It's Robert Kiyosaki's position that, 'It is our educational system that causes the gap between the rich and everyone else.' He laid the foundation for many of his messages in the international best-seller Rich Dad Poor Dad - the #1 personal finance book of all time - and in Why the Rich Are Getting Richer, he makes his case... In this book, the reader will learn why the gap between the rich and everyone else grows wider; why savers are losers; why debt and taxes make the rich richer; why traditional education actually causes many highly educated people - such as Robert's poor dad - to live poorly. In this book, the reader will find out why going to school, working hard, saving money, buying a house, getting out of debt, and investing for the long term in the stock market is the worst financial advice for most people. In this book, the reader will find out why real financial education may never be taught in schools. In this book, Robert shares the answers found on his life-long search, after repeatedly asking the question, 'When will we learn about money?' In this book, the reader will find out 'What financial education is... really.'

"Organizational Transformation" is the first book to analyze how organizations make it through difficult periods. Based on case studies drawn from a variety of industries, such as mental hospitals, schools, manufacturing companies, and the American Wildlife Society, this book offers practical advice on development strategies for managers and organization consultants. The book is divided into four sections, the first of which describes in detail the different approaches that have been developed to transform organizations. The second section describes and compares some of the basic strategies used in transforming organizations. The third provides the reader with a variety of theories and research on the topic, and the final section conceptualizes and integrates these theories.

For courses in operations management. A broad introduction to operations, reinforced with extensive practice problems Principles of Operations Management: Sustainability and Supply Chain Management presents a broad introduction to the field of operations in a realistic and practical manner, while offering the largest and most diverse collection of issues on the market. Problems found in the 12th Edition contain ample support—found in the book’s solved-problems and worked examples—to help readers better understand concepts important to today’s operations management professionals.

According to an ad agency CEO, .,."the best advice you'll ever get, sitting in your desk drawer, available 24/7...Its like a series of 3 minute inspirational talks from someone who knows every angle of the ad business inside out."

Maximize your family child care (daycare) program's enrollment and income with proven tips from Tom Copeland. Whether you are just starting out or have an established business, this resource provides the best marketing strategies for promoting your program and filling it to capacity - even during tough economic times. This second edition of Family Child Care Marketing Guide includes information to help you Identify and communicate the benefits of your program to prospective, current, and former clients Market your business using low-cost promotions, the Internet, and social media Network with professional organization and agencies Determine what rates you should charge Resolve common marketing issues and evaluate your marketing plan This guise also contains checklists, worksheets, and forms to complement your marketing plan.

To get the full benefit of branding, companies must actually live the brands they sell. This approach is called integrated branding and it's not just a communications strategy. Companies must demonstrate to themselves and their customers that its brands are what the company is. The Brand and the company are inseparable, and that realization must pervade the entire organization, from new product development to human resource management. Integrated branding is a way of operating, an overall way of doing business, and a way to make certain a company's products are based on the right answers to two mutually reinforcing questions: What do customers value and what does the company do best in relation to what the customers want? The tools to accomplish these goals are called drivers. LePla and Parker show clearly and comprehensively how drivers work and how to apply them. Not just for marketing directors, strategy planners and executive policy makers will also find this to be an essential resource in their quest to increase market leadership and to enhance the bottom line.

Through their integrated brand model, LePla and Parker discuss both organization drivers and brand drivers. They see the process as a research-driven one that gets everyone in the organization contributing to the effectiveness of its brands. With brand tools accepted throughout the company, people can determine more easily and accurately whether their decisions and actions will actually further the brand. The authors show how different companies apply their model in different ways. LePla and Parker also include discussions of how to determine brand structure, how an integrated brand applies to marketing communications, and how integrated brands can help companies when they go public.

