Recession, inflation, interest rates, income tax, exchange rates, junk bonds ... We are bombarded with these terms every day, but what do they actually mean? And how do they affect you?

In this updated edition of Everyone's Guide to the South African Economy, all these issues - and more - are addressed. The book clearly explains and evaluates a wide range of economic occur rences - from the budget and the rand/dollar exchange rate to the balance of payments and the role of the South African Reserve Bank.

The book investigates the impact of the 2008/2009 global financial crisis and the COVID pandemic, assesses the state of the sub-Saharan African economy, and explores human development issues in South Africa and their implications for policy-making.

If you are baffled by the specialised jargon of economists and bankers and want to know more about the economic forces that subtly dictate your day-to-day existence, Everyone's Guide to the South African Economy will put you in the picture. This is essential reading for every South African consumer and taxpayer. Economics, after all, is too important to be left to economists.

This essential new book is a practical "how-to" guide to enhancing the quality of relationships between leaders and individuals in organisations – the proven key to maximising performance, building resilience, and retaining talent.

Integral vision, seen through each of the four quadrants described in this book, gives access to a range of perspectives, irreducible to one another but each significant in adding a kaleidoscope of understanding to a topic or body of knowledge. The author draws on recent research which focuses on Integral theory and emphasises the benefits to an organisation, including cultivating, at several levels, leaders and teams through coaching, improving the quality of meetings, introducing an understanding of emotional intelligence, and more recently, addressing adult stages of development. The book also demonstrates how the Integral quadrants can bring clarity to interpersonal and cross-sector communication, especially in diagnosing, planning, and implementing team and organisational strategy.

The concepts and practical skills explored in this book will be a valuable resource for senior leaders, human resources specialists, and in-house and external coaches focusing on leadership development, as well as students and trainers of coaching.

Being rich is not normal: most people never achieve wealth in their lifetime. The very word ‘rich’ describes a state beyond the median, and therein lies an important lesson.

To become rich, your thinking has to be radically different from that of the people around you. Do you know what those specific differences may be?

Business and wealth guru Douglas Kruger strips away the feel-good hype and gets right down to the practical principles. He leads you through the types of thinking that hold individuals, families and businesses in generational cycles of poverty. He explores the dramatically different approaches of the self-made rich and super-rich, showing you which behaviours to begin practising and which behaviours are traitorous to your wealth potential.

Escape poverty. Raise your value. Change the trajectory of your story.

It all begins with the way you think.

Drawing on a selection of ethnographic studies of precarious work in Africa, this book discusses globalisation and digitalisation as drivers for structural change and examines the implications for labour. It explores the role of digital technology in new business models and how it can be harnessed for counter mobilisation by the new worker.

Much of the debate on the future of work has focused on responses to technological trends in the Global North, with little evidence on how these trends are impacting work and workers in the Global South.

Drawing on a rich selection of ethnographic studies of precarious work in Africa, this innovative book discusses how globalisation and digitalisation are drivers for structural change and examines their implications for labour. Bringing together global labour studies and inequality studies, it explores the role of digital technology in new business models and how it can be harnessed for counter mobilisation by the new worker.

Provides a comparative study of the complex governance challenges confronting city-regions in each of the BRICS countries. It traces how governance approaches emerge from the disparate intentions, actions and practices of multiple collaborating and competing actors, working in diverse contexts of political settlement and culture.

The scale and pace of urban change in the recent past has been disorienting. As individual cities evolve into complex urban agglomerations, scholars battle to find adequate vocabularies for contemporary urban processes while practitioners search for meaningful governance responses. Governing Complex City-Regions in the Twenty-first Century explores the ongoing evolution of metropolitan governance as diverse urban agents grapple with the dilemmas of collective action across multi-layered and fragmented institutions, in contexts where there are also manifold centres of influence and decision-making.

Whereas much of the existing literature is founded on the settled urban contexts of Western Europe and North America this book draws on the experiences of the BRICS countries (Brazil, Russia, India, China and South Africa). The author shows that governance approaches are rarely designed but emerge, rather, from the disparate intentions, actions and practices of multiple collaborating and competing actors working within diverse contexts of political settlement and political culture. Intended for students, academics and professionals, the book does not offer packaged solutions or easy answers to the challenges of urban governance, but it does show the value of comparative study in inspiring new thought and perspectives, which could lead to improved governance practice within South African contexts.

Never Waste a Good Crisis was born in the wake of Covid-19. However, the book elaborates on many other challenges that leaders in corporate South Africa have had to deal with – including deeply personal ones.

Is leadership an art? Can you learn it? Can anyone be a leader? Carié Maas asks twenty seasoned leaders what their leadership philosophies are, and their opinions vary as widely as the industries they come from.

