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You know you need food and gear, but until now you thought purchasing it was out of reach. You don't have to shell out thousands of dollars at a time preparing for the future. The tips and tricks in "The Poor Man's Prepping Guide" will enable you to slowly but surely build up a respectable cache of food and supplies.
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According to available information, landsliding in the United States causes an average of 25 to 50 deaths and $1 to $2 billion in economic losses annually. Although all 50 states are subject to landslide activity, the Rocky Mountain, Appalachian, and Pacific Coast regions generally suffer the greatest landslide losses. The costs of landsliding can be direct or indirect and range from the expense of cleanup and repair or replacement of structures to lost tax revenues and reduced productivity and property values. Landslide losses are growing in the United States despite the availability of successful techniques for landslide management and control. The failure to lessen the problem is primarily due to the ever-increasing pressure of development in areas of geologically hazardous terrain and the failure of responsible government entities and private developers to recognize landslide hazards and to apply appropriate measures for their mitigation, even though there is overwhelming evidence that landslide hazard mitigation programs serve both public and private interests by saving many times the cost of implementation. The high cost of landslide damage will continue to increase if community development and capital investments continue without taking advantage of the opportunities that currently exist to mitigate the effects of landslides. The widespread occurrence of landsliding, together with the potential for catastrophic statewide and regional impacts, emphasizes the need for cooperation among federal, state, and local governments and the private sector. Although annual landslide losses in the U.S. are extremely high, significant reductions in future losses can be achieved through a combination of landslide hazard mitigation and emergency management. Landslide hazard mitigation consists of those activities that reduce the likelihood of occurrence of damaging landslides and minimize the effects of the landslides that do occur. The goal of emergency management is to minimize loss of life and property damage through the timely and efficient commitment of available resources. Despite their common goals, emergency management and hazard mitigation activities have historically been carried out independently. The integration of these two efforts is most often demonstrated in the recovery phase following a disaster, when decisions about reconstruction and future land uses in the community are made. The development and implementation of landslide loss-reduction strategies requires the cooperation of many public and private institutions, all levels of government, and private citizens. Coordinated and comprehensive systems for landslide hazard mitigation do not currently exist in most states and communities faced with the problem. In most states, local governments often take the lead by identifying goals and objectives, controlling land use, providing hazard information and technical assistance to property owners and developers, and implementing mitigation projects as resources allow. State and federal agencies play supporting roles-primarily financial, technical, and administrative. In some cases, however, legislation originating at the state or federal level is the sole impetus for stimulating effective local mitigation activity. In many states there remains a need to develop long-term organizational systems at state and local levels to deal with landslide hazard mitigation in a coordinated and systematic manner. The development of a landslide hazard mitigation plan can be the initial step in the establishment of state and local programs that promote long-term landslide loss reduction. The purpose of this guidebook is to provide a practical, politically feasible guide for state and local officials involved in landslide hazard mitigation. The guidebook presents concepts and a framework for the preparation of state and local landslide hazard mitigation plans.

Think about where you are right now. How well would you and your family fare if today, right now, you were suddenly faced with an enormous disaster-a massive earthquake, a sudden flood, a horrific hurricane, tornado, super storm, or other catastrophic event? If you and your family are not fully prepared to face the events after a disaster and you want to learn how to prepare for and survive when a disaster strikes, this book could save your life ... and the lives of your family. This book details lifesaving information and illustrations for you and your family, to help ensure your survival in the event of a disaster.

Preparedness is the shared responsibility of all levels of government, the private and nonprofit sectors, and individual citizens. Individuals and households are at the core of our Nation's preparedness. A community's ability to respond to or recover from a disaster depends on the level of preparedness of every member. However, a 2009 Citizen Corps National Survey found that 29 percent of Americans have not prepared because they think that emergency responders will help them and that over 60 percent expect to rely on emergency responders in the first 72 hours following a disaster. The reality is that in a complex disaster, first responders and emergency workers may not be able to reach everyone right away. In addition, providers may not be able to restore critical services, such as power, immediately. The purpose of this initiative is to promote personal and community preparedness through engaging activities for individuals, neighbors, or households. These activities are a set of building blocks. You can mix and match the activities based on the needs of your target audience or time available. Most activities can be completed during a 15-minute to 60-minute session. You should adapt the materials to include critical local information, such as information on local hazards, local alerts and warnings, and local community response resources and protocols. Remember, preparedness does not have to be complex or overly time consuming. Rather, it should motivate, empower, and engage the whole community.