Critiques and solutions offered by social changemakers from all walks of life The United States is living through a period of polarization and upheaval. We hunger for answers, yet too often turn to the same people and institutions, expecting different outcomes. How can this be? This book takes a different angle. It features award-winning social innovators from all walks of life with decades of experience of working in and with their communities across America. In twenty-two deep, idea-packed conversations, they share their analyses, practical insights, and policy recommendations—on how to gain common ground, get the country unstuck, and increase prosperity and well-being for all. These narratives share a common thread: They see community members—workers, young people, parents, neighbors, from Appalachia to Silicon Valley, from the Gulf Coast to the Great Lakes— as creative, resourceful, and strong, with unique expertise and lived experience of the problem at hand, whose changemaking energy can be tapped to build a better future for all of us.

Are they lying to you or not? For the first time a business professional explores deception in the workplace, providing both insight and advice on how to survive today's environment.

"Biblical Principles of Finance" is the product of a desire to help struggling people overcome some of the hardships associated with the financial challenges of this difficult economic era. The book presents the "perfect investment," one that has no cost outlay to the investor and provides returns for eternity. It also discusses simple and practical biblical principles for financial goals, financial planning, employment, debt and credit, spending, investments, taxes, contentment, stewardship, and retirement.

The most important chapter in "Biblical Principles of Finance" is the first chapter which covers the only "perfect investment." Regardless of economic indicators, the Dow Jones average, unemployment percentages, or any of life's hardships, you can be in the "perfect investment" with all of the associated benefits. There is something of value for all readers.

Not your typical business book, Dropping Almonds sheds light on the politics involved at upper levels of executive leadership. Based on true experiences, Dropping Almonds delivers an alternative perspective to Business 101.

The author, Jimmy Chung takes readers to explore the mind of a critical alternative thinker in tackling the various conflicts established within our reality. The words "Life is unfair" has been repeatedly stated. There are many reasons why life is considered to be unfair. It is up to a person to establish a judgment, opinion, or ideas on a specific topic. Most people in society have the ability explore the uniqueness of their minds where fresh productive ideas can be extracted. This book is intended for individuals who wish to explore unique ideas, personal real life experiences, nonfiction scenarios, and advice on how to handle the various struggles in life. Every person must realize that conflicts are all around us. We must face conflicts on a daily basis of 24 hours and 7 days a week. Some of us struggle in reality where some of us may also struggle in our sleep. You cannot avoid conflict as long as you are living in reality. It is possible to encounter situations when you set off to sleep. We cannot escape conflict and we never will. The world has established various conflicts where we must choose to produce solutions or run away from our problems. The materials and content in this book will educate and enlighten you about the importance of making the most productive decisions. We must face various conflicts on a daily basis where it is possible to make mindless decisions. This book will allow you to make the most accurate and effective decisions. We are going to counter conflicts by taking critical thinking to the next level.

The techniques of time management explained in this handbook provide a framework from which professional librarians in academic, public, and special libraries can benefit. Included are time management techniques for one's personal work habits, techniques for work routines involving other staff members, and techniques for library administrators. Cochran, a law library administrator focuses on effectiveness (doing the right job) rather than efficiency (doing a job right). The major topics include setting goals and objectives for one's personal and professional life that support one's values, planning and scheduling work each day, fighting procrastination, limiting interruptions, planning effective meetings, delegating effectively, building morale, and cultivating creativity. Other chapters cover time management techniques for special situations including travel and lunch time, balancing a career and personal life, and implementing a time management training program in a library. Appendices include worksheet forms.

A book that will change how you think and transform how you live Forget everything you thought you knew about how to motivate people - at work, at school, at home. It is wrong. As Daniel H. Pink explains in his paradigm-shattering book Drive, the secret to high performance and satisfaction in today's world is the deeply human need to direct our own lives, to learn and create new things, and to do better by ourselves and the world. Along the way, he takes us to companies that are enlisting new approaches to motivation, and introduces us to the scientists and entrepreneurs who are pointing a bold way forward.

This text is designed to give the reader an understanding of market structures, product and market management, advertising, product promotion, pricing strategies, as well as competitive analysis, forecasting, and business planning. It leads the student to an understanding of what comprises the channel structure and the options available to develop it. The text features examples and illustrations to aid in the understanding of unfamiliar concepts. These are drawn from the world of business which gives this book practical and realistic applications. Important pedagogical features include discussion questions following each chapter and an instructor's manual to aid in the presentation of the material in the classroom (see the Instructor's Manual at http: //www.greenwood.com/mccalley).

