Broker-Dealer Compliance is a concise yet comprehensive guide that reviews the state of broker-dealer compliance, both from general and practical perspectives. While the book has a practical focus, it also makes use of legal scholarship and behavioral and organizational literature on compliance that have grown exponentially in recent years. James Fanto discusses the main, well-established elements and practices in a broker-dealer compliance program and illustrates them with case studies and practical examples drawn from real-life situations to demonstrate the goals of a particular program element and problems in its implementation. Moreover, each chapter highlights the pressures on compliance officers and the trends that collectively may transform compliance practice in a particular area. Professionals in broker-dealer and investment firm compliance practice will find this book a readable introduction to the field. Experienced practitioners can refresh their knowledge and even learn something new about brokerage compliance program elements and practices.

'Hearing grasshoppers jump' - or keeping one's ear so close to the ground that one can detect the slightest movement - is one of the nuggets of practical wisdom that have guided Raymond Ackerman throughout his life and career. As this lively and immensely readable story makes clear, he is a man of enormous energy and passion, often in the public spotlight, always on the move, yet at the same time a private, reflective person, who has kept a detailed daily diary for most of his life and who takes the time to listen, to keep his ear to the ground and so seize the opportunities when they present themselves. And what opportunities they have been.

Raymond Ackerman, South Africa's most successful retailer, was born with retailing in his blood. His father, Gus, built up the Ackermans chain into a household name with great flair and determination. Raymond Ackerman himself made his mark early as the innovative head of the Checkers food chain, until that fateful day in 1966 when he was summarily dismissed by the old-guard management - a dismissal that has been described as 'the single greatest error in South African business'. It was also the beginning of Raymond Ackerman's greatest triumph, for that push led to the growth of the national Pick 'n Pay chain and to a story of phenomenal success.

This book is a personal account of a man whose private passions and values have animated a company and whose life has been so much more than mere business. Not everyone may agree with some of his stands or positions but no one can fail to appreciate the frankness and liveliness of his down-to-earth story or fail to be won over by his passionate, positive engagement with his country and with life

Elgar Advanced Introductions are stimulating and thoughtful introductions to major fields in the social sciences, business and law, expertly written by the world’s leading scholars. Designed to be accessible yet rigorous, they offer concise and lucid surveys of the substantive and policy issues associated with discrete subject areas. The Advanced Introduction to Cross-Border Insolvency Lawprovides a clear and concise overview of cross-border insolvency law with particular focus on the rules governing insolvency proceedings that occur between and across countries. Increasingly, such proceedings have an international dimension, which may involve, for example, debtors with assets abroad, foreign creditors, contractual agreements with counterparties in different jurisdictions, or companies with offices or subsidiaries in a different country. The book expertly steers the reader through the complex interactions between national and supra-national rules, international model laws, and the principles that underpin them. Key Features: Uses numerous practical examples to illustrate key concepts Provides both in-depth information for advanced readers and accessible information for beginners in the field Succinctly evaluates case law and literature Follows a comparative law approach with a principle-based methodology in order to fully explore the most important issues This enlightening Advanced Introduction will be of great benefit to those studying company, commercial, and private international law, as well as to the non-specialist practitioner. Insolvency scholars will also appreciate the astute insights.

This innovative textbook, now in its second edition, presents EU competition law in political, economic and comparative context. It brings competition law to life from an EU and global perspective, with cross currents of trade and industrial policy and attention to the intervention of the state in the market. Quintessentially readable, the book deftly and concisely excerpts the key cases and embeds them in explanatory materials, including policy statements and regulations. It is entirely up to date and integrates, for example, new issues of power in the digital economy. Notes accompanying the cases raise hard questions and explain the fascinating issues underlying contemporary competition policy in the European Union and around the world. The book covers the full range of competition law and policy subjects, namely: the Treaties and the single market, cartels, other horizontal and vertical agreements, abuses of dominance, merger control, and state restraints including State aids. Among key features, the book: integrates law, economics and policies, providing a holistic sense of competition law and its place in the EU system is unusually concise, given its coverage, while explaining the critical nuances of cases by means of notes and questions provides a unique comparative perspective by including excerpts of landmark US antitrust cases and numerous other comparative references. This book is a perfect textbook for students of EU competition law and even competition law in general, given that most nations in the antitrust family of the world build their competition laws upon the EU model. It is useful for specialized seminars on European, US, and other nations’ and regions’ competition laws. It is also an excellent desk book and resource for academics, enforcers and practitioners in the field.

