Who can you turn to when you see financial troubles on the horizon? Who has experienced the effects of the law and its unintended consequences on you and your family? What bills should you deal with first to minimize the damage? Who can show you how to delay judgments and/or foreclosure without an attorney? Who can explain what steps you should take so you can plan for the worst? Who can show you the details of a bad loan sold to you by greedy mortgage companies? Paul Stemborowski is that person! Paul has spent the last ten years restructuring finances for thousands of people, helping them avert financial catastrophe. He has also helped thousands after they went bankrupt. In his attempt to solve every problem for everyone, he listened to all the stories in an attempt to learn from clients past experience. The outcome was a person with the knowledge and negotiating skills everyone facing financial issues wanted to talk to.

Humanistic Management by Teamwork (HMBT) is a dynamic leadership paradigm that emphasizes employee development and the use of a team approach for executing organizational and mission-oriented strategies. In this book it is described in relation to global forces, megatrends, and national imperatives that influence the making of academic or university libraries. The authors discuss the need for reshaping the organization and implementing the team-based organizational design, along with issues of staffing, communication, supervision, and performance appraisal. Concrete examples are given to illustrate how HMBT works in actual library settings. Bibliographies at the end of each chapter provide further resources for study. The methods presented readily afford the opportunity for operational ownership, self-renewal, and the realization of continuous managerial excellence. The authors show how, with these powerful techniques, libraries can successfully meet the challenges of the future.

The world of investing and personal finance can be a very intimidating place. It has a daunting number of components and can seem excessively complex. Because of this, in today's difficult and unpredictable economy Americans of all ages are struggling. But perhaps no demographic currently struggles more with their money than do young adults, many of whom are enormously unprepared to manage their personal finances when they join the workforce. A Pathway to Financial Independence for Young Adults is a great resource designed to help you make sense of your finances. Each chapter is filled with useful advice, clever graphics, and easy-to-understand examples. Unlike traditional financial guides, which can be extremely complicated and tedious to read, this book explains personal finance using clear, practical language with an emphasis on truly understanding how to manage your money. So if you are a young adult and beginning to really think about your finances, this book can help you. If you have credit card debt and want to know how to get out of it, this book can help you. If you do not have much experience with investment or retirement accounts, this book can help you. And most importantly, if you want a logical yet effective text to assist you in planning your financial future in a step-by-step progression, this book can help you. A Pathway to Financial Independence for Young Adults is a must-read for anyone interested in understanding how to climb the pathway toward money mastery.

It's about time business is taught a good lesson.or ten What can you do when you are instructed to motivate an employee who is belligerent? Should you spill the beans on your boss who is lying to management? Why do good managers turn bad when they suddenly report to a bad manager? What would have happened if the boy in "The Emperor's New Clothes" lived in the business world when he declared the king naked? The ending will surprise you. Are all mission statements necessary? What are the consequences of ignoring good business travel techniques? "Ten Vital Lessons for Good Business" answers the questions above while entertaining and educating you, the businessperson, through a series of amusing vignettes with interesting characters. For example, you will meet my Silly Boss, who purposefully ignored his stomach sickness and was almost stranded in a third-world country; Large Woman, whose bad attitude created a disturbance in Switzerland; and Jerkzilla, who learned a valuable lesson after years of antagonizing his fellow employees. You were taught to work hard to succeed and survive in business. Unfortunately, you were not taught what to do when your boss is a poor leader with poor judgment, when businesspeople lie about their company's financial performance, or when management repackages bad news and calls it good news. "Ten Vital Lessons for Good Business" addresses these issues and many more. This book is a must read for all working people-from the new employee to the CEO. After reading this book you will realize why some businesspeople are frustrated and kick their dog or their neighbor's dog. Improve your business life-read "Ten Vital Lessons for Good Business." Those close to you will thank you for it.

What a wild ride it has been. From trading penny stocks in high school stock market competitions following the '1987 Crash', to trading billions of dollars whilst elbowing with the likes of Eric Schmidt (CEO of Google), Jeff Bezos (CEO of Amazon), and John Chambers (CEO of Cisco Systems)...I have seen it all! There is no playbook for managing billions of dollars, starting your own investment firm, and running a hedge fund. My life story has been rather circuitous, taking me everywhere from California to New York and from Australia to China along the way. I even took a 9 year pit-stop in the heartland, where I managed a $20,000,000.00+ fund at American Century Investments. As a freshly minted MBA grad from Cornell University in 1998, I never expected in my wildest dreams to land on one of the 10 largest funds in the country. America, what a great place to live! My journey eventually sucked me back towards the Pacific Ocean, where I now lead my investment practice in Newport Beach, CA.

