Are you ready for the monumental shift towards managing income in retirement? How does managing money in the "accumulation" years differ from the "income" years? With life expectancies increasing retirees have to plan for the reality of living 25-35 years in retirement. Do you have enough for when your paycheck stops? Have you thought about the sources of guaranteed income you may have? How much could you withdraw from your nest egg and not run out of money? How can you take the mystery out of knowing if you'll have enough? Will you continue to work in retirement? Will you turn your hobby into a small business? What will the landscape of retirement look like for you? These questions and many more are answered in this book "Managing Income in Retirement." Find out how you can have more confidence knowing that you have a plan to go into your retirement income years. Planning provides confidence. Confidence brings the ability to enjoy the retirement you've always dreamed about.

Using the words of its own people, this intriguing book provides an in-depth look at the incredibly successful airline that changed the rules of the game with a no-frills business model and innovative corporate culture. Southwest Airlines turns in-depth interviews with the company's leaders, managers, employees, and passengers into a powerful case study of this highly successful, game-changing business. Ranging from the early days of the company to the present, the book covers the history of the airline and its founders, while also detailing the unique corporate culture that attracts employees and passengers alike. Throughout its history, Southwest has championed a culture that puts employees first, creating a productive workforce by hiring for "attitude before aptitude" (because skills can be taught) and allowing employees to be themselves at work. The founders' philosophies of "servant leadership" and a "fun-LUVing" attitude continue to attract employees and influence the company's daily work today. In detailing the airline's inner workings in the words of its own people, this book shows other companies how they can emulate Southwest's powerful business model and strategies, as well as its hiring practices and corporate culture.

This classic, historical book is a detailed and comprehensive look at the business sweet-shop retailing. Contents including - Opportunity And Challenge - Know Your Trade - The Goods You Sell - A Sweet Shop Is A Food Shop - Storage And Stock Rotation - Buying And Stock Control - Salesmanship - The Structure Of The Shop - Interior Layout And Lighting - Design And Display - How To Select And Train Assistants - Simplified Book-Keeping Fot The Small Shopkeeper - The Shopkeeper And The Law - Ice Cream - Cigarettes And Tobacco - How To Run A Library In Your Shop - How To Begin Business On Your Own. Many of the earliest books, particularly those dating back to the 1900s and before, are now extremely scarce and increasingly expensive. We are republishing these classic works in affordable, high quality, modern editions, using the original text and artwork.

The "buzz" surrounding social media focuses on how business can build relationships by participating in the online "conversation." When it works, social media relationship building is often labor and time intensive with a return on investment that is often hard to measure. Not many people understand that social media campaigns can be orchestrated to build relationships and drive in new business at a much greater rate than using the relationship aspect of social media alone provides. When I discovered this, relationship building became the least compelling part of the picture. "Searchial" is a phrase I created to describe the method of interacting within the strange new world of social media while elevating your profile in internet searches for the products and services you offer. This book teaches do-it-yourself methods of implementing a "searchial" media campaign. It demonstrates the added value of practicing "searchial media" instead of just "social media." Social tools have the power to drive new business into your organization not only through communicating and relationship building, but by coincidentally causing your listing in search engines to rank higher in searches for keywords and key phrases people are using to find the products and services you offer in a specific geographical area or worldwide. The term "Searchial" reflects the realization that my time and effort were best spent driving new patients into my medical practice using social tools to improve our position in Google, Bing and other search engines, not just building and strengthening existing relationships. This book can be applied to and used as a guide within any industry at any stage of the new media marketing game. Appendices contain information specific to social media and search elevation in the medical profession, specifically small medical business, hospital and clinic and pharmaceutical companies.

The IRS must be replaced The IRS is not producing the revenues needed to grow our economy. The fact that more poor and lower income Americans pay little or no taxes and the rich and big business have tax loopholes, plus the growing number of Americans who don't even file any income taxes, compiled with many tax cheaters - it's little wonder why federal revenues are declining when they should be increasing. We also have a growing underground economy in America as more and more Americans and illegals are dealing with cash only and not paying any income taxes. This underground economy is at least $500 billion a year. We must have a national consumption tax (aka national volume added or national sales tax) as of Jan. 1, 2011. We can make it 10 percent on everything. Five percent of this national consumption tax goes to the federal government and five percent goes to the states to pay for the unfunded mandates the federal government passes. Also, as of 2011, the IRS should cut IRS taxes in half and make them much more simple. In a year or two, if the national consumer tax increases federal and state revenues, we can double it to 20 percent and nearly eliminate the IRS. A national value added sales tax will let America receive revenues from goods sold in America by slave labor countries and eliminate the cash-only underground economy. Whereas I suggest that the states receive 50 percent of the revenue received by a national sales tax (aka value added tax) the states could collect and monitor this tax. With the exception of two or three states with no sales tax, they could implement and enforce this consumption tax with a few new employees. We must financially help the states because a chain is only as strong as its weakest link. Health care bill is not funded President Obama said, "This health care legislation will be the greatest legislation since Roosevelt passed the Social Security Act." However, unlike Social Security, it is an unfunded mandate which exceeds the ability of big and small businesses to pay for. It is a socialistic boondoggle incognito. It is my opinion that big business and small business cannot afford to pay for health insurance for the many Americans whom they employ. The health care bill will cause more unemployment in America.

This book has three goals: [Help you stop the financial bleeding at your organization. [Help you turn your organization into a Cash Machine. [Help you stay just ahead of the competition, forever. But wait, you say. We're not bleeding. Sure, things get edgy sometimes. Customers push for more quality and better service. The technology tsunami keeps rolling at us. Employees want more pay and benefits. Everything keeps changing, nothing stands still.