For the millions of Americans who have physical, medical, sensory or cognitive disabilities, emergencies such as fires, floods and acts of terrorism present a real challenge. The same challenge also applies to the elderly and other special needs populations. Protecting yourself and your family when disaster strikes requires planning ahead. This booklet will help you get started. Discuss these ideas with your family, friends and/or your personal care attendant, or anyone else in your support network and prepare an emergency plan. Post the plan where everyone will see it, keep a copy with you and make sure everyone involved in your plan has a copy. Where will you, your family, your friends or personal care attendants be when an emergency or disaster strikes? You, and those you care about, could be anywhere - at home, work, school or in transit. How will you find each other? Will you know your loved ones will be safe? Emergencies and disasters can strike quickly and without warning and can force you to evacuate your neighborhood or confine you to your home. What would you do if basic services - water, gas, electricity or telephones - were cut off? Local officials and relief workers will be on the scene after a disaster, but they cannot reach everyone right away. You are in the best position to plan for your own safety as you are best able to know your functional abilities and possible needs during and after an emergency or disaster situation. You can cope with disaster by preparing in advance with your family and care attendants. You will need to create a personal support network and complete a personal assessment. You will also need to follow the four preparedness steps listed in this booklet. 1. Get informed 2. Make a plan 3. Assemble a kit 4. Maintain your plan and kit.

One of the activities authorized by the Dam Safety and Security Act of 2002 is research to enhance the Nation's ability to assure that adequate dam safety programs and practices are in place throughout the United States. The Act of 2002 states that the Director of the Federal Emergency Management Agency (FEMA), in cooperation with the National Dam Safety Review Board (Review Board), shall carry out a program of technical and archival research to develop and support: improved techniques, historical experience, and equipment for rapid and effective dam construction, rehabilitation, and inspection; devices for continued monitoring of the safety of dams; development and maintenance of information resources systems needed to support managing the safety of dams; and initiatives to guide the formulation of effective policy and advance improvements in dam safety engineering, security, and management. With the funding authorized by the Congress, the goal of the Review Board and the Dam Safety Research Work Group (Work Group) is to encourage research in those areas expected to make significant contributions to improving the safety and security of dams throughout the United States. The Work Group (formerly the Research Subcommittee of the Interagency Committee on Dam Safety) met initially in February 1998. To identify and prioritize research needs, the Subcommittee sponsored a workshop on Research Needs in Dam Safety in Washington D.C. in April 1999. Representatives of state and federal agencies, academia, and private industry attended the workshop. Seventeen broad area topics related to the research needs of the dam safety community were identified. To more fully develop the research needs identified, the Research Subcommittee subsequently sponsored a series of nine workshops. Each workshop addressed a broad research topic (listed) identified in the initial workshop. Experts attending the workshops included international representatives as well as representatives of state, federal, and private organizations within the United States: Impacts of Plants and Animals on Earthen Dams; Risk Assessment for Dams; Spillway Gates; Seepage through Embankment Dams; Embankment Dam Failure Analysis; Hydrologic Issues for Dams; Dam Spillways; Seismic Issues for Dams; Dam Outlet Works. The proceedings from the research workshops present a comprehensive and detailed discussion and analysis of the research topics addressed by the experts participating in the workshops. The participants at all of the research workshops are to be commended for their diligent and highly professional efforts on behalf of the National Dam Safety Program. The National Dam Safety Program research needs workshop on Seepage through Embankment Dams was held on October 17-19, 2000, in Denver, Colorado. The Department of Homeland Security, Federal Emergency Management Agency, would like to acknowledge the contributions of the Association of State Dam Safety Officials and URS Corporation in organizing the workshop and developing these workshop proceedings.

The National Mutual Aid and Resource Management Initiative supports the National Incident Management System (NIMS) by establishing a comprehensive, integrated national mutual aid and resource management system that provides the basis to type, order, and track all (Federal, State, and local) response assets. For ease of ordering and tracking, response assets need to be categorized via resource typing. Resource typing is the categorization and description of resources that are commonly exchanged in disasters via mutual aid, by capacity and/or capability. Through resource typing, disciplines examine resources and identify the capabilities of a resource's components (i.e., personnel, equipment, and training). During a disaster, an emergency manager knows what capability a resource needs to have to respond efficiently and effectively. Resource typing definitions will help define resource capabilities for ease of ordering and mobilization during a disaster. As a result of the resource typing process, a resource's capability is readily defined and an emergency manager is able to effectively and efficiently request and receive resources through mutual aid during times of disaster.