Elgar Advanced Introductions are stimulating and thoughtful introductions to major fields in the social sciences, business, and law, expertly written by the world’s leading scholars. Designed to be accessible yet rigorous, they offer concise and lucid surveys of the substantive and policy issues associated with discrete subject areas. Providing a comprehensive overview of the body of law that regulates the insurance business, this Advanced Introduction evaluates the governing principles, policies, values, and purposes of insurance legislation and related judicial doctrines. It examines the ways in which the industry’s origins help us understand its present shape, and how insurance connects to major public policy issues that will shape the world for future generations. Key Features: Introduces the fundamental rules and principles of insurance law Explores how these rules and principles intersect with important issues of public policy Discusses how insurance law shapes public choices in the modern world Examines the interactions between insurers and the people who purchase their products Proposes avenues for further research relating to fortuity, indemnity, misrepresentation and breach of warranty, settlement obligations, and risk classification Providing an enlightening overview of insurance law in context, this Advanced Introduction will be crucial reading for students, scholars, and practitioners in business law, insurance law, and risk management.

Offering a unique and critical perspective on energy justice, this Handbook delves into an emerging field of inquiry encapsulating multiple strands of scholarship on energy systems. Covering key topics including generation, transmission, distribution and demand, it explores fundamental questions surrounding policy, climate change, security and social movements. The Handbook illuminates the rapidly expanding and diversifying scholarly domains where energy justice has developed to date. Chapters provide an overview on energy justice issues across a range of socio-technical and political contexts, including differences along lines of race, gender, age, geography, housing, socio-economic status and infrastructure. The Handbook further incorporates non-Western perspectives to expand the transitional vocabulary and frameworks of energy justice. Grounded in empirically rich case studies from across the world to support nuanced framings, situated methods and informed policy, this Handbook will be of interest to students of development, human geography, environmental policy and politics. It will also be useful to practitioners working in international organisations and agencies working in development and the environment.

Broker-Dealer Compliance is a concise yet comprehensive guide that reviews the state of broker-dealer compliance, both from general and practical perspectives. While the book has a practical focus, it also makes use of legal scholarship and behavioral and organizational literature on compliance that have grown exponentially in recent years. James Fanto discusses the main, well-established elements and practices in a broker-dealer compliance program and illustrates them with case studies and practical examples drawn from real-life situations to demonstrate the goals of a particular program element and problems in its implementation. Moreover, each chapter highlights the pressures on compliance officers and the trends that collectively may transform compliance practice in a particular area. Professionals in broker-dealer and investment firm compliance practice will find this book a readable introduction to the field. Experienced practitioners can refresh their knowledge and even learn something new about brokerage compliance program elements and practices.

Die vroue in Jesus se geslagsregister was dapper, het risiko’s geneem en die onverwagte gedoen. Hulle was nie perfek nie, en tog het God hulle in sy wonderlike plan gebruik om die Verlosser van die wêreld voort te bring.

Ons leef in moeilike tye en soek antwoorde op miljoene vrae. Die lesse wat ons by hierdie vroue kan leer, is vandag net so toepaslik as in die tyd toe hulle geleef het.

Die verhale van die vyf vroue in die geslagsregister van Jesus is nou in een boek beskikbaar. Tamar was ’n vrou van hoop. Ragab een van geloof. Rut was die vrou van liefde en Batseba het ongeëwenaarde genade ontvang. En dan is daar Maria, die vrou van gehoorsaamheid. Met die lees van hulle verhale sal jy beter begrip kry vir God se plan met die wêreld en tot die besef kom dat hierdie plan ook vir jóú insluit.

Institutional Credit Markets provides a framework for understanding the institutional funding markets that undergird the U.S. credit system. It traces the evolution of the depository bank model, its non-bank competitors, and the financial conglomerates that span credit and capital markets. As securitization introduced structured credit products that rezoned credit markets, federal reforms let banks venture into a wider range of financial services. After the Global Financial Crisis revealed cracks in the system, lawmakers affirmed pre-crisis products and business models while adding some guardrails. The post-crisis scheme subjected large financial conglomerates to enhanced supervision while adjusting the structure of banks by making them more liquid and stable. Through its stabilization activities, the Federal Reserve has morphed from bank regulator to arbiter of financial market structure, now using a more statist approach to monetary policy that relies to a greater extent on administered interest rates rather than those set by the market forces. This book explains post-crisis regulation in terms of its capitulation to financial capitalism. Financial law regulators and academics will benefit from this integrated account that considers banking, structured finance, capital markets, and money markets as parts of an institutional funding ecosystem. This book will also provide a more nuanced understanding of financial institutions and markets for financial law practitioners, sector analysts and journalists.

In this book Hannah Kruimer analyses the application of the legal principle of non-discrimination in the context of energy network operation. Since the early 1990s the duty not to discriminate has applied to energy network operators, in order to achieve a liberalised European energy market, in which European consumers have a free and real choice of energy supplier. This book provides guidance to those working in the context of the non-discrimination obligation, such as energy network operators, regulatory authorities, national courts and other energy market players, as well as those studying the rules for (academic) research purposes. The book's conclusions serve as a tool for critical consideration and offer suggestions for improvements to the legal framework and its application on a European as well as a national level. It is thus of practical as well as academic relevance. Several questions are answered in this book, including why energy network operators have a non-discrimination obligation in the context of energy market liberalisation, how European law has tried to remove and control the discrimination problem since the early 1990s and when different treatment of energy network users amounts to 'forbidden' discrimination? The book's conclusions are underpinned by comparisons with competition law, public procurement law and telecommunications law, as well as a case-study on how energy network operators and regulators in several Member States currently interpret and apply the non-discrimination obligation.

