The stock market is the golden goose that the rich rely on to stay rich. That’s why so many people believe that the stock market is an exclusive club, or that only professionals understand it well enough to succeed. But those days are long gone, and investing is more accessible than ever, as The Wise Investor proves.

In this book, bestselling author Moroka Modiba demystifies and simplifies investing in the stock market, lifting the curtain to reveal how straightforward it can be. The secret is already out there: buy low and sell high. The big questions are what to buy and when to buy. This book provides those answers and many more, using ordinary language to teach you to make informed investments that will enrich your life and those of your loved ones.

This is a book that readers of all ages will have wished they’d read earlier. With the wisdom provided in its pages, they’ll be able to invest with confidence and practise the patience required to get the best returns, knowing that it’s not about timing the market, but time in the market, that leads to investment success. The Wise Investor is essential reading for financial novices of any age who need a trustworthy and accessible guide to the stock market.

Whitey Basson, een van SA se mees suksesvolle sakeleiers, word deur sy eweknieë beskryf as “geniaal”. Whitey het ’n legende geword toe hy, in SA se beroemdste oorname, die sukkelende OK Bazaars vir een rand gekoop het. In dié gemagtigde biografie vertel die bekroonde sakejoernalis Niel Joubert die volle storie van Whitey se opkoms en fabelagtige sukses.

Van ’n paar klein winkeltjies, gewaardeer teen R1 miljoen, het hy Shoprite in Afrika se grootste kleinhandelaar omskep – en die 35ste grootste kleinhandelaar in die wêreld. Ná jare se navorsing, en baie ure in gesprek met Whitey self, herskep Joubert Whitey se kleurryke lewe, van sy seunsdae op die plaas buite Porterville via Pep Stores tot Shoprite.

Nadat hy Grand Bazaars, Checkers en OK Bazaars oorneem, bereik Whitey uiteindelik sy groot mikpunt: om Pick n Pay verby te steek. In die proses het hy SA se grootste private werkgewer geword en welvaart geskep vir tallose Suid-Afrikaners. ’n Hoogs leesbare en inspirerende sakestorie.

This book will let the reader into the world of migrant workers and how they have used their culture and heritage to reimagine and create a new socio-economic order through the production of cultural goods and services.

This is the story of Kwa Mai Mai; an economic trade zone that has captured the imagination of people who dared to dream. Kwa Mai Mai is the beginning of everything Johannesburg is meant to be, the City of Gold, a place where dreams deferred become true. The book tells a story of a people’s culture, wrapped in beautiful memories of life in villages left behind but collectively remembered by those who refuse to forget, lest they lose themselves in the concrete jungle that knows no mercy.

This is a story of how cultural memory, sacredly preserved and transported to new geographies, can serve both as cultural weapon that can be used to resist subjugation, while unleashing it as an economic weapon to turn those priceless traditions into tradeable commodities. The book narrates a story of how those who are the keepers of cultural memory can wield it as a weapon of survival and use its power to petition the entrepreneurial and creative spirits buried deep down in the souls of their true being.

The book raises an argument built on an assumption that if cultural memory can be stored and retrieved through artefacts, sites, ceremonies, myths and rituals, including texts, then Kwa Mai Mai assembles and converges these into one place and space of worship and celebration. This is a place where the hypervisibility of its bearers is always in a constant fight against being eclipsed by those who would rather pretend it did not exist – the City that created it.

The book combines both the author’s observation and interpretation gathered from ethnographic work of over four years, as well as the voices of those who reluctantly remained in this City when no other alternative presented itself, short of returning to the villages in absolute defeat.

The people who face the biggest dangers from the COVID-19 pandemic are pensioners.

The virus places their lives at greater risk, and their limited finances are under serious threat. They need to take action now to ensure they keep themselves financially afloat. And the COVID-19 virus is not their only threat. They were already faced with the major fallout from state capture under Jacob Zuma’s presidency and the resulting downgrading of South Africa to junk status and the plummeting of the value of the rand.

This book clearly explains the challenges facing pensioners, and outlines what they can do to improve their situation. Written by award-winning author Bruce Cameron and leading financial planner Wouter Fourie, and based on research by the country’s largest pension fund administrator, Alexander Forbes, as well as life companies Just SA and Sanlam, this book is essential for anyone concerned about their financial future.