The Disaster Mitigation Act of 2000 (DMA 2000) (P.L. 106-390) provides an opportunity for States, Tribes, and local governments to take a new and revitalized approach to mitigation planning. DMA 2000 amended the Robert T. Stafford Disaster Relief and Emergency Assistance Act by repealing the previous Mitigation Planning section (409) and replacing it with a new Mitigation Planning section (322). This new section emphasizes the need for State, Tribal, and local entities to closely coordinate mitigation planning and implementation efforts. It continues the requirement for a State mitigation plan as a condition of disaster assistance, and creates incentives for increased coordination and integration of mitigation activities at the State level through the establishment of requirements for two different levels of State plans: "Standard" and "Enhanced." States that demonstrate an increased commitment to comprehensive mitigation planning and implementation through the development of an approved Enhanced State Plan can increase the amount of funding available through the Hazard Mitigation Grant Program (HMGP). To implement the DMA 2000 planning requirements, FEMA published an Interim Final Rule in the Federal Register on February 26, 2002. This Rule (44 CFR Part 201) established the mitigation planning requirements for States, Tribes, and local communities. Normally FEMA publishes a proposed rule for public comment before publishing a final rule. This process can result in a lengthy comment and response period, during which the proposed rule is not legally effective or enforceable. Because certain types of Stafford Act assistance are conditioned on having an approved mitigation plan, FEMA wanted to publish an effective rule providing the DMA 2000 planning requirements in order to position State and local governments to receive these mitigation funds as soon as possible. Even though it is an Interim Final Rule, FEMA will still publish a proposed rule for public comment, to be followed eventually by a final rule. FEMA is assessing the utility and practicality of these interim final requirements based on the experience of States, Tribes, and local governments, and will draw on this experience in preparing the future Proposed and Final Rules for Mitigation Planning. Until then, the Rule serves as the governing set of requirements for DMA 2000 planning implementation. To help States, Tribes, and local governments better understand the Rule and meet the DMA 2000 planning requirements, FEMA has prepared this document, Multi-Hazard Mitigation Planning Guidance Under the Disaster Mitigation Act of 2000 (Multi-Hazard Mitigation Planning Guidance). It was designed with three major objectives: To help Federal and State reviewers evaluate mitigation plans from different jurisdictions in a fair and consistent manner; To help States, Tribes, and local jurisdictions develop new mitigation plans or modify existing ones in accordance with the requirements of the Rule, and To help States, Tribes, and local jurisdictions conduct comprehensive reviews and prepare updates to their plans in accordance with the review and update requirements of the Rule. This Multi-Hazard Mitigation Planning Guidance, as interpretation and explanation for the Rule, is FEMA's official source for defining the requirements of original and updated mitigation plans. It includes references to specific language in the Rule, descriptions of the relevant requirements, and sample plan text to illustrate distinctions between plan approaches that would and would not meet DMA 2000 requirements. In addition, this document provides references to a number of planning tools that FEMA has made available to assist States, Tribes, and localities in developing a comprehensive, multi-hazard approach to mitigation planning, and in preparing plans that will meet the DMA 2000 requirements.

One of the goals of the Federal Emergency Management Agency (FEMA) and the National Earthquake Hazards Reduction Program (NEHRP) is to encourage design and building practices that address the earthquake hazard and minimize the resulting risk of damage and injury. Publication of the 2009 edition of the NEHRP Recommended Seismic Provisions for New Buildings and Other Structures (FEMA P-750) reaffirms FEMA's ongoing support of efforts to achieve this goal. First published in 1985, the 2009 edition of the Provisions marks the seventh in a series of updates to the document and several complementary publications. FEMA is proud to have sponsored this project conducted by the Building Seismic Safety Council (BSSC) of National Institute of Building Sciences (NIBS) and continues to encourage the widespread dissemination and voluntary use of this state-of-art consensus resource document. In contrast to the earlier editions of the Provisions which resulted from three-year update projects, the 2009 edition is the first resulting from a five-year update effort that allowed the BSSC's Provisions Update Committee (PUC) to make some major changes in both the substance and the format of the Provisions document. The most significant change involves the adoption by reference of the national consensus design loads standard, ASCE/SEI 7-05, Minimum Design Loads for Buildings and Other Structures, including the related consensus standards referenced therein and Supplements 1 and 2. Part 1 of this document includes consensus-approved modifications of the seismic requirements in the standard. Among these modifications is the adoption of new seismic design maps based on seismic hazard maps issued in 2008 by the U.S. Geological Survey (USGS) along with some design-related adjustments. Another major change has been made to the accompanying Commentary, previously issued as a separate volume but now included as Part 2 of the 2009 Provisions. The content of the Commentary has been completely rewritten to provide users with an up-to-date, user friendly explanation of how to design using the Provisions and the reference standard. Part 3 of the 2009 Provisions consists of a series of resource papers intended to clarify aspects of the Provisions, stimulate consideration of and feedback from the design community on new seismic design concepts and procedures, and/or encourage the development and adoption of new requirements in ASCE/SEI 7 and the standards referenced therein. Thus, the 2009 Provisions serves as a national resource intended for use by both design professionals and the standards- and codes-development community in fostering development of a built environment designed and constructed to protect building occupants from loss of life and serious injury and to reduce the total losses from future earthquakes.