Wikus Lombaard is 'n nice ou. Hy is kaptein van die eerste rugbyspan en met sy dodelike skopskoen het hy sy span al meermale uit die verknorsing gered. En sy meisie, Marissa, is die mooiste in die skool. En al sukkel Wikus nou so 'n bietjie met die wiskunde, is dit ook nie die ergste nie. Met Marissa by hom en die rugby wat voorle, is dinge doodreg – hy weet mos immers waaroor dit gaan in die lewe, veral noudat hy in die vakansie met sy suster se vriendin gevry het – behoorlik gevry. All-the-way. Maar in hierdie laaste skooljaar van hom, kort voor sy deelname aan die Cravenweek, loop dinge skeef. Lelik skeef. Vir die eerste keer ontdek Wikus dat die lewe ook reels het. En dat dit nie net in rugby is dat 'n ou van die veld afgejaag kan word nie.

The Unrealized Promise of the Next Great Copyright Act provides a unique perspective on one of the most active periods of copyright policy discourse in the United States since the enactment of the Copyright Act of 1976. Using the then-Register of Copyrights Maria Pallante's landmark speech of 2013 The Next Great Copyright Act as a catalyst, Christopher S. Reed documents and assesses the major issues confronting the U.S. copyright system today. The book offers an inside view of the Copyright Office's attempts at reform as part of a comprehensive account of the complex dynamics between key stakeholder communities, government and legislation. Chapters also explore relevant areas of copyright such as orphan works and mass digitization, online copyright enforcement, visual arts and music licensing, and demonstrate that despite previous difficulties the time is now ripe for an update to U.S. copyright law. This insightful book will be of great value to scholars and legal practitioners with a focus on copyright law and policy, and will also prove a useful resource for instructors teaching copyright policy at an advanced level. Others with an interest in intellectual property, technology and connected culture, or politics and government will also find this book an engaging read.

Effective school marketing is an essential resource for learners, practitioners and policy-makers. School managers will find the title extremely useful as it not only ensures the immediate benefits of a school marketing approach to school management, such as successful fundraising, but also contributes to long-term whole school development.

It covers a wider spectrum of barriers to learning than Engelbrecht's Inclusive Education in SA. The title covers the content of the Education White Paper 6. It familiarises the educator with the implementation of inclusive education. Each chapter is written by an expert in his or her field.

Quantitative techniques form the backbone of all statistical, economic and management models according to which forecasts and management decisions are made. Quantitative statistical techniques aims to help readers not only master these techniques, but also understand the role of each technique. Quantitative principles are stated simply and are specifically directed at the first-year student who is contemplating a career in the business sector. The topics that are dealt with reflect the relevant quantitative background specifically demanded by business careers. Guidelines describing how calculations can be performed with computer software are integrated throughout the text.

This title clarifies what is, and will be, required to shape and marry your future at work and at home - simultaneously. It has been written to unite people at different organisational and family levels in a common performance language. It will help you manage changes, mergers and acquisitions in your professional and personal life more effectively.

This title is thus mainly written from a practical "how to" perspective. A wide range of topics related to education is dealt with - from the present legislative framework, through various aspects of teaching and learning to a consideration of assessment practices, curriculum design, web-based learning and the compilation of a teaching portfolio.

A valuable, bilingual guide to the most useful statistical tables.

Norme vir Afrikaans het oor die jare al bewys gelewer dat dit 'n bron is vir gebruik in taalkundeklaskamers van tersiere instellings en selfs in skole. Die titel is 'n praktiese naslaanbron wat as basis vir eie taalontwikkeling kan dien. In die aanpak word probeer om taalteorie en taalpraktyk versoen. In die besonder focus die titel op die 'norme' wat; 'n mens in gedagte moet hou by die praktiese gebruik van Afrikaans, onder meer die beginsels onderliggend aan hierdie norme, en dan ook die identifisering van belangrike en nuttige bronne van taaladvies oor problematiese taalsake. Die doel van die titel is nie om streng 'normatief' te probeer voorskryf nie, maar eerder om leiding te gee met die hantering van praktiese taalkwessies, met as vertrekpunt gefundeerde taalteoretiese kennis oor die Afrikaanse taalkunde. Die riglyne van die negende uitgawe van die Afrikaanse Woordelys en Spelreels (2002) is ook volledig in hierdie uitgawe verken.

In this titles attention is given to the education system as an organisation. Different views of scholars regarding organisational theory in education are put forward. A personal perspective is also provided in order to prove that the school as an organisation is not merely an object with essential characteristics, but that it has ontological status and is a unique grouping of people. This title is essential not only for postgraduate students in the field of education management and organisational theory in education, but also for all managers in the education system.