The Tyranny Of Growth is a modern epic that exposes the lie of economic growth.

It provocatively recounts how the 2008 global financial meltdown and COVID-19 pandemic have become the leading cause of governments' and multilateral institutions' global spectacular failure. It brilliantly explains how a single number - GDP - came to have such bewildering power over our lives, despite its ruinous consequences.

But ultimately the book strives to illuminate a new way of imagining the world. 

What do Walter Sisulu, Paul Xiniwe, Bertha Mkhize and John Tengo Jabavu have in common? They were all Black South African business people, and only a few of the names of the elite who were able to build successful enterprises against all odds in industries such as agriculture, media, financial services, retail, real estate, transport, hoteliering and more during the colonial and apartheid eras.

In many cases, they were also political activists as necessitated by the oppressive conditions of the time in order to fight for equal rights to enterprise and markets. Here their stories as entrepreneurs as well as political actors are profiled, showing the inexplicable relationship between the two.

The history of Black South African enterprise pre- and post-colonially in areas like mining is also explored, showing that this was nothing alien or unexpected and instead, that oppression curtailed the majority of enterprise that was possible and blocked out competition through dispossession.

The Savvy Investor’s Pocket Guide is a self-improvement guide that provides ordinary people with the tools to become financially savvy quickly and successfully. Identifying the common mistakes people make when dealing with their finances, the guide sets out how to rectify them. It also highlights how one can achieve financial independence by cutting back on some expenses, like luxury cars, and the benefits of starting to save as early as possible.

The book also explains in easy-to-understand terms how to draw up and stick to a budget; make shrewd investments in various investment vehicles; consolidate and eliminate debt; draw up a will; get the most out of short-term and life insurance; and save enough money to retire.

The Savvy Investor’s Pocket Guide serves as a wake-up call to stop wasting money and start investing for a financially secure future. A must-read for anyone who wants to not only improve their finances, but also their life in general.

This timely memoir-cum-guide includes the insights of black women at various stages of their career as they navigate the pitfalls of the corporate world.

A performance review of the working world introduced to the young women reveals issues such as racism, sexism, ethnic chauvinism, ageism, and sexual harassment that many encounter with naivety.

When technical expertise and hard work are not the issue, how do black women make the most of their efforts and support each other to success?

South Africans know how to make iconic ads.

Brands have influenced and borrowed from television, music, sports, comedy and youth culture in a way that has allowed communication across our diverse peoples. It also sometimes gets it horribly wrong.

A blend of memoir, criticism and cultural commentary that is fresh, contemporary and informed.

Baie dinge het die afgelope paar eeue verander. Jy hoef nie meer ’n koninklike te wees om suksesvol te wees nie. En jy kan ondenkbare rykdom in ’n enkele leeftyd versamel. Die meeste mense weet eenvoudig nie hoe nie.”

Jy is waarskynlik reeds ’n entrepreneur. Of jy droom daarvan om een te wees. Jy wil jou eie onderneming besit en jou eie baas wees.

Daniel Strauss, die Strauss in die beleggingsonderneming Stocks & Strauss, is sy eie baas, maar dit was nie altyd die geval nie. Tydens sy grootwordjare was hy daarvan oortuig dat die rykes slimmer is of oor vaardighede of kennis beskik wat gewone mense nie kan bekom nie. Maar op ’n dag het ’n toevallige ontmoeting met ’n miljardêr-entrepreneur hom laat besef dat ‘die rykes’ eintlik ‘normale mense’ is, net soos hy. Die verskil is dat die geldloses wat skatryk word, weet hoe om bó die lyn te dink. Hulle het die ingesteldheid van ’n miljardêr.

In Dink soos ’n miljardêr verduidelik Daniel wat dit beteken om hierdie lewensveranderende nuwe ingesteldheid aan te neem. Hy deel sy geheime tot sukses, insluitend hoe om toegang tot kapitaal te verkry, waar om die regte mense te vind om jou te help om jou doelwitte te bereik, en hoe om jou gedagtes van selfopgelegde beperkings te bevry, sodat jy ook soos ’n miljardêr kan dink – en uiteindelik – een kan word.