With compliance now its main goal, human resource management has become a hodgepodge of unconnected functions and tasks. Williams argues persuasively that lost in the day-to-day effort is another, equally important goal: employee and organizational development. One result is that human resource management has lost credibility as a profession and in its own way, much like many of the organizations it serves, has become dysfuntional. To correct this imbalance--compliance over development--and in fact to salvage the HR profession itself Williams challenges HR people to abandon their search for power and money in organizational life, and instead to redirect their efforts to helping, truly helping, employees realize their potential in organizational settings. With surveys, checklists, advice, and revealing anecdotes drawn from his own extensive academic and consulting experiences, Williams provides a provocative, controversial analysis of the new crisis in human resource management, and a workable set of strategies to help HR professionals emerge from it.

Williams begins by calling the human resource function a bogged-down process. He identifies the problems this causes, and articulates a need for a new set of synergistic processes that will pull HR people out of the past and into the future he envisions for them. In Part II he digs into specific strategies to accomplish the HR makeover. He identifies a new role for HR, traces a process of change, and illustrates the effects of technological advances on the entire HR restrategizing effort. Part III tells HR professionals how to do it. In what he calls a series of workshop chapters, Williams helps HR people reassess their position in their own organizations, determine whether they are on the wrong paths and if so how to get off them, and then provides ways to reinstate the development function to its rightful place as equal in importance to compliance.

This book is the businessperson's guide to influencing government decisions without incurring the cost of a professional lobbyist, at a time when those decisions are, increasingly, a key to survival. When big corporations want to influence the government, they hire pricey lobbyists. But little guys have been on their own—until now. Equally useful to entrepreneurs and established owner/managers, Be Your Own Lobbyist: How to Give Your Small Business Big Clout with State and Local Government is a businessperson's guide to getting heard by government decision-makers by using the same tactics professionals employ. Readers will learn how to lobby in a compelling, sophisticated way through a comprehensive approach that will work at any level, but the book is especially suited to state and local government where routine decisions can mean life or death for small- and medium-sized businesses. The book not only explains the building blocks of advocacy—targeting, tools, and tactics—but also applies them to specific, common challenges like seeking a variance or fighting an ordinance. Packed with examples and easily adaptable models, Be Your Own Lobbyist shows how even a small business can get a fair shake in the halls of government.

"Energizing Workplace Performance" describes a proven system for implementing performance management in any organization. Validated with hundreds of private, public and non-profit organizations throughout the world over a 30 year period it has the demonstrated capability to generate substantial productivity increases and help realize human potential in the workplace. The author has personally implemented this performance management system in his own companies and has brought it to client organizations through his work as a management consultant. Dr. Resnick brings the richness of decades of organizational development experience to life through the text. Written in a conversational tone for executives, managers and human resource professionals, this book contains the theory, the empirical evidence and the "how to do it" guidelines that makes the difficult task of building organizational alignment and maximizing human performance both practical and achievable.

CEOs and team leaders from Fortune 500 companies and venture-backed start-ups often complain that they have trouble keeping their teams motivated. But what if it's actually not the job of the leaders to motivate their teams? What if team members were responsible for motivating themselves and for bringing their own professional, positive, helpful, best selves to work each day? What might change in companies if teams lived up to this expectation? In The Motivation Trap, John Hittler draws on the knowledge he has acquired from years of coaching individuals, teams, and organizations and proposes a new way to lead. He unwraps the energetic underpinnings of motivation, explains why it holds big limitations, and points out where and when to employ it as an effective tool in leading management teams. He walks readers through additional tools and suggests how and when to use them to create high-achieving teams who find enjoyment in their work and are ready to take initiative. His simple, easy-to-use tools will bring team members together so they can accomplish highly leveraged success. With the wisdom he provides in The Motivation Trap, Hittler helps leaders produce great results for their team members, for themselves, and for their organizations.

Leadership Strategy and Tactics is the essential and practical guide to leadership and how to excel at it from Jocko Willink, the co-author of the number one New York Times bestseller Extreme Ownership.

Leadership is the most challenging of human endeavours. It is often misunderstood. It can bewilder, mystify and frustrate even the most dedicated practitioners. Leaders at all levels are often forced to use theoretical guesswork to make decisions and lead their troops.

It doesn’t have to be that way.

There are principles that can be applied and tenets that can be followed. There are skills that can be learned and manoeuvres that can be practised and executed. There are leadership strategies and tactics that have been tested and proven on the battlefield, in business and in life.