The purpose of these Technical Fact Sheets, "Home Builder's Guide to Construction in Wildfire Zones," is to provide information about wildfire behavior and recommendations for building design and construction methods in the wildland/urban interface. Implementation of the recommended design and construction methods can greatly increase the chances of a building's survival in a wildfire.

The National Mutual Aid and Resource Management Initiative supports the National Incident Management System (NIMS) by establishing a comprehensive, integrated national mutual aid and resource management system that provides the basis to type, order, and track all (Federal, State, and local) response assets. For ease of ordering and tracking, response assets need to be categorized via resource typing. Resource typing is the categorization and description of resources that are commonly exchanged in disasters via mutual aid, by capacity and/or capability. Through resource typing, disciplines examine resources and identify the capabilities of a resource's components (i.e., personnel, equipment, training). During a disaster, an emergency manager knows what capability a resource needs to have to respond efficiently and effectively. Resource typing definitions will help define resource capabilities for ease of ordering and mobilization during a disaster. As a result of the resource typing process, a resource's capability is readily defined and an emergency manager is able to effectively and efficiently request and receive resources through mutual aid during times of disaster.

The National Mutual Aid and Resource Management Initiative supports the National Incident Management System (NIMS) by establishing a comprehensive, integrated national mutual aid and resource management system that provides the basis to type, order, and track all (Federal, State, and local) response assets. For ease of ordering and tracking, response assets need to be categorized via resource typing. Resource typing is the categorization and description of resources that are commonly exchanged in disasters via mutual aid, by capacity and/or capability. Through resource typing, disciplines examine resources and identify the capabilities of a resource's components (i.e., personnel, equipment, training). During a disaster, an emergency manager knows what capability a resource needs to have to respond efficiently and effectively. Resource typing definitions will help define resource capabilities for ease of ordering and mobilization during a disaster. As a result of the resource typing process, a resource's capability is readily defined and an emergency manager is able to effectively and efficiently request and receive resources through mutual aid during times of disaster.

Following certain disaster events, state, tribal, and/or local governments may wish to undertake a long-term recovery program in which FEMA - using its long-term community recovery assessment tool indicates that supplemental federal support is not required. The FEMA Long-Term Community Recovery (LTCR) Self-Help Guide (guide) is intended to provide state, tribal and local governments with a framework for implementing their own long-term community recovery planning process after a significant disaster event. It is assumed that any state, tribal, or local government undertaking a LTCR Self-Help program will have qualified staff to manage the planning process. Every disaster is unique, but there are basic principles that can be applied to assist in long-term recovery from the disaster. This LTCR Self-Help Guide: Provides step-by-step guidance for implementing a LTCR planning program based on the experience obtained and the lessons learned by teams of planners, architects, and engineers over a period of several years and multiple experiences in comprehensive long-term community recovery; Incorporates case studies for each of the steps in a LTCR program; Offers guidance and suggestions for involving the public in the recovery program; Provides method for developing a LTCR plan that is a flexible and usable blueprint for community recovery. The Self-Help Guide is based on the experiences gained and lessons learned by communities in developing and implementing a long-term community recovery program. The guide incorporates the knowledge gained by dozens of community planners as they undertook the LTCR program and developed LTCR plans in disasters that varied in scope from a tornado in a small town to the World Trade Center disaster. There also may be a need for communities to modify the process set forth in this guide to suit their particular needs. It is important that each community assess its own capability to undertake LTCR planning. The guidance provided in this guide is based on a process that has worked - but where outside technical assistance has been provided. If, after reviewing the guide, local officials do not feel they have the capacity to lead and manage this effort, consideration should be given to soliciting assistance from any of the resources listed in STEP 3: SECURING OUTSIDE SUPPORT. The primary function of the LTCR Self-Help Guide is to provide a planning template to communities that have been struck by a disaster and/or the community has the resources to undertake a LTCR program on its own. But this guide also may be useful for FEMA LTCR technical assistance teams as they work with communities on long-term recovery and may even be of assistance as a tool for teaching community preparedness in terms of putting infrastructure in place for a LTCR program before a disaster occurs.