Passion, power and purpose: engaging with strategy in your organisation, and your life provides a professional and personal guide to navigating a world of complexity, uncertainty and pandemic-sized shocks. This book offers a comprehensive overview of applied strategy, suited to leaders and executives, graduate students, and all those interested in the power of strategy, igniting passion and enabling purpose.

Passion, power and purpose covers a broad selection of the essential frameworks, models and tools needed to engage effectively in shaping and influencing organisational strategy. It is the ultimate practical guide for leading the strategy conversation. Passion, power and purpose goes further by inviting the reader to reflect personally on these important topics. Every strategy concept that is applied to the organisation is also translated into a personal journey of curiosity, discovery and empowerment through a set of probing reflective questions at the end of each chapter.

Covid-19 het die wêreldekonomie soos 'n atoombom getref. Die markte het getuimel en skielik is almal armer as voorheen. Pensioene het gekrimp, werksekerheid is 'n luukse en gesinne weet nie of hulle hul huis- en motorpaaiemente sal kan bekostig nie. Hoe hou ek kop in hierdie onseker tyd? Een van die land se voorste ekonome, Theo Vorster, gee raad oor hoe om jou geldsake te bestuur sodat jy hierdie, en ander krisisse, finansieel kan oorleef.

Africa remains a mystery-enigma-attraction to investors, entrepreneurs and is growing on all fronts; without enough authoritative guides to the dynamics shaping the continent. Out of the top ten fastest growing economies of the world, no less than four are African – and yet the continent remains misunderstood.

There are many megatrends globally that warrant a special adaptation for the African continent, Africa Bounces Back uses case studies to show how these megatrends apply to the last economic growth frontier. The recent disruptions, including COVID-19, the changes in the US political landscape, human migration (including the surge of Africans moving to Europe), the rise of nationalism in developed countries, etc. all warrant attention in the context of what they mean for Africa as a destination of choice for investors, entrepreneurs and multinationals.

Victor Kgomoeswana has experience in two professional services firms (EY and Deloitte) – and at one of these he was instrumental in creating a knowledge resource centre for multinational clients who either had a presence in Africa and wanted to expand or those with no presence but interested in gaining insights before venturing.

He also has worked in the media since 1996 (all media, namely, print, radio, television and online) as anchor, specialist contributor, reporter, columnist, commentator – to date he still does an average of 3 interviews per week about the African continent, especially business and economic matters.

Entrepreneurship is a high-stakes game. Get it right, and you become a self-made millionaire. Get it wrong, and you could lose everything.

Douglas Kruger, author of seven business and personal finance books, returns with a follow-up to the bestselling Poverty Proof. This time round, the focus is squarely on what makes or breaks a new business, and how you, as an entrepreneur, can get ahead of the curve.

Can your idea change your financial reality? There’s every reason to believe that it could. Most millionaires and billionaires alive today are first-generation business owners. However, too many entrepreneurs make simple mistakes when they start out that get in the way of accruing wealth.

This book is your road map to avoiding the pitfalls, finding the ‘smart-cuts’, and ensuring that your efforts amount to an empire rather than a ruin.

The Illustrated Multilingual Science and Technology Dictionary is one of the first English-Afrikaans-Xhosa reference resources for Intermediate Phase learners. It was compiled by people who are familiar with the needs of science and technology learners. It therefore includes curriculum entries needed in Natural Sciences and Technology Learning Areas.

The book is an easy-to-use, learner-friendly resource. To improve readability and access it has the following unique features:

• each language is presented in its own colour: English in red, Afrikaans green and Xhosa in blue
• the column format makes it simple to move from one language to another
• attractive full-colour illustrations are used to supplement many of the definitions
• English and Xhosa entries are defined and the definitions are authoritative science and/or technology presentations which are related to the science and technology literacy levels of Intermediate Phase learners
• in instances where Afrikaans entries are complex, a definition is provided as well

One of the aims of this resource material is to develop learners' knowledge and skills so that they are able to master science, technology and related areas with ease. Although it is meant mainly for learners in the Intermediate Phase level, senior learners, educators and adults will also find it useful.

E-Commerce - A Southern African Perspective approaches the theory and practice of e-commerce from a developing-world perspective. It covers theory, business models, case studies and practical issues such as the digital divide and the law governing e-commerce transactions. State of the art technology such as mobile commerce and its potential in the developing world are also included.

