as New Orleans, New York and the gangster's paradise of Las Vegas, Ferrante traces the social, economic and political forces that powered the mafia's unstoppable rise. We follow the early mob as they provide alcohol to the American public during prohibition, aid U. S. Naval Intelligence during the Second World War, establish a gambling mecca in the Nevada desert - and unofficially take control of the island of Cuba.

Ferrante's vivid portrayal of early American mobsters - among them Lucky Luciano, Vito Genovese, Frank Costello and Meyer Lansky - fills in crucial gaps of mafia history to deliver the most comprehensive account yet of the world's most famous criminal fraternity.

This volume is the first in a groundbreaking new trilogy from a man who has seen it all from the inside. Ferrante's masterful account journeys from the group's inauspicious beginnings to the height of their power as the most influential organised criminal network in America.

A modern gangster cashes in on the London Olympics; while business, politics and police corruption undermine the operation to stop him.

When billions poured into the neglected east London borough hosting the 2012 Olympics, a turf war broke out between crime families for control of a now valuable strip of land. Using violence, guile and corruption, one gangster, the Long Fella, emerged as a true untouchable. A team of local detectives made it their business to take him on until Scotland Yard threw them under the bus and the business of putting on "the greatest show on earth" won the day.

Award-winning journalist Michael Gillard took up where they left off to expose the tangled web of chief executives, big banks, politicians and dirty money where innocent lives are destroyed and the guilty flourish. Gillard's efforts culminated in a landmark court case, which finally put the Long Fella and his friends on trial exposing London's real Olympic legacy.

Coovadia’s Paediatrics and Child Health offers a renowned and comprehensive guide to the clinical diagnosis, treatment and management of specific child health conditions and diseases.

With an emphasis on primary care, and addressing both theoretical- and applied aspects, the text adopts a problem-based approach that supports the holistic management of children’s health. Presenting a strong focus on the regional context, the text offers extensive discussion of localized issues, conditions and influences, and of the challenges and diseases that are particular to the southern African region.

Supporting effective learning and diagnosis, the eighth edition now includes a colour photographs and images that illustrate clinical conditions, where appropriate.

This is the fifth edition of the book that has appeared for the first time in 1992 as a relatively concise text, primarily aimed at students in the law of succession. In its successive editions the book has evolved into a more general source on the South African law of succession. Through its approach, presentation and systematic method the work remains ideal for use as a textbook in courses in the law of succession. The fifth edition again strives to provide the reader with a comprehensive overview of the different facets of the law of succession, in the light of recent developments that have affected this branch of the law.

Learn how group dynamics theory applies in the real world with the help of this best seller. GROUP DYNAMICS, 7th Edition, covers all major theories and topics pertaining to group and team processes. Focus on what's most important with clearly organized chapters and highlighted key points, and see how to apply concepts to actual groups through extended case studies -- one in every chapter. The author draws on examples from a range of disciplines including psychology, management, law, education, sociology, and political science to help you develop a deeper understanding of each topic that you'll take with you beyond the classroom.

First people communities are the groups of huntergatherers and herders, representing the oldest human lineages in Africa, who migrated from as far as East Africa to settle across southern Africa, in what is now Namibia, Botswana and South Africa. These groups, known today as the Khoisan, are represented by the Bushmen (or San) and the Khoe (plural Khoekhoen).

In First People, archaeologist Andrew Smith examines what we know about southern Africa’s earliest inhabitants, drawing on evidence from excavations, rock art, the observations of colonial-era travellers, linguistics, the study of the human genome and the latest academic research.

Richly illustrated, First People is an invaluable and accessible work that reaches from the Middle and Late Stone Age to recent times, and explores how the Khoisan were pushed to the margins of history and society. Smith, who is an expert on the history and prehistory of the Khoisan, paints a knowledgeable and fascinating portrait of their land occupation, migration, survival strategies and cultural practices.

Gain an understanding of how econometrics can answer today's questions in business, policy evaluation and forecasting with Wooldridge's INTRODUCTORY ECONOMETRICS: A MODERN APPROACH, 7E. Unlike traditional texts, this book's practical, yet professional, approach demonstrates how econometrics has moved beyond a set of abstract tools to become genuinely useful for answering questions across a variety of disciplines. The author has organized the book's presentation around the type of data being analyzed with a systematic approach that only introduces assumptions as they are needed. This makes the material easier to understand and, ultimately, leads to better econometric practices. Packed with relevant applications, the text incorporates more than 100 data sets in different formats. Updates introduce the latest developments in the field, including the recent advances in the so-called "causal effects" or "treatment effects," to provide a complete understanding of the impact and importance of econometrics today.

Known for its clear, straightforward writing style, grounding in current research, and well-chosen visuals and examples, Sigelman and Rider's text combines a topical organization at the chapter level and an age/stage organization within each chapter. Each chapter focuses on a domain of development such as physical growth, cognition, or personality and traces developmental trends and influences in that domain from infancy to old age. Each chapter also includes sections on infancy, childhood, adolescence, and adulthood. The organization helps you grasp key transformations that occur in each period of the life span. Other staples of the text are its emphasis on theories and their application to different aspects of development and its focus on the interplay of nature and nurture in development. This edition includes new research on biological and sociocultural influences on life-span development and offers new media resources that help you engage more actively with the content.