In this environment of low interest rates and uncertain returns, you can still find opportunities to earn high yields and obtain large gains. The answer lies in understanding and investing in alternative investments. These are investments that are not offered by the wire houses or broker-dealers or mutual funds. In fact, these investments will seldom appear on the radar screen of your financial planner or investment advisor. The alternative investments that we specialize in are trust deeds or private mortgage notes. Carefully chosen, they can return 14-18% annually to the passive investor with relatively little risk, making them ideal for any investor needing more income or a safe haven from a possibly overvalued stock market.

The existing anchored systems and layers of complexities involved in the interpretation of various leadership styles are discussed in this book. Smart power as a component within the systems in leadership styles is explained (Coutu, 2008; Nye, 2008; Nye & Armitage, 2007). Hard and soft powers are part of the smart power conceptualization. Academicians and learners are challenged to have firm gravitas from triggers and cameos emanating from leadership styles that are Disrupting Existing Systems (DES) elements. Leadership theories are disruptively challenged (Bass, 1985, 1996; Burns, 1978, 2006). Germinal and seminar leadership theories are used to conceptualize, interpret and rationalize why disruption of an existing system creates effective or ineffective leadership styles. Other elements in the systems are the value chains, supply chains, front and back offices, functional operable machines, disruptive technologies, manpower, capital or human capital and intellect that lead to optimal production of goods and services (Porter, 1980b, 1985, 1990; Porter & Stern, 2001). Part two dissects, analyzes, synthesizes and possibly amalgamates various organizational systems that were disrupted. Disruptions of the present systems in organizations such as Virgin Airways, Hewlett-Packard, UPS, Nokia, AOL Time Warner and Yahoo are used as case studies to explicate this phenomenon. Part three explains the housing market in California and in the United States. Current economy recession due to housing foreclosures in the United States is discussed. The United States contractions, recessions and recoveries periods are illuminated. Affordable housing in the sub-Saharan African region is also explained. For housing to be affordable and available for the middle-income populations worldwide, disrupting the anchored and entrenched existing policies remain a viable and pivotal option. In chapter 16, Professor Ossian Carraway uses narrative and statistical analysis to explain the phenomenon and concepts by traversing the landscape of disruptive technologies expansively.

This book provides systematic frameworks, insightful information, and practical tips that will help professionals and job seekers boost their first impression on others and increase their value to employers—both in the physical and virtual world. Geared toward any professional or job seeker, Impressive First Impressions: A Guide to the Most Important 30 Seconds (And 30 Years) of Your Career shows how to make your first impressions take hold in all contexts of daily professional life—from job interviews and client meetings to working in teams and persuading others of your ideas. Based on an extraordinary wealth of research and proven, effective techniques, Impressive First Impressions distills a vast amount of information into straightforward, practical steps. Part I covers the big picture—strategies and philosophies—while Part 2 gets down to specific "tactical and practical" advice for initial encounters of all kinds in the professional world. The concluding section for the advanced reader shows how to master the art of the first impression by embracing one's ACE (audience, culture, and environment), as well as how to approach the "virtual first impression" when initial introductions are made via telephone, teleconference, or the Web.

This book is for average Americans who want to improve their life; the corporation that is preparing for or preventing turbulent times; the CEO who is leading a turnaround of his or her company; and the healthcare executives that are preparing for upcoming healthcare reform. We must be prepared to deal with these challenges. This book is about being more prepared to effectively lead change and adapt in turbulent times related to personal and corporate health as well as business relative organizational development and transformation. The goal is to land safely and be stronger to handle change in the future.

This book is a landmark guide full of practical examples and sound advice for communicating online concisely and effectively. Intended for students—and everyone else who writes for online media—Writing for the Internet: A Guide to Real Communication in Virtual Space is a landmark collection of grounded and practical applications about writing effectively and concisely. It covers just about everything one needs to know about a broad array of topics including online publishing, new media news writing, blogging, micro-blogging, Internet writing technologies, and social media/ownership. At the same time, it addresses theories, methods, and practices used by Internet writers and online journalists from a wide range of backgrounds. The book introduces students who will be writing online—and this includes all disciplines of every possible major—to the basic tenets of good online writing habits and principles. It will help bloggers hone their thoughts and express them in writing that works in real-time media. And it will help those who wish to take advantage of the extraordinary profit-making potential the Internet represents.

If you and your family are going through financial and economic difficulties, this is in no way an accident or something that should be solely weighted on your shoulders alone. Your demise is a part of a systematic attack from powerful entities designed to break your will and make you subservient to the needs of a select few. This book will attempt to unlock some of the mysteries behind who these individuals are and what there main goal is.

With this book in hand, nonprofits can increase their fundraising potential—and their overall impact—by learning how to ramp up nearly every aspect of their fundraising programs in new and creative ways. Today's competitive and ever-shifting environment demands that nonprofits adopt a new approach to raising money. This book will show them how, in part by changing the way those charged with fundraising think about this all-important task. The book will help nongovernmental organizations plan better, write more powerful grants, craft more compelling appeals and other communications, engage board members and donors—and brag about all the great work they're doing in just the right way. It offers readers a fresh perspective on fundraising, as well as clear, practical strategies to build essential connections using varied tactics, including social media. Equally helpful is an eye-opening discussion about beliefs and attitudes that can stand in the way of fundraising success. Unlike books that focus on a single strategy such as grant writing, board development, or major gifts appeals, this volume is unique in that it details fundraising strategies that generate the highest return on investment. In doing so, the author provides a theoretical framework, creative ideas for taking best practices to the next level, and specific tools that can be applied to reach fundraising goals. By adopting the new framework, enhancing skills, and taking a fresh look at their task, nonprofits can raise the money they need to make a significant difference, regardless of their mission or cause.