"Getting To Closing" will give you the insider information you need to understand and navigate the residential real estate loan process. This book explains the details of the mortgage process, the loan application and disclosures, and even tells you how to save thousands of dollars on your mortgage once you have it. Cheryl Peck spent ten years as a Mortgage Broker, closing thousands of loans. This book gives you the insider view of how the process works, how the underwriter views your file, and other things you need to know to help you get the best possible real estate mortgage loan. Whether you are a first time home buyer, or have closed several real estate loans, this book will give you valuable information that will help you get your residential real estate loan closed with a minimum of stress. Property types and uses, along with their effects on the loan, are discussed. The book also discusses the sales contract, appraisal, home owners insurance, title work, and what to expect at closing. You will learn the secrets of quoting and locking an interest rate. "Getting To Closing" will give you tips to streamline the process, reduce costs, be better prepared, and get your loan approved and closed. In today's tighter credit markets you need all the information you can get to make the best deal possible on your home or investment property loan. This book gives you that information, which you may not get from your loan officer, so you will never be surprised at closing

The first analytical theory of turbulence in the history of fluid mechanics, and authored by one of the leading Aerospace engineers of the 20th Century.

In this final volume of the 1877 work that established him as England's leading authority on pornography, Henry Spencer Ashbee describes scores of "curious, uncommon and erotic books" that were banned or otherwise prohibited from legitimate sale during the Victorian era. Included in this volume are such "gentlemen only" titles as Intrigues and Confessions of a Ballet Girl, The Pleasures of Kissing and Being Kissed, and the infamous Memoirs of a Woman of Pleasure. This catalog of mostly forgotten works is an invaluable-and highly entertaining-resource for bibliophiles, students of erotica, and collectors of Victoriana. British book collector, travel writer, and bibliographer HENRY SPENCER ASHBEE (1834-1900), aka Pisanus Fraxi, is thought by some to have authored the notorious Victorian sexual memoir My Secret Life.

A collection of small town Americana articles published between 1978-1987, about people and events from Coles, Clark, and Edgar Counties, Illinois. Text and photos by Linda Larrabee.

This book is about what I call "Fix it or lose it Management." I wrote it to help you do your own turnaround inside your organization, before someone else does it for you - or your organization goes under completely. This book is a compendium of carefully selected good ideas from good books, plus my own experience in nearly 20 years as a management consultant and the 27 years of Military service that preceded it. Like my last book, I wrote it so that you could have straightforward, no-nonsense material, ready to implement. CEOs and other responsible people in leadership positions don't always have time to do their own research. Instead, they throw themselves on the mercy of contractors, who think in terms of yearly contracts. You can do the job better.

Provides a complete summary of the benefits available to qualified American veterans of the armed forces, including health insurance, pensions, education, vocational rehabilitation, home loan guaranties, life insurance, burial benefits, and many others.

In ancient Israelite sacrifice as represented in the Hebrew Bible, the handling and use of the blood of sacrificed animals took many forms and served different functions. The Hebrew Bible refers to tossing sacrificial blood onto an altar or an assembly of people, daubing it on the altar's horns or parts of the human body, and sprinkling it on or in front of sacred objects.

William Gilders investigates the significance of these blood rituals. Offering a close reading of Leviticus 17:11, Gilders emphasizes the secondary and innovative character of this biblical text, which has often been treated as a key for understanding biblical blood ritual.

Focusing on the analysis of practice, Gilders finds that blood manipulation is regularly marked as elite activity, serving as an index of social relationships and hierarchies. Blood rituals also regulate access to sacred spaces and define the limits of such spaces. Drawing on recent theoretical approaches to ritual practices, this study offers a sophisticated new understanding of ancient rites.

The Republic by Plato is a landmark achievement in Ancient Greek philosophy - this edition contains every book, complete in a superb translation by Benjamin Jowett, in hardcover. The Republic is part conversation between friends active in the Athens intellectual community, and part monologue from various participants in the discussion. The narrator and lead character is Socrates, Plato's mentor, who appears in most Platonic dialogues and acts as surrogate to Plato's ideas. Throughout the text the 'Socratic method', whereby Socrates feigns ignorance and questions an adversary to receive insight on a given subject, is amply demonstrated. The discussion begins with an attempt to find a definition for justice, wherein a disagreement between Thrasymachus - who believes justice is what is good for who is strongest at a given place and time - and Socrates, who believes that all members of society should, for the highest benefit of all, conform to just action.

Army Firefighting details the history of this low-density military occupational specialty which represents a small section of the Corps of Engineers. Beginning with the Civil War through present day, this historical perspective contains the lineage and history of Army fire fighting units and includes unit rosters, activations and deactivations, deployment locations and description of some of the major fires fought. The book also contains photographs of Army fire fighters during World War I, World War II, Korean War, Vietnam, Desert Storm and the War on Terrorism. Using interviews, correspondence and diaries, as well as archived material, Leroy Allen Ward tells the remarkable story of the Army's Engineer Firefighters.