Two long-time friends share an intimate and urgent conversation about life, music and their enduring love of America, with all its challenges and contradictions, in this stunningly-produced expansion of their ground-breaking Higher Ground podcast, featuring more than 350 photographs, exclusive bonus content, and never-before-seen archival material.

Renegades: Born in the USA is a candid, revealing, and entertaining dialogue between President Barack Obama and legendary musician Bruce Springsteen that explores everything from their origin stories and career-defining moments to their country's polarized politics and the growing distance between the American Dream and the American reality. Filled with full-colour photographs and rare archival material, it is a compelling and beautifully illustrated portrait of two outsiders - one Black and one white - looking for a way to connect their unconventional searches for meaning, identity, and community with the American story itself.

It includes:

• Original introductions by President Obama and Bruce Springsteen
• Exclusive new material from the Renegades podcast recording sessions
• Obama's never-before-seen annotated speeches, including his "Remarks at the 50th Anniversary of the Selma to Montgomery Marches
• Springsteen's handwritten lyrics for songs spanning his 50-year-long career
• Rare and exclusive photographs from the authors' personal archives
• Historical photographs and documents that provide rich visual context for their conversation.

Obama and Springsteen discuss marriage and fatherhood, race and masculinity, the lure of the open road and the call back to home. They also compare notes on their favourite protest songs, the most inspiring American heroes of all time, and more. Along the way, they reveal their passion for - and the occasional toll of - telling a bigger, truer story about America throughout their careers, and explore how their fractured country might begin to find its way back toward unity.

Mzuzephi Mathebula, also known as Jan Note and later as Nongoloza, founded the Umkhosi Wezi-ntaba (Regiment of the Hills), forerunner of the notorious "28" gang. He became known as the King of Nineveh, a man who sought social justice, paradoxically, through antisocial means. Nongoloza's story is also the story of South Africa's violent and racially accentuated past and, to an extent, provides clarification for the criminality that afflicts the present-day society.

Nongoloza Mathebula’s life is a poignant illustration of how political circumstances affect lives and how those lives encourage myths, setting in motion a spiral of events that eventually neither politics nor people have any control over. Van Onselen’s insightful biography tells the story of how a young man became a hardened criminal as the result of a minor incident.

Nongoloza Mathebula’s life is a poignant illustration of how political circumstances affect lives and how those lives encourage myths, setting in motion a spiral of events that eventually neither politics nor people have any control over.

Developmental Psychology, second edition, provides a theory-driven approach to understanding development from two perspectives – psychoanalytic and cognitive. These two perspectives complement one another: a psychoanalytic focus is based on understandings of how the mind affects the development of personality, while a cognitive focus offers insight into the development of the mind. The third section of this book brings together thoughts on the South African context and how it impacts upon development.

Developmental Psychology is a broad and integrative introduction to developmental psychology for undergraduates, postgraduates and health professionals.

In today’s competitive retail environment, where new products are being introduced daily, how do you attract customer attention to your new product, and how do you manage its success? But equally important is the price. Just what is the science of pricing?

Product and Price Management recognises that a product manager needs to maximise the value of a product, oversee all aspects of a product line in order to deliver superior customer satisfaction, and coordinate production with an understanding of the market’s and customers’ needs, while simultaneously providing a long-term competitive advantage for the company. It also focuses on the basics of pricing and conveys the choices and strategies surrounding price in a concise and practical manner. South African examples help illustrate the discussions, and the topics have been updated to reflect the current realities of the markets.

Credit is essential in the modern world and creates wealth, provided it is used wisely. The Global Credit Crisis during 2008/2009 has shown that sound understanding of underlying credit risk is crucial. If credit freezes, almost every activity in the economy is affected. The best way to utilize credit and get results is to understand credit risk. Advanced Credit Risk Analysis and Management helps the reader to understand the various nuances of credit risk. It discusses various techniques to measure, analyze and manage credit risk for both lenders and borrowers. The book begins by defining what credit is and its advantages and disadvantages, the causes of credit risk, a brief historical overview of credit risk analysis and the strategic importance of credit risk in institutions that rely on claims or debtors. The book then details various techniques to study the entity level credit risks, including portfolio level credit risks. Authored by a credit expert with two decades of experience in corporate finance and corporate credit risk, the book discusses the macroeconomic, industry and financial analysis for the study of credit risk. It covers credit risk grading and explains concepts including PD, EAD and LGD. It also highlights the distinction with equity risks and touches on credit risk pricing and the importance of credit risk in Basel Accords I, II and III. The two most common credit risks, project finance credit risk and working capital credit risk, are covered in detail with illustrations. The role of diversification and credit derivatives in credit portfolio management is considered. It also reflects on how the credit crisis develops in an economy by referring to the bubble formation. The book links with the 2008/2009 credit crisis and carries out an interesting discussion on how the credit crisis may have been avoided by following the fundamentals or principles of credit risk analysis and management. The book is essential for both lenders and borrowers. Containing case studies adapted from real life examples and exercises, this important text is practical, topical and challenging. It is useful for a wide spectrum of academics and practitioners in credit risk and anyone interested in commercial and corporate credit and related products.