Scott Brown is swept into the Senate as the newest Senator from MA on the campaign slogan "The People's Seat." Sadly enough this has become a unique battle cry; but is it really? From the day of its Ratification all of the seats of Congress were the "people's seats." according to our Constitution. This book is about how our Representatives have redifined this ownership and how in the process redefine themselves as the Ruler's not the Representative of the people. How behaviors, abuse's and attitudes of entitlement threaten the very foundations this Country was built on. With embezzlement of Treasury funds, rampant ethics violations and carrying out the very behaviors they criticize others for our government runs on hypocrisy, lies and deceptions.

Sean Wise, National Columnist on Entrepreneurship & Venture Capital for the Globe & Mail newspaper, shares with you insights on raising capital and growing your business. Collecting the best columns from his first years at the Globe, this book cover topics relevant to: founders, funders and those that service the entrepreneuiral ecosystem. Including: How to create an Elevator Pitch; How to pick a partner; The Art of Business Jui Jitsou; Networking to Survive and 14 questions every investor asks on the first date This tome provides the inside track on funding and growing your business.

Die Geschäftswelt steht vor einer radikalen Veränderung, deren Dimension als historisch bezeichnet werden muss. Wer früher Geschäfte machen wollte, musste seinen Geschäftspartnern vertrauen. Mit Blockchain braucht niemand mehr dem anderen zu vertrauen, wenn er kaufen oder verkaufen will. Vertrauen wird durch Wissen ersetzt, denn die Blockchain zeigt uns alle Fakten, die die Ware, den Zahlungsverkehr oder den Transport betreffen, fälschungssicher in vollautomatisierten "Smart Contracts" an. Damit ändert sich das Geschäftemachen radikal. Revolutionär ist aber noch anderes: Blockchain zwingt Banken, Steuerberater und Investoren ihre Geschäftsmodelle radikal zu überdenken. Da Geld und Waren in der Blockchain durch den digitalen Zwilling direkt miteinander gekoppelt sind, braucht es die Zwischenhändler nicht mehr. Monopole werden entmachtet, Geschäfte dezentral organisiert. Neue Geschäftsmodelle müssen her und die sind ebenso spannend wie die Blockchain selbst. Doch damit nicht genug. Bisher asynchrone Geschäftsabläufe werden durch die Blockchain synchronisiert. Was heute noch im Nacheinander in so genannten Silos mit den Geschäftspartnern mühsam organisiert werden muss und große Datenverluste erzeugt, wird morgen für jeden in Echtzeit - ohne jeglichen Datenverlust - einsehbar sein. Die Überproduktion von Waren gehört dem Gestern an, Recyclingkreisläufe werden minutiös nachvollziehbar, Korruption nachweisbar und Entwicklungsländer können problemlos am internationalen Handel teilnehmen. Blockchain bedeutet also so viel mehr als Kryptowährungen oder Bitcoins. Genau hier setzt das Buch an. Es erklärt den disruptiven wirtschaftlichen Wandel, der mit der Blockchain-Technologie einhergeht, kompetent und in verständlicher Sprache. Das Buch will aufklären, informieren und wachrütteln. Die Chemieindustrie wird dabei der entscheidende Treiber bei der flächendeckenden Einführung der Blockchain-Technologie in die Wirtschaft sein, weil sie mit der gesamten produzierenden Industrie vernetzt ist - und zwar weltweit. Wenn sie Blockchain einführt, müssen alle mitziehen, und das schon bald, denn die Chemie steht kurz davor, genau das zu tun. Namhafte Vertreter aus der Blockchain-Szene, Start-ups, Finanz-Branche und der Chemieindustrie sowie Vertreter der Bundesregierung und der EU-Kommission kommen in Interviews zu Wort. Die Autoren selbst haben verantwortliche Positionen in einem weltweit agierenden Chemiekonzern. Es geschieht selten, dass sich solche Insider, aber auch Fachexperten und Entscheider aus der Industrie zum anstehenden Umbruch der Wirtschaft durch Blockchain äußern. Jetzt ist es der Fall. Auch das ein Novum.