The lessons they share from their journeys up the corporate ladder will inspire, encourage and challenge the reader.

So you’ve come up with a killer business idea and you’re ready to turn it into a side hustle or startup. What now? What do you need to do to bring it to life?

Whether you’re looking to earn some extra money on the side or dreaming of starting The Next Big Thing, Side Hustles and Startups is packed with the information you need to take this big step into your bright future. We’ll teach you how to:

1. Find your passion.
2. Test your idea.
3. Write a business plan.
4. Get funding.
5. Ace your business admin, tax and compliance.
6. Brand and market your business.
7. Manage your money.
8. Set up systems.
9. Build your team.
10. Take care of you.

Heavy Chef sat down with some of South Africa’s foremost entrepreneurs, side hustlers, strategists, marketing whizzes, venture capitalists and, yes, even tax specialists to help you get going. Combined, they have centuries of experience in creating and growing side hustles and startups. We’ve turned their advice into bite-sized lessons for you to snack on – as if you’re firing off instant messages to these trailblazers whenever you get stuck on your journey. Go on. Start up and hustle away.

The only personal finance book you will ever need!

It is never too late, or too early, to become more intentional about your finances. Unexpected life events can severely expose the financial vulnerability of individuals and households who are ill-prepared. Not having a comprehensive financial plan in place can cause severe, long-lasting, if not permanent, damage to your personal wealth and dreams of a carefree retirement.

This book serves as a quick but comprehensive reference guide that provides the necessary insights into each area of your finances at every stage of your life. It will assist you with self-reflection checkpoints to avoid financial catastrophe due to unexpected economic challenges while maximising your wealth potential. It will help you to construct a sound personal financial plan with or without the assistance of a financial advisor and to identify your money personality, because only by understanding what money means to you will you be better able to manage it.

Applying the principles contained in this guide is guaranteed to improve your chances of achieving your financial goals. It will assist you with living a life of purpose and meaning and to leave a lasting legacy as you travel financially secure along your life’s journey.

Have you ever wondered how wealthy people actually made their first million? Here is a simple, easy-to-follow book that shows how various people have made their money in their own unique way, helping you to find a method that will assist you in making your first million and gaining financial freedom.

We would all like to reach a stage where we are able to live off the income from our savings and investments. Sadly, very few people ever get there. But now there is help at hand: this highly accessible book is aimed at anyone who wants to learn how to make their first million in savings. It provides real examples of ordinary people who have reached their financial goals and explains how you can do the same, and offers practical ways of setting goals and keeping yourself motivated to achieve them, especially in tough times.

How To Make Your First Million furnishes people from all walks of life with practical information on how to achieve financial freedom in a range of different ways, and shows that it is possible for everyone to be financially free.

Werk soos ’n miljardêr vertel die verhaal van Dan, ’n werknemer, wat bloot van salaristjek tot salaristjek leef. Hy streef daarna om sy eie besigheid te begin maar hy staar verskeie uitdagings in die gesig.

Een van dié uitdagings is hoe om, sonder enige geld, ’n besigheid te begin. Maar alles verander op ’n dag toe hy voor ’n groot besluit te staan kom.

Die boek is propvol waardevolle wenke oor hoe om rykdom te skep, jouself beter te leer ken en hoe om volhoubare besigheidsisteme te bou.

A Best Seller and the only publication of its kind in Southern Africa!

Calculating building costs accurately and quoting remains a challenge. Contractors and Homeowners generally do not understand the complexities of quoting and often rely on m2 building rates. A quotation should include every possible resource required to build a structure with quantities and related prices. This includes labour, material, and specialist installations.

If quotations are presented in this manner the homeowner or client can compare apples with apples. A one-page quote is just not acceptable - you do not know what has been included or excluded.

The Building and Pricing Guide features comprehensive, accurate and useful information that you can rely on. It is updated each year to ensure that all the most relevant information is always at your fingertips.

For over three decades this publication has assisted contractors and clients in establishing accurate building costs. It is also used by architects, engineers, quantity surveyors, students, and government departments.

We all make plans, set goals and enthusiastically imagine a better future. Unfortunately, most people never achieve their goals, whether they be personal or financial. Just like health goals, wealth goals have a material impact on people’s lives. There is no shortage of good advice, personal finance books and well-worn practices, so the question is: Why can’t people change? We know what to do, but then inexplicably don’t seem to do it. What keeps tripping us up? Many of our money troubles are caused by behavioural traps that keep us locked in a cycle.