Retired Navy SEAL Officer Jocko Willink delivers his powerful and pragmatic leadership methodology that teaches how to lead any team in any situation to victory. Here, you will learn how to:

• Deal with egos and the problems they cause
• Earn and build trust with both your subordinates and superiors
• Instil pride in your team, without creating arrogance
• Overcome challenges presented by a micromanaging, indecisive or weak boss
• Create a disciplined team that regulates itself
• Use leadership as a tool to teach, mentor, train and correct behaviour of team members
• Operate at a maximum level of efficiency – and reap the rewards

This book is step one towards becoming the commander of your own life. The rest is up to you.

The vast majority of American companies have little awareness or knowledge of how their organizations must change strategically to improve their customers' loyalty and assessment of value. As customers increasingly perceive a sameness of products and services among companies, an intense focus on customer retention and lifetime value will differentiate successful organizations from others. Lowenstein develops concepts and approaches that enable company executives, managers, and staff to create a dynamic, proactive corporate commitment to customer advocacy and loyalty.

Moving past previous how-to-do-it books on customers, Lowenstein identifies the abilities and processes by which companies can achieve the new paradigms related to customer loyalty.The Seven S Framework, a management concept developed by Tom Peters and Robert Waterman while at McKinsey and Company, is combined with the author's own Customer Loyalty Pyramid DEGREESDSM to form the basis of this new, invaluable work. The concepts are innovative, and the applications are real-world.

This is a book of memoirs spanning a period of more than 80 years. Born in 1933, the only child of loving working-class parents, the early recollections of Barrie Cottingham are of life in World War Two, and particularly of the Sheffield Blitz, when serious bomb damage to the homes of relatives resulted in a total of 11 family members living together for several weeks in the small terraced property (with no bathroom and only an outside toilet), which his parents rented. These reminiscences are an appropriate introduction to the main stated objective of the memoirs, to provide the author's Australian born grandsons with some knowledge of their British heritage and ancestors. However, as the recollections unfold, they also give a record of the period from the end of the Second World War when changes in British society (possibly the most rapid ever) provided opportunities for working-class people to move up the social scale. The author completed his state school education at the age of 15, obtaining the best examination results of his year. These, together with a testimonial from his headmaster, resulted in the grant of articles with a small Sheffield firm to study accountancy, without payment of the premium which was normally required at that time. Qualifying at the age of 21 years, he was called up for national service in the Royal Air Force where, after appropriate training, he obtained a commission, the first person from his family to have risen from the ranks. On completion of RAF service, and with a wish to see something of the world, he joined the international accountancy firm of Cooper Brothers & Co (subsequently to become Coopers & Lybrand - "the firm") to spend three years in Kenya. This proved to be one of the most interesting periods of his life. Returning to the firm in the UK at the age of 27, he was admitted to partnership three years later, and subsequently became the youngest member of the Executive Committee (effectively the Managing Board) at the age of 40 - remaining in this management group (with its various changes of name over the years) until the retirement age of 60 years. Following Coopers & Lybrand, he enjoyed a second career, extending over the next 20 years, as a non-executive director on several company boards, including the chairmanship of two public listed groups. The greater flexibility of time when carrying out these duties enabled him to also undertake a number of unremunerated and charitable activities. In relation to one of these, he was awarded an MBE in 2017. However, these memoirs are not confined to a review of the author's professional, business and charitable activities. Aspects of his private life are interwoven throughout, including the tragic death of his daughter Michelle (suffering from birth with Prader-Willi syndrome) at the age of 35, despite the devoted care of his first wife, Kathleen, his close relationship with his son Nigel, and meeting and marrying his current wife, Nicola. His pride in Sheffield and lifelong interest in sport also receive mention. A "Blade" for 80 years since first being taken to Bramall Lane by his father as a small boy, he still holds season tickets - although these are of little current value in the days of Covid-19.

This book is about effective management techniques for managers with or without formal training in managing organizations.

The purpose of this book is to put in writing the things I heard from the employees at the lower levels of different organizations; their ideas, suggestions, concerns, feelings, and-why not?-their genuine complains and frustrations. I hope this book helps to open the minds, hearts and souls of those who supervise people at any level of the organization, and not only the doors of theirs offices, to listen to what the employees want or need to say. They may be right or wrong as anybody else. If they are right, tell them what you plan to do, act accordingly and provide them with frequent feedback; if they are wrong, explain to them why they are wrong in a clear and specific manner. Organizations must make sure that supervisors are instructed to be available to their direct reports and listen to them. Fear, the main reason for employees not to speak to their supervisors, must be removed from the work environment because it closes the doors to many good ideas including significant cost saving suggestions, erodes people's commitment, causes decrease in productivity and increase in employee turnover among other diseases. Sometimes the lack of communication is not necessary caused by fear but by supervisors who apparently are listening to employees without taking any action or providing adequate feedback. People understand yes followed by action and feedback, and they understand no when the reasons are clearly explained to them; but there is something that people can't understand and usually creates anger, resentment and frustration: to be ignored.