To assist with a catastrophic mass casualty incident in the United States and its territories - at the direction of the President - the Chairman of the Joint Chiefs of Staff or the appropriate Combatant Commander may deploy the CBRNE Consequence Management Response Force (CCMRF). The CCMRF is trained and equipped to provide a rapid response capability following a catastrophic event. Just as with all instances of Defense Support of Civil Authorities (DSCA), military forces respond only when requested. Requests always work their way up from the local level. After a major incident, city leaders will ask for county assistance; county asks for State assistance; the State Governor asks for Federal assistance from the President. If the President agrees, a Presidential Declaration of Disaster is declared. The Secretaries of Homeland Security, Defense, and other cabinet members meet and determine the best course of action. The SecDef may initiate activation of CCMRF units. State National Guard units are usually mobilized under the direction of the Governor and remain State assets, while CCMRF units are usually Title 10 under the direction of NORTHCOM, ARNORTH, and the Joint Task Force (JTF) Commander - or the Defense Coordinating Officer (DCO) if a JTF is not stood up. The CCMRF includes assets such as medical surge, chemical decontamination and biological detection that may be helpful to the victims of a catastrophic event. The CCMRF also includes communications, force protection, transportation, supply and maintenance assets that can be used to establish command and control capabilities to facilitate additional military and civilian resources into the affected area. Joint Doctrine for Civil Support notes, "DOD resources are normally used only when state and local resources are overwhelmed and/or non-DOD resources of the Federal government are insufficient or unable to meet the requirements of local and state civil authorities." This workbook focuses on domestic consequence management under the command of USNORTHCOM. The CCMRF mission is part of a broader Department of Defense (DOD) support package to the Lead Federal Agency (LFA), which is responsible for overall coordination of the response. The primary agency is responsible for overall coordination of the response. In many cases the primary agency is FEMA, but not always. In the case of many other emergencies the state government retains legal and operational leadership. Often, for these incidents, there is no need to establish a Joint Task Force, and the Defense Coordinating Officer remains the single point of contact for DoD. Other Federal agencies may also support the response - for example, the FBI may assist in collecting evidence - but the primary responsibility remains at the State or local level. There is also likely to be significant involvement in emergency response by local authorities, private organizations, and individual citizens. The legal, political, and operational implications can be complex. When the CCMRF is deployed, the event has overwhelmed local resources. If the event is perceived as having terrorist origins, the level of public concern will be especially high. Public concern, legal limitations, and the need to collaborate with a wide range of other players establish a challenging strategic context.

The federal government helps states and localities to prepare for disasters by providing financial and technical assistance for emergency planning and training, conducting exercises of plans, and building and maintaining an emergency management infrastructure. In a catastrophic or major disaster incident, the National Response Plan, a national approach to domestic incident management, will be activated. This interagency plan describes the resources that federal agencies can mobilize to support initial emergency functions and how they will integrate with state, local, private sector, and non-governmental resources. It outlines planning assumptions, policies, a concept of operations, and organizational structures. Disaster Assistance: A Guide to Recovery Programs supports the National Response Plan as a resource for federal, state, local, and non-governmental officials. It contains brief descriptions and contact information for federal programs that may be able to provide disaster recovery assistance to eligible applicants. The programs described in this guide may all be of assistance during disaster incident recovery. Some are available only after a presidential declaration of disaster, but others are available without a declaration. Please see the individual program descriptions for details. A governor may request a presidential declaration in the event of a disaster incident in which state and local emergency resources are overwhelmed. The request must satisfy the provisions of the Robert T. Stafford Disaster Relief and Emergency Assistance Act, as amended, which is the primary legislative authority for the federal government to assist State and local governments in carrying out their responsibilities for disaster response and recovery. This Guide presents an array of programs that may be of assistance during disaster recovery, depending upon the circumstances, community needs, and available resources. The purpose of this guide is to provide basic information about programs of assistance available to individuals, businesses, and public entities after a disaster incident. These programs help individuals cope with their losses, and affected businesses and public entities restore their structures and operations. The information is intended to serve as a starting point for disaster workers and local, state, and federal officials to locate sources of help as they seek more definitive information, such as eligibility criteria and application processes. Included are programs that make financial assistance available, as well as those that provide technical assistance and/or goods and other services. The program summaries in this guide evolved from an initial compilation of programs obtained from the Catalog of Federal Domestic Assistance (CFDA), the compendium of financial and non-financial programs throughout the Federal Government that provides assistance or benefits to the American public. The relevant agencies reviewed, revised, and added to the summaries to reflect programs that are specifically intended to apply to disaster recovery and regular agency programs that, in special circumstances, may support disaster recovery.