When you are a new company or a young company wanting to grow and build a profitable, vibrant organization, it can be so difficult finding the time AND the dollars to move forward. This book gives you the systems and methods by which you can become a major player in the marketplace. The systems and processes outlined in this book have been used by the author to build a successful company and now he shares them with you. You don't necessarily need a lot of dollars, but you do need a lot of commitment to make it happen. Commitment in right areas and with the right direction may be all you need. Pay particular attention to chapter 14 as it can change the way you view yourself and your company. Just as importantly, it may just change the way your prospects and customers view you and your organization. Wanna make it happen? Let's get started.

The first graphology book written specifically for human resources professionals, this volume is designed to help those involved in the selection of new employees find out how handwriting analysis can help them learn more about the people they plan to hire and promote. As the author notes at the outset, handwriting analysis is beginning to enjoy widespread acceptance in the U.S. as a valuable adjunct to other pre-employment tests. Sackheim suggests how managers can best work with a professional graphologist, shows how to find a consultant with the proper credentials, and demonstrates how to evaluate the various traits revealed by handwriting analysis according to how they affect business situations. Numerous case studies and hundreds of handwriting samples are included to illustrate points made in the text.

Sackheim begins by placing graphology into historical perspective, tracing its development from the time of Aristotle to the present. Part I covers the process of graphology and moves from a general discussion of handwriting through such specifics as slant, rhythm, pressure, and size; spacing, writing speed, and style; and straight lines, circle letters, and i-dots. The second section presents case studies of sales people, managers, presidents, and other jobs and demonstrates how handwriting analysis can be an effective tool in evaluating candidates for various types of positions. In the third section, Sackheim provides the first complete survey of the graphology literature ever published. Her review encompasses virtually every study written in English since 1919 as well as over 50 articles in psychological journals. The final chapter addresses the legal issues involved and discusses discrimination laws and the right to privacy, U.S. Supreme Court decisions, and Equal Employment Opportunity Commission requirements. With the background provided here, human resource professionals will be able to add handwriting analysis to the tools they are already using for the selection and evaluation of employment candidates throughout the organization.

This is not a usual kind of book about banking or bankers. The authors were interested in the lives of women who joined in partnership banking. These women began working in what had been a male preserve before ideas of feminism and women's rights had suggested this as a possibility. They were feminists before feminism existed! Responsibility as partners in banks did not absolve them from their duties as wives and mothers. So we hear about domestic matters - childbirth, sickness, dinner services, furniture, watercolour painting and riding accidents. There is also a background of links with commerce and business which made the British economy so vibrant and dynamic at this formative time. The banking industry grew and developed in response to the needs of enterprise in shipping, textile manufacture, mining, engineering and general commerce. In short, these bankers created the art of multi-tasking. The banks and bankers described here came from different backgrounds within the parameters of comfortable middle-class families, rooted in local communities and enterprises. This book is full of banking history and characters and mercifully light on references to subprime lending, liquidity ratios, securitisation, or even bonuses. This is an excellent time for it.

Credit What is it? Why do we have to have it? How do I get credit? How do you survive without it? Inside this book you will understand why credit is so important. You will learn to control your own credit destiny. There are tips to help you get the best loan possible. You will learn how to work the best finance deal from an automobile dealer. You will learn about mortgage loans; enough to make you a savvy real estate buyer. You always want to be in the driver's seat when it comes to a lender giving you a loan. I'll explain the credit reporting agencies role in your loan request and what value your credit bureau report really has. Learn that your credit score is not just some arbitrary number. Do you feel that you just can't make ends meet anymore? I'll discuss some credit alternatives or financing solutions. What are the things to really look for in a credit card? How do you know which card is best for you? Information is the key to everyone's success. Remember you create your own credit destiny. Don't be a pawn in the credit game any longer. All this and so much valuable information is right at your fingertips.