The authors are experienced lecturers on e-commerce and are well qualified to trace developments in this fast-paced field of inquiry. This book is essential reading, for students and practitioners.

Money is the most important human invention after language. It provides tokens for the faith we have in each other and society – but that trust has been violated repeatedly throughout history by the middlemen and authorities we rely upon in order to transact with each other.

Now a new kind of money promises to rescue us from these tyrants and return us to the roots of money, without relying on third-parties. Instead of putting our faith in banks and governments, we can trust math.

Simon Dingle has been working with Bitcoin and other cryptocurrencies since 2011, designing products that make it easier to engage with this new world of money. He is also a broadcaster, writer and speaker who makes complex subjects simple for his audiences. Having led the product team at one of the world’s first Bitcoin exchanges and on other popular fintech products, Simon continues to design and invest in projects that make money more fair, this in addition to his weekly radio show on 5FM that helps people with technology more generally.

In his first book Simon looks at the evolution of human trust that not only explains how cryptocurrencies work and the origins of Bitcoin, but how you can use these networks to take control of your own financial universe. A highly readable account of a complex subject, In Math We Trust is all you need to find out about the future of money.

How do you get talent into your company and how do you keep it?

In this clear and engaging basic guide to managing your finances, Sam Beckbessinger covers topics from compound interest and inflation to “Your brain on money”, negotiating a raise, and particularly local South African phenomena like “black tax”.

The book includes exercises and “how-to’s”, doesn’t shy away from the psychology of money, and is empowering, humorous and helpful.

The book you wish you’d had at 25, but is never too late to read.

"I wrote this book because I believe the road to financial freedom is a journey everyone can embark on. I wrote this book with you in mind. You, who perhaps have never been taught anything about how money works. You, who have been too intimidated to pick up and read a book about personal finance because you were too scared of the jargon. You, who want to #getyourmoneyright. I had you in mind when I wrote this book." – Mapalo Makhu

If you are a millennial who is trying to figure out how money works, this book is for you. With simple, relatable and sometimes amusing stories about how to manage money on a day-to-day basis, you will learn how to change your mindset about money, get out of debt and stay debt-free, invest your money and, ultimately, live your best life.

You’re Not Broke, You’re Pre-Rich will help you, the young professional, to think differently about money, while covering pertinent topics like black tax, savings, budgeting, emergency funds and financial scams, as well as estate and retirement planning (and why you should care right now!). It is the best class you never attended… in a book!

This volume locates the international debates on competition and corporate power in the critical issue of inclusive growth. There is a particular focus on shaping regional energy markets, taking into account the implications of climate change as well as the challenges of extending access to affordable energy to low-income households and small businesses.

The volume critically assesses the efficacy of the competition and economic regulation framework, reviewing the impact of the regional (ie. southern African) competition authorities and surveying the impact of particular interventions in the competition and economic regulation arena. This book accomplishes two tasks that are still not adequately covered in the existing literature: first, the book examines in a single framework both competition and economic regulation and second, it takes a southern African view in examining these two topics. Competition and regulation are both distinct but crucial areas of knowledge for the development of the economies of the countries of southern Africa. The legal and policy framework for competition and regulation in the region is relatively new with a number of national institutions still in their infancy.

There is an emphasis on developing African case studies for both training and knowledge-sharing purposes.

We live in a world in which financial markets have become completely decoupled from the real economy…

The world’s four largest banks now all reside in one nation: China…

Lines of code are considered more trustworthy than central banks…

In this broad-ranging, deeply researched review of modern banking and financial systems, analysts David Buckham, Robyn Wilkinson and Christiaan Straeuli unpick in parallel the ongoing erosion of trust in capitalist free markets and Western democratic institutions, and the directly related, unprecedented growth of the Chinese banking system. The former is a decades-long tale of intermittent market manipulation, inadequately regulated hubris and outright criminality, which produced the Global Financial Crisis, the most devastating financial meltdown since the Great Depression. The latter, which in various ways mirrors the conditions that led to the Crisis, may well prove worse.

In detailing the unheeded lessons of financial history, the authors reveal how the inconsistently managed tension between free markets and government regulation has led us from depression and regulation to deregulation and crisis. And with incursions into string theory, the mathematics of cryptocurrency and the intricacies of money supply, we discover what happens when an authoritarian command economy fills the moral and ideological vacuum left behind.