The National Flood Insurance Program (NFIP) is a federal program that allows property owners to purchase insurance protection against losses from flooding. This insurance is designed to provide an alternative to costly, taxpayer-funded disaster assistance. Congress established the NFIP with the passage of the National Flood Insurance Act of 1968 that provides the NFIP authority and guidelines. All changes since 1968 have been made as amendments to this act. The Federal Emergency Management Agency (FEMA) administers the NFIP. Participation in the NFIP is based on an agreement between local participating communities and the federal government. The community agrees to implement and enforce floodplain measures (ordinances and laws) to reduce future flood damage to new construction in Special Flood Hazard Areas; the federal government will make flood insurance available within the community as financial protection against future flood losses. In 1981, FEMA initiated efforts to once again involve the private-sector insurance industry in the NFIP. A cooperative effort between FEMA and insurance company representatives led to the creation of the Write Your Own (WYO) Program in July 1983. The WYO Companies issue and service federally backed Standard Flood Insurance Policies under their own names, collect premiums, and handle and pay claims. FEMA pays the WYO Companies a fee for these services. In August 1983, FEMA extended an invitation to all licensed property and casualty companies to participate in the WYO Program for fiscal year 1984. The NFIP now has two programs-the NFIP Direct Program and the WYO Program. 1) NFIP Direct Program The program that deals with the issuing and servicing of flood insurance policies, and the handling of resultant claims, directly by the federal government is known as the NFIP Direct Program. The NFIP Servicing Agent assists and advises agents and adjusters who handle Direct Program policies. The NFIP Servicing Agent also manages the Group Flood Insurance Policy Program and the policies for buildings that are identified as Severe Repetitive Loss Properties. 2) WYO Program The WYO Program now accounts for approximately 90 percent of all flood policies. The NFIP Bureau and Statistical Agent assist and advise the WYO Companies. However, this does not diminish the authority of the WYO Company or relieve the company of its obligations. The WYO Company still collects the premium, issues the policy, and provides adjustment and payment for claims. In addition to providing flood insurance for property, the NFIP is actively engaged in the evaluation of existing and potential flood hazards and their long-term reduction. Accordingly, various zones of flooding probability and severity have been established. Flood Insurance Rate Maps (FIRMs) are produced to show the projected elevation to which flooding is likely to occur in a Special Flood Hazard Area (SFHA). Community officials are responsible for issuing building permits and must keep the FIRM and make the information available. In some instances, the local agent may have the maps available.

Every year, tornadoes, hurricanes, and other extreme windstorms injure and kill people, and cause millions of dollars' worth of property damage in the United States. Even so, more and more people build homes in tornado- and hurricane-prone areas, possibly putting themselves into the path of such storms. Having a safe room built for your home or small business can help provide "near-absolute protection" for you and your family or employees from injury or death caused by the dangerous forces of extreme winds. Near absolute protection means that, based on our current knowledge of tornadoes and hurricanes, the occupants of a safe room built according to this guidance will have a very high probability of being protected from injury or death. Our knowledge of tornadoes and hurricanes is based on substantial meteorological records as well as extensive investigations of damage to buildings from extreme winds. It can also relieve some of the anxiety created by the threat of an oncoming tornado or hurricane. All information contained in this publication is applicable to safe rooms for use in homes as well as in small businesses. Should you consider building a safe room in your home or small business to provide near absolute protection for you, your family, or employees during a tornado or hurricane? The answer depends on your answers to many questions, including: Do you live in a high-risk area? How quickly can you reach safe shelter during extreme winds? What level of safety do you want to provide? What is the cost of a safe room? This publication will help you answer these and other questions so you can decide how best to provide near-absolute protection for you and your family or employees. It includes the results of research that has been underway for more than 30 years, by Texas Tech University's Wind Science and Engineering (WISE; formerly known as the Wind Engineering Research Center or WERC) Research Center and other wind engineering research facilities, on the effects of extreme winds on buildings. This publication provides safe room designs that will show you and your builder/contractor how to construct a safe room for your home or small business. Design options include safe rooms located underneath, in the basement, in the garage, or in an interior room of a new home or small business. Other options also provide guidance on how to modify an existing home or small business to add a safe room in one of these areas. These safe rooms are designed to provide near-absolute protection for you, your family, or employees from the extreme winds expected during tornadoes and hurricanes and from flying debris, such as wood studs, that tornadoes and hurricanes usually create. In August 2008, the International Code Council (ICC), with the support of the National Storm Shelter Association (NSSA), released a consensus standard on the design and construction of storm shelters. This standard, the ICC/NSSA Standard for the Design and Construction of Storm Shelters (ICC-500), codifies much of the extreme-wind shelter recommendations of the early editions of FEMA 320 and FEMA 361, Design and Construction Guidance for Community Safe Rooms (first edition, July 2000). FEMA 361 contains detailed guidance for the design and construction of community safe rooms, which also provide near-absolute protection, the level of protection provided in the residential safe rooms of this publication. It is important that those involved in the design, construction, and maintenance of storm shelters be knowledgeable of both FEMA guidance and ICC standards that pertain to sheltering from extreme winds. The safe room designs presented in this publication meet or exceed all tornado and hurricane design criteria of the ICC-500 for both the tornado and hurricane hazards. The safe rooms in this publication have been designed with life safety as the primary consideration.