For some people, this means underspending, even though they have enough money. For others, it is the habit of overspending, even when it causes emotional and financial harm to loved ones. Both of these are deep-seated emotional drivers that can make people feel trapped in a vicious cycle. Small Changes for Big Results provides clear, actionable steps that anyone can follow to take control of their finances and free themselves from these traps. The book contains real-life case studies of people who overcame financial difficulties and highlights the small steps they took to change the course of their lives. No matter what your income level or financial background, this book is tailored to help everyone.

Lasting change begins with small, consistent actions, and this book equips you with the tools and knowledge to make these incremental changes that will yield big results over time.

New traders are often led to believe that trading must be easy, which is true to some extent; it has certainly never been easier to trade. Barriers to entry are low, and you have unlimited earning power. You can trade whenever and wherever you like, using any of the numerous markets that are available to choose from, and you can select a low-cost platform from among the many platforms available.

But new traders soon realise that what is generally called ‘common sense’ does not work in trading; what they have been taught – that there is a right way and a wrong way – does not seem to apply to trading. Why? The answer is simple: Our brains are not naturally wired for trading, but they can be rewired. And you will find out how in this book.

Whether you are a beginner or an experienced trader, reading Badass Trader can be a valuable way to learn, grow and improve your trading skills, setting you on a path to financial well-being. While both informative and practical, the book will also help to rewire your mind, stacking the odds of trading success in your favour so that you can get profitable quicker.

Mteto Nyati knew as a schoolboy in Mthatha, working at his mother’s store, that he wanted to fix and build things. After completing his studies at Natal University, he turned down a Rhodes scholarship and headed for Jo'burg to take up a position at Afrox. He was the only black engineer and the advice he received was ‘don’t mess up’. 

He didn’t and today is one of South Africa’s top CEOs. This is his inspirational story. 

What do you need to do to retire in comfort? What are the right choices to make before and after you retire? What are the mistakes that you need to avoid? How can you secure a sustainable income for the rest of your life?

This book, co-written by well-known semi-retired journalist Bruce Cameron and respected financial planner Wouter Fourie, answers all these questions and more. It provides straightforward, comprehensive and practical information on the vital issues that impact on retirement, such as taxa tion, investments, healthcare, estate planning and where to live when retired. And it also identifies warning signs to look out for in order to avoid financial troubles.

This fully updated edition is based on the 2023 Budget figures and takes account of changes in legislation, tax and retirement products.

This is the ultimate guide to help you achieve a secure and successful retirement.

This book is about a dream to become your own boss and there are more than 1000 opportunities you can set up for anything from only a few hundred Rands.

Also included are more than 100 business ideas for children.

Award-winning investigative journalist Karyn Maughan and former National Treasury insider Kirsten Pearson reveal the inside story behind South Africa's controversial nuclear deal.

Through insider accounts, audio recordings and confidential minutes, the authors piece together the Zuma administration's secret dealings with Russia and how it went to extraordinary and dark lengths to conclude the nuke before Zuma's time ran out.

Your indispensable guide to a stress-free retirement at an age of YOUR choice!

In this fully revised edition of South Africa’s bestselling property book, Retire Rich Through Property, Jason Lee provides up-to-date information on how to build a property portfolio that will allow you to take charge of your financial security for a stress-free retirement.

Retire Rich Through Property takes readers through every step of the property process, but goes further by focusing on:

• finding the right deals for retirement purposes
• how to negotiate and finance a property with retirement requirements in mind
• whether to hold onto or sell a property for financial gain
• and how to protect yourself and profit from buying off-plan from developers

With myriad insider tips from a property-investment expert, this book will allow the reader to push aside reliance on state- and employer-sponsored retirement benefits and work towards a secure retirement through property. This easily accessible guide is a must-read for first-time property purchasers and experienced investors alike who are looking to fast-forward their retirement or to retire comfortably at their chosen age.

The world is driven by ambition, dreams, expectations, wishes and desires. We all believe we are the obvious choice to be selected, noted, identified, appointed or anointed. We may think and believe we are the obvious choice in many areas of our lives, but the reality is that this is not the case.

When your boss informs you that you are not getting that role you assumed was in the bag (and you’d already informed your family and friends that it was yours – and had even bought the attire to go with it), you ask: what happened? What happened when you were bypassed for the lead role in a project? You believed in your potential and you believed that everyone in your organisation and circle saw you as the main person, the leader or the ‘go-to person’, and yet you were bypassed and someone else in your team was selected. You were the obvious choice, weren’t you? Think of the assignment you prepared, the one you believed was the perfect presentation and would earn you a distinction, and then you flunked it. Where did you go wrong?