As the dominant paradigm of economic activity is shifting to a focus on creating customer value, it is becoming increasingly clear that companies must be able to formulate business strategies, product and service strategies and internal operating strategies that accelerate the creation and delivery of customer value. The ability to create value has become the primary source of sustainable competitive strength. With this book, Ulwick introduces a strategy formulation theory and process that allows firms to create strategies that consistently produce breakthrough results. The application of advanced modeling and pattern detection techniques commonly reserved for physics and the behavioral sciences is used in both the design of the theory and in the process it initiates; its application can result in strategies and solutions that delivery up to ten times more value than those created with traditional methods. It is a process that can be broadly applied across an organization and a wide range of subjects or missions.

Ulwick describes Outcome-Based Logic, which can transform organizational dynamics and the way an organization approaches the process of strategy formulation, and proposes a Universal Strategy Formulation Model which defines the four essential elements of strategy creation: desired outcomes, constraints, the desired competitive position, and solutions. Using this model, it becomes possible for an organization to first choose its desired competitive position and then work to uncover the strategy or solution that will enable it to occupy that position. The book also introduces a process called the Customer-Driven Mission Achievement Process (CD-MAP), now successfully used by many large companies to formulate and assess strategies at every organizational level of their organizations. This book, steeped in modern business theory and backed by years of practical experience, will help practitioners in any company improve their operations and their competitive position.

Anyone who has ever played an organized sport knows that in order to beat your opponent, you not only need to have a good team and proven skills but you also need to have a game plan or strategy BEFORE you enter the game. The same is true in the game of life and this is especially true with regards to those situations that look like they could ruin you financially, emotionally, physically, or spiritually. A lot of self-help books offer you prosperity training or financial planning training, but very few, if any, offer you training on how to prepare-for-the-worst that could come your way. This book, I believe, will offer you a game plan in this area of preparing yourself for life-threatening and life-changing situations. A specific game plan that I use that has worked to prepare me to get through those worst-days-of-your life is simple and has only four parts to if. 1) Develop a Life Perspective as soon as you can. 2) View the situation in its proper perspective. reality of the present situation to take proactive steps to prepare yourself mentally and spiritually to carry you through the valley of the shadow of death. 4) Stay focused in time of trouble by learning and following the steps of how to deal with the End of Days moments.

One step above knowledge management systems are business intelligence systems. Their purpose is to give decision makers a better understanding of their organization's operations, and thus another way to outmaneuver the competition, by helping to find and extract the meaningful relationships, trends, and correlations that underlie the organization's operations and ultimately contribute to its success. Thierauf also shows that by tying critical success factors and key performance indicators into business intelligence systems, an organization's most important financial ratios can also be improved. Comprehensive and readable, Thierauf's book will advance the knowledge and skills of all information systems providers and users. It will also be useful as a text in upper-level courses covering a wide range of topics essential to an understanding of executive business systems generally, and specifically their creation and management.

The theme underlying Thierauf's unique text is that a thorough understanding of a company's operations is crucial if the company is to be moved to a higher level of competitive advantage. Although data warehousing, data mining, the Internet, the World Wide Web, and other electronic aids have been in place for at least a decade, it is the remarkable and unique capability of business intelligence systems to utilize them that has in turn revolutionized the ability of decision makers to find, accumulate, organize, and access a wider range of information than was ever before possible. Effective business intelligence systems give decision makers a means to keep their fingers on the pulse of their businesses every step of the way. From this it follows that they are thus able to develop new, more workable means to cope with the competition successfully. Comprehensive and readable, Thierauf's book will advance the knowledge and skills of all information systems providers and users. It will also be useful as a text in upper-level courses covering a wide range of topics essential to an understanding of executive business systems generally, and specifically their creation and management.

Written for the citizen consumer, healthcare professional and employer who asks: "What is health reform going to mean for me?" If you want to know more, this is the book for you. It is written in response to politicians attempting to hijack healthcare at the expense of the American people. As both a physician and economist, Dr. Smith plainly lays out the problems and real, workable solutions. With clinical and administrative experience, Dr. Smith has worked in every area of healthcare, from hospitals to insurance companies. She has seen what's worked and what hasn't in the United States, Europe and the Third World. The answers to how healthcare is actually delivered and where the money is really going will likely surprise you. If we are going to have a serious debate about healthcare, it is time for the American people, healthcare professionals and employers to fully understand and reclaim this most important issue.