This book is intended to acquaint the public with the National Flood Insurance Program (NFIP). Despite the highly technical nature of the Program, there has been a deliberate effort to minimize the use of technical terms. This publication is designed for readers who do not need a detailed history or refined technical or legal explanations, but who do need a basic understanding of the Program and the answers to some frequently asked questions. Readers who need legal definitions should refer to the Standard Flood Insurance Policy (SFIP) and to NFIP and related regulations. The information provided herein is as current as possible, but changes in the NFIP are made periodically. Readers can obtain the most up-to-date insurance data by using the contact information at the back of the book. The NFIP is a Federal program created by Congress to mitigate future flood losses nationwide through sound, community-enforced building and zoning ordinances and to provide access to affordable, federally backed flood insurance protection for property owners. The NFIP is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods. Participation in the NFIP is based on an agreement between local communities and the Federal Government that states that if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas (SFHAs), the Federal Government will make flood insurance available within the community as a financial protection against flood losses. For decades, the national response to flood disasters was generally limited to constructing flood-control works such as dams, levees, seawalls, and the like, and providing disaster relief to flood victims. This approach, however, did not reduce losses, nor did it discourage unwise development. In some instances, it may have actually encouraged additional development. To compound the problem, due to its high risk and seasonal nature, insurance companies were not able to provide affordable flood insurance coverage. In light of mounting flood losses and escalating costs of disaster relief to the taxpayers, the U.S. Congress created the NFIP. The intent was to reduce future flood damage through community floodplain management ordinances, and provide protection for property owners against potential losses through an insurance mechanism that requires a premium to be paid for the protection.

This guide has been prepared for direct dissemination to the general public and is based on the most reliable hazard awareness and emergency education information available at the time of publication, including advances in scientific knowledge, more accurate technical language, and the latest physical research on what happens in disasters. This publication is, however, too brief to cover every factor, situation, or difference in buildings, infrastructure, or other environmental features that might be of interest. To help you explore your interest further, additional sources of information have been included. The guide has been designed to help the citizens of this nation learn how to protect themselves and their families against all types of hazards. It can be used as a reference source or as a step-by-step manual. The focus of the content is on how to develop, practice, and maintain emergency plans that reflect what must be done before, during, and after a disaster to protect people and their property. Also included is information on how to assemble a disaster supplies kit that contains the food, water, and other supplies in sufficient quantity for individuals and their families to survive following a disaster in the event they must rely on their own resources. Are You Ready? is just one of many resources the Department of Homeland Security provides the citizens of this nation to help them be prepared against all types of hazards. The Department of Homeland Security's Ready Campaign seeks to help America be better prepared for even unlikely emergency scenarios.

THE HILLSBOROUGH DISASTER - Saturday, the 15th of April 1989 - when 96 innocent men, women and children lost their lives, in Britain's worst ever sporting disaster. WITH HOPE IN YOUR HEART: A HILLSBOROUGH SURVIVOR'S STORY, THE DENIAL OF JUSTICE & A PERSONAL BATTLE OF PTSD - is the REAL, SHOCKING STORY OF HILLSBOROUGH. It is unique as it is written through the eyes of a survivor. It is told by someone who witnessed at first hand all the death and carnage from Pen 4 - one of the two central pens in which the majority of the 96 died. It shockingly tells of the glaring police failures, the lies, the cover ups, the fabrications, the suppression of evidence and the blatant denial of justice over almost a quarter of a century in the biggest single miscarriage of justice in the history of the British legal system. It tells of the bravery of the survivors and the bereaved families in their quest for truth and justice, and tells the shocking reality of what lengths that government, the police, the judiciary, writers and the media will go to, in order to hide the truth.

There's no doubt that Hurricane Katrina was one of the most devastating weather events to hit the United States-costing lives, property, and prosperity. In "Catastrophic Gumbo, " author Alvin JacQues provides a firsthand look at the facts, drama, details, and aftermath of this powerful storm. A survivor of Hurricane Katrina, JacQues considers himself lucky to be alive, and he credits his strong faith in God for both his survival and the opportunity to tell his story. In this memoir, he examines the enormous devastation and causalities and tells a heroic tale of survival. "Catastrophic Gumbo" includes more than thirty stories that describe what really happened during this natural disaster-including his rescue by the Coast Guard, his experience of six days of chaos at the Superdome, the drowning of his mother, the ever-present death and destruction that he witnessed, and the corruption of the New Orleans Police Department. A compelling account, "Catastrophic Gumbo" gives a behind-the-scenes and personal look at the before, during, and after of this tragedy that hit Louisiana, Mississippi, and Alabama in 2005.