In a post-Covid world – in which we are witnessing booming stock markets entirely disconnected from real-world economic hardship, and communist billionaires propagating just as global inequality skyrockets – public trust in the international banking system has never been lower. This is an unprecedented survey of a fraught and complex landscape that has never been more urgent.

Where is South Africa going now? And where will South Africa be in five years’ time? Much has been written about the country’s past, but is enough thought being given to its future? Is South Africa in danger of again losing its way, given its pressing socio-economic challenges?

Prominent economist Raymond Parsons has drawn together a powerful collection of expert thinkers, economists and analysts who tackle these issues head on as well as offering timely solutions to several of South Africa’s most pressing problems, drawing key lessons from the past in crystallising what South Africa needs to do to create a better future.

After the so-called ‘lost decade’ under the Zuma administration, South Africans had high hopes that President Ramaphosa would deliver on his promise of a ‘new dawn’. Yet despite high expectations that the country would finally turn the corner and settle onto a path of stronger inclusive growth and better governance, socioeconomic conditions have deterioriated. Growth remains negligible, unemployment has worsened and the fiscus is under considerable strain. Will SA be able to break out of its present ‘growth trap’ without falling into a ‘debt trap’?

The country is also facing global headwinds in the form of volatile market conditions, shifting geopolitics, and a fast-changing and disruptive technological landscape which threatens to leave all but the most well-prepared behind. So how must the different strands of policy – ranging from purely economic issues to broader questions around education and the rule of law – now knit together to create a bigger, stronger and better SA economy in future?

If the vision of a well-functioning society is to be realised, policy uncertainty about the road ahead must be generally tackled at the highest level to facilitate job-rich growth. And business and civil society, in its turn, must take a long-term view of South Africa’s future and commit energy and resources to bringing about change which is both productive and transformational.

Recession, Recovery & Reform will offer compelling new insights into how South Africa can unlock its potential in the years ahead. The publication of this title a month ahead of the ANC policy conference in June 2020, at which President Ramaphosa’s political and economic ‘track record’ will be widely assessed, ensures it will be a must-read for all who are concerned about South Africa’s well-being and who are willing to believe that a ‘new dawn’ is indeed possible.

Next time you go to a conference or hire a consultant to be told, ‘We live in a VUCA [Volatile, Uncertain, Complex and Ambiguous] world,’ leave the room.

You are wasting your time.

Fear of the future breeds inaction and leads to strategic paralysis. We put off decisions until we can have certainty. We look for signals. We wait. And while we do that, the world moves on around us. Problem-solvers thrive in chaotic and uncertain times because they act to change their future. Winners recognise that in a world of growing uncertainty, you need to resort to actions on things you can control. And the only things over which you have absolute control are your attitude and your mindset. These, in turn, determine the actions you will take and that will define your future.

A robust mindset is the one common characteristic Bruce Whitfield has identified in two decades of interrogating how South Africa’s billionaires and start-up mavericks think differently. They are not naive Pollyannas. They don’t ignore risk or hope that problems will go away. They constantly measure, manage, consider and weigh up opportunities in a tumultuous sea of uncertainty and find ways around obstacles. If, as Nobel Prize-winning economist Robert Shiller suggests, the stories we tell affect economic outcomes, then we need to tell different stories amidst the noise and haste of a rapidly evolving world.

A crisis means change. And for any business owner, change means opportunity.

There is nothing new about a crisis stalling or wiping out a business. The COVID-19 pandemic that has hit businesses globally does not feel any more or less devastating to the business owner than if their business was affected by the sudden loss of a dominant client, a trade war, burst water pipes halting operations, intransient employees or their product no longer being relevant to the market.

In Reset, Rebuild, Reignite, the second book from Pavlo Phitidis, his starting point is not how to avoid crises because some are inevitable. Instead, he shows how you can use any crisis to reset your business to get relevant, rebuild it to scale, and reignite it to accelerate growth by capitalising on the change and opportunities that any crisis brings with it.

Stories of business owners who have successfully turned crisis to their advantage are underpinned by Pavlo’s practical, action-oriented insights, tactics and strategies that will have you reading with a highlighter in hand, and will equip you to tackle any crisis that affects your business.