Mike Teke’s book is about showing you that you can be the obvious choice, in business or in life, but that being the obvious choice does not simply fall from any tree. Without focus, diligence and a strong work ethic you are unlikely to succeed, no matter how much you think you’re entitled to. The Obvious Choice debunks myths and prevailing negative mindsets. And, most usefully, it provides guidelines and lessons to prepare you for the journey to leadership greatness, to become the obvious choice in whatever setting or endeavour the universe presents

Zamantungwa Khumalo is a rising star on the South African property scene. An award-winning media and content specialist, she is also a property entrepreneur who bought her first properties at age 27. Now, she wants other people to follow in her footsteps, climbing the property ladder on their way to building wealth and security.

All her passion and expertise is concentrated in this volume, which covers a range of topics vital to property ownership. She also includes interviews with leading property industry experts like Gil Sperling, Michelle Dickens, and Silindile Leseyane who is the chairperson of Sakhisizwe Property Stokvel.

This book is aimed at helping a wide range of people – women, young professionals, and also men who want to buy property but don’t quite know how to go about it – to take that first step.

As she says in her introduction: ‘My hope is that this book will help to make your property dreams come true.’

Shirley Zinn’s story is one of determination, courage, and triumph over incredible adversity.

Born and raised on the Cape Flats, Shirley never allowed her past to dictate her future. She proved that the typical story of a girl from the Cape Flats – that of gangsterism, alcoholism and teenage pregnancy – didn’t have to be her story. Instead she relentlessly pursued her own goals and forged an impressive academic career even when she faced significant odds. And when she’d done that, she set out to conquer the world of business.

Shirley is a formidable woman with an amazing story to tell. She has risen to the top of the pile in both academic and business circles, and yet she has retained great humanity and empathy in the face of great personal tragedy.

Her story has lessons for us all – whether we are ordinary or extraordinary, whether we work in business, in government, or at home. Shirley’s story will inspire you and show you that it is possible to achieve your goals, if you are prepared to swim upstream and be single-minded in getting where you want to be.

We have all been culturally programmed, whether we are aware of it or not. We are the sum total of our upbringings, life experiences, and cultures. These factors influence how we manage relationships and interact with other people around us. Yet, so many managers and leaders today underestimate the importance of diversity to personal & corporate success.

In Black Son White Mother, Human Resources experts Charlie Masala and Gail Vermeulen reveal how to manage diversity fairly and with confidence.

You will discover how to:

• Make diversity work for your organization
• Utilize people as a competitive business advantage
• Be aware of your own prejudices/biases and stereotyping that hinder your leadership success
• Become an inspirational leader by integrating intelligence, emotional intelligence, and social intelligence
• Embrace people from diverse backgrounds
• Tap into the positive power of diversity
• Accept that you need to move out of your own comfort zone where you are happiest, in order to grow

In a changing world, there has never been a more crucial tiime to understand and manage diversity. This book shows you how.

The city of gold is in a death spiral.

Award-winning journalist, inner-city activist, and municipal civil servant Nickolaus Bauer takes a deep dive into how Africa’s economic hub has reached the brink of collapse and what it will take to rescue Joburg.

For local and international readers interested in tracking the collapse and possible resurrection of one of Africa’s greatest cities.

Industrial psychologist and award-winning business coach Kathi Hyde and her clients have proven that you can start over or step up, even in hard times, to build a business that achieves the results you deserve, brings out the best and allows you to live life well.

Kathi’s passion to help small businesses succeed to international standards (irrespective of where they find themselves geographically) and her love for the people who start and run them, have helped lead her clients to record success, game-changing personal growth, contentment, and real results time and again. Using vignettes of her own story as a backdrop, Kathi shares proven step-by-step strategies to help existing and new business owners achieve the same results – no matter where they are in their life or business journey.

This book considers both the business owner and the business. Part One prepares readers mentally and emotionally to overcome their setbacks and take on the mantle of being a business owner. It also helps them work out the ‘what’ and the ‘why’ of starting or growing their business. Part Two provides the practical business skills and know-how to build a profitable, resilient and rewarding business that delivers.

Based on sound business principles and practices, and packed with wisdom, anecdotes, strategies, practical examples, motivation, and the insight and experience gained from Kathi’s more than 30-year involvement with business across a range of industries in developed and developing countries, Peace By Piece is a coach-come-business-school in a book. It’ll help readers create peace from the pieces and guide them in laying the foundations of a fulfilling business that serves them and those they love and serve.

The Billionaire Career is an allegory of risk, playing to your strengths and discovering yourself to become successful in business.

It tells the story of Dan, a man who wants more from his job and his life. He yearns to start his own business, and for the freedom and control that being his own boss would give him but he is faced with numerous challenges – for one thing, how to start a business with next to no money.

But everything changes one day when he’s faced with a choice at work.