Love and marriage, children and family, death and grief. Life touches everyone the same, but living under lockdown? It changes us alone. A man abroad wanders the stag-and-hen-strewn streets of Newcastle, as news of the virus at home asks him to question his next move. An exhausted nurse struggles to let go, having lost a much-loved patient in isolation. A middle-aged son, barred from his mother's funeral, wakes to an oncoming hangover of regret. Told with Doyle's signature warmth, wit and extraordinary eye for the richness that underpins the quiet of our lives, Life Without Children cuts to the heart of how we are all navigating loss, loneliness and the shifting of history underneath our feet. 'Life Without Children is boldly exhilarating, with its revelations of quiet love and the sheer charm of the characters' voices' Sunday Times 'Quietly devastating...shivers with emotion' Financial Times 'In the stripping away of everyday anxieties, the virus reveals what matters most, those qualities that are always at the heart of Doyle's fiction: love and connection' Observer 'Moving...and beautiful' Daily Mail

GAO-12-86. On April 20, 2010, an explosion of the Deepwater Horizon oil rig leased by BP America Production Company (BP) resulted in a significant oil spill. GAO was requested to (1) identify the financial risks to the federal government resulting from oil spills, particularly Deepwater Horizon, (2) assess the Coast Guard's internal controls for ensuring that processes and payments for spill-related cost reimbursements and claims related to the spill are appropriate, and (3) describe the extent to which the federal government oversees the BP and Gulf Coast Claims Facility cost reimbursement and claims processes. We issued status reports in November 2010 and April 2011. This is the third and final report related to these objectives. We obtained and analyzed data on costs incurred from April 2010 through May 2011 and claims submitted and processed from September 2010 through May 2011. We reviewed relevant policies and procedures, interviewed officials and staff at key federal departments and agencies, and tested a sample of claims processed and cost reimbursements paid for compliance with internal controls. Both the individual circumstances of the Deepwater Horizon incident, as well as the overall framework for how the federal government responds to oil spills, present a mix of evolving, but as yet uncertain, financial risks to the federal government and its Oil Spill Liability Trust Fund (Fund). The extent of financial risks to the federal government from the Deepwater Horizon is closely tied to BP and the other responsible parties. BP established a $20 billion Trust to pay for individual and business claims and other expenses. As of May 31, 2011, BP has paid over $700 million of federal and state government costs for oil spill cleanup. Federal agency cleanup and restoration activities are under way and agencies continue to incur costs and submit them for reimbursement. However, the full extent of these costs, particularly those related to environmental cleanup, may not be fully realized for some time. As cleanup costs continue to mount, it is possible that expenditures from the Fund will reach the $1 billion total expenditure per incident cap. Expenditures were over $626 million on May 31, 2011. If these amounts reach the total expenditure cap of $1 billion, the Fund can no longer be used to make payments to reimburse agencies' costs (or to pay valid individual or business claims if not paid by the responsible parties). At that point, government agencies would no longer be able to obtain reimbursement for their costs. In November 2010, GAO suggested that Congress may want to consider setting a Fund per incident cap based on net expenditures (expenditures less reimbursement), rather than total expenditures. Finally, GAO found the federal government's longer-term ability to provide financial support in response to future oil spills is also at risk because the Fund's primary source of revenue, a tax on petroleum products, is scheduled to expire in 2017. GAO's testing of the Coast Guard's internal controls over Deepwater Horizon claims processed and cost reimbursements processed and paid showed that adjudicated claims processed and costs reimbursed were appropriate and properly documented. In November 2010, GAO made four recommendations regarding establishing and maintaining effective cost reimbursement policies and procedures for the Fund.

Who will step up to meet the challenge of the next rural crisis?
Rural practice presents important yet challenging issues for psychology, especially given uneven population distribution, high levels of need, limited availability of rural services, and ongoing migration to urban centers. It is critical that mental health professionals and first responders in rural areas become aware of recent research, training and approaches to crisis intervention, traumatology, compassion fatigue, disaster mental health, critical incident stress management, post-traumatic stress and related areas in rural environments. Critical issues facing rural areas include:
Physical issues such as land, air, and water resources, cheap food policy, chemicals and pesticides, animal rights, corruption in food marketing and distribution, and land appropriation for energy development. Quality of life issues such as rural America's declining share of national wealth, problems of hunger, education, and rural poverty among rural populations of farmers and ranchers. Direct service issues include the need to accommodate a wide variety of mental health difficulties, client privacy and boundaries, and practical challenges. Indirect service issues include the greater need for diverse professional activities, collaborative work with professionals having different orientations and beliefs, program development and evaluation, and conducting research with few mentors or peer collaborators. Professional training and development issues include lack of specialized relevant courses and placements. Personal issues include limited opportunities for recreation, culture, and lack of privacy.
Doherty's first volume in this new series "Crisis in the American Heartland" explores these and many other issues. Social Science: Disasters & Disaster Relief
For more information please visit www.RMRInstitute.org