The electronic age has brought many changes to the world of marketing and sales. More people are communicating in cyberspace to access more information about products, services and brands. New methods of selling and communicating with customers are invented virtually on a daily basis. And the extended use of social media is placing new demands on marketers, sales managers and sales practitioners around the world.

Despite this upheaval, retailers and marketers believe that personal selling — the age-old art of person-to-person communication between a salesperson and a prospective customer, is here to stay — although it should be adapted to incorporate technological developments.

In this fourth edition of Personal Selling, the authors outline the key steps in the selling process that lead to a successful sale, from prospecting for a sale to the follow-up once the sale has been completed. In addition, it explains the role and place of personal selling, the impact it has on the economy, and how it ties in with and supports marketing. The importance of communication in the act of selling, as well as different approaches and sales presentation methods, are explained and clarified, and a comprehensive discussion on how sales people should manage themselves and their time is included.

An easy-to-read, integrated approach to accounting and finance which dispels much of the mystique surrounding these subjects for students and non-financial managers. This edition incorporates changes in legislation and in attitudes towards financial analysis, the interpretation of annual accounts and the use of financial ratios, as well as chapters on the financial planning process, the cost of capital and risk analysis.

The law of evidence is vital to each legal practitioner and forms part of the curriculum of every South African law qualification. It is compulsory even for some degrees not strictly confined to legal practice, such as certain police and related qualifications. However, the law of evidence is not considered an easy subject, especially not for persons who have never been inside a court of law.

In this work, academics with practical experience of the criminal justice system have selected a number of decided cases as well as statutes relevant to the law of evidence. Illuminating commentary is provided, which should assist any student of the discipline to get to the core of these texts. Due attention has also been paid to the constitutional aspects of the law of evidence.

Die bewysreg is onmisbaar vir elke regspraktisyn en maak deel uit van die leerplan van elke Suid-Afrikaanse regskwalifikasie. Dit is selfs verpligtend vir sommige grade wat nié tot die regspraktyk beperk is nie, soos sekere polisie en verbandhoudende kwalifikasies. Tog word bewysreg as ’n moeilike vak beskou, veral vir diegene wat nog nooit in ’n geregshof was nie.

In hierdie boek het akademici met praktiese ervaring van die strafregstelsel ’n aantal besliste hofsake sowel as wetgewing van toepassing op die bewysreg uitgesoek. Die insiggewende kommentaar wat voorsien word, behoort enige student van bewysreg tot die kern van die tekste te help deurdring. Behoorlike aandag word ook geskenk aan die grondwetlike aspekte van die bewysreg.

Organized around the central theme of homeostasis-how the body meets changing demands while maintaining the internal constancy necessary for all cells and organs to function-HUMAN PHYSIOLOGY helps you appreciate the integrated functioning of the human body. Author Lauralee Sherwood uses clear, straightforward language, analogies, and frequent references to everyday experiences to help you learn and relate to physiology concepts. The vibrant art program and empowering digital resources-including robust 3D animations and rich homework problems -enable you to visualize important concepts and processes. By focusing on the core principles and sharing enthusiasm for the subject matter, Sherwood helps you develop a solid foundation for future courses and careers in the health profession.

What purpose does Strategic Management serve in modern businesses? Why do different businesses have different strategies? Is traditional strategic thinking still relevant for today? This dynamic textbook looks at strategy from a local to a global level, and uses real-life examples of businesses and individuals to provide an up-to-date view of Strategic Management in the current economic environment. In this new edition of Strategic Management: Principles and Practice, Barry J. Witcher and Vinh Sum Chau offer a practical and thought-provoking analysis of what Strategic Management is and how it can be put to good use.

Focus on Operational Management: A Generic Approach gives a general overview of management principles and the general management activities needed by the operational and first-time manager in the workplace today. These principles are important for the sustainability of an organisation.

The following topics are discussed:

• The new workplace environment
• The changing role of the operational and first-time manager
• Operational planning, operational decision-making and problem-solving, organizing operational resources, operational control and leadership
• Employment relations in the workplace
• Organisational culture, diversity management, business ethics, corporate social responsibility, organisational politics and change management in the workplace.

Mathematics for Young Learners, A Guide for South African Educators is designed to be used by students in training and by teachers in service in early childhood education and Grade R. It was developed in line with the requirements set out by the Curriculum and Assessment Policy Statement (CAPS), which sets out the curriculum for Foundation Phase mathematics. To the student, this text introduces the excitement and extensiveness of mathematics experiences in programmes for young children. For teachers in the field, it presents an organised, sequential approach to creating a developmentally appropriate mathematics curriculum for preschool and primary school children.